Do you need boat insurance?

YACHT &
LEISURE CRAFT
Avgen ltd d.o.o Suite 4,Lazure Marina offices 85340 Herceg Novi, Montenegro
INSURANCE
PERSONALISED SERVICE
Phone : +38268622009 +447925616555 BECAUSE E VERYONE IS DIFFERENT

Email : info@avgenltd.com
www.avgenltd.com

∗ For ratings guidelines and the latest information, access ambest.com and standardandpoors.com avgenltd.com
This brochure is designed to provide you with an outline of the AVGEN ltd insurance program. It does not include all the
features, exclusions and limitations of the policy. AVGEN ltd and the links logo are registered service marks of AVGEN ltd
 AVGEN ltd
makes it possible
to have customized yacht insurance
at affordable rates.

The right amount of insurance for your boat and

What does boat insurance cover?
Boat insurance policies can be customized to cover your
boat, your passengers, your personal possessions and
yourself. Boat coverage options from Avgen include:
·Bodily injury liability, which can help pay for injuries to
others from a covered accident if you are found to be
legally liable. We will defend any lawsuit that arises from
a covered loss, at our expense.
·Uninsured/underinsured boaters property damage,
which may cover damages to your watercraft caused by
an uninsured/underinsured boater, or a hit-and-run boater.
·Collision, which can pay for damage to your watercraft if
you hit another watercraft or object, another watercraft hits
you, or your watercraft rolls over.
·Comprehensive, which can help pay for damage to your
watercraft from vandalism, theft, weather events and
accidents involving animals.
boating style
There is nothing more relaxing than being out on
your Craft. Leave your worries ashore, our Yacht
and Pleasure Craft Insurance Policy provides great
coverage and peace of mind.The cost to insure your
boat will be affected by when and how you use it.
Avgen ltd can customise a policy that's a perfect fit
for both boat and boater. Avgen ltd provides its
full services throughout a well supported branch
Why AVGEN ltd?
At Avgen , we apply our unique sector insights, proven
expertise and foresight while partnering with customers
and brokers to protect their personal assets and
businesses and improve their risk profile. We are able
to provide a full business solution for our customers

·Property damage liability, which can help pay for ·Personal effects, which can provide coverage for the loss network with convenient extended opening hours.

property damage to others from a covered accident if
you are found to be legally liable. This coverage also
pays up to the limits of your liability coverage for fuel
spills that result in property damage, if you become legally
responsible as a result of an accident. We also will defend
any lawsuit that arises from a covered loss, at our expense.
·Medical payments, which may cover medical expenses
caused by an accident incurred while on, boarding, leaving
or being towed behind an insured watercraft – regardless
of who is at fault.
of, or damage to, personal property while on board your
watercraft, or while being carried on or off. Boat hoists and
lifts may also be covered.
·Fishing equipment, which protects fishing gear and
equipment used in the legal sport of fishing. Items include,
but are not limited to, rods, reels, lures, tackle boxes and
electronic gear used to locate fish.
·Roadside assistance, which provides towing to your
nearest qualified repair facility. It may also provide
necessary labor at the time and place of disablement when
Avgen ltd d.o.o
The Avgen ltd difference
Suite 4,Lazure Marina offices
What makes Avgen ltd different from other insurance 85340 Herceg Novi, Montenegro
providers? We listen.And we talk plainly.We understand
+38268622009 +447925616555
the importance of openness, trust, and commitment,
and we look for solutions, forging relationships with our
Email : info@avgenltd.com
customers on that basis. Our core values of truth,trust,
www.avgenltd.com
and teamwork are the foundation of all our business
decisions. They guide our behaviour in matters big and
small, and anchor our relationships with employees,
partners, and clients.

·Uninsured/underinsured boaters bodily injury, which the tow vehicle or watercraft trailer is disabled while

may cover medical expenses, loss of income and other transporting your insured watercraft.

damages owed to you by an uninsured/underinsured

boater, or a hit-and-run boater.