Credit Report

28/12/2022, 09:08 Credit Report
CIBIL Score & Report

Your CIBIL Score is 750
Control Number : 5,314,661,303
Date : 28/12/2022
CIBIL Score
This section reflects your CIBIL Score, which is widely used by loan providers to evaluate loan
applications. Your score ranges between 300 and 900, and is calculated based on the
information available in the "Accounts" and "Enquiry"section of your CIBIL Report. The closer your
score is to 900, the more confidence the lender will have in your ability to repay the loan. Higher
your score, the better chances of your application getting approved.
750 Please note in some cases you might be displayed a CIBIL Score of "NH” which indicates one of
the following 3 things:
1. You have a credit card or loan account, but no credit activity in the last three years.
2. Lenders may have made enquiries, but you do not have any credit activity.
3. You only have add-on credit cards, and no credit exposure.
Personal Information
Name DOB Gender
KANHAIYA LAL VERMA VERMA 15/02/1984 Male
Identification Type Number Issue Date Expiration Date
Income Tax ID Number (PAN) AKDPL1274C - -
Voter ID Number ROX0099184 - -
Driver's License Number RJ25DLC1386248 - -
Contact Information
Address Category Residence Code Date Reported
GOVT PRIMARY SCHOOL BANPUR GOTH Office Address - 30/06/2022
BIHARI KHANDAR TEHSIL-KHANDAR DIST-
SAWAI MADHOPUR Rajasthan 322025
BHAGWATGARH SAWAI MADHOPUR SAWAI Residence Address - 31/05/2022

MADHOPUR SAWAI MADHOPUR
RAJASTHAN 322701 Rajasthan 322701
PLOT NO-6 PRATAP NAGAR VIDHI Residence Address - 02/05/2022

COACHING , CLASS KE PASS KHERDA
SAWAI MADHOPUR , TEHSIL-SAWAI
MADHOPUR DIST-SAWAI, ,NEAR RAILWAY
STATION , SAWAI MADHOPUR Rajasthan
322001
GOVT SR SEC Office Address - 04/07/2019

SCHOOLGOTHBIHARIKHANDAR KARAULI
SAWAI MADHOPUR Rajasthan 322001
https://myscore.cibil.com/CreditView/creditreport.page?print=true 1/15
28/12/2022, 09:08 Credit Report
Telephone Number Type Telephone Number Telephone Extension
Mobile Phone 9166207287
Mobile Phone 8560815906
Office Phone 8560815906
Home Phone 074629166207287
Email Addresses
KANHAIYALALVERMA8033@GMAIL.COM
CHITRAVERMA111@GMAIL.COM
Employment Information
Account Type Personal Loan
Date Reported 30/11/2022
Occupation Others
Income -
Monthly / Annual Income Indicator -
Net / Gross Income Indicator -
Account Information
Member Name Account Type Account Number Ownership
> HDFC BANK Personal Loan 129747321 Individual
Account Details
Credit Limit -
Sanctioned Amount 2,00,000
Current Balance 1,84,276
Cash Limit -
Amount Overdue 0
Rate of Interest -
Repayment Tenure -
EMI Amount -
Payment Frequency Monthly
28/12/2022, 09:08 Credit Report
Actual Payment Amount 4,275
Date Opened / Disbursed 05/05/2022
Date Closed -
Date of Last Payment 08/11/2022
Date Reported And Certified 30/11/2022
Value of Collateral -
Type of Collateral -
Suit - Filed / Willful Default -
Credit Facility Status -
Written-off Amount (Total) -
Written-off Amount (Principal) -
Settlement Amount -
Payment Status (up to 36 months)
Payment Start Date 01/05/2022
Payment End Date 01/11/2022
Nov 2022 0
Oct 2022 0
Sep 2022 0
Aug 2022 0
Jul 2022 0
Jun 2022 0
May 2022 0
STD: Standard DBT:Doubtful ###: Number of days

past due
SMA:Special Mention LSS:Loss XXX: Not Reported
account
SUB:Substandard
> SBI CARD Credit Card 0004726428425927546 Individual
Account Details
Credit Limit 10000
High Credit 7,685
Current Balance 4,439
Cash Limit 1,500
Amount Overdue 0
28/12/2022, 09:08 Credit Report
Rate of Interest -
Repayment Tenure -
EMI Amount -
Actual Payment Amount -
Date Closed -
Settlement Amount -
Dec 2022 0 Dec 2021 3
Nov 2022 0
Oct 2022 0
Sep 2022 0
Aug 2022 0
Jul 2022 0
Jun 2022 0
May 2022 0
Apr 2022 0
Mar 2022 0
Feb 2022 3
Jan 2022 3
28/12/2022, 09:08 Credit Report

