Arihant Private Wealth

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offering you tailored investment solutions best suited to your needs.
Helping our clients grow their money is our motto; so let’s join hands
together in this exciting journey.

Product Deck - May 2023

1
Sl. No. Index Page No.
1 Mutual Funds: Equity Schemes 3

2 Mutual Funds: Debt Schemes 7

3 Mutual Funds: Hybrid Schemes 8

4 Model Portfolio 10

5 National Pension System ( NPS ) 13

6 Bonds and Fixed Deposite 15

7 PMS & AIF 21

8 LiquiLoans 27

9 Strata Real Estate 29

10 Unlisted Shares 30

11 Insurance 31
2
Mutual Funds: Equity Schemes HOME
Minimum Investment
*Returns (%)
Amount (Rs)
Time AUM
Scheme Name Fund Manager Exit Load
Horizon (Rs in Cr) Since
1Yr 3Yr 5Yr SIP Lump sum
Inception

LARGE CAP
Gaurav
Mirae Asset Large cap Fund(G) 3Yrs + 32,911 4.81 21.51 10.99 14.74 1,000 5,000 1% - within 365 days
khandelwal
ICICI Pru Bluechip Fund (G) 3Yrs + Vaibhav Dusad 34,679 9.24 24.50 11.68 13.90 100 100 1% - within 365 days
Shridatta
Canara Robeco Bluechip Equity(G) 3Yrs + 8,860 6.53 20.25 12.76 11.84 1,000 5000 1% - within 365 days
Bhandwaldar
LARGE AND MID CAP

Mirae Asset Emerging Bluechip(G) 3Yrs + Ankit Jain 23,447 3.17 25.56 13.90 19.35 1,000 - 1% - within 365 days

Shridatta
Canara Rob Emerging Equities(G) 3Yrs + 15,417 3.75 24.07 10.88 16.55 1,000 5,000 1% - within 365 days
Bhandwaldar
For units in excess of 12% of the
Chandraprakash
Tata Large & Mid Cap Fund 3Yrs + 3,798 13.75 25.31 12.73 12.67 150 5,000 investment,1% will be charged for
Padiyar
redemption within 90 days
FLEXI CAP
Mirae Asset Focused 5Yrs+ Gaurav Mishra 8,459 -0.29 24.25 - 16.74 1000 5,000 1% - within 365 days
0.1% for redemption within 30
SBI Flexi Cap Fund 3Yrs + R. Srinivasan 15,693 5.00 22.92 10.06 12.36 500 1,000
days
For units in excess of 10% of the
Harsha
Kotak Flexi cap fund(G) 3Yrs + 35,775 7.87 21.92 10.76 13.33 500 5,000 investment,1% will be charged for
Upadhyaya
redemption within 365 days
*Note: Returns as on 10th May 2023, Returns < Returns above 1 year are annualized > 1 yr compounded annualized. 3
Mutual Funds: Equity Schemes HOME

Minimum Investment
*Returns (%)
AUM Amount (Rs)
Scheme Name Time Horizon Fund Manager Exit Load
(Rs in
Cr) Since Lump
1Yr 3Yr 5Yr SIP
Inception sum

MID CAP

Mirae Asset Mid Cap Fund 3Yrs + Ankit Jain 8,852 3.51 31.87 - 22.09 1,000 5,000 1% - within 365 days
For units in excess of 10% of the
Kotak Emerging Equity Fund (G) 3Yrs + Pankaj Tibrewal 23,963 6.02 31.98 13.31 13.50 100 100 investment,1% will be charged for
redemption within 365 days

SMALL CAP

For units in excess of 10% of the

Shreyash
Axis Small Cap Fund 7 Yrs+ 11,601 6.60 33.74 17.82 21.85 100 500 investment,1% will be charged for
Devalkar
redemption within 365 days

Nippon India Small Cap Fund 7 Yrs+ Samir Rachh 24,491 12.44 45.48 15.69 19.65 1000 5000 1% - within 30 days

SBI Small Cap Fund 7 Yrs+ R. Srinivasan 15,590 8.96 35.58 14.01 19.48 500 5,000 1% - within 365 days

*Note: Returns as on 10th May 2023, Returns < Returns above 1 year are annualized > 1 yr compounded annualized. 4
Mutual Funds: Equity Schemes HOME

