Report Date : 02/15/2023 09:20 AM

MD MARGUB SUBHANI
DOB: 01/01/1999 PAN No: KHRPS7072G Mob: 7488781637
640 Average

Email ID:

Control Number :

Score Analysis

Repayment History Good Credit Card Utilization Excellent

You have made 54% of all your payments on time Your credit card utilization is 0%

Credit Enquiries Good Credit Mix Excellent

You have 1 credit enquiry in Last 3 Months Secured A/c’s contribute 85% of your total borrowings

Loan Outstanding Excellent

2% of your sanctioned loan amount is outstanding

Report Summary
Credit Account Summary Credit Balance Account Summary Credit Enquiry Summary

Total Number of Accounts 4 Total Current Bal. Amt 1928 Last 07 days Credit Enquiries 0

Active Accounts 2 SF/WD/WO/Settled Amt 0 Last 30 days Credit Enquiries 0

Closed Accounts 2 Secured Accounts Amt 0 Last 90 days Credit Enquiries 1

SF/WD/WO/Settled 0 Unsecured Accounts Amt 1928 Last 180 days Credit Enquiries 3

Personal Information
Name MD MARGUB SUBHANI Gender Male
Date of Birth 01/01/1999 Mobile 7488781637

Identification Type Issue Date

Number Expiration Date

Address 1 572 JHARKHAND , 825323, Category Not Categorized

Status JHARKHAND DateReported 28/02/2022

Address 2 572 JHARKHAND , 825323, Category Residence Address

Status JHARKHAND DateReported 28/02/2022

Address 3 572 JHARKHAND , 825323, Category Permanent Address

Status JHARKHAND DateReported 28/02/2022

Address 4 VILL SHILADIH PO SHILADIH PS Category Permanent Address

Status GORHAR DIST HAZARIBAG DateReported 09/11/2020
HAZARIBAG , 825323,
JHARKHAND

Telephone No - Extension -
Type Mobile Mobile 7488781637

Email ID Issue Date

Number Expiration Date

Personal/Enquiry/Information Under Dispute

Cibil Remarks - Dispute Date -

Employment Information

Account Type Personal Loan Date Reported 31/12/2022

Occupation Income 0
Frequency Income Indication
How to improve your score?
Pay your EMIs & card bills on time
640 Average

Manage your credit limits well, do not go for unnecessary high credit
Track accounts or loans wherein you are joint holder or guarantor
Review your credit history on regular intervals

Score Analysis
Repayment History Late Payments On time Payments Good
You have made 54% of all your payments on time 22 28

IDFC FIRST BANKPersonal Late Payments IDFC FIRST BANKPersonal Late Payments SBMBKINDIA Late Payments
Loan - XXXX1498 6 Loan - XXXX3572 0 Credit Card - XXXX3513 0

TVS CREDITTwo wheeler Late Payments

Loan - XXXX1406 16

Credit Card Utilization Excellent

Your credit card utilization is 0%

SBMBKINDIA Used(%)
Credit Card - 0
XXXX3513

Credit Enquiries Good

You have 1 credit enquiry in Last 3 Months

BAJAJ FIN LTD 01 Jan '23 BAJAJ FIN LTD 16 Oct '22 BAJAJ FIN LTD 14 Sep '22
Personal Loan BAJAJ FIN 25000 Personal Loan BAJAJ FIN 25000 Personal Loan BAJAJ FIN 25000
LTD LTD LTD

HDFC BANK 13 Aug '22 KRAZYBEE 04 Aug '22 SBMBKINDIA 03 Jun '22
Credit Card HDFC BANK 1000 Personal Loan KRAZYBEE 3000 Credit Card SBMBKINDIA 75000

BAJAJ FIN LTD 13 Mar '22 AXIS BANK 12 Mar '22 BAJAJ FIN LTD 26 Feb '22
Personal Loan BAJAJ FIN 25000 Credit Card AXIS BANK 10000 Consumer Loan BAJAJ FIN 29990
LTD LTD

KRAZYBEE 29 Jan '22 CHAIRIDSPL 31 Dec '21 BAJAJ FIN LTD 31 Dec '21
Personal Loan KRAZYBEE 3000 Personal Loan CHAIRIDSPL 5000 Consumer Loan BAJAJ FIN 250000
LTD
TVS CREDIT 09 Nov '20
Two wheeler Loan TVS 80000
CREDIT
 Credit Mix Excellent
Secured A/c’s contribute 85% of your total borrowings

