Credit Score & Report

Date : 26/11/2020 Control Number : 3,606,261,829

Your CIBIL Score Where You Stand

17% 778-900

20% 765-777

652 900
21% 748-764

22% 723-747
300

As of 26/11/2020.
20% 300-722 652
Based on the Transunion CIBIL data

Personal Information
Personal Details
Name AUSTIN DMELLO AUSTIN DMELLO

DOB 11/02/1982

Gender Male

Identification

Identification Type Number Issue Date Expiration Date

Income Tax ID Number (PAN) AYHPD0084E - -

Contact Information
Address History

Address Category Residence Code Date Reported

D 2001 HANDEWADI ROAD HADAPSAR Mahara Not Categorized Owned 06/07/2020

shtra 411028(e)

504 KIRTI APT BHANDUP MUMBAI Maharashtra Residence Address - 07/02/2020

400078(e)

MAHARASHTRA MAHARASHTRA Maharashtra Permanent Address Owned 22/01/2020

400093(e)

205 B WING DHEERAJ GARDENS VALLABHAI P Office Address - 15/01/2020

ATEL RD NR PUNJAB AND MAHARASHTRA BA
NK MUMBAI Maharashtra 400093

Telephone Numbers
Telephone Number Type Telephone Number Telephone Extension

Home Phone(e) 62678316

Office Phone(e) 2241545646

Office Phone(e) 8879196819

Mobile Phone 8879196819 0

Email Addresses

Email Addresses

AUSSIED@GMAIL.COM

AUSTINDMELLO30@GMAIL.COM

AUSTIN.DMELLO30@GMAIL.COM

Employment Information
Employment Data

Account Type Personal Loan

Date Reported 31/01/2020

Occupation Salaried

Income 28,000
Monthly / Annual Income Indicator -

Net / Gross Income Indicator -

Account Information
Accounts

Member Name Account Type Account Number Ownership

HDFC BANK Two-wheeler Loan 58812311 Individual

Account Details

Credit Limit -

Sanctioned Amount 82,186

Current Balance 44,146

Cash Limit -

Amount Overdue 5,902

Rate of Interest -

Repayment Tenure -

EMI Amount -

Payment Frequency Monthly

Actual Payment Amount -

Date Opened / Disbursed 13/07/2018

Date Closed -

Date of Last Payment 29/02/2020

Date Reported And Certified 31/10/2020

Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

Written-off Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/07/2018

Payment End Date 01/10/2020

Oct 2020 56 Oct 2019 26

Sep 2020 25 Sep 2019 25

Aug 2020 0 Aug 2019 0

 Jul 2020 0 Jul 2019 0

Jun 2020 0 Jun 2019 0

May 2020 0 May 2019 0

Apr 2020 0 Apr 2019 0

Mar 2020 0 Mar 2019 0

Feb 2020 0 Feb 2019 0

Jan 2020 0 Jan 2019 0

Dec 2019 26 Dec 2018 0

Nov 2019 25 Nov 2018 0

Oct 2018 0

Sep 2018 0

Aug 2018 0

Jul 2018 0

STD: Standard DBT:Doubtful ###: Number of days

past due
SMA:Special Mention LSS:Loss XXX: Not Reported
account
SUB:Substandard

AKARACAPL Personal Loan 555232 Individual

Account Details
Credit Limit -

Sanctioned Amount 8,000

Current Balance 0

Cash Limit -

Amount Overdue 0

Rate of Interest -

Repayment Tenure -

EMI Amount -

Payment Frequency -

Actual Payment Amount -

Date Opened / Disbursed 04/11/2019

Date Closed 30/03/2020

Date of Last Payment 30/03/2020

Date Reported And Certified 16/11/2020

Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

Written-off Status -

Written-off Amount (Total) -

 Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/03/2020

Payment End Date 01/11/2020

Nov 2020 0

Oct 2020 0

Sep 2020 0

Aug 2020 0

Jul 2020 0

Jun 2020 0

May 2020 0

Apr 2020 0

Mar 2020 0

STD: Standard DBT:Doubtful ###: Number of days

past due
SMA:Special Mention LSS:Loss XXX: Not Reported
account
SUB:Substandard

BHANIXFIN Personal Loan CL305251 Individual

Account Details

Credit Limit -

Sanctioned Amount 31,000

Current Balance 0

Cash Limit -

Amount Overdue 0

Rate of Interest -

Repayment Tenure 6

EMI Amount 5,554

Payment Frequency Monthly

Actual Payment Amount 33,325

Date Opened / Disbursed 15/01/2019

Date Closed 24/12/2019

Date of Last Payment 24/12/2019

Date Reported And Certified 31/01/2020

Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

Written-off Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/06/2019

Payment End Date 01/01/2020

Jan 2020 0

Dec 2019 0

Nov 2019 0

Oct 2019 109

Sep 2019 199

Aug 2019 199

Jul 2019 161

Jun 2019 131

STD: Standard DBT:Doubtful ###: Number of days

past due
SMA:Special Mention LSS:Loss XXX: Not Reported
account
SUB:Substandard
DHANI LOANS Personal Loan IPERMUM01217285 Individual