Minimum Investment
*Returns (%)
Amount (Rs)
Scheme Name Time Horizon Fund Manager AUM Exit Load
(Rs in Cr) Since
1Yr 3Yr 5Yr SIP Lump sum
Inception

INDEX FUND

ICICI Pru Nifty 50 Index Fund (G) 3-5Yrs Kayzad Eghlim 4,177 7.09 23.11 11.69 14.58 100 100 Nil

Raviprakash 0.2 % for redemption within 15

SBI Nifty Index Fund (G ) 3-5Yrs 3,595 6.99 23.07 11.51 13.81 500 5000
Sharma days

ELSS

Mirae Asset Tax Saver(G) 3Yrs Neelesh Surana 14,043 4.35 25.81 13.70 16.91 500 500 Nil

Shridatta
Can Robeco Equity Taxsaver Fund Reg (G) 3Yrs 4,924 6.20 24.16 13.99 14.75 500 500 Nil
Bhandwaldar

Tata India Tax Saving Fund 3Yrs Tejas Gutka 3,073 6.98 23.03 10.30 18.10 500 500 Nil

DSP Tax Saver Fund 3Yrs Rohit Singhania 10,179 5.21 25.34 12.30 13.89 500 500 Nil

Nil
ICICI Prudential Long Term Equity Fund 3Yrs Harish Bihani 9,835 4.67 23.93 10.76 18.84 500 500

*Note: Returns as on 10th May 2023, Returns < Returns above 1 year are annualized > 1 yr compounded annualized. 5
Mutual Funds: Equity Schemes - Sectoral HOME

Minimum Investment Amount

*Returns (%)
(Rs)
Time AUM
Scheme Name Fund Manager Exit Load
Horizon (Rs in Cr) Since
1Yr 3Yr 5Yr SIP Lump sum
Inception

0.5% for redemption within

SBI Infrastructure Fund 3-5Yrs Bhavin Vithlani 953 13.67 30.99 12.03 6.87 500 5,000
30 days
1% for redemption within 15
ICICI Pru Technology Fund 5 Yrs+ Vaibhav Dusad 10,094 -8.50 36.15 19.14 11.69 100 5,000
days
ICICI Prudential Banking and Financial 1% for redemption within 15
5Yrs+ Roshan Chutkey 6,167 12.46 25.41 8.64 16.18 100 5,000
Services Fund days
Mirae Asset Banking and Financial 1% for redemption within 365
5Yrs+ Gaurav Kochar 1,232 15.71 - - 13.93 1,000 5,000
Services Fund days

*Note: Returns as on 10th May 2023, Returns < Returns above 1 year are annualized > 1 yr compounded annualized. 6
 Mutual Funds: Debt Schemes HOME
Minimum Investment Amount
*Returns (%)
AUM (Rs)
Scheme Name Time Horizon Fund Manager Exit Load
(Rs in Cr) Since
1 Mnt. 3 Mnt. 6 Mnt. SIP Lump sum
Inception
OVERNIGHT FUND
HDFC Overnight Fund in days Anil Bamboli 15,283 0.54 1.54 3.04 5.81 100 100 NA
SBI Overnight Fund in days R Arun 18,605 0.55 1.55 3.06 6.46 2,000 5,000 NA
LIQUID FUND
ICICI Pru Liquid Fund(G) in days Rahul Goswami 36,077 0.67 1.70 3.33 7.13 99 99 ****
HDFC Liquid Fund(G) in days Anupam Joshi 54,263 0.67 1.69 3.33 6.8 100 100 ****
ULTRA SHORT TERM
HDFC Ultra Short Term (G) 3-6 Mnts Anil Bamboli 11,347 0.78 1.75 3.34 5.86 100 100 NA
SBI Magnum Ultra Short Duration 3-6 Mnts R Arun 8,970 0.76 1.74 3.36 7.06 500 5,000 NA
Mirae Asset Ultra Short Duration 3-6 Mnts Basant Bafna 285 0.76 1.77 3.40 4.38 1,000 5,000 NA
CORPORATE BOND
HDFC Corporate Bond(G) 3-5Yrs Anupam Joshi 25,404 1.15 1.84 3.73 8.17 100 100 NA
ICICI Pru Corporate Bond(G) 3-5Yrs Anuj Tagra 19,377 0.91 1.86 3.53 7.94 100 100 NA
BANKING & PSU DEBT
Bandhan Banking & PSU Debt Fund 3-5Yrs Gautam Kaul 14,667 1.36 1.98 3.52 7.62 100 1,000 NA
Axis Banking & PSU Debt(G) 3-5Yrs Aditya Pagaria 14,416 1.28 1.79 3.60 7.74 1,000 5,000 NA
MONEY MARKET
Tata Money Market Fund (G ) 3-6 Mnts Amit Somani 7,964 0.87 1.89 3.61 6.66 500 5,000 NA
Axis Money Market Fund 3-6 Mnts Aditya Pagaria 3,922 0.87 1.89 3.59 5.42 1,000 5,000 NA

