1/3/24, 2:22 PM Credit Report

CIBIL Score & Report

Control Number : 6,976,805,784
Date : 03/01/2024

CIBIL Score
This section reflects your CIBIL Score, which is widely used by loan providers
to evaluate loan applications. Your score ranges between 300 and 900, and is
calculated based on the information available in the "Accounts" and
"Enquiry"section of your CIBIL Report. The closer your score is to 900, the more
confidence the lender will have in your ability to repay the loan. Higher your

630 score, the better chances of your application getting approved.

Please note in some cases you might be displayed a CIBIL Score of "NH”
which indicates one of the following 3 things:

1. You have a credit card or loan account, but no credit activity in the last
three years.
2. Lenders may have made enquiries, but you do not have any credit
activity.
3. You only have add-on credit cards, and no credit exposure.

Personal Information
Name DOB Gender

VIJAY VISHNOI 13/06/1994 Male

Identification Type Number Issue Date Expiration Date

Income Tax ID Number BSDPV7778N - -
(PAN)

Contact Information
Address Category Residence Code Date Reported
PUR ROAD BHILWARA RICO FHOR Office Address - 31/08/2022
FAS BHILWARA NEAR SBI BANK
944 RAJASTHAN Rajasthan 311001

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S/O: DURGESH VISNOE WARD NO 2 Residence - 04/08/2019

VISHNOE MOHLLA PUR BHILWARA Address
BHILWARA BHILWARA RAJASTHAN
INDIA 311001 BHILWARA
RAJASTHAN Rajasthan 311001

Telephone Number Type Telephone Number Telephone Extension

Not Classified 917976004074

Not Classified 8003956822

Mobile Phone 8003956822

Mobile Phone 8875890761

Email Addresses

NOMAIL@NOMALI.COM

VIJJUVISHNOI336@GMAIL.COM

Employment Information

Account Type Consumer Loan

Date Reported 30/11/2023

Occupation Others

Income -

Monthly / Annual Income Indicator -

Net / Gross Income Indicator -

Account Information

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Member Name Account Type Account Number Ownership

> HDFC BANK Consumer Loan 451363199 Individual

Account Details
Credit Limit -

Sanctioned Amount 28,191

Current Balance 2,684

Cash Limit -

Amount Overdue 2,726

Rate of Interest -

Repayment Tenure -

EMI Amount -

Payment Frequency Monthly

Actual Payment Amount -

Date Opened / Disbursed 01/11/2021

Date Closed -

Date of Last Payment 06/07/2022

Date Reported And Certified 30/11/2023

Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

Credit Facility Status Written-off

Written-off Amount (Total) 22,727

Written-off Amount (Principal) 2,684

Settlement Amount -

Payment Status (up to 36 months)

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Payment Start Date 01/11/2021

