Personal Monthly Budget

https://www.vertex42.com/ExcelTemplates/personal-monthly-budget.html © 2008-2019 Vertex42 LLC

INCOME Budget Actual Difference [42]

BUDGET SUMMARY Budget Actual Difference
Salary Income 44,500.00 (44,500.00) Total Income 66,343.00 0.00 66,343.00

Over Time Income 9,560.00 (9,560.00) Total Expenses 68,841.00 0.00 68,841.00

Loan Received From Surya 9,783.00 (9,783.00) NET (2,498.00) 0.00 2,498.00
Pocket Money Received From Amma 0.00 -
Refunds/Reimbursements 0.00 -
Transfer from Savings 0.00 - DAILY LIVING Budget Actual Difference
Loan Received From Others 2,500.00 (2,500.00) Groceries 819.00 819.00
Refunds/Reimbursements 0.00 - Personal Supplies 218.00 218.00
Total INCOME 66,343.00 0.00 (66,343.00) Clothing 20.00 20.00
Cleaning 0.00 -
HOME EXPENSES Budget Actual Difference Education/Lessons 10.00 10.00
Mortgage/Rent 4,500.00 4,500.00 Dining/Eating Out 100.00 100.00
Home/Rental Insurance 0.00 - Salon/Barber 140.00 140.00
Electricity 90.00 90.00 Vegetables 700.00 700.00
Gas/Oil 0.00 - Milk 622.00 622.00
Water/Sewer/Trash 0.00 - Other(Daily Living) 819.00 819.00
Phone 395.00 395.00 Total DAILY LIVING 3,448.00 0.00 3,448.00
Cable/Satellite 0.00 -
Internet 0.00 - ENTERTAINMENT Budget Actual Difference
Furnishings/Appliances 19,398.00 19,398.00 Activities 0.00 -
Lawn/Garden 0.00 - Books 70.00 70.00
Maintenance/Supplies 983.00 983.00 Games 0.00 -
Improvements 0.00 - Fun Stuff 0.00 -
Other(Home Expenses) 0.00 - Hobbies 0.00 -
Total HOME EXPENSES 25,366.00 0.00 25,366.00 Media 0.00 -
Outdoor Recreation 0.00 -
TRANSPORTATION Budget Actual Difference Sports 0.00 -
Vehicle Payments 0.00 - Toys/Gadgets 0.00 -
Auto Insurance 0.00 - Vacation/Travel 0.00 -
Fuel 690.00 690.00 Other(Entertainment) 0.00 -
Bus/Taxi/Train Fare 2,427.00 2,427.00 Total ENTERTAINMENT 70.00 0.00 70.00
Repairs 0.00 -
Registration/License 0.00 - SAVINGS Budget Actual Difference
Other(Transportation) 280.00 280.00 Emergency Fund 0.00 -
Total TRANSPORTATION 3,397.00 0.00 3,397.00 SSA Premium 3,000.00 3,000.00
LIC Premium 1,887.00 1,887.00
HEALTH Budget Actual Difference Investments 19,000.00 19,000.00
Health Insurance 0.00 - Loan Given 240.00 240.00
Doctor/Dentist 0.00 - Gold Fund 0.00 -
Medicine/Drugs 0.00 - Other(Savings) 0.00 -
Health Club Dues 0.00 - Total SAVINGS 24,127.00 0.00 24,127.00
Life Insurance 1,887.00 1,887.00
Veterinarian/Pet Care 0.00 - OBLIGATIONS Budget Actual Difference
Other(Health) 1,251.00 1,251.00 Student Loans 0.00 -
Total HEALTH 3,138.00 0.00 3,138.00 Credit Cards 0.00 -
Other Loans 0.00 -
CHARITY/GIFTS Budget Actual Difference Alimony/Child Support 0.00 -
Gifts Given 8,600.00 8,600.00 Federal Taxes 0.00 -
Charitable Donations 0.00 - State/Local Taxes 0.00 -
Religious Donations 70.00 70.00 Other(Obligations-1) 0.00 -
Other(Charity) 0.00 - Persional Care 125.00 125.00
Total CHARITY/GIFTS 8,670.00 0.00 8,670.00 Total OBLIGATIONS 125.00 0.00 125.00

