CIBIL Score & Report: Hello, Abhishek Kumar

02/04/2024, 16:36 Score Report | Cibil Dashboard
CIBIL Score & Report

Control Number : 7,38,65,99,736
Date : 02/04/2024
Hello, ABHISHEK KUMAR
Your CIBIL Score is 747 as of Date : 02/04/2024

300 900
747
CIBIL Score is a 3 digit numeric summary of your credit history & ranges from 300 to 900.
This section reflects your CIBIL Score, which is widely used by loan providers to evaluate loan applications.
Your score ranges between 300 and 900, and is calculated based on the information available in the
"Accounts" and "Enquiry"section of your CIBIL Report. The closer your score is to 900, the more confidence
the lender will have in your ability to repay the loan. Higher your score, the better chances of your application
getting approved.
Please note in some cases you might be displayed a CIBIL Score of "NH" which indicates one of the
following 3 things:
1. You have a credit card or loan account, but no credit activity in the last three years.
2. Lenders may have made enquiries, but you do not have any credit activity.
3. You only have add-on credit cards, and no credit exposure.
PERSONAL DETAILS
Name
ABHISHEK KUMAR
Date Of Birth Gender

15/03/2002 Male
IDENTIFICATION DETAILS
Identification Type
Income Tax ID Number (PAN)
ID Number
https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 1/30
PFVPS1424H
Issue Date Expiry Date

-- --
Identification Type
CKYC
ID Number
60064108952186
Issue Date Expiry Date

-- --
ADDRESS DETAILS
Address
S O GANESH SHARMA AMBAY ROAD HUSSAINABAD KUTUBGANJ
BHAGALPUR BIHAR BIHAR,812005 Bihar 812005
Category
Not Categorized
Residence Code
-
Date Reported
03/03/2024
Address
S/O: GANESH SHARMA AMBAY ROAD HUSSAINABAD BIHAR 812005 Bihar
812005
Category
Residence Address
Residence Code
-
Date Reported
31/08/2023
Address
S O GANESH SHARMA AMBAY ROAD HUSSAINABAD KUTUBGANJ

BHAGALPUR BIHAR ,BIHAR,812005 Bihar 812005
Category
Permanent Address
Residence Code
-
Date Reported
31/07/2023
CONTACT DETAILS
Telephone Number Type

Mobile Phone
Telephone Number
6200240289
Telephone Extension
--
EMAIL DETAILS
Email ID
ABHISHEKSHARMA232002@GMAIL.COM
Email ID
Email ID
EMPLOYMENT DETAILS
Account Type Date Reported
Short Term Personal Loan 31/01/2024
Occupation Income
Salaried -
Monthly / Annual Income Indicator Net / Gross Income Indicator

- -
ALL ACCOUNTS
OPEN ACCOUNTS
Member Name
KRAZYBEE
Account Type
Short Term Personal Loan
Account Number
KB231204XDDOT
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹3,000
Current Balance
₹1,535
Cash Limit
--
Amount Overdue
--
Rate of Interest
--
Repayment Tenure
4
EMI Amount
₹794
Payment Frequency
Monthly
Actual Payment Amount

--
Date Opened / Disbursed

04/12/2023
Date Closed
--
Date of Last Payment

03/02/2024
Date Reported And Certified

29/02/2024
Value of Collateral
--
Type of Collateral
No Collateral
Suit - Filed / Willful Default

--
Credit Facility Status

--
Written-off Amount (Total)

--
Written-off Amount (Principal)
--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date

01/12/2023
Payment End Date

01/02/2024
Payment History
Feb 2024 0
Jan 2024 0
Dec 2023 0
STD: Standard
DBT:Doubtful
###: Number of days past due
SMA:Special Mention account
LSS:Loss
XXX: Not Reported
SUB:Substandard
Member Name
TRUE CREDITS
Account Type
Personal Loan
Account Number
TBLV13-31203-5061698
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹2,940
Current Balance
₹1,045
Cash Limit
--
Amount Overdue
--
Rate of Interest
70.80%
Repayment Tenure
3
EMI Amount
--
Payment Frequency
Monthly

--

03/12/2023
Date Closed
--
02/02/2024

29/02/2024
Value of Collateral
--
Type of Collateral
No Collateral

--

--

--

--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date

01/12/2023
Payment End Date

01/02/2024
Payment History
Feb 2024 0
Jan 2024 0
Dec 2023 0
STD: Standard
DBT:Doubtful
LSS:Loss
XXX: Not Reported
SUB:Substandard
Member Name
ADITYA BIRLA F L
Account Type
Account Number
PYTMPPABFL6969388221
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹1,000
Current Balance
--
Cash Limit
--
Amount Overdue
--
Rate of Interest
--
Repayment Tenure
--
EMI Amount
--
Payment Frequency
--

