Hey Bhanwar,: Here Is Your Credit Report For Jul '23

Enquiry Control Number (ECN) : 6189225843
Report Date : 26-07-2023
Hey Bhanwar,
here is your Credit Report for Jul '23
Powered by
758
Fair
Your free credit report is a detailed analysis

of your credit score and your credit accounts
Report Summary
5 Active Loans ₹43,12,990

Total loan ₹83,41,696 Current Outstanding
3 Active Credit Cards ₹1,73,711

Total limit ₹3,04,000 Current Outstanding
Overdue Payments 0
Outstanding amount past due date
Credit Card Utilization 57%
Age of Accounts 10 years 3 months
Recent Enquiries 1
last 3 months
Report to CIBIL Table of Contents

Bhanwar's Credit Report Powered by
Table Of Contents
Sr. No. Section
1 Credit Score & Report Summary
2 Contact Information
3 Credit Enquiries
4 Summary: Credit Accounts
5 Account Details
6 Support & Legend

Contact Information
This section shows addresses and phone numbers reported to Credit Bureau by Financial Institutions.
Address Details
Address Category Financial Institution Date Reported
H NO F 1 UDAI NAGAR A WARD NO 19 7TH ,

JAIPUR DIST JAIPUR ,, ,NR SHITIJ HOSPITAL Residence Address HDFC BANK 18-10-2018
NRRANI SATINAGAR , JAIPUR Rajasthan
PLOT NO 23 SHIV NAGAR BEHIND KAMALA

Office Address INDUSIND BANK 07-12-2017
NEHRU NAGAR AJMER ROAD JAIPUR Rajasthan
FLAT NO.F-1 PLOT NO.84 UDAY NAGAR-

A,BADARWAS NEAR MANSAROVAR METRO Residence Address LIC HSG 17-03-2015
STATION JAIPUR Rajasthan
92 A TAGOR NAGAR VISTAR HERAPURA NR 200FT

Not Categorized HDB 28-02-2014
BY PASS AJMER ROAD JAIPUR Rajasthan
Phone Number
Type Number
Mobile Phone 9166889651
Office Phone 2223572
Office Phone 2223572
Mobile Phone 7976538274

Credit Enquiries
This section shows the names of the credit institutions that have processed a credit/loan application for you.
Sr. No. Enquiry Type Financial Institution Application Date Amount applied for
1 Other BAJAJ FIN LTD 19-06-2023 1,50,000
2 Housing Loan HDFC 11-11-2022 30,00,000
3 Housing Loan CANFIN HOMES 18-07-2022 10,00,000
6 Housing Loan LIC HSG 20-09-2021 25,00,000

Summary: Loan Accounts

This section displays summary of all your reported credit accounts found in the Credit Bureau database.
Sanction
Account Last Amt/ Current
Financial Institution Account No Ownership Date Opened Account Status
type Updated Highest Balance
Credit
Property
HDFC BANK XXXX1924 Joint 16-02-2023 Active 30-06-2023 47,658 47,509
Loan
Housing
HDFC BANK XXXX9764 Joint 16-01-2023 Active 30-06-2023 29,44,038 29,32,622
Loan
Property
HDFC BANK XXXX9771 Joint 16-01-2023 Active 30-06-2023 13,50,000 13,32,859
Loan
Property
CANFIN HOMES XXXX0138 Joint 29-07-2022 Active 30-06-2023 10,00,000 0
Loan
Housing
CANFIN HOMES XXXX0253 Joint 29-09-2021 Active 30-06-2023 30,00,000 0
Loan
Housing
HDFCBANKeHDFCLTD XXXX9182 Individual 15-02-2021 Closed 31-03-2022 10,19,000 0
Loan
Housing
Loan
Property
Loan
Housing
LIC HSG XXXX8755 Individual 31-12-2019 Closed 31-05-2023 9,40,000 0
Loan
Housing
Loan
Consumer
HDFC BANK XXXX2588 Individual 15-10-2019 Closed 31-07-2020 9,539 0
Loan
Consumer
HDFC BANK XXXX4795 Individual 10-10-2019 Closed 31-01-2020 -1 0
Loan
Consumer
BAJAJ FIN LTD XXXX1293 Individual 07-09-2019 Closed 31-03-2021 20,400 0
Loan
Consumer
BAJAJ FIN LTD XXXX1343 Individual 07-09-2019 Closed 31-03-2021 18,500 0
Loan
Housing
Loan

