(ipresent perfect and simple past

V money, phrasal verbs

P saying numbers

1 VOCABULARY & LISTENING money

a 2.1 Listen to a song about money and complete
it with these words. What is "Ka-ching?"
Ka-ching
We live in a ' _ _ little world
afford blow broke credit card earn that teaches every little boy and girl
greedy loan mall mortgage spend to ' _ _ as much as they can possibly,
then turn around and spend it foolishly.
b Now look at words 1-10 in the song and match We've created us a J _ _ mess,
them with their meanings. we ' _ _ the money that we don't posse5'i:
A (verb) to give or pay money Our religion is to go and 5_ _ it all,
for something so it's shopping every Sunday at the 6
B (noun) money tbat a person or
a bank lends you Chorus
C (verb) to have enough money to All we ever want is more,
buy something a lot more than we had before.
D (noun) a shopping center So take me to the nearest store.
E (adj) having no money (informal) Can you hear it ring?
F (noun) a small plastic card you use It makes you want to sing.
to buy things It's such a beautiful thing - Ka-chin
G (verb) to get money by working lots of diamond rings,
H (adj) wanting more money, etc. the happiness it brings,
tban you really need you'll live like a king,
_ _ _ _ _ (verb) to spend a lot of money with lots of money and things.
on something (informal)
When you're 7_ _ go and get!"'ll'---
_ _ _ _ _ (noun) tbe money a bank lends
you to buy a house Take out another 9 _ _ on yo
consolidate so you can IO _ _-l
c Listen again and read the lyrics. What do you to go and spend some more when Yl?U get
think the song is saying?
Chorus
1 Money always makes people happy.
2 The world has become obsessed with money. Ka-ching!
3 The singer would like to have more money.

d 0 p.147 Vocabulary Bank Money.

2 GRAMMAR present perfect and simple past
a Shelley and Ben are having an argument about money.
Read what Shelley says and complete the conversation
with Ben's answers from the box below. Then try to
guess his last answer.
3 SPEAKING
In pairs, interview each other with the
questionnaire. Ask for more information.
Have you ever wasted money on something
you've never used?

We've had it for at least three years. Maybe longer.

It's old. Yes. I bought an exercise bike.
No. What is it?
Why not? s:= Why did you buy it?
¥es, I betlght it yesterdfr)'
I can't.

MONEY
Questionnaire
-

Shelley Is that a new camera?

Ben I Yes. I bought it yesterdal"
Shelley What's wrong with our old camera?
Ben 2
Shelley Old? How long have we had it? A year?
Ben 3
Shelley Three years? ['m sure we bought it
last year. Look. We can't afford a

Ben 4
(waste) money on something you've never used
Shelley Have you seen this?
Ben 5 (sell) anything on the Internet
Shelley The gas bill. It arrived this morning. And we (lose) a credit card or your wallet
haven't paid the phone bill yet. Take it back
to the store and get your money back. (save) for something for a long time
Ben 6
(win) any money (e.g., in a lottery)
Shelley Why not?
Ben Because ... (be) robbed
(lend) money to someone who didn't pay you back
b 2.2 Listen and check.

c In pairs, read the dialogue again and underline four

, Have you ... recently?
examples of the present perfect and three examples
of the simple past. Then answer the questions. (buy) anything on the Internet
Which form of the verb do we use for. .. ? (go) to a shopping mall
I a completed action in the past
(buy) anyone a present
2 things which started in the past and are true now
3 past actions when we don't say exactly when (use) a credit card
4 past actions when we say exactly when (take) money out of an ATM

d 0 p.132 Grammar Bank 2A. Read the rules and do (borrow) money from someone in your family
the exercises.