Secured

TVS CREDIT 82868

Two wheeler Loan -
XXXX1406

Unsecured

IDFC FIRST BANK 12000 IDFC FIRST BANK 3000 SBMBKINDIA 0

Personal Loan - Personal Loan - Credit Card -
XXXX1498 XXXX3572 XXXX3513

Loan Outstanding Excellent

2% of your sanctioned loan amount is outstanding

IDFC FIRST BANK 1928 IDFC FIRST BANK 0 TVS CREDIT 0

Personal Loan - Personal Loan - Two wheeler Loan -
XXXX1498 XXXX3572 XXXX1406
Accounts

SBMBKINDIA Credit Card -

A/C No.R004333513 (Account Type) (Ownership)

Credit Limit #Error Rate of Interest -

High Credit 0 Repayment Tenure 0

Current Balance #Error EMI Amount #Error

Cash Limit #Error Payment Frequency -

Amount Overdue 0 Actual Payment Amount #Error

Dates
Date Opened/Disbursed 25/03/2022 Date of Last Payment

Date Closed 08/12/2022 Date Reported & Cretified 31/12/2022

Payment History (Upto 36 months)

Payment Start Date (DD/MM/YYYY) 01/08/2022 Payment End Date DD/MM/YYYY) 01/12/2022

Day Past Dues (No of Days)

Month DEC NOV OCT SEP AUG JUL JUN MAY APR MAR FEB JAN
Year

2022 000 XXX 000 XXX 000

Collateral Default Status

Value of Collateral - Suit Filed/Willful Default -

Type of Collateral - Credit Facility Status -

Written-off Amount(Total) -

Written-off Amount (Principal) -

 IDFC FIRST BANK Personal Loan
A/C No.65871498 (Account Type) (Ownership)

Sanction Amount 12000 Repayment Tenure 0

Current Balance 1928 Payment Frequency Monthly

Rate of Interest - Actual Payment Amount #Error

EMI Amount #Error Amount Overdue 1928

Dates
Date Opened/Disbursed 23/02/2022 Date of Last Payment 01/12/2022

Date Closed Date Reported & Cretified 31/12/2022

Payment History (Upto 36 months)

Payment Start Date (DD/MM/YYYY) 01/02/2022 Payment End Date (DD/MM/YYYY) 01/12/2022

Day Past Dues (No of Days)

Month DEC NOV OCT SEP AUG JUL JUN MAY APR MAR FEB JAN
Year

2022 144 113 083 052 022 000 000 021 000 000 000

Collateral Default Status

Value of Collateral - Suit Filed/Willful Default -

Type of Collateral - Credit Facility Status -

Written-off Amount(Total) 0

Written-off Amount (Principal) 0

 IDFC FIRST BANK Personal Loan
A/C No.69053572 (Account Type) (Ownership)

Sanction Amount 3000 Repayment Tenure 0

Current Balance 0 Payment Frequency Monthly

Rate of Interest - Actual Payment Amount #Error

EMI Amount #Error Amount Overdue 0

Dates
Date Opened/Disbursed 25/03/2022 Date of Last Payment 01/12/2022

Date Closed Date Reported & Cretified 31/12/2022

Payment History (Upto 36 months)

Payment Start Date (DD/MM/YYYY) 01/03/2022 Payment End Date (DD/MM/YYYY) 01/12/2022

Day Past Dues (No of Days)

Month DEC NOV OCT SEP AUG JUL JUN MAY APR MAR FEB JAN
Year

2022 000 000 000 000 000 000 000 000 000 000

Collateral Default Status

Value of Collateral - Suit Filed/Willful Default -

Type of Collateral - Credit Facility Status -

Written-off Amount(Total) 0

Written-off Amount (Principal) 0

 TVS CREDIT Two wheeler Loan
A/C No.JH3053TW0081406 (Account Type) (Ownership)

Sanction Amount 82868 Repayment Tenure 0

Current Balance 0 Payment Frequency Monthly

Rate of Interest 12 Actual Payment Amount #Error

EMI Amount #Error Amount Overdue 0

Dates
Date Opened/Disbursed 17/11/2020 Date of Last Payment 26/12/2022

Date Closed 26/12/2022 Date Reported & Cretified 31/12/2022

Payment History (Upto 36 months)

Payment Start Date (DD/MM/YYYY) 01/11/2020 Payment End Date (DD/MM/YYYY) 01/12/2022

Day Past Dues (No of Days)

Month DEC NOV OCT SEP AUG JUL JUN MAY APR MAR FEB JAN
Year

2022 000 027 028 027 028 028 027 028 027 028 025 028
2021 028 027 028 027 028 000 000 000 000 000 000 000

2020 000 000

Collateral Default Status

Value of Collateral - Suit Filed/Willful Default -

Type of Collateral - Credit Facility Status -

Written-off Amount(Total) 0

Written-off Amount (Principal) 0