Liquid Fund**** 0.007 for redemption within 1 days , 0.0065 for redemption between 1 - 2 days , 0.006 for redemption between 2 - 3 days. 0.0055 for redemption between 3 - 4 days,
0.005 for redemption between 4 - 5 days, 0.0045 for redemption between 5 - 6 days .
*Note: Returns as on 10th April 2023, Returns < Returns above 1 year are annualized > 1 yr compounded annualized. 7
 Mutual Funds: Hybrid Schemes HOME

Minimum Investment
*Returns (%)
Amount (Rs)
Time AUM
Scheme Name Fund Manager Exit Load
Horizon (Rs in Cr) Since
1Yr 3Yr 5Yr SIP Lump sum
Inception

AGGRESSIVE HYBRID
For units in excess of 15% of
the investment,1% will be
Mirae Asset Hybrid Equity Fund(G) 3Yrs+ Harshad Borawake 7,188 11.90 20.45 10.86 11.24 1,000 5,000
charged for redemption within
365 days
BALANCED ADVANTAGE
For units in excess of 30% of
ICICI Pru Balance Advantage the investment,1% will be
3Yrs+ Ihab Dalwai 45,584 11.41 18.78 10.01 10.86 100 500
Fund(G) charged for redemption within
365 days
1% will be charged for
Tata Balanced Advantage Fund 3Yrs+ Rahul Singh 6,705 10.41 16.35 - 11.13 150 5,000
redemption within 90 days

MULTI ASSET ALLOCATION

Dinesh 1% -within 365 days, in excess

SBI Multi Asset Allocation Fund (G) 3Yrs 702 12.18 13.70 9.34 8.42 500 5000
Balachandran of 10

*Note: Returns as on 10th May 2023, Returns < Returns above 1 year are annualized > 1 yr compounded annualized.
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 Mutual Funds: Gold Schemes HOME

Minimum Investment
*Returns (%)
Amount (Rs)
AUM
Scheme Name Time Horizon Fund Manager Exit Load
(Rs in Cr)
Since
1Yr 3Yr 5Yr SIP Lump sum
Inception

GOLD FUND

Kotak Gold Fund(G) 3-5 Yr Abhishek Bisen 1,534 18.29 7.63 12.86 7.66 1,000 5,000 1% for redemption within 15 days

HDFC Gold Fund(G) 3-5 Yr Arun Agarwal 1,517 18.53 7.66 12.87 5.72 100 100 1% for redemption within 15 days

GOLD ETF

Nippon India ETF Gold BeES(G) 3-5 Yr Vikram Dhawan 7,860 18.81 8.53 13.15 11.15 - 10,000 NA

Kotak Gold ETF Fund(G) 3-5 Yr Abhishek Bisen 2,731 19.18 8.71 13.32 11.98 - 5,000 NA

*Note: Returns as on 10th May 2023, Returns < Returns above 1 year are annualized > 1 yr compounded annualized. 9
 Model Portfolio HOME
Conservative

➢ The objective of the strategy is to generate risk-adjusted capital appreciation for investors from a portfolio of debt oriented mutual fund schemes. Primarily
to avoid any potential loss and preserve capital.

➢ The strategy takes a concentrated position in debt funds across different durations and endeavors to tactically manage allocation within debt schemes
depending on changes in macroeconomic scenario.

Scheme Name Category % Allocation

SBI Equity Hybrid Fund Hybrid: Aggressive 20

Kotak Equity Savings Fund Hybrid: Equity Savings 20

ICICI Pru Equity Savings Fund Hybrid: Equity Savings 20

ICICI Pru Corporate Bond Debt: Corporate Bond 20

IDFC Banking &PSU Debt Debt: Banking and PSU 20

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Moderate
Model Portfolio HOME

➢The objective of the strategy is to generate risk-adjusted capital appreciation for investors from a portfolio of equity oriented mutual fund schemes with a
moderately high risk appetite. Primarily to beat inflation without having too much volatility.