Account Details

Credit Limit -

Sanctioned Amount 20,000

Current Balance 0

Cash Limit -

Amount Overdue 0

Rate of Interest -

Repayment Tenure 12

EMI Amount -

Payment Frequency -

Actual Payment Amount -

Date Opened / Disbursed 27/08/2018

Date Closed -

Date of Last Payment 12/05/2020

Date Reported And Certified 30/09/2020

Value of Collateral -

Type of Collateral -
Suit - Filed / Willful Default -

Written-off Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/08/2018

Payment End Date 01/09/2020

Sep 2020 0 Sep 2019 25

Aug 2020 0 Aug 2019 0

Jul 2020 0 Jul 2019 0

Jun 2020 0 Jun 2019 0

May 2020 0 May 2019 0

Apr 2020 238 Apr 2019 0

Mar 2020 208 Mar 2019 0

Feb 2020 177 Feb 2019 0

Jan 2020 148 Jan 2019 0

Dec 2019 117 Dec 2018 0

 Nov 2019 86 Nov 2018 0

Oct 2019 56 Oct 2018 0

Sep 2018 0

Aug 2018 0

STD: Standard DBT:Doubtful ###: Number of days

past due
SMA:Special Mention LSS:Loss XXX: Not Reported
account
SUB:Substandard

HDFC BANK Personal Loan 5344812 Individual

Account Details

Credit Limit -

Sanctioned Amount 2,22,657

Current Balance 99,413

Cash Limit -

Amount Overdue 0

Rate of Interest -

Repayment Tenure -

EMI Amount -

Payment Frequency Monthly

Actual Payment Amount -

Date Opened / Disbursed 29/05/2018

Date Closed -

Date of Last Payment 23/10/2020

Date Reported And Certified 31/10/2020

Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

Written-off Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/05/2018

Payment End Date 01/10/2020

Oct 2020 0 Oct 2019 24

Sep 2020 0 Sep 2019 23

Aug 2020 0 Aug 2019 24

Jul 2020 0 Jul 2019 0

Jun 2020 0 Jun 2019 0

May 2020 0 May 2019 0

Apr 2020 0 Apr 2019 0

Mar 2020 22 Mar 2019 0

Feb 2020 22 Feb 2019 0

Jan 2020 24 Jan 2019 0

Dec 2019 24 Dec 2018 0

Nov 2019 23 Nov 2018 23

Oct 2018 0

Sep 2018 0

Aug 2018 0

Jul 2018 0

Jun 2018 0

May 2018 0

STD: Standard DBT:Doubtful ###: Number of days

past due
SMA:Special Mention LSS:Loss XXX: Not Reported
account
SUB:Substandard
HDFC BANK Credit Card 0005459648905374733 Individual

Account Details

Credit Limit -

High Credit 59,102

Current Balance 56,982

Cash Limit -

Amount Overdue -

Rate of Interest -

Repayment Tenure -

EMI Amount -

Payment Frequency -

Actual Payment Amount -

Date Opened / Disbursed 07/10/2017

Date Closed -

Date of Last Payment 19/10/2020

Date Reported And Certified 31/10/2020

Value of Collateral -

Type of Collateral -
Suit - Filed / Willful Default -

Written-off Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/11/2017

Payment End Date 01/10/2020

Oct 2020 0 Oct 2019 24

Sep 2020 0 Sep 2019 52

Aug 2020 0 Aug 2019 24

Jul 2020 24 Jul 2019 54

Jun 2020 0 Jun 2019 22

May 2020 0 May 2019 0

Apr 2020 20 Apr 2019 0

Mar 2020 20 Mar 2019 0

Feb 2020 20 Feb 2019 0

Jan 2020 24 Jan 2019 0

Dec 2019 24 Dec 2018 24

Nov 2019 22 Nov 2018 22

Oct 2018 24

Sep 2018 22

Aug 2018 0

Jul 2018 0

Jun 2018 0

May 2018 0

Apr 2018 0

Mar 2018 0

Feb 2018 0

Jan 2018 0

Dec 2017 0

Nov 2017 0

STD: Standard DBT:Doubtful ###: Number of days

past due
SMA:Special Mention LSS:Loss XXX: Not Reported
account
SUB:Substandard
Enquiry Information
Enquiry Summary