--

25/10/2023
Date Closed
--

06/02/2024

29/02/2024
Value of Collateral
--
Type of Collateral
--

--

--

--

--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date

01/10/2023
Payment End Date

01/02/2024
Payment History
Feb 2024 0
Jan 2024 0
Dec 2023 0
Nov 2023 0
Oct 2023 0
STD: Standard
DBT:Doubtful
LSS:Loss
XXX: Not Reported
SUB:Substandard
Member Name
BAJAJ FIN LTD
Account Type
Consumer Loan
Account Number
U070CDKC216147
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹16,990
Current Balance
₹8,494
Cash Limit
--
Amount Overdue
--
Rate of Interest
--
Repayment Tenure
18
EMI Amount
₹944
Payment Frequency
Monthly

--

30/08/2023
Date Closed
--
02/01/2024

29/02/2024
Value of Collateral
--
Type of Collateral
--

--

--

--

--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date

01/08/2023
Payment End Date

01/02/2024
Payment History
Feb 2024 0
Jan 2024 0
Dec 2023 0
Nov 2023 0
Oct 2023 0
Sep 2023 0
Aug 2023 0
STD: Standard
DBT:Doubtful
LSS:Loss
XXX: Not Reported
SUB:Substandard
CLOSED ACCOUNTS
Member Name
BRANCHINTER
Account Type
Personal Loan
Account Number
091B0AF7A82CDE55095550DC2
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹4,000
Current Balance
--
Cash Limit
--
Amount Overdue
--
Rate of Interest
--
Repayment Tenure
2
EMI Amount
₹2,130
Payment Frequency
Monthly

₹4,260

04/12/2023
Date Closed
10/01/2024

10/01/2024

31/01/2024
Value of Collateral
--
Type of Collateral
--
--

--

--

--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date

01/12/2023
Payment End Date

01/01/2024
Payment History
Jan 2024 0
Dec 2023 0
STD: Standard
DBT: Doubtful
###: Number of Days Past Due
SMA: Special Mention Account
SUB: Substandard
LSS: Loss
XXX: Not Reported
Member Name
Account Type
KRAZYBEE
Account Number
KB231118RIKOL
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹3,000
Current Balance
--
Cash Limit
--
Amount Overdue
--
Rate of Interest
--
Repayment Tenure
3
EMI Amount
₹1,047
Payment Frequency
Monthly

--

18/11/2023
Date Closed
04/12/2023

04/12/2023

31/12/2023
Value of Collateral
--
Type of Collateral
No Collateral

--

--

--

--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date

01/11/2023
Payment End Date

01/12/2023
Payment History
Dec 2023 0
Nov 2023 0
STD: Standard
DBT: Doubtful
SUB: Substandard
LSS: Loss
XXX: Not Reported
Member Name
BRANCHINTER
Account Type
Personal Loan
Account Number
93AD94D14163E5FF19BEE8A3E
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹2,500
Current Balance
--
Cash Limit
--
Amount Overdue
--
Rate of Interest
--
Repayment Tenure
2
EMI Amount
₹1,326
Payment Frequency
Monthly

₹2,652

17/11/2023
Date Closed
04/12/2023

04/12/2023

31/12/2023
Value of Collateral
--
Type of Collateral
--

--

--
--

--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date

01/11/2023
Payment End Date

01/12/2023
Payment History
Dec 2023 0
Nov 2023 0
STD: Standard
DBT: Doubtful
SUB: Substandard
LSS: Loss
XXX: Not Reported
Member Name
CHOLA INVST FIN
Account Type
Personal Loan
Account Number
KBPLKBDB000007182306
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹2,400
Current Balance
--
Cash Limit
--
Amount Overdue
--
Rate of Interest
--
Repayment Tenure
--
EMI Amount
--
Payment Frequency
--

--

03/11/2023
Date Closed
17/11/2023

--

30/11/2023
Value of Collateral
--
Type of Collateral
--

--

--

--

--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date

01/11/2023
Payment End Date

01/11/2023
Payment History
Nov 2023 0
STD: Standard
DBT: Doubtful
SUB: Substandard
LSS: Loss
XXX: Not Reported
Member Name
BRANCHINTER
Account Type
Personal Loan
Account Number
1C3BD9E5E0828FAC81FCF2CDE
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹1,500
Current Balance
--
Cash Limit
--
Amount Overdue
--
Rate of Interest
--
Repayment Tenure
2
EMI Amount
₹795
Payment Frequency
Monthly