➢The strategy takes a balanced position in mutual funds across key asset classes and endeavors to strategically maintain balance between different categories
depending on changes in the business cycles.

Scheme Name Category % Allocation

ICICI Pru Bluechip Fund Large Cap 20

Canara Robeco Emerging Equities Fund Large & Mid Cap 20

Mirae Asset Hybrid Equity Fund Hybrid: Aggressive 20

SBI Multi Asset Allocation Fund Hybrid: Multi Asset Allocation 20

ICICI Pru Balance Advantage Fund Hybrid: Dynamic Asset Allocation 20

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 Aggressive Model Portfolio HOME

➢The objective of the strategy is to generate substantial wealth in the long run for investors from a portfolio of aggressive equity oriented mutual fund schemes .

➢The strategy takes position in mutual funds across different market-cap and themes and endeavors to strategically change allocation within different categories
depending on changes in the business cycles.

Scheme Name Category % Allocation

ICICI Pru Bluechip Fund Large Cap 20

Canara Rob Emerging Equities Large & MidCap 20

Kotak Emerging Equity Fund Mid Cap 20

Mirae Asset Focused Flexi Cap 20

ICICI Prudential Banking and Financial Services Fund Sectoral-Banking 20

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National Pension Scheme ( NPS) HOME

13
National Pension System HOME

National Pension System (NPS) is a voluntary, defined contribution retirement savings scheme. It enables systematic savings and helps provide you with an
adequate retirement income.

Invest with Arihant in National pension Scheme(NPS) under tier I account, and get an additional Tax benefit for investment of up to Rs 50,000* u/s
80CCD(1B).

RETURN OF NPS SCHEMES AS ON 4th May 2023

Inception AUM Returns Returns Returns Returns Returns Returns
Pension Fund Subscribers NAV
Date (Rs Cr) 1 Yr 3 Yr 5 Yr 7 Yr 10 Yr Inception

HDFC Pension Management Co. Ltd. 01-Aug-13 21,291.42 15,97,105 36.6582 11.34% 26.44% 12.26% 14.41% NA 14.23%
SCHEME - E
Tier-I ICICI Pru. Pension Fund Mgmt Co.
18-May-09 6,04,931 48.5258 11.32% 27.28% 11.84% 13.53% 12.91% 11.97%
Ltd. 6,913.57
HDFC Pension Management Co. Ltd. 01-Aug-13 9482.80 15,72,672 24.1063 7.83% 7.47% 8.69% 8.44% NA 9.43%
SCHEME - C
Tier-I ICICI Pru. Pension Fund Mgmt Co.
18-May-09 3627.32 5,99,464 36.4362 7.80% 7.24% 8.27% 8.21% 8.80% 9.70%
Ltd.
HDFC Pension Management Co. Ltd. 01-Aug-13 15854.47 15,68,020 23.5453 10.20% 5.45% 9.00% 8.39% NA 9.17%
SCHEME - G
Tier-I ICICI Pru. Pension Fund Mgmt Co.
18-May-09 6201.83 5,95,195 31.5137 10.15% 5.41% 8.74% 8.27% 8.46% 8.56%
Ltd.
HDFC Pension Management Co. Ltd. 10-Oct-16 161.07 1,49,019 17.0146 6.11% 10.07% 8.59% NA NA 8.43%
SCHEME -A Tier-
I ICICI Pru. Pension Fund Mgmt Co.
21-Nov-16 33.12 40,687 15.3522 2.78% 8.92% 6.88% NA NA 6.87%
Ltd.

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BONDS HOME

15
 Capital Gain Bonds HOME

Coupon p.a. Issuer Lock-in Issue Rating Min Investment Max Investment Tax Benefit

Rs 10,000 (or 1 Rs 50,00,000 (or 500

5.25% Power Finance Corporation Limited(PFC) 5 Years AAA Sec 54EC
bond) bonds)
5.25% Rs 20,000 (or 2 Rs 50,00,000 (or 500
Rural Electrification Corporation Limited (REC) 5 Years AAA Sec 54EC
bonds) bonds)

7.15*% Government OF India RBI Savings Bond 7 Years AAA Rs 1,000 No Upper Limit NA