Payment End Date 01/11/2023

Nov 2023 483 Nov 2022 118

Oct 2023 453 Oct 2022 88

Sep 2023 422 Sep 2022 57

Aug 2023 392 Aug 2022 27

Jul 2023 361 Jul 2022 0

Jun 2023 330 Jun 2022 0

May 2023 300 May 2022 0

Apr 2023 269 Apr 2022 0

Mar 2023 239 Mar 2022 0

Feb 2023 208 Feb 2022 0

Jan 2023 180 Jan 2022 0

Dec 2022 149 Dec 2021 0

Nov 2021 0

STD: Standard DBT:Doubtful ###: Number of

days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

> DMIFINANCE Consumer Loan DMI0035275389 Individual

Account Details
Credit Limit -

Sanctioned Amount 10,296

Current Balance 2,574

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Cash Limit -

Amount Overdue 0

Rate of Interest -

Repayment Tenure -

EMI Amount -

Payment Frequency Monthly

Actual Payment Amount -

Date Opened / Disbursed 14/05/2023

Date Closed -

Date of Last Payment -

Date Reported And Certified 30/11/2023

Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/05/2023

Payment End Date 01/11/2023

Nov 2023 0

Oct 2023 0

Sep 2023 0

Aug 2023 0

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Jul 2023 0

Jun 2023 0

May 2023 0

STD: Standard DBT:Doubtful ###: Number of

days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

> IDFC FIRST BANK Consumer Loan 84196756 Individual

Account Details
Credit Limit -

Sanctioned Amount 7,488

Current Balance 0

Cash Limit -

Amount Overdue 0

Rate of Interest -

Repayment Tenure 6

EMI Amount 1,286

Payment Frequency Monthly

Actual Payment Amount 7,730

Date Opened / Disbursed 12/08/2022

Date Closed -

Date of Last Payment 11/04/2023

Date Reported And Certified 30/11/2023

Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

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Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/08/2022

Payment End Date 01/11/2023

Nov 2023 0 Nov 2022 0

Oct 2023 0 Oct 2022 0

Sep 2023 0 Sep 2022 0

Aug 2023 0 Aug 2022 0

Jul 2023 0

Jun 2023 0

May 2023 0

Apr 2023 0

Mar 2023 30

Feb 2023 0

Jan 2023 0

Dec 2022 0

STD: Standard DBT:Doubtful ###: Number of

days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

> HDB Consumer Loan 14535796 Individual

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Account Details
Credit Limit -

Sanctioned Amount 14,999

Current Balance 0

Cash Limit -

Amount Overdue 0

Rate of Interest -

Repayment Tenure 9

EMI Amount 1,667

Payment Frequency Monthly

Actual Payment Amount 1,772

Date Opened / Disbursed 15/03/2021

Date Closed 09/09/2021

Date of Last Payment 02/08/2021

Date Reported And Certified 12/09/2021

Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/03/2021

Payment End Date 01/09/2021

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Sep 2021 0

Aug 2021 0

Jul 2021 0

Jun 2021 0

May 2021 0

Apr 2021 0

Mar 2021 0

STD: Standard DBT:Doubtful ###: Number of

days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

> HDB Consumer Loan 14536349 Individual

Account Details
Credit Limit -

Sanctioned Amount 1,149

Current Balance 0

Cash Limit -

Amount Overdue 0

Rate of Interest -

Repayment Tenure 11

EMI Amount 99

Payment Frequency Monthly

Actual Payment Amount 108

Date Opened / Disbursed 15/03/2021

Date Closed 02/10/2021

Date of Last Payment -

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Date Reported And Certified 30/01/2022

Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/03/2021

Payment End Date 01/01/2022

Jan 2022 0

Dec 2021 90

Nov 2021 59

Oct 2021 29

Sep 2021 0

Aug 2021 0

Jul 2021 0

Jun 2021 0

May 2021 0

Apr 2021 0

Mar 2021 0

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STD: Standard DBT:Doubtful ###: Number of

days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

Enquiry Information
Member Name Date of Enquiry Enquiry Purpose
DMIFINANCE 14/05/2023 Consumer Loan

IDFC FIRST BANK 01/11/2022 Personal Loan

BOB 29/10/2022 Personal Loan

DMIFINANCE 12/08/2022 Other

BOB 24/07/2022 Credit Card

BOB 07/06/2022 Credit Card

HDFC BANK 31/10/2021 Consumer Loan

HDFC BANK 07/03/2021 Consumer Loan

BAJAJ FIN LTD 15/02/2021 Consumer Loan

Disclaimer : All information contained in this credit report has been collated by TransUnion CIBIL Limited (TU CIBIL)
based on information provided/ submitted by its various members("Members"), as part of periodic data submission and
Members are required to ensure accuracy, completeness and veracity of the information submitted. The credit report is
generated using the proprietary search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure accuracy,
completeness and veracity of the information contained in the Report, and shall only be liable and / or responsible if any
discrepancies are directly attributable to TU CIBIL. The use of this report is governed by the terms and conditions of the
Operating Rules for TU CIBIL and its Members

COPYRIGHT 2024 TRANSUNION CIBIL. ALL RIGHTS RESERVED.

For more information, please visit our website at www.cibil.com

To raise a Dispute, please visit http://www.cibil.com/dispute

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