26/01/2024, 12:11 ASENSO RURAL BANK OF BAUTISTA INC.

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ASENSO RURAL BANK OF BAUTISTA INC
Published Balance Sheet
Amounts in Philippine Pesos
As of 31 December 2022

ASSETS
Current Quarter Previous Quarter
Cash and Cash Items 542,889.70 414,484.30
Due from Bangko Sentral ng Pilipinas 1,145,342.42 851,592.42
Due from Other Banks 30,515,326.37 31,906,469.14
Financial Assets at Fair Value through Profit or Loss 0.00 0.00
Available-for-Sale Financial Assets-Net 0.00 0.00
Held-to-Maturity (HTM) Financial Assets-Net 0.00 0.00
Unquoted Debt Securities Classified as Loans-Net 0.00 0.00
Investments in Non-Marketable Equity Security-Net 0.00 0.00
Loans and Receivables - Net 38,542,417.75 38,612,409.67
Loans to Bangko Sentral ng Pilipinas 0.00 0.00
Interbank Loans Receivable 0.00 0.00
Loans and Receivables - Others 38,821,149.10 38,965,926.01
Loans and Receivables Arising from RA/CA/PR/SLB 0.00 0.00
General Loan Loss Provision 278,731.35 353,516.34
Other Financial Assets 0.00 0.00
Equity Investment in Subsidiaries, Associates and Joint Ventures-Net 0.00 0.00
Bank Premises, Furniture, Fixture and Equipment-Net 353,846.72 389,513.81
Real and Other Properties Acquired-Net 0.00 0.00
Non-Current Assets Held for Sale 0.00 0.00
Other Assets-Net 1,620,622.00 1,441,895.44
Net Due from Head Office/Branches/Agencies, if any (Philippine branch of a foreign bank) 0.00 0.00
TOTAL ASSETS 72,720,444.96 73,616,364.78

LIABILITIES
Financial Liabilities at Fair Value through Profit or Loss 0.00 0.00
Deposit Liabilities 42,245,353.51 42,683,925.51
Due to Other Banks 0.00 0.00
Bills Payable 0.00 0.00
a) BSP (Rediscounting and Other Advances) 0.00 0.00
b) Interbank Loans Payable 0.00 0.00
c) Other Deposit Substitutes 0.00 0.00
d) Others 0.00 0.00
Bonds Payable-Net 0.00 0.00
Unsecured Subordinated Debt-Net 0.00 0.00
Redeemable Preferred Shares 0.00 0.00
Special Time Deposit 0.00 0.00
Due to Bangko Sentral ng Pilipinas 0.00 0.00
Other Financial Liabilities 371,551.04 394,777.39
Other Liabilities 1,388,677.71 888,293.74
Net Due to Head Office/Branches/Agencies (Philippine branch of a foreign bank) 0.00 0.00
TOTAL LIABILITIES 44,005,582.26 43,966,996.64

STOCKHOLDERS' EQUITY
Capital Stock 27,700,000.00 27,700,000.00
Other Capital Accounts 343,629.97 971,274.45
Retained Earnings 671,232.73 978,093.69
Assigned Capital 0.00 0.00
TOTAL STOCKHOLDERS' EQUITY 28,714,862.70 29,649,368.14
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY 72,720,444.96 73,616,364.78

CONTINGENT ACCOUNTS
Guarantees Issued 0.00 0.00
Financial Standby Letters of Credit 0.00 0.00
Performance Standby Letters of Credit 0.00 0.00
Commercial Letters of Credit 0.00 0.00
Trade Related Guarantees 0.00 0.00
Commitments 0.00 0.00
Spot Foreign Exchange Contracts 0.00 0.00
Securities Held Under Custodianship by Bank Proper 0.00 0.00
Trust Department Accounts 0.00 0.00
a) Trust and Other Fiduciary Accounts 0.00 0.00
b) Agency Accounts 0.00 0.00
c) Advisory/Consultancy 0.00 0.00
Derivatives 0.00 0.00
Others 0.00 0.00
TOTAL CONTINGENT ACCOUNTS 0.00 0.00
OTHER INFORMATION
Gross Total Loan Portfolio (TLP) 41,911,007.65 41,001,780.96
Specific provision for loan losses 3,089,858.55 2,035,854.95
Non-Performing Loans (NPLs)
a. Gross NPLs 5,063,921.23 4,323,960.57
b. Ratio of gross NPLs to gross TLP (%) 12.08 10.55
c. Net NPLs 2,904,728.04 2,460,920.57
d. Ratio of Net NPLs to gross TLP (%) 6.93 6.00
e. Ratio of total allowance for credit losses to gross NPLs (%) 66.52 55.26
f. Ratio of specific allowance for credit losses on the gross TLP to gross NPLs (%) 61.02 47.08
Classified Loans & Other Risk Assets, gross of allowance for credit losses 0.00 0.00
DOSRI Loans and receivables, gross of allowance for credit losses 3,895,171.35 1,723,158.55
Ratio of DOSRI loans and receivables, gross of allowance for credit losses, to gross TLP (%) 9.29 4.20
Gross non-performing DOSRI loans and receivables 0.00 0.00
Ratio of gross non-performing DOSRI loans and receivables to TLP (%) 0.00 0.00
Percent Compliance with Magna Carta (%)
a. 8% Micro and Small Enterprises 22.43 26.75
b. 2% for Medium Enterprises 12.65 20.57
Return on Equity (ROE) (%) 0.00 0.00
Capital Adequacy Ratio (CAR) on Solo Basis, as prescribed under existing regulations
a. Total CAR 34.41 35.86
b. Tier 1 CAR 34.06 35.43
c. Common Tier 1 Ratio (%) 1/ 0.00 0.00

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Deferred Charges not yet Written Down 0.00 0.00
Unbooked Allowance for Probable Losses on Financial Instruments Received 0.00 0.00

Newspaper Published in: Posted in the most conspicuous area of its premises: in the municipal
building / municipal public market / barangay hall / barangay public market, where the head office
and all its branches are located.
Newspaper Published on: 20-Jan-2023

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