Sanction
Account Last Amt/ Current
Financial Institution Account No Ownership Date Opened Account Status
type Updated Highest Balance
Credit
Housing
Loan
Personal
HDB XXXX8665 Individual 30-10-2013 Closed 31-03-2015 1,00,000 0
Loan
KOTAK PRIME Auto Loan XXXX0754 Individual 31-08-2013 Closed 28-02-2015 2,60,000 0
Summary: Credit Cards

This section displays summary of all your reported credit accounts found in the Credit Bureau database.
Credit
Financial Account Last Current
Account No Ownership Date Opened Account Status Limit/Highest
Institution type Updated Balance
Credit
INDUSIND
Credit Card XXXX7094 Individual 12-12-2017 Active 30-06-2023 44,000 47,945
BANK
RBL BANK
Credit Card XXXX2937 Individual 28-02-2020 Active 18-05-2023 1,30,000 0
LTD
RBL BANK
Credit Card XXXX4537 Individual 28-02-2020 Active 18-07-2023 1,30,000 1,25,789
LTD
HDFC BANK Credit Card XXXX8723 Individual 24-03-2018 Closed 30-06-2023 71,000 0
SBI CARD Credit Card XXXX3513 Individual 21-04-2017 Closed 13-07-2023 32,000 -23
KOTAK
Credit Card XXXX4803 Individual 11-11-2014 Closed 31-07-2015 33,000 0
BANK

Account Details
This section has information provided to our Bureau Partner by banks , credit/financial institutions and other credit grantors with whom you
have a credit/loan account
HDFC BANK Active
Account Number: XXXX1924 Account type: Property Loan Account Status: Active Ownership: Joint
Account Details
Date Opened 16-02-2023 Highest Credit 47,658 Settlement Amt. -
Date Closed - Overdue Amt. 0 EMI Amt. 392
Last Updated 30-06-2023 Principal W/O Amt. - Current Balance 47,509
Last Payment Date 10-06-2023 Total W/O Amt. -
Payment History
Paid on time 1-29 days late 30-59 days late 60-89 days late 90-179 days late 179+ days late
JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC
2023

HDFC BANK Active
Account Number: XXXX9764 Account type: Housing Loan Account Status: Active Ownership: Joint
Account Details
Date Opened 16-01-2023 Highest Credit 29,44,038 Settlement Amt. -
Date Closed - Overdue Amt. 0 EMI Amt. 24,205
Last Updated 30-06-2023 Principal W/O Amt. - Current Balance 29,32,622
Payment History
2023

HDFC BANK Active
Account Details
Date Closed - Overdue Amt. 0 EMI Amt. 13,613
Payment History
2023

CANFIN HOMES Active
Account Details
Date Closed - Overdue Amt. 0 EMI Amt. -
Last Updated 30-06-2023 Principal W/O Amt. - Current Balance 0
Payment History
2023
2022

CANFIN HOMES Active
Account Number: XXXX0253 Account type: Housing Loan Account Status: Active Ownership: Joint
Account Details
Payment History
2023
2022
2021

HDFCBANKeHDFCLTD Closed
Account Number: XXXX9182 Account type: Housing Loan Account Status: Closed Ownership: Individual
Account Details
Date Closed 31-07-2021 Overdue Amt. 0 EMI Amt. 7,870
Payment History
2022
2021