SUBSCRIPTIONS Budget Actual Difference MISCELLANEOUS Budget Actual Difference

Newspaper 0.00 - Bank Fees 0.00 -
Magazines 0.00 - Postage 0.00 -
Dues/Memberships 0.00 - Minimum Balance 500.00 500.00
Other(Subscriptions) 0.00 - Debit Charges 0.00 -
Total SUBSCRIPTIONS 0.00 0.00 - Total MISCELLANEOUS 500.00 0.00 500.00
DATE DESCRIPTION , OPENING
12/1/2023 Morning Tiffen Dining/Eating Out 0
12/1/2023 Loan Received from Surya Loan Received From Surya -10
12/1/2023 Child Care Other(Health) 990
12/1/2023 Loan Received from Surya Loan Received From Surya -10
12/1/2023 Child Care Other(Health) 41
12/1/2023 Lunch Dining/Eating Out -10
12/1/2023 Gobi Manchurian Other(Daily Living) -20
12/1/2023 Washing Soap Clothing -50
12/2/2023 Morning Tiffen Dining/Eating Out -70
12/2/2023 Loan Received from Surya Loan Received From Surya -80
12/2/2023 Petrol Fuel 20
12/2/2023 Lunch Dining/Eating Out -80
12/2/2023 Colgate & Brush Maintenance/Supplies -110
12/2/2023 Train Ticket Bus/Taxi/Train Fare -200
12/2/2023 Bus Fare Bus/Taxi/Train Fare -480
12/2/2023 Train Fare Bus/Taxi/Train Fare -490
12/3/2023 Train Fare Bus/Taxi/Train Fare -595
12/3/2023 Samosa Other(Daily Living) -655
12/3/2023 Bus Fare Bus/Taxi/Train Fare -695
12/3/2023 Loan Received from Surya Loan Received From Surya -735
12/3/2023 Vegetable Vegetables -525
12/3/2023 Chicken Groceries -735
12/3/2023 Milk Milk -845
12/3/2023 Milk Milk -867
12/4/2023 Surf & Dish Wash Maintenance/Supplies -892
12/4/2023 Loan Received from Surya Loan Received From Surya -1107
12/4/2023 Wash Basin Hose Maintenance/Supplies -1057
12/4/2023 Loan Received from Surya Loan Received From Surya -1107
12/4/2023 Potato Chips Other(Daily Living) -1067
12/5/2023 Milk Milk -1107
12/5/2023 LIC Premium Life Insurance -1132
12/5/2023 Surya's Birthday Party Gifts Given -3019
12/5/2023 Friends Party for Mobile buy Gifts Given -3319
12/5/2023 Mobile Purchase Repayment Furnishings/Appliances -3719
12/5/2023 CD Marker Pen Education/Lessons -21719
12/6/2023 Milk Milk -21729
12/6/2023 Parachute Oil Personal Supplies -21754
12/6/2023 Loan Received from Surya Loan Received From Surya -21832
12/6/2023 Passport Size Photo Personal Supplies -21762
12/6/2023 Petrol Fuel -21832
12/6/2023 Toll Fees Other(Transportation) -22132
12/6/2023 Shocks Personal Supplies -22272
12/7/2023 Milk Milk -22342
 12/7/2023 SSA Premium SSA Premium -22367
12/7/2023 Chit Finance-8 Investments -25367
12/7/2023 Room Rent Mortgage/Rent -30367
12/7/2023 Junior Horlics Other(Daily Living) -34867
12/7/2023 Cooker Repair Maintenance/Supplies -35097
12/7/2023 Vegetable Vegetables -35317
12/7/2023 Groceries Vegetables -35417
12/7/2023 Gobi Manchurian Other(Daily Living) -35477
12/8/2023 Milk Milk -35557
12/8/2023 Bluetooth Speaker Furnishings/Appliances -35582
12/8/2023 Saravanan Repayment for spent Bajjis Dining/Eating Out -36131
12/9/2023 Milk Milk -36171
12/9/2023 Egg Groceries -36196
12/9/2023 Tangedco EB Bill Electricity -36226
12/9/2023 Wheat,Maidha,Kalla Maavu Groceries -36316
12/9/2023 Apples Other(Daily Living) -36382
12/9/2023 Onion Vegetables -36452
12/9/2023 Face Mirror & Toy Balls Furnishings/Appliances -36502
12/9/2023 Train Fare Bus/Taxi/Train Fare -36567
12/10/2023 Milk Milk -36929
12/10/2023 Mutton Groceries -36954
12/10/2023 Mutton Masala Groceries -37254
12/10/2023 Rava & Chips Other(Daily Living) -37264
12/11/2023 Milk Milk -37293
12/11/2023 Saloon Salon/Barber -37318
12/11/2023 Train Ticket from ARV to YPR Bus/Taxi/Train Fare -37458
12/11/2023 Train Ticket from KPD yo SBC Bus/Taxi/Train Fare -37878
12/11/2023 Phone Case Furnishings/Appliances -38248
12/12/2023 Milk Milk -38492
12/12/2023 Pooja Items Religious Donations -38517
12/12/2023 Petrol Fuel -38587
12/12/2023 Toll Fees Other(Transportation) -38877
12/12/2023 Gobi Manchurian Other(Daily Living) -39017
12/13/2023 Milk Milk -39057
12/13/2023 Bus Fare Bus/Taxi/Train Fare -39082
12/13/2023 Train Fare Bus/Taxi/Train Fare -39132
12/14/2023 Bus Fare Bus/Taxi/Train Fare -39342