past due
account
SUB:Substandard
> SBI Personal Loan 00000039728240879 Individual
Account Details
Credit Limit -
Sanctioned Amount 96,000
Cash Limit -
Amount Overdue -
Rate of Interest 11.00
Repayment Tenure 36
EMI Amount 3,130
Date Closed -
Date of Last Payment -
Settlement Amount -
Nov 2022 STD Nov 2021 STD
Oct 2022 STD Oct 2021 STD
Sep 2022 STD Sep 2021 STD
28/12/2022, 09:08 Credit Report
Aug 2022 STD Aug 2021 STD
Jul 2022 STD Jul 2021 STD
Jun 2022 STD Jun 2021 STD
May 2022 STD May 2021 STD
Apr 2022 STD Apr 2021 STD
Mar 2022 STD Mar 2021 STD
Feb 2022 STD Feb 2021 STD
Jan 2022 STD Jan 2021 STD
Dec 2021 STD Dec 2020 STD
Nov 2020 STD
Oct 2020 STD

past due
account
SUB:Substandard
> BAJAJ FIN LTD Personal Loan X17RSFFY634141 Individual
Account Details
Credit Limit -
Cash Limit -
Amount Overdue 0
Rate of Interest -
Repayment Tenure -
EMI Amount -
Date Closed -
28/12/2022, 09:08 Credit Report
Settlement Amount -
Nov 2022 0 Nov 2021 0
Oct 2022 0 Oct 2021 0
Sep 2022 0 Sep 2021 0
Aug 2022 0 Aug 2021 0
Jul 2022 0 Jul 2021 0
Jun 2022 0 Jun 2021 0
May 2022 0 May 2021 0
Apr 2022 0 Apr 2021 0
Mar 2022 0 Mar 2021 0
Feb 2022 0 Feb 2021 0
Jan 2022 0 Jan 2021 0
Dec 2021 0 Dec 2020 0
Nov 2020 0
Oct 2020 0
Sep 2020 0
Aug 2020 0
Jul 2020 0
Jun 2020 0
May 2020 0

past due
account
SUB:Substandard
> BAJAJ FIN LTD Personal Loan X17RSLFF808484 Individual
Account Details
28/12/2022, 09:08 Credit Report
Credit Limit -
Cash Limit -
Amount Overdue 0
Rate of Interest -
Repayment Tenure -
EMI Amount -
Date Closed -
Settlement Amount -
Nov 2022 0 Nov 2021 0
Oct 2022 0 Oct 2021 0
Sep 2022 0 Sep 2021 0
Aug 2022 0 Aug 2021 0
Jul 2022 0 Jul 2021 0
Jun 2022 0 Jun 2021 0
May 2022 0 May 2021 0
Apr 2022 0 Apr 2021 0
Mar 2022 0 Mar 2021 0
Feb 2022 0 Feb 2021 0
28/12/2022, 09:08 Credit Report
Jan 2022 0 Jan 2021 0
Dec 2021 0 Dec 2020 0
Nov 2020 0
Oct 2020 0
Sep 2020 0
Aug 2020 0
Jul 2020 0
Jun 2020 0
May 2020 0

past due
account
SUB:Substandard
Account Details
Credit Limit -
Current Balance 5,97,420
Cash Limit -
Amount Overdue -
Repayment Tenure 80
EMI Amount 18,522
Date Closed -
28/12/2022, 09:08 Credit Report
Settlement Amount -
Nov 2020 STD
Oct 2020 STD
Sep 2020 STD
Aug 2020 STD
Jul 2020 STD
Jun 2020 STD
May 2020 STD
Apr 2020 STD
Mar 2020 STD
Feb 2020 STD
Jan 2020 STD
Dec 2019 STD
28/12/2022, 09:08 Credit Report

past due
account
SUB:Substandard
Account Details
Credit Limit -
Current Balance 0
Cash Limit -
Amount Overdue -
Repayment Tenure 36
EMI Amount 3,324
Date Closed 10/07/2019
Settlement Amount -
Jul 2019 STD
Jun 2019 STD
May 2019 STD
28/12/2022, 09:08 Credit Report
Apr 2019 STD
Mar 2019 STD
Feb 2019 STD
Jan 2019 29
Dec 2018 STD
Nov 2018 29
Oct 2018 29
Sep 2018 STD

