1.

Financial Services Offered by Robinhood:

Robinhood's core financial service is commission-free trading, allowing users to buy and sell stocks,
options, and ETFs without incurring traditional transaction fees. The platform has democratized investing
by introducing fractional shares, enabling users to invest in companies with high share prices using
smaller amounts of money. Additionally, Robinhood offers cash management accounts with a
competitive interest rate and a debit card for easy access to funds.

2. Technology Utilization at Robinhood:

Robinhood harnesses various technologies to enhance its financial services. Algorithms play a crucial
role in optimizing trade execution, ensuring efficient and cost-effective transactions for users. Artificial
Intelligence (AI) is implemented in customer support, automating responses and issue resolutions. While
blockchain isn't a central feature, Robinhood has explored blockchain technology for potential
applications in trade clearing and settlement processes.

3. Market Disruption by Robinhood:

Robinhood has disrupted traditional banking and brokerage models by pioneering commission-free
trading. This move forced established financial institutions to reevaluate their fee structures, leading to a
broader industry shift. The platform's user-friendly mobile interface has attracted a younger
demographic, challenging traditional banks in terms of customer engagement. However, controversies
surrounding practices like payment for order flow have raised concerns about the potential impact on
market dynamics, prompting regulatory scrutiny and debates within the financial industry.