Account Details
Payment History
2022
2021 30 60 30 30

Account Number: XXXX3445 Account type: Property Loan Account Status: Closed Ownership: Individual
Account Details
Payment History
2022
2021 30

LIC HSG Closed
Account Details
Payment History
2023
2022
2021
2020

LIC HSG Closed
Account Details
Payment History
2023
2022
2021
2020 86

HDFC BANK Closed
Account Number: XXXX2588 Account type: Consumer Loan Account Status: Closed Ownership: Individual
Account Details
Date Closed 08-04-2020 Overdue Amt. - EMI Amt. -
Payment History
2020
2019

HDFC BANK Closed
Account Details
Date Opened 10-10-2019 Highest Credit -1 Settlement Amt. -
Payment History
2020
2019

BAJAJ FIN LTD Closed
Account Details
Date Closed 24-12-2019 Overdue Amt. 0 EMI Amt. -
Payment History
2021
2020
2019

BAJAJ FIN LTD Closed
Account Details
Payment History
2021
2020
2019

LIC HSG Closed
Account Details
Payment History
2023
2022
2021
2020

LIC HSG Closed
Account Details
Payment History
2023
2022
2021
2020

HDB Closed
Account Number: XXXX8665 Account type: Personal Loan Account Status: Closed Ownership: Individual
Account Details
Payment History
2015
2014

KOTAK PRIME Closed
Account Number: XXXX0754 Account type: Auto Loan Account Status: Closed Ownership: Individual
Account Details
Payment History
2015
2014
2013

INDUSIND BANK Active
Account Number: XXXX7094 Account type: Credit Card Account Status: Active Ownership: Individual
Account Details
Last Updated 30-06-2023 Principal W/O Amt. - Current Balance 47,945
Last Payment Date 21-05-2023 Total W/O Amt. - Credit Limit 44,000
Payment History
2023 8
2022
2021 9
2020

RBL BANK LTD Active
Account Details
Last Payment Date 07-04-2023 Total W/O Amt. - Credit Limit 1,30,000
Payment History
2023
2022
2021 24
2020

RBL BANK LTD Active
Account Details
Last Payment Date 08-07-2023 Total W/O Amt. - Credit Limit 1,30,000
Payment History
2023

HDFC BANK Closed
Account Number: XXXX8723 Account type: Credit Card Account Status: Closed Ownership: Individual
Account Details
Payment History
2023
2022
2021
2020

SBI CARD Closed
Account Details
Last Updated 13-07-2023 Principal W/O Amt. - Current Balance -23
Payment History
2023
2022
2021
2020

KOTAK BANK Closed
Account Details
Date Opened 11-11-2014 Highest Credit 0 Settlement Amt. -
Last Payment Date - Total W/O Amt. - Credit Limit 33,000
Payment History
2015
2014

Support
If you find any discrepancy in your report , please raise a dispute with our partners at https://www.cibil.com/dispute For any other queries ,
feel free to contact us at creditreport@paisabazaar.com .
Legend
1. SF/WD/WO/SETTLED : Credit Accounts that are Suit Filed/ Wilful Default/ Written Off/ Settled
2. ACTIVE* : Credit accounts which are less than 90 days past due.
3. ACTIVE** : Credit accounts which are over 90 days past due.
4. Closed : Credit accounts that have 'Date Closed' populated.
5. DPD : Days Past Due. Number of days that have passed from the agreed payment due date of EMI.
6. DPD '0' : The number '0' in the circle indicates that the Payment is made as agreed and the credit account is up to date.
7. DPD >0 : The number in the circle indicates the "Days Past Due" reported by the respective lender.
8. When the below alphabets are shown in the DPD table, it means the lender is reporting Asset Classification and indicates the following:
S : Standard: An account which is overdue for less than 90 days is considered as a Standard asset as per RBI guidelines.
M : Special Mention: These accounts are "Standard" assets but for some discrepancy the lending organization would like to monitor this account closely.
B : Substandard: An account which is overdue by 90 days for a period of less than or equal to 12 months is classified as Substandard asset as per RBI guidelines
D : Doubtful: An account which is overdue by 90 days for more than 12 months is classified as doubtful asset as per RBI guidelines.
L : Loss: An account where loss has been identified but the amount has not been written off, wholly or partially is classified as Loss asset as per RBI guidelines.