Secondary Market Bonds

INSTRUMENT MATURITY YIELD QUANTUM RATINGS

8.73 Union Bank of India Perp Call : 29-Jan-26 8.24 Multiples of 1 Cr AA BWR & IND Ratings
7.5 PFC Ltd. 2031 (Secured) (Floating to 10 yr G-sec 5.85 G- 22-Jan-31 7.37 Multiples of 10 Lacs AAA by CARE, CRISIL & ICRA
Sec 2030)
7.79 LIC Housing Finance Ltd. 2024 18-Oct-24 6.30 10 Lac & Multiple AAA/Stable by CRISIL & CARE
30-Jun-2025: 25 30-Sep-2025:
9.7 U.P. Power Corporation Ltd 2026 (Secured) 2531-Dec-2025: 25 31-Mar-2026: 8.89 Multiples of 10 Lacs A+(CE) by CRISIL & IND Rating
25

Please note that the above mentioned rates are subject to market Fluctuations.
Confirm rates as well as availability of Securities before finalizing the deal.
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Fixed Deposit HOME

HDFC DEPOSITS
DIAMOND DEPOSITE

PERIOD MONTHS MONTHLY INCOME PLAN QUARTERLY OPTION HALF-YEARLY OPTION ANNUAL INCOME OPTION CUMULATIVE OPTION*

75 7.70% 7.75% 7.80% 8.00% 8.00%

MIN. AMT. (Rs.) ₹40,000.00 ₹20,000.00
SAPPHIRE DEPOSITS

PERIOD MONTHS MONTHLY INCOME PLAN QUARTERLY OPTION HALF-YEARLY OPTION ANNUAL INCOME OPTION CUMULATIVE OPTION*

45 7.45% 7.50% 7.55% 7.70% 7.70%

MIN. AMT. (Rs.) ₹40,000.00 ₹20,000.00
SPECIAL DEPOSITS

PERIOD MONTHS MONTHLY INCOME PLAN QUARTERLY OPTION HALF-YEARLY OPTION ANNUAL INCOME OPTION CUMULATIVE OPTION*

33 7.30% 7.35% 7.40% 7.55% 7.55%

66 7.40% 7.45% 7.50% 7.65% 7.65%
MIN. AMT. (Rs.) ₹40,000.00 ₹20,000.00

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 HOME

HDFC PREMIUM DEPOSITS

PERIOD MONTHS MONTHLY INCOME PLAN QUARTERLY OPTION HALF-YEARLY OPTION ANNUAL INCOME OPTION CUMULATIVE OPTION*

15 7.20% 7.25% 7.30% - 7.45%

22 7.25% 7.30% 7.35% 7.50% 7.50%
44 7.25% 7.30% 7.35% 7.50% 7.50%
MIN. AMT. (Rs.) ₹40,000.00 ₹20,000.00
REGULAR DEPOSITS
PERIOD MONTHS MONTHLY INCOME PLAN QUARTERLY OPTION HALF-YEARLY OPTION ANNUAL INCOME OPTION CUMULATIVE OPTION*

12-23 6.85% 6.90% 6.95% - 7.10%

24-35 7.10% 7.15% 7.20% 7.35% 7.35%
36-60 7.15% 7.20% 7.25% 7.40% 7.40%
61-120 7.05% 7.10% 7.15% 7.30% 7.30%
MIN. AMT. (Rs.) ₹40,000.00 ₹20,000.00

Senior Citizen ( 60 Years and above)-Additional interest rate(Other then Diamond Deposite) 0.25% p.a.

Rates effective from 1 March 2023.

