Year Age Premium Option-I Option-II Withdrawal Balance Purpose of

0 25 92796 Regular Benefit Cumulative allowed once after withdrawal

1 26 90798 Flexi Benefit in a year withdrawal
2 27 90798 Compounded (Max 75%
3 28 90798 Yearly @5.5% of balance)
4 29 90798
5 30 90798
6 31 90798
7 32 90798
8 33 90798
9 34 90798
10 35 90798
11 36 90798
12 37
13 38
14 39
15 40 100000 100000
16 41 100000 205500
17 42 100000 316803
18 43 100000 434227
19 44 100000 558109
20 45 100000 688805 250000 438805 Child's College Admission
21 46 100000 826689 100000 462939 Child's College Fees
22 47 100000 972157 100000 488401 Child's College Fees
23 48 100000 1125626 100000 515263 Child's College Fees
24 49 100000 1287535 300000 343603 Child's University Admission
25 50 100000 1458350 250000 212501 Child's University Fees
26 51 100000 1638559 324188
27 52 100000 1828680 442019
28 53 100000 2029257 566330
29 54 100000 2240866 697478
30 55 100000 2464114 835839
31 56 100000 2699640 981810
32 57 100000 2948120 1135810
33 58 100000 3210267 1298279
34 59 100000 3486832 1000000 469685 Retirement preparation
35 60 100000 3778608 595517
36 61 100000 4086431 728271
37 62 100000 4411185 125000 743326 Regular expenses
38 63 100000 4753800 125000 759209 Regular expenses
39 64 100000 5115259 125000 775965 Regular expenses
40 65 100000 5496598 125000 793643 Regular expenses
41 66 100000 5898911 125000 812293 Regular expenses
42 67 100000 6323351 150000 806970 Regular expenses
43 68 100000 6771135 150000 801353 Regular expenses
44 69 100000 7243548 150000 795427 Regular expenses
45 70 100000 7741943 150000 789176 Regular expenses
46 71 100000 8267750 150000 782581 Regular expenses
47 72 100000 8822476 175000 750622 Regular expenses
48 73 100000 9407712 175000 716907 Regular expenses
49 74 100000 10025136 175000 681337 Regular expenses
50 75 100000 10676519 175000 643810 Regular expenses
51 76 100000 11363727 175000 604220 Regular expenses
52 77 100000 12088732 200000 537452 Regular expenses
53 78 100000 12853613 200000 467012 Regular expenses
54 79 100000 13660561 200000 392697 Regular expenses
55 80 100000 14511892 200000 314296 Regular expenses
56 81 100000 15410046 200000 231582 Regular expenses
57 82 100000 16357599 344319
58 83 100000 17357267 463256
59 84 100000 18411917 588735
60 85 100000 19524572 721116
The accumulation of flexi benefit income continues for life