Member Name Date of Enquiry Enquiry Purpose Enquiry Amount

YES BANK 21/11/2020 Other 6,00,000

IDFC FIRST BANK 20/11/2020 Personal Loan 4,00,000

BAJAJ FIN LTD 18/11/2020 Other 1

PAYUFINAN 14/11/2020 Personal Loan 1

CHAIRIDSPL 11/11/2020 Personal Loan 5,000

SBI CARD 06/11/2020 Credit Card 100

VISUFIN 24/09/2020 Education Loan 100

INDUSIND BANK 16/09/2020 Personal Loan 1

ICICI BANK 05/08/2020 Credit Card 1,00,000

SBI CARD 31/07/2020 Credit Card 100

INDUSIND BANK 23/07/2020 Credit Card 10,000

AXIS FIN 17/07/2020 Consumer Loan 4,00,000

BAJAJ FIN LTD 06/07/2020 Personal Loan 1

KOTAK BANK 01/07/2020 Credit Card 15,000

SCB 27/06/2020 Credit Card 50,000

IDFC FIRST BANK 18/06/2020 Personal Loan 5,00,000

RBL BANK 04/06/2020 Credit Card 1,000

LOANCRPD 17/03/2020 Personal Loan 10,000

FICCL 15/03/2020 Personal Loan 3,40,000

AXIS BANK 12/03/2020 Personal Loan 5,00,000

FICCL 11/03/2020 Personal Loan 9,00,000

FICCL 04/03/2020 Personal Loan 3,50,000

MUTHOOTNAN 19/02/2020 Personal Loan 2,00,000

DCB 18/02/2020 Personal Loan 5,00,000

KOTAK BANK 10/02/2020 Credit Card 15,000

BAJAJ FIN LTD 07/02/2020 Personal Loan 1

KOTAK BANK 05/02/2020 Personal Loan 2,00,000

LOANCRPD 22/01/2020 Personal Loan 10,000

AXIS BANK 16/01/2020 Personal Loan 4,85,000

HDB 15/01/2020 Personal Loan 4,00,000

KOTAK BANK 09/01/2020 Personal Loan 1

KOTAK BANK 09/01/2020 Personal Loan 1

RBL BANK 09/01/2020 Credit Card 1,000

HDB 08/01/2020 Personal Loan 10

SBI CARD 30/12/2019 Credit Card 100

BAJAJ FIN LTD 26/12/2019 Personal Loan 1

BAJAJ FIN LTD 26/12/2019 Other 1

DMIFINANCE 20/12/2019 Personal Loan 50,000

VISUFIN 03/12/2019 Personal Loan 75,000

BAJAJ FIN LTD 18/11/2019 Personal Loan 1

VISUFIN 14/11/2019 Personal Loan 1,00,000

FICCL 14/10/2019 Personal Loan 5,00,000

BAJAJ FIN LTD 14/10/2019 Personal Loan 1

KOTAK BANK 12/10/2019 Credit Card 50,000

SBI CARD 12/10/2019 Credit Card 100

TCFSL 11/10/2019 Personal Loan 3,00,000

RBL BANK 09/10/2019 Credit Card 1,000

INDUSIND BANK 19/09/2019 Personal Loan 1

ADITYA BIRLA F L 18/09/2019 Personal Loan 1,00,000

ADITYA BIRLA F L 18/09/2019 Personal Loan 1,00,000

VISUFIN 17/09/2019 Personal Loan 75,000

UJJIVANSFB 04/09/2019 Personal Loan 3,10,000

RBL BANK 19/08/2019 Personal Loan 1,000

FICCL 02/08/2019 Personal Loan 9,00,000

FICCL 02/08/2019 Personal Loan 9,00,000

IDFC FIRST BANK 01/08/2019 Personal Loan 5,00,000

KOTAK BANK 23/07/2019 Personal Loan 1

KOTAK BANK 23/07/2019 Personal Loan 1

FICCL 10/07/2019 Personal Loan 3,00,000

FICCL 10/07/2019 Personal Loan 3,00,000

RBL BANK 10/07/2019 Credit Card 1,000

SBI CARD 18/06/2019 Credit Card 100

PHILLIP FIS 17/06/2019 Personal Loan 2,00,000

HDFC BANK 16/06/2019 Personal Loan 2,20,000

IDFC FIRST BANK 14/06/2019 Personal Loan 9,00,000

INDUSIND BANK 11/06/2019 Personal Loan 1

FICCL 07/06/2019 Personal Loan 2,50,000

AKARACAPL 07/06/2019 Personal Loan 50,000

FICCL 07/06/2019 Personal Loan 2,50,000

ADITYA BIRLA F L 03/06/2019 Personal Loan 6,00,000

ADITYA BIRLA F L 03/06/2019 Personal Loan 6,00,000

TCFSL 03/06/2019 Personal Loan 1,00,000

TCFSL 31/05/2019 Personal Loan 6,00,000

