CALCULATION OF ALTMAN (EDWAED I.

ALTMAN) Z-SCORE OF STANDARD BANK FOR LAST FIVE YEARS

YEAR 2022 2021 2020 2019 2018

6.56*X1 0.000 0.06080 0.07097 0.01860 0.09610 2020
3.26*X2 0.00406 0.02649 0.00322 0.00475 0.00480
6.72*X3 0.00596 0.00540 0.00950 0.01270 0.10773
1.05*X4 0.08270 0.08330 0.08350 0.07978 0.08197
CONSTANT 3.26000 3.26000 3.26000 3.26000 3.26000
Z-score 3.65860 3.87000 3.82000 3.57000 4.06000
STATUS SAFE SAFE SAFE SAFE SAFE

3.4001218 3.868958 3.887562 3.566614 4.716078

 WC TA X1
2022 9120040563 231744159331.00 0.039354
2021 13581710848.00 223348480523.00 0.06081
2020 15449635577.00 217685387322.00 0.070972
2019 4102293774.00 220478418636.00 0.018606
2018 18814533716.00 195764449747.00 0.096108

RE TA X2
2022 939963203 231744159331.00 0.004056
2021 5916741804.00 22348480523.00 0.264749
2020 680591284.00 217685387322.00 0.003126
2019 1047865181.00 220478418636.00 0.004753
2018 948987017.00 195764449747.00 0.004848

EBIT TA X3
2022 1382187508 231744159331.00 0.005964
2021 1215526100.00 22348480523.00 0.05439
2020 2068306576.00 217685387322.00 0.009501
2019 2806044712.00 220478418636.00 0.012727
2018 2109103400.00 195764449747.00 0.010774

MVE TL X4
2022 231744159331.00 214034688694.00 0.082741
2021 223348480523.00 206173038566.00 0.083306
2020 217685387322.00 200913916817.00 0.083476
2019 220478418636.00 204187293632.00 0.079785
2018 195764449747.00 180933842691.00 0.081967
CALCULATION OF ALTMAN ( E. ALTMAN) Z-SCORE OF STANDARD BANK FOR LAST FIVE YEARS

YEAR 2022 2021 2020 2019 2018

6.56*X1 0.03935 0.06081 0.07097 0.01861 0.09611
3.26*X2 0.00406 0.02649 0.00313 0.00475 0.00485
6.72*X3 0.00596 0.00544 0.00950 0.01273 0.01077
1.05*X4 0.08274 0.08331 0.08348 0.07979 0.08197
CONSTANT 3.26000 3.26000 3.26000 3.26000 3.26000
Z-score 3.658343 3.869315 3.887270 3.566852 4.064736
STATUS SAFE SAFE SAFE SAFE SAFE

WC TA X1
2022 9120040563.00 231744159331.00 0.03935
2021 13581710848.00 223348480523.00 0.06081
2020 15449635577.00 217685387322.00 0.07097
2019 4102293774.00 220478418636.00 0.01861
2018 18814533716.00 195764449747.00 0.09611

RE TA X2
2022 939963203.00 231744159331.00 0.00406
2021 5916741804.00 223348480523.00 0.02649
2020 680591284.00 217685387322.00 0.00313
2019 1047865181.00 220478418636.00 0.00475
2018 948987017.00 195764449747.00 0.00485

EBIT TA X3
2022 1382187508.00 231744159331.00 0.00596
2021 1215526100.00 223348480523.00 0.00544
2020 2068306576.00 217685387322.00 0.00950
2019 2806044712.00 220478418636.00 0.01273
2018 2109103400.00 195764449747.00 0.01077

MVE TL X4
2022 231744159331 214034688694.00 0.08274
2021 223348480523 206173038566.00 0.08331
2020 217685387322 200913916817.00 0.08348
2019 220478418636 204187293632.00 0.07979
2018 195764449747 180933842691.00 0.08197