Key Fact Sheet

Date : 18-Feb-2023
Lender Name: Accretive Cleantech Finance Private Limited
Customer Name: Suresh gowda

S. No. Parameter Details

i. Loan amount (amount disbursed to the bor- 127569

rower) (in Rupees)

ii. Interest type Fixed

iii. Total interest charge during the entire tenure 17426.0

of the loan (in Rupees)

iv. Other up-front charges (break-up of each

component to be given below) (in Rupees)

a. Processing fees (inclusive of GST, in Rupees) 3010

b. Documentation charges (inclusive of GST, in 1770

Rupees)

c. Stamp Duty (in Rupees) 300

d. Advance EMI (in Rupees) 6005

v. Net disbursed amount ((i) - (iv)) 116484

vi. Total amount to be paid by the borrower 150075

(sum of (i), (iii) and (iv)) (in Rupees)

vii. Rate of interest 6.49

viii. Loan term (in months) 24 Months

ix. Repayment frequency by the borrower Monthly

x. Number of instalments of repayment 24

xi. Amount of each instalment of repayment (in 6005

Rupees)

xii. Security/ collateral obtained Hypothecation of the asset

S. No. Parameter Details

xiii. Date on which annual outstanding balance 31 Mar

statement will be issued

xiv. Annual Percentage rate 16.69

Details about contingent charges

xv. Penal charges in case of delayed payments (if 24 % per annum

any)

xvi. Cheque Bouncing Charges Rs 250

xvii. Prepayment Charges (if any) 5%

xviii. Other charges (if any) 0

Detailed Repayment Schedule

Installment No. Outstanding Principal (in Ru- Interest (in Ru- Installment
Principal (in pees) pees) Amount (in
Rupees) Rupees)

1 127569.0 4076 1929 6005

2 123493.0 4787 1218 6005

3 118706.0 4795 1210 6005

4 113911.0 4881 1124 6005

5 109030.0 4894 1111 6005

6 104136.0 4944 1061 6005

7 99192.0 5027 978 6005

8 94165.0 5045 960 6005

9 89120.0 5126 879 6005

10 83994.0 5149 856 6005

11 78845.0 5201 804 6005

12 73644.0 5303 702 6005

Installment No. Outstanding Principal (in Ru- Interest (in Ru- Installment
Principal (in pees) pees) Amount (in
Rupees) Rupees)

13 68341.0 5308 697 6005

14 63033.0 5383 622 6005

15 57650.0 5417 588 6005

16 52233.0 5490 515 6005

17 46743.0 5529 476 6005

18 41214.0 5585 420 6005

19 35629.0 5654 351 6005

20 29975.0 5700 305 6005

21 24275.0 5766 239 6005

22 18509.0 5816 189 6005

23 12693.0 5876 129 6005

24 6817.0 6817 63 6880