12/14/2023 Loan Received from Surya Loan Received From Surya -39402
12/14/2023 Sujan Birthday Party Gold purchase Gifts Given -32402
12/14/2023 Loan Received from Surya Loan Received From Surya -39402
12/14/2023 Sujan Birthday Party Dress purchase Gifts Given -38502
12/14/2023 Xerox Books -39402
12/14/2023 Xerox Books -39427
12/14/2023 Water Bottle Other(Daily Living) -39472
12/14/2023 Car Fare Bus/Taxi/Train Fare -39492
12/15/2023 Bus Fare Bus/Taxi/Train Fare -39892
12/15/2023 Milk Milk -39952
12/15/2023 Electricals Bulp Furnishings/Appliances -39977
12/15/2023 Vegetable Vegetables -40237
12/15/2023 Gobi Manchurian & Egg Rice Other(Daily Living) -40327
12/15/2023 Data Cable Furnishings/Appliances -40447
12/15/2023 Botti & Vathal Other(Daily Living) -40727
12/16/2023 Milk Milk -40757
12/17/2023 Milk Milk -40782
12/17/2023 Bread & Eggs Groceries -40807
12/18/2023 Milk Milk -40865
12/18/2023 Body Soap Maintenance/Supplies -40890
12/18/2023 Maintanence for Indian Bank Minimum Balance -40926
12/18/2023 Zerodha Invesment Investments -41426
12/18/2023 Graphe Water Maintenance/Supplies -55426
12/19/2023 Milk Milk -55506
12/19/2023 Loan Received from Surya Loan Received From Surya -55531
12/19/2023 Wasing Soap & Powder Maintenance/Supplies -55429
12/20/2023 Milk Milk -55531
12/20/2023 Loan Received from Surya Loan Received From Surya -55556
12/20/2023 Vegetable Vegetables -55501
12/21/2023 Milk Milk -55556
12/21/2023 Egg Groceries -55581
12/21/2023 Pamper Maintenance/Supplies -55614
12/21/2023 Medical(xx) Other(Health) -55804
12/22/2023 Milk Milk -55924
12/6/2023 Salary Salary Income -55949
12/6/2023 Salary Over Time Income -11449
12/21/2023 Loan Received from Other Banks Loan Received From Others -1889
12/23/2023 Milk Milk 611
12/23/2023 Gram Flour + Sun Flower Oil Groceries 586
12/23/2023 Chips Other(Daily Living) 431
12/23/2023 Vegetable Vegetables 421
12/23/2023 Gobi Manchurian Other(Daily Living) 286
12/24/2023 Milk Milk 246
12/24/2023 Gobi Manchurian Other(Daily Living) 221
12/25/2023 Milk Milk 181
12/25/2023 Rava Bread Botti Groceries 156
12/25/2023 Milk Milk 99
12/25/2023 Shrinath Mobile Recharge Loan Given 74
12/25/2023 Surya Mobile Recharge Phone -166
12/26/2023 Milk Milk -561
12/26/2023 Graphe Water Other(Health) -586
12/26/2023 Fair & Lovely Persional Care -666
12/26/2023 Loan Received from Surya Loan Received From Surya -791
12/27/2023 Milk Milk -586
12/8/2023 LIC Premium LIC Premium -611
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DEBIT CREDIT CLOSING
10 -10
1000 990
1000 -10
51 41
51 -10
10 -20
30 -50
20 -70
10 -80
100 20
100 -80
30 -110
90 -200
280 -480
10 -490
105 -595
60 -655
40 -695
40 -735
210 -525
210 -735
110 -845
22 -867
25 -892
215 -1107
50 -1057
50 -1107
40 -1067
40 -1107
25 -1132
1887 -3019
300 -3319
400 -3719
18000 -21719
10 -21729
25 -21754
78 -21832
70 -21762
70 -21832
300 -22132
140 -22272
70 -22342
25 -22367
3000 -25367
5000 -30367
4500 -34867
230 -35097
220 -35317
100 -35417
60 -35477
80 -35557
25 -35582
549 -36131
40 -36171
25 -36196
30 -36226
90 -36316
66 -36382
70 -36452
50 -36502
65 -36567
362 -36929
25 -36954
300 -37254
10 -37264
29 -37293
25 -37318
140 -37458
420 -37878
370 -38248
244 -38492
25 -38517
70 -38587
290 -38877
140 -39017
40 -39057
25 -39082
50 -39132
210 -39342
60 -39402
7000 -32402
7000 -39402
900 -38502
900 -39402
25 -39427
45 -39472
20 -39492
 400 -39892
60 -39952
25 -39977
260 -40237
90 -40327
120 -40447
280 -40727
30 -40757
25 -40782
25 -40807
58 -40865
25 -40890
36 -40926
500 -41426
14000 -55426
80 -55506
25 -55531
102 -55429
102 -55531
25 -55556
55 -55501
55 -55556
25 -55581
33 -55614
190 -55804
120 -55924
25 -55949
44500 -11449
9560 -1889
2500 611
25 586
155 431
10 421
135 286
40 246
25 221
40 181
25 156
57 99
25 74
240 -166
395 -561
25 -586
80 -666
 125 -791
205 -586
25 -611
1887 -2498
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 -2498
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68841 66343
HELP
https://www.vertex42.com/ExcelTemplates/personal-monthly-budget.html © 2008-2019 Vertex42 LLC