₹1,590

22/09/2023
Date Closed
11/11/2023

11/11/2023

30/11/2023
Value of Collateral
--
Type of Collateral
--

--

--

--

--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date

01/09/2023
Payment End Date

01/11/2023
Payment History
Nov 2023 0
Oct 2023 0
Sep 2023 0
STD: Standard
DBT: Doubtful
SUB: Substandard
LSS: Loss
XXX: Not Reported
Member Name
TRUECREDIT
Account Type
Personal Loan
Account Number
TBLV14-30719-5127934
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹1,215
Current Balance
--
Cash Limit
--
Amount Overdue
--
Rate of Interest
82.80%
Repayment Tenure
3
EMI Amount
--
Payment Frequency
Monthly

--

20/07/2023
Date Closed
03/09/2023

03/09/2023
30/09/2023
Value of Collateral
--
Type of Collateral
No Collateral

--

--

--

--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date

01/07/2023
Payment End Date

01/09/2023
Payment History
Sep 2023 0
Aug 2023 0
Jul 2023 0
STD: Standard
DBT: Doubtful

SUB: Substandard
LSS: Loss
XXX: Not Reported
ENQUIRY DETAILS
Member Name
BAJAJ FIN LTD
Date Of Enquiry
02/04/2024
Enquiry Purpose
Other
Member Name
WHIZDMFINANCE
Date Of Enquiry
19/03/2024
Enquiry Purpose
Personal Loan
Member Name
NAVI
Date Of Enquiry
18/03/2024
Enquiry Purpose
Personal Loan
Member Name
TCL
Date Of Enquiry
15/03/2024
Enquiry Purpose
Personal Loan
Member Name
BAJAJ FIN LTD
Date Of Enquiry
15/03/2024
Enquiry Purpose
Other
End of report
Disclaimer: All information contained in this credit report has been collated by TransUnion CIBIL Limited (TU
CIBIL) based on information provided/ submitted by its various members("Members"), as part of periodic data
submission and Members are required to ensure accuracy, completeness and veracity of the information submitted.
The credit report is generated using the proprietary search and match logic of TU CIBIL.
TU CIBIL uses its best efforts to ensure accuracy, completeness and veracity of the information contained in the
Report, and shall only be liable and / or responsible if any discrepancies are directly attributable to TU CIBIL. The
use of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members
COPYRIGHT TRANSUNION CIBIL. ALL RIGHTS RESERVED.

For more information, please visit our website at www.cibil.com

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02/04/2024, 16:36 Score Report | Cibil Dashboard

CIBIL Score & Report

Hello, ABHISHEK KUMAR

Your CIBIL Score is 747 as of Date : 02/04/2024

Date Of Birth Gender

Issue Date Expiry Date

Issue Date Expiry Date

S O GANESH SHARMA AMBAY ROAD HUSSAINABAD KUTUBGANJ

Telephone Number Type

Account Type Date Reported

Short Term Personal Loan 31/01/2024

Monthly / Annual Income Indicator Net / Gross Income Indicator

Actual Payment Amount

Date Opened / Disbursed

Date of Last Payment

Date Reported And Certified

Suit - Filed / Willful Default

Credit Facility Status

Written-off Amount (Total)

Written-off Amount (Principal)

Payment Start Date

Payment End Date

Actual Payment Amount

Date Opened / Disbursed

Date of Last Payment

Date Reported And Certified

Suit - Filed / Willful Default

Credit Facility Status

Written-off Amount (Total)

Written-off Amount (Principal)

Payment Start Date

Payment End Date

Actual Payment Amount

Date Opened / Disbursed

Date of Last Payment

Date Reported And Certified

Suit - Filed / Willful Default

Credit Facility Status

Written-off Amount (Total)

Written-off Amount (Principal)

Payment Start Date

Payment End Date

Actual Payment Amount

Date Opened / Disbursed

Date of Last Payment

Date Reported And Certified

Suit - Filed / Willful Default

Credit Facility Status

Written-off Amount (Total)

Written-off Amount (Principal)

Payment Start Date

Payment End Date

Actual Payment Amount

Date Opened / Disbursed

Date of Last Payment

Date Reported And Certified

Suit - Filed / Willful Default

Credit Facility Status

Written-off Amount (Total)

Written-off Amount (Principal)

Payment Start Date

Payment End Date

Actual Payment Amount