past due
account
SUB:Substandard
> BAJAJ FIN LTD Personal Loan X17RSL74844706 Individual
Account Details
Credit Limit -
Current Balance 0
Cash Limit -
Amount Overdue 0
Rate of Interest -
Repayment Tenure -
EMI Amount -
28/12/2022, 09:08 Credit Report
Settlement Amount -
Nov 2022 0 Nov 2021 XXX
Oct 2022 XXX Oct 2021 XXX
Sep 2022 XXX Sep 2021 XXX
Aug 2022 XXX Aug 2021 XXX
Jul 2022 XXX Jul 2021 XXX
Jun 2022 XXX Jun 2021 XXX
May 2022 XXX May 2021 XXX
Apr 2022 XXX Apr 2021 XXX
Mar 2022 XXX Mar 2021 XXX
Feb 2022 XXX Feb 2021 0
Jan 2022 XXX Jan 2021 0
Dec 2021 XXX Dec 2020 0
Nov 2020 0
Oct 2020 0
Sep 2020 0
Aug 2020 0
Jul 2020 0
Jun 2020 0
May 2020 0

past due
account
SUB:Substandard
Account Details
Credit Limit -
Current Balance 0
28/12/2022, 09:08 Credit Report
Cash Limit -
Amount Overdue -
Repayment Tenure 60
EMI Amount 11,415
Settlement Amount -
28/12/2022, 09:08 Credit Report
Jul 2017 STD

past due
account
SUB:Substandard
Enquiry Information
Member Name Date of Enquiry Enquiry Purpose
HDFC BANK 03/05/2022 Personal Loan
HDFC BANK 02/05/2022 Personal Loan
SBI CARD 22/10/2021 Credit Card
BAJAJ FIN LTD 06/05/2020 Other
Disclaimer : All information contained in this credit report has been collated by TransUnion CIBIL Limited (TU CIBIL) based on information
provided/ submitted by its various members("Members"), as part of periodic data submission and Members are required to ensure accuracy,
completeness and veracity of the information submitted. The credit report is generated using the proprietary search and match logic of TU CIBIL.
TU CIBIL uses its best efforts to ensure accuracy, completeness and veracity of the information contained in the Report, and shall only be liable
and / or responsible if any discrepancies are directly attributable to TU CIBIL. The use of this report is governed by the terms and conditions of the
Operating Rules for TU CIBIL and its Members
COPYRIGHT 2022 TRANSUNION CIBIL. ALL RIGHTS RESERVED.
For more information, please visit our website at www.cibil.com

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28/12/2022, 09:08 Credit Report

CIBIL Score & Report

KANHAIYA LAL VERMA VERMA 15/02/1984 Male

Identification Type Number Issue Date Expiration Date

Income Tax ID Number (PAN) AKDPL1274C - -

Voter ID Number ROX0099184 - -

Driver's License Number RJ25DLC1386248 - -

BHAGWATGARH SAWAI MADHOPUR SAWAI Residence Address - 31/05/2022

PLOT NO-6 PRATAP NAGAR VIDHI Residence Address - 02/05/2022

GOVT SR SEC Office Address - 04/07/2019

Mobile Phone 9166207287

Mobile Phone 8560815906

Office Phone 8560815906

Home Phone 074629166207287

Account Type Personal Loan

Date Reported 30/11/2022

Monthly / Annual Income Indicator -

Net / Gross Income Indicator -

Member Name Account Type Account Number Ownership

> HDFC BANK Personal Loan 129747321 Individual

Sanctioned Amount 2,00,000

Current Balance 1,84,276

Payment Frequency Monthly

Actual Payment Amount 4,275

Date Opened / Disbursed 05/05/2022

Date of Last Payment 08/11/2022

Date Reported And Certified 30/11/2022

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Payment Status (up to 36 months)

Payment Start Date 01/05/2022

Payment End Date 01/11/2022

STD: Standard DBT:Doubtful ###: Number of days

> SBI CARD Credit Card 0004726428425927546 Individual

High Credit 7,685

Current Balance 4,439

Cash Limit 1,500

Payment Frequency Monthly

Actual Payment Amount -

Date Opened / Disbursed 29/10/2021

Date of Last Payment 13/09/2022

Date Reported And Certified 02/12/2022

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Payment Status (up to 36 months)

Payment Start Date 01/12/2021

Payment End Date 01/12/2022

Dec 2022 0 Dec 2021 3

STD: Standard DBT:Doubtful ###: Number of days

> SBI Personal Loan 00000039728240879 Individual

Sanctioned Amount 96,000

Current Balance 32,741

Rate of Interest 11.00

EMI Amount 3,130

Payment Frequency Monthly

Actual Payment Amount -

Date Opened / Disbursed 13/10/2020

Date of Last Payment -

Date Reported And Certified 30/11/2022

Suit - Filed / Willful Default -