mEl
 4 READING
a Which of these sentences best describes your
attitude towards money?
1 All I want is enough money to enjoy life.
2 Money is very important to me. I'd like to earn
as much as possible.
3 I would be happy to live with less money and
fewer possessions.
b You're going to read an article about a woman
who lives without money. Why do you think
she does it? How do you think she survives?
Read the article to find out.
e In pairs, answer the questions.
c Read the article and answer the questions.
1 What was Heidemarie's job?
2 What possessions does she have now?
3 How did the experiment start?
4 Where has she lived since the experiment started?
5 Does she still work?
6 What does she do when she needs something?
7 What is she trying to show with her experiment?
8 What did she do with the money she earned
from her book?
d Match the highlighted phrasal verbs with their definitions.
Write the verbs in the base form.
throwaway put into the trash
e.g., Please ... those candy wrappers.
2 arnve, appear
e.g., I invited 20 people to my party but only 10 will ....
3 give something to somebody without wanting
anything in return
e.g., She decided to ... her old clothes to the
local hospital.
4 start a new company or organization
e.g., My brother is going to ... a software company.
Do you agree with Heidemarie that. .. ?
all jobs are equally important
• most people don't like their jobs
• people judge you according to how much you earn
2 What do you think of Heidemarie'
Would you like to have her as a friend'

the age of 54, Heidemarie quit her job as a Heidemarie says, "I can live thanks to my contacts.

A psychotherapist, gave away all her money and her

apartment, and threw away her credit cards.
Today, aside from some clothes (three sweaters,
two skirts, two pairs of shoes, and a coat) and a few personal
belongings, she doesn't own anything.
A lot of people who know me understand what
I'm doing and want to help me. When I need a
bus ticket, for example, or a new tube of toothpaste
I think, 'Who can I ask? What can I give them in
return?' If I want to go to the movies, I might offer to
take care of somebody's children for the afternoon.
It all began as a one-year experiment. In her home city of
Dortmund, she set up a "swapping circle" where people It is one of the mistakes of our society that most
exchange services without using money, for example, a haircut people do something they don't like just to earn
for a mathematics class. To prove that this could work, she money and spend it on things they don't need.
decided to give up using money for a year. But when the year Many people judge you according to how much
ended, she continued and has not used money since then. you eam. In my opinion, all jobs are equally important
You may not earn a lot of money, but you may be
At first she house-sat for friends who were on vacation. She
worth a lot as a person. That's my message."
stayed in their houses in return for watering the plants and
taking care of their animals. At the moment, she is staying in a So what did she do with all the money she earned
student residence where she can sleep, take a shower, or use a from the sales of My Life Without Money?
computer in return for cooking for the young people who live
"I gave it all away..."
there. She also "works" as a psychotherapist. "Before I treated

...
very wealthy people but now I help anyone who turns up.
Sometimes they give me something in return, but not always."
5 VOCABULARY & PRONUNCIATION c In pairs, practice saying these numbers.
saying numbers
a 2.3 Write the numbers. Then listen and
repeat. Practice saying them. 0/3 0.7 1% 7.8
Numbers
fifteen
fifty
a hundred lone hundred
seven hundred and fifty
one thousand five hundred
seven thousand five hundred
seventy-five thousand 430 0
€600 2,8009,250
seven hundred and fifty thousand
a million lone million
seven and a half million

b 2.4 Complete the numbers.

Then listen and check. £200,000 3,000,000
Money, percentages, decimals
and fractions .
$2.50 two _ _ 6 LISTENING & SPEAKING
€8.99 eight _ _ and _ _ cents a 2.5 Listen to a news program.
£3.20 three _ How many different news items
50% fifty _ _ are there?
0.5 zero _ _ five
b Listen again and answer the
3.9
questions with a number.
7.35 ______ three five
v, a _ _ lone _ _ 1 How many people were injured
in the crash?
'n a _ _ /one _ _
2 How fast was the truck going?
'A a _ _ lone _ _
'A three _ _ I three _ 3 How many transit workers have walked off the job?
6\-2 six _ _ a half 4 What pay raise do they want?
5 How many more unemployed people are there this year?
6 How many are there in total?
7 By how much have house prices increased in the last five years?
8 How much does an average single-family house cost in the US?

c Answer the questions with a number, percentage, ete. If you don't

know the exact number, use about or approximately.
1 What's the population of... ? your country your town I city
2 What percentage of the people in your country... ?
speak English have more than two children
have a dog smoke
3 How much do these things cost?
a cup of coffee a laptop computer a small apartment downtown
a newspaper a DVD a small car

m. .
2A present perfect and simple past
present perfect simple: have I has + past participle (worked, seen, etc.)
past actions at an indefinite unfinished states or actions that with already and yet
time in the past started in the past and are true now

I've been to Miami, but I haven't been to Tampa. I've known her for ten years. I've already seen the movIe.
She's never used an ATM. How long have they worked here? He hasn't found a jo b yet?
Have you ever lost your credit card? They've worked here since 2004. Have they left yet?

