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2/13/24, 10:34 AM Credit Report

CIBIL Score & Report


Control Number : 7,165,635,500
Date : 13/02/2024

CIBIL Score
This section reflects your CIBIL Score, which is widely used by loan providers
to evaluate loan applications. Your score ranges between 300 and 900, and is
calculated based on the information available in the "Accounts" and
"Enquiry"section of your CIBIL Report. The closer your score is to 900, the more
confidence the lender will have in your ability to repay the loan. Higher your

777 score, the better chances of your application getting approved.


Please note in some cases you might be displayed a CIBIL Score of "NH”
which indicates one of the following 3 things:

1. You have a credit card or loan account, but no credit activity in the last
three years.
2. Lenders may have made enquiries, but you do not have any credit
activity.
3. You only have add-on credit cards, and no credit exposure.

Personal Information
Name DOB Gender

GOVIND BAIRWA S/O MOHAN L 06/02/1993 Male


AL BAIRWA

Identification Type Number Issue Date Expiration Date


Income Tax ID Number CBHPB0813N - -
(PAN)

Voter ID Number NQU/0594747 - -

CKYC 20038023147402 - -

Contact Information
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Address Category Residence Code Date Reported


BHILWARA ROAD KHARIGRAM Office Address - 31/12/2023
GULABPURA 944 RAJASTHAN
Rajasthan 311021

PRATAPPURA ROOPAHELI Permanent - 31/12/2023


BHILWARA PRATAPPURA Address
ROOPAHELI BHILWARA 944
RAJASTHAN Rajasthan 311030

PRATAPPURA ROOPAHELI Residence - 31/12/2023


BHILWARA PRATAPPURA Address
ROOPAHELI BHILWARA 944
RAJASTHAN Rajasthan 311030

S/O MOHAN LAL BAIRWA Residence - 31/03/2023


TASWARIYA BHILWARA Address
RAJASTHAN 311011 Rajasthan
311011

Telephone Number Type Telephone Number Telephone Extension

Office Phone 9214862811

Mobile Phone 9214862811

Mobile Phone 9214862811

Mobile Phone 8107730871

Email Addresses

Employment Information

Account Type Microfinance – Personal Loan

Date Reported 31/12/2023

Occupation Others

Income -

Monthly / Annual Income Indicator -

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Net / Gross Income Indicator -

Account Information

Member Name Account Type Account Number Ownership

> IDFC FIRST BANK Microfinance – 125664779 Individual


Personal Loan

Account Details
Credit Limit -

Sanctioned Amount 1,50,000

Current Balance 1,40,193

Cash Limit -

Amount Overdue 0

Rate of Interest -

Repayment Tenure 36

EMI Amount 5,348

Payment Frequency Monthly

Actual Payment Amount 16,044

Date Opened / Disbursed 22/08/2023

Date Closed -

Date of Last Payment 04/12/2023

Date Reported And Certified 31/12/2023

Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default No Suit Filed

Credit Facility Status -

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Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/08/2023

Payment End Date 01/12/2023

Dec 2023 0

Nov 2023 0

Oct 2023 0

Sep 2023 0

Aug 2023 0

STD: Standard DBT:Doubtful ###: Number of


days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

> BAJAJ FIN LTD Consumer Loan 518URDJJ171122 Individual

Account Details
Credit Limit -

Sanctioned Amount 24,999

Current Balance 0

Cash Limit -

Amount Overdue 0

Rate of Interest -

Repayment Tenure 8

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EMI Amount 3,125

Payment Frequency Monthly

Actual Payment Amount -

Date Opened / Disbursed 20/03/2023

Date Closed 07/10/2023

Date of Last Payment 02/09/2023

Date Reported And Certified 30/11/2023

Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/03/2023

Payment End Date 01/11/2023

Nov 2023 0

Oct 2023 0

Sep 2023 0

Aug 2023 0

Jul 2023 0

Jun 2023 0

May 2023 0

Apr 2023 0

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Mar 2023 0

STD: Standard DBT:Doubtful ###: Number of


days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

> MENTOR INDIA Housing Loan MHL08244 Joint

Account Details
Credit Limit -

Sanctioned Amount 3,50,000

Current Balance 1,89,982

Cash Limit -

Amount Overdue -

Rate of Interest 20.00

Repayment Tenure 95

EMI Amount 7,772

Payment Frequency Monthly

Actual Payment Amount -

Date Opened / Disbursed 24/11/2017

Date Closed -

Date of Last Payment 20/03/2023

Date Reported And Certified 31/03/2023

Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

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Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/04/2019

Payment End Date 01/03/2023

Mar 2023 STD Mar 2022 XXX

Feb 2023 STD Feb 2022 XXX

Jan 2023 STD Jan 2022 XXX

Dec 2022 XXX Dec 2021 XXX

Nov 2022 STD Nov 2021 XXX

Oct 2022 STD Oct 2021 XXX

Sep 2022 STD Sep 2021 XXX

Aug 2022 XXX Aug 2021 XXX

Jul 2022 XXX Jul 2021 XXX

Jun 2022 XXX Jun 2021 XXX

May 2022 XXX May 2021 XXX

Apr 2022 XXX Apr 2021 XXX

Mar 2021 XXX

Feb 2021 XXX

Jan 2021 XXX

Dec 2020 XXX

Nov 2020 XXX

Oct 2020 XXX

Sep 2020 XXX

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Aug 2020 0

Jul 2020 0

Jun 2020 XXX

May 2020 XXX

Apr 2020 0

STD: Standard DBT:Doubtful ###: Number of


days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

Enquiry Information
NONE REPORTED There no inquiries.

Disclaimer : All information contained in this credit report has been collated by TransUnion CIBIL Limited (TU CIBIL)
based on information provided/ submitted by its various members("Members"), as part of periodic data submission and
Members are required to ensure accuracy, completeness and veracity of the information submitted. The credit report is
generated using the proprietary search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure accuracy,
completeness and veracity of the information contained in the Report, and shall only be liable and / or responsible if any
discrepancies are directly attributable to TU CIBIL. The use of this report is governed by the terms and conditions of the
Operating Rules for TU CIBIL and its Members

COPYRIGHT 2024 TRANSUNION CIBIL. ALL RIGHTS RESERVED.

For more information, please visit our website at www.cibil.com


To raise a Dispute, please visit http://www.cibil.com/dispute

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