YES BANK 31/05/2019 Other 6,00,000

INDUSIND BANK 30/05/2019 Credit Card 10,000

KOTAK BANK 30/05/2019 Personal Loan 3,60,000

HDFC BANK 25/05/2019 Personal Loan 3,00,000

GHALLA 23/05/2019 Consumer Loan 50,000

HDFC BANK 22/05/2019 Personal Loan 2,20,000

RBL BANK 21/05/2019 Credit Card 1,000

DMIFINANCE 21/05/2019 Personal Loan 1,50,000

FICCL 18/05/2019 Personal Loan 3,00,000

HDFC BANK 17/05/2019 Personal Loan 3,00,000

FICCL 16/05/2019 Personal Loan 3,00,000

INDUSIND BANK 14/05/2019 Personal Loan 1

HDB 10/05/2019 Personal Loan 2,00,021

FICCL 29/04/2019 Personal Loan 2,20,000

TCFSL 28/04/2019 Personal Loan 2,20,000

DMIFINANCE 27/04/2019 Personal Loan 10,00,000

ICICI BANK 26/04/2019 Credit Card 10,000

IDFC FIRST BANK 22/04/2019 Other 1

HDB 20/04/2019 Personal Loan 1,00,000

HDB 19/04/2019 Personal Loan 1,00,000

HDB 19/04/2019 Personal Loan 10

HDFC BANK 15/04/2019 Personal Loan 1,40,000

SCB 12/04/2019 Credit Card 1,000

ICICI BANK 12/04/2019 Credit Card 30,000

CITIBANK 11/04/2019 Credit Card 1,00,000

JRGFIN 03/04/2019 Personal Loan 8,000

RBL BANK 03/04/2019 Credit Card 1,000

HDFC BANK 26/03/2019 Personal Loan 1,80,000

HDFC BANK 19/03/2019 Personal Loan 1,80,000

FICCL 19/03/2019 Personal Loan 2,02,658

INDUSIND BANK 06/03/2019 Personal Loan 1

HDFC BANK 28/02/2019 Personal Loan 5,00,000

FICCL 19/02/2019 Personal Loan 2,50,000

HDFC BANK 19/02/2019 Personal Loan 2,20,000

HDFC BANK 16/02/2019 Personal Loan 2,20,000

HDFC BANK 12/02/2019 Personal Loan 5,00,000

IDFC FIRST BANK 11/02/2019 Personal Loan 5,00,000

HDB 11/02/2019 Personal Loan 10

HDFC BANK 09/02/2019 Personal Loan 80,000

HDFC BANK 08/02/2019 Personal Loan 1,00,000

HDB 19/01/2019 Personal Loan 10

HDB 19/01/2019 Personal Loan 10

HDB 19/01/2019 Personal Loan 1,50,000

VISUFIN 12/01/2019 Personal Loan 30,000

CASHE 10/01/2019 Personal Loan 31,000

HDB 03/01/2019 Personal Loan 10

RBL BANK 02/01/2019 Credit Card 1,000

HDFC BANK 02/01/2019 Personal Loan 55,000

IFMR CAPITAL 21/12/2018 Personal Loan 30,000

RBL BANK 21/12/2018 Personal Loan 1,000

HDFC BANK 18/12/2018 Personal Loan 58,000

HDFC BANK 10/12/2018 Personal Loan 70,000

IVLFIN 18/08/2018 Personal Loan 27,000

HDFC BANK 04/07/2018 Two-wheeler Loan 80,000

HDFC BANK 04/07/2018 Two-wheeler Loan 80,000

HDFC BANK 25/02/2018 Two-wheeler Loan 1,00,000

ICICI BANK 21/02/2018 Personal Loan 2,19,000

 HDFC BANK 17/02/2018 Two-wheeler Loan 5,00,000

INDOSTAR 06/02/2018 Personal Loan 50,000

BEESECURE 25/01/2018 Personal Loan 1

HDFC BANK 24/01/2018 Personal Loan 3,00,000

HDFC BANK 24/01/2018 Personal Loan 3,00,000

FICCL 22/01/2018 Personal Loan 5,00,000

CAPITAL FIRST 18/01/2018 Personal Loan 5,00,000

ADITYA BIRLA F L 15/12/2017 Personal Loan 2,25,000

OPTIMUSFIN 14/12/2017 Two-wheeler Loan 50,000

HDFC BANK 11/12/2017 Personal Loan 2,60,000

RBL BANK 03/12/2017 Credit Card 1,000

HDFC BANK 02/12/2017 Personal Loan 2,60,000

HDFC BANK 05/10/2017 Credit Card 1,000

(e) Indicates the value provided by bank when you applied for a credit facility.

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