We often use ever and never with the present perfect.
They go before the main verb.
Use for + a period of time. e.g., for two weeks;
use since with a point of time, e.g., since Wednesday.
Use How long ... ? + present perfect to ask about a
period of time from the past until now.
For irregular past participles see page '56.
already goes before the main verb in lE senten ccs;
yet goes at the end in B and ill sentences.
The words already and yet are also used with th esimple
past with the same meaning.
We've already eaten. = We already ate.
He hasn't done it yet. = He didn't do it yet.

present perfect or simple past?

I've been to Miami twice. (= in my life up to now)
How long have you been married?
(;:: you are married now)
I've bought a new computer. (= I don't say exactly when)
Use the present perfect when there is a connection
between the past and the present.
I went there in 1998 and 2002. (= on two specific occasions}
How long were you married?
(= you are not married now)
I bought it on Saturday.(= , say when)
Use the simple past to ask or talk about fmishe d actions
in the past, when the time is mentioned or understood. We
often use a past time expression, e.g., January, las t week, etc.

present perfect continuous

28 present perfect continuous
present perfect contiinuous
for unfinished actions
How long have you been studying English?
He's been working here since April.
They've been goingout together for three years
have I has been + verb + -ing
Use the present perfect continuous with for
or since with action verbs (e.g., lRarn,ga, etc.).
A With non-action verbs (e.g., know, be,
etc.) use the present perfect simple
NOT the present perfect continuous
with for or since.
I've known her for ages. NOT l-'ve-heen
ktiBWing her for ages;
With live and work you can use the
present perfect simple or continuous
with for or since.
I've been living here for six months.
I've lived here for six months.
for recent continuous actions
A Your eyes are red. Have you
been crying?
B No, I've been cuttingOIDons.
Use the present perf<ect
continuous for actions that have
been going on very recently. They
have usually just stopped.

2e comparatives and superlatives superlatives

comparing two things (or actions) He's the tallest player on the team.
What is the most expensive capital city in Asia?
My sister is a little taller than my brother. This book is the least difficult to understa'>d.
San Fransisco is more expensive than Chicago. She's the best student in the class.
This test is less difficult than the last one.
Who drives the most carefully in your fam ily?
Olive oil is better for you than butter. That's the worst they've ever played.
You drive more slowly than I do.
Atlanta played worse today than last week. Form superlatives like comparatives but use -est
instead or -er and most I least instead of mo re I less.
Flying isn't as comfortable as going by train.
You normally use the before superlatives, b ut you
He doesn't smoke as much as she does. can also use possessive adjectives, e.g., my best friend,
Her new car looks the same as the old one. their most famous song.
Regular comparative adjectives I adverbs:
hard>harder, big>bigger, easy>easier, madern>mare modern, difficult> more difficult, carefully>mare carefully
Irregular comparative adjectives I adverbs: good I welbbetler, bad I badly> worse, far>farther / further
After than or as we can use an object pronoun me, him, her, etc., or a subject pronoun (I, he, she) + auxiliary verb,
e.g., She's taller than me OR She s taller thattLam b.utblOI She:' m.ller !hand.
 GRAMMAR BANK

2A
a Correct the mistakes in the highlighted phrases. b Complete the dialogues with the simple past or present perfect.
I've never saw Star Wars. I've never seen I've already seen that movie twice. (already I see)
I He left pretty early, but he yet hasn't arrived. 1 A How long at the university? (you I be)
2 We don't see each other since we graduated. B I two years ago. I'm in my third year now. (start)
3 Have you ever wrote a poem? A Do you live with your parents?
4 She have never been to Seoul. B I with them for the first two years but then
I into a student residence last September and
5 I've lent him $50 last week, but he hasn't paid me I there since then. (live, move, live)
back yet. 2 A a job yet? (your brother I find)
6 [don't see them often but I've known them since B Yes, he work in a hotel. (already I start)
ten years.
3 A to Nobu - that new Japanese restaurant?
7 What year have you graduated? (you I ever I be)
8 We're lost. We already have been down this road twice. B Yes, we there for my birthday. (go)
9 I sent her an e-mail last week, but she doesn't A What was it like?
reply yet . B The food fantastic but it _
10 They live in that house since 1980. a fortune! (be, cost)