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 HOME

MAHINDRA FINANCE
SAMRUDDHI CUMULATIVE SCHEME

MINIMUM AMOUNT PERIOD AMOUNT PAYABLE INTEREST(p.a.*)% EFFECTIVE YIELD(p.a.**)%

12 ₹5,370.00 7.40% 7.40%

24 ₹5,789.00 7.60% 7.60%
Rs. 5000 36 ₹6,246.00 7.70% 8.31%
48 ₹6,740.00 7.75% 8.70%
60 ₹7,262.00 7.75% 9.05%
MAHINDRA FINANCE
SAMRUDDHI NON - CUMULATIVE SCHEME
INTEREST(p.a.*)% INTEREST(p.a.*)% HALF-
PERIOD INTEREST(p.a.*)% MONTHLY INTEREST(p.a.*)% YEARLY
QUARTERLY YEARLY
12 7.05% 7.10% 7.15% 7.40%
24 7.10% 7.20% 7.35% 7.60%
36 7.20% 7.30% 7.45% 7.70%
48 7.25% 7.35% 7.50% 7.75%
60 7.25% 7.35% 7.50% 7.75%
MIN. AMT. (Rs.) ₹50,000.00 ₹25,000.00
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 HOME
BAJAJ FINANCE
INTERESR RATE ON DEPOSITE
TENOR IN MONTH TABLE 1
CUMULATIVE NON-CUMULATIVE
AT MATURITY MONTHLY QUARTERLY HALF-YEARLY ANNUALLY
12 - 14 7.40% 7.16% 7.20% 7.27% 7.40%
>15 - 23 7.50% 7.25% 7.30% 7.36% 7.50%
24 7.55% 7.30% 7.35% 7.41% 7.55%
25 - 35 7.35% 7.11% 7.16% 7.22% 7.35%
36-60 7.65% 7.39% 7.44% 7.51% 7.65%
MIN. AMT. (Rs.) ₹25,000.00

INTERESR RATE ON DEPOSITE

TENOR IN MONTH TABLE 2
CUMULATIVE NON-CUMULATIVE
AT MATURITY MONTHLY QUARTERLY HALF-YEARLY ANNUALLY
15 7.45% 7.21% 7.25% 7.32% 7.45%
18 7.40% 7.16% 7.20% 7.27% 7.40%
22 7.50% 7.25% 7.30% 7.36% 7.50%
30 7.45% 7.21% 7.25% 7.32% 7.45%
33 7.75% 7.49% 7.53% 7.61% 7.75%
44 7.95% 7.67% 7.72% 7.80% 7.95%
MIN. AMT. (Rs.) ₹25,000.00
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 HOME

PNB HOUSING FINANCE

CUMULATIVE OPTION*ROI(p.a.) NON-CUMULATIVE OPTION
TENURE(MONTH) YIELD TO
ROI MONTHLY QUARTERLY HALF-YEARLY ANNUALY
MATURITY
12 – 23 7.35% 7.35% 7.11% 7.15% 7.22% 7.35%
24 – 35 7.00% 7.25% 6.79% 6.83% 6.89% 7.00%
36 – 47 7.70% 8.31% 7.44% 7.49% 7.56% 7.70%
48 – 59 7.40% 8.26% 7.16% 7.20% 7.26% 7.40%
60 -71 7.50% 8.71% 7.25% 7.29% 7.36% 7.50%
72 – 84 7.40% 8.91% 7.16% 7.20% 7.27% 7.40%
120 7.40% 10.42% 7.16% 7.20% 7.27% 7.40%
MIN. DEPO. AMT. ₹10,000.00 ₹25,000.00 ₹10,000.00

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PORTFOLIO MANAGEMENT SERVICES HOME

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Electrum HOME

Fund Manager Romil Jain, CA, CFA:- Romil has an experience of 11 years in Fund management and equity research with leading organizations like Quantum
Advisors, JM Financial PMS and Systematic PMS. At Quantum, he was part of the research team, Quantum manages money for offshore clients like foundations,
pension funds and endowments.JM PMS and Systematic PMS manages money for HNI clients. Romil is a CFA (USA), Chartered Accountant and a Commerce
Graduate HR College of Commerce, Mumbai.

Electrum Laureate Portfolio:- Our scheme focus is on compounding returns over medium to long term by investing in small and midcap companies. Our
Strategy is designed to look for value mispricing opportunities in high quality business franchises managed by a strong and agile management team with a
good corporate governance track record.

RETURNS (%) 1M 3M 6M 1 Yr 2 Yr Since Inception

Laureate Portfolio 6.1 5.4 1.8 3.6 26.1 34.3

BSE 400 Mid Small Cap 4.6 2.1 -1.1 4.2 12.3 17.7

Electrum Customized Portfolio:- Our scheme focus is on compounding returns over medium to long term by investing across market capitalization as per client
mandate. Our Strategy is designed to look for value mispricing opportunities in high quality business franchises managed by a strong and agile management
team with a good corporate governance track record.