Hey Bhanwar,: Here Is Your Credit Report For Jul '23

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Hey Bhanwar,: Here Is Your Credit Report For Jul '23

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Enquiry Control Number (ECN) : 6189225843

Report Date : 26-07-2023

Your free credit report is a detailed analysis

5 Active Loans ₹43,12,990

3 Active Credit Cards ₹1,73,711

Credit Card Utilization 57%

Age of Accounts 10 years 3 months

Report to CIBIL Table of Contents

Bhanwar's Credit Report Powered by

Sr. No. Section

1 Credit Score & Report Summary

4 Summary: Credit Accounts

6 Support & Legend

Report to CIBIL Table of Contents

Address Category Financial Institution Date Reported

H NO F 1 UDAI NAGAR A WARD NO 19 7TH ,

PLOT NO 23 SHIV NAGAR BEHIND KAMALA

FLAT NO.F-1 PLOT NO.84 UDAY NAGAR-

92 A TAGOR NAGAR VISTAR HERAPURA NR 200FT

Mobile Phone 9166889651

Office Phone 2223572

Office Phone 2223572

Mobile Phone 7976538274

Report to CIBIL Table of Contents

1 Other BAJAJ FIN LTD 19-06-2023 1,50,000

2 Housing Loan HDFC 11-11-2022 30,00,000

3 Housing Loan CANFIN HOMES 18-07-2022 10,00,000

4 Housing Loan CANFIN HOMES 14-07-2022 15,00,000

5 Housing Loan CANFIN HOMES 28-09-2021 30,00,000

6 Housing Loan LIC HSG 20-09-2021 25,00,000

7 Housing Loan HDFC 20-08-2021 25,00,000

8 Housing Loan HDFC 15-12-2020 30,00,000

9 Housing Loan HDFC 03-12-2020 10,00,000

10 Housing Loan HDFC 27-11-2020 30,00,000

11 Housing Loan HDFC 19-11-2020 30,00,000

12 Housing Loan HDFC 05-11-2020 30,00,000

Report to CIBIL Table of Contents

Summary: Loan Accounts

Report to CIBIL Table of Contents

Summary: Credit Cards

Report to CIBIL Table of Contents

HDFC BANK Active

Date Opened 16-02-2023 Highest Credit 47,658 Settlement Amt. -

Date Closed - Overdue Amt. 0 EMI Amt. 392

Last Updated 30-06-2023 Principal W/O Amt. - Current Balance 47,509

Last Payment Date 10-06-2023 Total W/O Amt. -

Report to CIBIL Table of Contents

HDFC BANK Active

Date Opened 16-01-2023 Highest Credit 29,44,038 Settlement Amt. -

Date Closed - Overdue Amt. 0 EMI Amt. 24,205

Last Updated 30-06-2023 Principal W/O Amt. - Current Balance 29,32,622

Last Payment Date 10-06-2023 Total W/O Amt. -

Report to CIBIL Table of Contents

HDFC BANK Active

Date Opened 16-01-2023 Highest Credit 13,50,000 Settlement Amt. -

Date Closed - Overdue Amt. 0 EMI Amt. 13,613

Last Updated 30-06-2023 Principal W/O Amt. - Current Balance 13,32,859

Last Payment Date 10-06-2023 Total W/O Amt. -

Report to CIBIL Table of Contents

CANFIN HOMES Active

Date Opened 29-07-2022 Highest Credit 10,00,000 Settlement Amt. -

Date Closed - Overdue Amt. 0 EMI Amt. -

Last Updated 30-06-2023 Principal W/O Amt. - Current Balance 0