28
a Make sentences with the present perfect b Complete with a verb from the list in the present perfect continuous.
continuous (and for I since if necessary).
bark cry do eat play shop not sleep watch
she I work there I 2003 I±I
A Your sister's lost a lot of weight!
She's been working there since 2003.
B Yes. She 's been eating a lot less recently.
I how long I they I go out together rn A Your eyes are red. you ?
2 I I study English I two years I±I
B Yes. I a sad movie.
3 he I feel very well recently B
2 A It's very late. Why aren't you in bed?
4 you I read that book I months! I±I
B I can't sleep. That dog for the last two hours.
5 you I wait I a long time rn 3 A You look tired.
6 we I spend much time together B
B I know. I well recently.
7 how long I she I Live there rn 4 A Wow! You bought a lot of things!
8 I I rent this house I three years. I±I B Yes, we all day.
9 the elevator I work I 10 o'clock B 5 A You look hot! What you _
10 she I work here I a long time rn B I at the park with the children.

2e
a Complete with one word. b Complete with the comparative or superlative of the bold word.
She's much ...1l1l1l1i. intelligent than her brother. Mexican food is much _spicier than Italian food. spicy
I He's not as smart _ _ he thinks he is. 1 It's than it was this time last year. hot
2 It's _ _ best book I've read in a long time. 2 Jan's of all my sisters. competitive
3 The trip took longer _ _ we expected. 3 He's person in the office. lazy
4 I think it was the saddest movie I've _ _ seen. 4 He looks much with shorter hair. good
5 [s Texas the biggest state _ _ the US? 5 I sat next to person at the party! boring
6 He's the _ _ selfish person I've ever met. 6 Could we meet a Little tomorrow? early
7 Your watch is the same _ _ mine. 7 It was movie I've seen this year. bad
8 My father speaks _ _ quickly than I do. 8 Sue is member of my family. ambitious
9 We don't go swimming _ _ often as we clid before. 9 The way to travel is by train. safe
10 Her brother's about 10 and she's a year younger 10 The beach was from the hotel than far
than _ _ . we expected.

GmI MultiROM WWW.oup.comjell/americanenglishfilej3

 Money VOCABULARY BANK

---
1 Verbs
Complete with a verb in the correct tense.
be worth Iw~rel borrow can't afford I~'f~rdl charge cost earn
inherit invest

1
2
lend owe loul

My uncle died and left me $2,000.

save take out

I put some money aside every week for my next vacation.

waste Iwelstl
~ !r~iLW:a
1 - - - - $2,000 from my uncle.
I money every week.
I ~'''~;:r:
B:[[ljA
Ii{" iiili'ii,!i~~

3 I asked my brother to give me $10 until next week. I $10 from him. ~"-';~"~""_""'" • • •_ -
4 My brother gave me $10 until next week. He me $10.
5 I often spend money on stupid things. I often _
6 I don't have enough money to buy that car.
7 I had to pay the mechanic $500 to repair my car.
8 I went to the ATM and got $200. 1 _
9 I bought a book. It was $25. The book _
10 /im gave me $100. I haven't paid it back yet. 1 _ _-
11 I bought some shares in the telephone company. 1 _
12 I work in a supermarket. They pay me $2,000 a month. 1 _
13 I could seU my house for about $200,000. My house _

2 Prepositions
Complete the Preposition column.
Preposition
1 I paid _ dinner last night.
2 /ulia said she would pay me _ tomorrow.
3 Would you like to pay cash or credit card?
4 I spent $50 _ books yesterday.
5 I don't like to lend money friends.
6 1 borrowed a lot of money _ the bank.
7 They charged us $60 a bottle of wine.

3 Nouns
Match the words and definitions.
ATM biU comloan
mortgage I'm~rgldy' salary tax

1 A piece of money made of metal.

2 A piece of paper money.
3 Money a person gets for the work he I she does.
4 Money that you pay to the government.
5 Money that somebody (or a bank) lends you.
6 Money that you borrow from a bank to buy a house.
7 A machine that you use to get money.

Can you remember the words on this page?

Test yourself or a partner.
o p.21
GII!IlII MultiROM WWW.QUp.comjeIVamericanenglishfilej3