RETURNS (%) 1M 3M 6M 1 Yr Since Inception

Customized Portfolio 7.0 5.79 3.07 2.5 37.54

BSE 500 Index 4.59 2.07 -1.13 4.23 16.38

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White Oak India Pioneers Equity Fund HOME

Investment objective: Fund Manager : Prashant Khemka

Sustained Capital Appreciation through superior returns overtime.
All-Cap Strategy, Style Agnostic, bottom-up approach.
The investment Philosophy is that outsized returns are earned
overtime by investing in great businesses at attractive values.
A great business is one that is well managed ,scalable & generates
superior returns on incremental capital.
Valuation is attractive when the is when the current market price is
at substantial discount to the intrinsic value.
Prashant joined Goldman Sachs Asset Management (GSAM) in 2000 . In
2004 he became Senior PM and Co-chair of the investment Committee on
the Us growth equity team which Manage US$25 bn. In 2006 he returned to
Mumbai where he served as CIO/CEO /Co-CEO until 2013.In 2013 he moved
to Singapore as CIO and Lead PM of both India & Global Emerging Markets
Directly Manged US$ 5bn out of the US$6.5 billion manged by his team.
Prashant’s Team has won awards including Citywire AAA rating & Fund
Calibre Elite rating

Since
Returns (%) 3M 6M 1 YR 2 YR CAGR 3 YR CAGR Inception

White Oak India Pioneers Equity Fund 1.6 -4.6 -0.5 6.7 21.8 15.9

S&P BSE 500 TR 2.1 -1.1 4.2 12.4 25.4 13.0

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TATA AIF (Alternate Investment Fund) HOME

Fund Manager: Harsh Agarwal

Low risk equity long-short strategy managed through category III
AIF platform
Focus on alpha generation: Long-short portfolio diversified across
many stocks
Low market dependence: low net equity (i.e., all longs – all shorts)
exposure
Long term capital appreciation with lower volatility
(Head of Alternatives & Fund Manager – AIFs):
With more than 17 years of experience in both Portfolio Management as well as
research, Harsh Agarwal joined Tata Asset Management in November 2018 as Head of
Alternative Strategies. Harsh brings unique skills set in stock picking and risk
management for the funds. His preferred style of running large diversified long-short
portfolios allow generating higher returns will low risk

His prior stints include working as Portfolio Manager - Equity long/short strategy at
Reliance Securities where he managed equity long/short portfolio and generated
consistent high returns. Prior to Reliance, Harsh worked extensively on equity long-
short strategy with traders at Deutsche Bank, Roc Capital

Harsh is an MBA (Finance) from Symbiosis. He is also Certified Portfolio Manager

and Certified Treasury Manager from The Institute of Chartered Financial Analysts of
India

Risk Return Fund CRISIL ESS Nifty 50

CAGR returns 22% 12% 22%

1 year return 9.2% 4.4% -0.6%

FY22 23.7% 10.60% 18.90%

FY21 40.70% 27.30% 70.90%

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LiquiLoans HOME
1. Overview –
• Company: NDX P2P Private Limited
• Founded: 2018
• Headquarters: Mumbai, India
• Category: Fintech, Lending

2. Business Offerings –
• An online peer-to-peer lending platform whereby we leverage new age technology to match credit worthy borrowers and lenders basis their risk appetite
• Lucrative Alternative Debt Investment Opportunity with Complete Alignment of Interest

3. Business Highlights –
• New Asset Class:P2P acts like a new asset class for investors. It’s a short-term debt instrument with significantly higher return than a liquid/debt fund.
• Demand Sourcing Strategy: Company has done online and offline partnerships for sourcing loans on the platform. Focus on Salaried Class, High Quality
Prime Borrowers, with Low Average Ticket Sizes
• RBI Regulated NBFC : P2P Platforms are regulated by the RBI with stringent quarterly reporting criteria.

WITHDRAWALS MONTHLY PAYOUTS RENEWAL VALUE (LAST

TOTAL DISBURSALS TOTAL BORROWERS TOTAL LENDERS AVG. GROSS XIRR
HONOURED HONOURED 6 MONTHS)

INR. 2041+ Crs 5,60,000 + 52,000+ ~23%+ 100% 100% 90% + 8.04
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 LiquiLoans HOME

Fresh Investment Yields On Early Withdrawals

Schemes Renewal Yields (Upto XIRR)
Yields
(MHP in Months) ( Upto XIRR % )
( Upto XIRR % ) Year 1 Year 2 Year 3
Note –
Minimum Investment - 50,000 NIL 8.00 8.15 Withdrawal Requests Are Allowed
Maximum Investment - 50
Lakhs 3 8.60 8.70
MHP - Minimum Holding
Period 6 9.00 9.10