Introduction
The purpose of this template is to help you define a monthly budget and
compare your budget to your actual income and expenses.

This worksheet uses a separate Excel Table for each major Budget category.
This allows you to insert and delete sub-categories easily.

Step 1 Update Budget Categories

You can modify the sub-categories within each table, but if you remove an
entire major category, then you will need to modify the formulas in the Budget
Summary table.

Step 2 Enter Budget Amounts

Enter values in the Budget column within each table.

If you are not sure how to set up your budget, read the article "How to Make a
Budget with a Spreadsheet" listed below.

Step 3 Enter Actual Amounts

You can either update the worksheet throughout the month, or wait until the
end of the month to enter the actual income and expenses.

Difference Column
The cells in the Difference column use conditional formatting to make negative
numbers red. If you spend more than you budgeted, the Difference between
the Projected and Actual values will be negative, and if your Actual income is
less than your Projected income, the Difference will be a negative number.

Budget Summary
The Monthly Budget Summary table totals up all your income and expenses
and calculates the Net as Income minus Expenses. If your Net is negative, that
means you have overspent your monthly budget.

Taking the Next Step

This worksheet is a simple way to create a monthly budget, but when you are
ready to move on to a more advanced budgeting tool, try our Money
Management Template listed below.

Related Templates and Resources

► Money Tracker for Mobile Excel

► Money Management Template

► Account Register Template

► How to Make a Budget with a Spreadsheet

► 12 Principles of Personal Finance

► More Budget Templates

► More Financial Calculators

Personal Monthly Budget

By Vertex42.com
https://www.vertex42.com/ExcelTemplates/personal-monthly-budget.html

© 2008 - 2019 Vertex42 LLC

This spreadsheet, including all worksheets and associated content is a

copyrighted work under the United States and other copyright laws.

Do not submit copies or modifications of this template to any website or

online template gallery.

Please review the following license agreement to learn how you may or
may not use this template. Thank you.

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https://www.vertex42.com/licensing/EULA_privateuse.html

Do not delete this worksheet