Personal Details

Name: Sheetal Bhanushali

Co-author: Rekha Yadav

Title of the research : “A STUDY ON PM GARIB KALYAN PACKAGE YOJANA DURING COVID -19 AND
ITS IMPACT AND OPPORTUNITIES WITH REFRENCE TO DIGITALISATION.”

Affiliation: SNDT WOMEN’S UNIVERSITY

Institution: SNDT College of Arts and SCB College of Commerce and Science for Women’s

Department: Department of Management Studies.

Contact details: Sheetal Bhanushali – 9167547042 bhanushalisheetal95@gmail.com

Rekha Yadav – 9137752887 rekhayadav151@gmail.com

Postal address: SNDT college, Room no.108,1st floor, Nathibai Thackersey Rd, Marg, Marine
Lines, Mumbai, Maharashtra 400020.

Abstract

The study explored the impact and opportunities of Pradhan Mantri Garib Kalyan Yojana
during Covid-19 situation with reference to digitalization. The objective is to study about the
packages offered by finance minister during pandemic and to study about the difficulties
faced by the different sections of society such as migrant workers, farmers, urban and rural
poor and women during pandemic and to study about the policy details of PMGKY and also
to study about the impacts and opportunities of PMGKY on its beneficiaries with reference to
digitalization. The co-authors has collected information required for the study from various
sources by using secondary data. We highlighted about the package offered during pandemic.
We also stated the difficulties faced by different sections of society in India during pandemic.
We also gave policy details of PMGKY. We also tried to give impacts and opportunities of
PMGKY on its beneficiaries with reference to digitalization. So the finding of the study is to
mention the PMGKY is making fast leaps to achieve its objective of removing poverty from
the country. The scheme has not only witnessed the return of black money from tax evaders,
but has also helped the govt. tackle challenges of pandemic-related economic disruptions.
PMGKY has outlined a blueprint for supporting poor people during COVID and helped the
country prevent further deterioration of the rich and poor income divide.Through several
schemes and packages under the PMGKY, the govt. has helped poor citizens continue their
daily lives despite their inability to work.
(Keywords: PMGKY packages, Covid -19, Policy details, Impact, Opportunities,
Digitalisation)