12 9.25 9.35

Term And Condition Apply - 24 10.00% 10.05%

(Growth) (Simple Interest) (Simple Interest) N.A.
MHP :Minimum Holding 36 10.50% 10.55%
Period (Growth) (Simple Interest) (Simple Interest)
Monthly Payout Available in
24
All Schemes (Except D. ADV.) 9.40% 9.45%
(Monthly Payout)
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9.50% 9.55%
(Monthly Payout)
12 (D. ADV.) 9.00% 9.05% 7.25% - -

24 (D. ADV.) 9.10% 9.15% 7.00% 8.00% -

36 (D. ADV.) 9.25% 9.30% 7.00% 8.00% 8.50%

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Strata Real Estate Investment HOME

Investment objective: Sudarshan Lodha: Co Founder :

Strata is a tech-enabled real estate investment platform that allows
Sudarshan has over 9 years of experience in real estate and private
investors to own and sell fractions of pre- leased, Grade-A
equity law. He was closely involved in several private equity and
commercial properties. Through their fractional ownership model,
venture capital transactions in India and has represented over $1.4
Strata aims to democratise Commercial Real Estate making it
billion in investments.
accessible for a much larger investor base.

• Key points for New Asset: Strata WS Retail Opportunity Chennai

• Investments for this Grade A Retail asset starts at INR 25 lakhs
• This is an opportunity to invest in 21,000 sq. ft of a Fashion retail facility.
• Entry yield of 8.5 ( including 1 rental top-up)
• Location : Chennai
• 21-year tenant lease and 3-year tenant lock-in.
• Tenant : A listed retail company & a major Fashion brand

Average Expected IRR: 12.7% +Appreciation

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Unlisted Shares HOME

• These include equity shares of a company that is not listed on BSE/NSE, these shares are traded over the counter (OTC), and they are often
called OTC securities. These companies can be companies which are privately held, formerly public companies taken private in management
buyouts, public companies which are not yet listed on a recognized stock exchange etc.
• These companies often enjoy a healthy growth rate and have industry-leading future prospects. These unlisted shares, especially at pre-IPO
stage, provide an excellent investment opportunity mainly focusing on long-term wealth creation. The returns can potentially beat returns by
listed equities

• List of shares :
• Care health
• Orbis Financial Corporation
• API Holding Limited ( Pharm easy )
• TATA Technologies
• HDB Financials

**Deal can be sourced on day to day basis

Contact Person – Ajay Kumar Bandhey
Contact No.- 0731-4217119

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Recommended Insurance Plan HOME

S.NO. Insurer Name Plan Name Minimum Entry Age Maximum Entry Age Cover upto Age

Term Insurance

1 TATA AIA Life Insurance Co. Ltd. Sampoorn Raksha Supreme Plus 18 65 100
2 ICICI Pru Life Insurance Co. Ltd. I- Protect Smart 18 60 99
3 HDFC Life Insurance Co. Ltd HDFC Life Click 2 Protect Life 18 60 85
4 Bajaj Allianz Life Insurance Co. Smart Protect Goal 18 60 85

Guaranteed Return Plan

1 TATA AIA Life Insurance Co. Ltd Guaranteed Return Insurance Plan 18 65 80
2 ICICI Pru Life Insurance Co. Ltd GIFT Guaranteed Plus 7 60 75
3 HDFC Life Insurance Co. Ltd. HDFC Life Sanchay Plus 5 60 85
4 LIC of India Jeevan Umang - Table No. 945 90 Day 50 80

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Recommended Insurance Plan HOME

S.NO. Insurer Name Plan Name Minimum Entry Age Maximum Entry Age Cover upto Age

Health Plan

1 Niva Bupa Health Insurance Co. Re- Assure Plan 18 65 whole life
2 HDFC ERGO Health Insurance Co. Optima Restore Plan 18 75 whole life
3 TATA AIG General Insurance Co. Medicare Premier 18 95 whole life
4 Care Health Insurance Co. Care plan 18 95 99
Retirement solution
1 TATA AIA Life Insurance Co. Ltd. Fortune Guaranteed Plan 45 85 whole life
2 ICICI Pru Life Insurance Co. Ltd. Guaranteed Pension Plan 40 70 whole life
3 HDFC Life Insurance Co. Ltd Systematic Retirement Plan 45 70 whole life
4 Bajaj Allianz Life Insurance Co. Guaranteed Pension Goal Plan 45 80 whole life

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 HOME
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