MY ZONE CREDIT CARD STATEMENT

SHAILENDRA SAXENA
203 , VRUJMANGAL APPARTMENT,
11 PATE L C OLONY,

JAMNAGAR 361008

PAYMENT SUMMARY
Total Payment Due Minimum Payment Due Sta te m e n t P e r i o d P a y m e n t D u e D a te Sta te m e n t G eneration D ate
235,103.73 Dr 11,756.00 Dr 20/08/2023 - 18/09/2023 0 9 /1 0 /2 0 2 3 18/09/2023

Cr e di t C a rd Number Cr e d i t Li m i t Av a i l a b l e C r e d i t L i m i t Av a i l a b l e C a s h L i m i t For hassle free payments register for

451457******0446 240,000.00 4,896.27 4,896.27 Auto-Debit facility on 18605005555

Previous Balance - Payments - Credits + Purchase + Cash Advance + Other Debit&Charges =Total Payment Due Making only the minimum payment every
month would result in the repayment
899.73 Dr 901 . 0 0 0.00 235,105.00 0 .0 0 0 .0 0 235,103.73 Dr stretching over years with consequent interest

Account Summary
DATE TRANSACTION DETAILS MERCHANT CATEGORY AMOUNT (Rs.)
Card No: 451457******0446 Na m e SHAILENDRA SAXENA
19/08/2023 IMPS PAYMENT#3241110180876 E D U C AT I O N 132, 405. 00 D r
21/08/2023 IMPS PAYMENT#3241112347989 E D U C AT I O N 101, 850. 00 D r
29/08/2023 IMPS PAYMENT#324111016068 901. 00 Cr
17/09/2023 CALX PAPER PRIVATE LIMDELHIIN R E ST AU R ANT S 850. 00 D r
**** End of Statement ****

Your cheque should be payable to Axis Bank Card No.451457******0446 . Please write your NAME & TELEPHONE No. on the reverse of the cheque.
Dear Customer, pay your Axis Bank Credit Card bill from any bank account by registering for ECS at any Axis Bank branch. Visit axisbank.com to download the form.
Axis Bank Maharashtra GST registration no.: 27AAACU2414K3ZD.

IMPORTANT MESSAGE
* Axis Bank Maharashtra GST registration no.:27AAACU2414K3ZD
* Please refer: https://www.axisbank.com/webforms/code-of-commitment.aspx for revised BCSBI code.
* Choose the most convenient option for you to pay Credit Card Bill Payment at axisbank.com/ccpay
CONTACT US
Call 1860 419 5555 or 1860 500 5555 Grievance Redressal
*local charges will apply Nodal Officer,
For any assistance please visit 080 61865200
eDGE REWARD BALANCE AS CUSTOMER axisbank.com/support
POIN T S ON DATE ID Manager, Customer Care,Axis Bank Ltd.,NPC1, nodal.officer@axisbank.com
5th Floor,
738 12-09-2023 881784411
Gigaplex",Plot No I.T.5, MIDC, Airoli Axis Bank Ltd, NPC1, 5th Floor, "Gigaplex", Plot No I.T.5, MIDC,
Knowledge Park, Airoli, Airoli Knowledge
Navi Mumbai-400708 Park, Airoli, Navi Mumbai- 400708

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 MY ZONE CREDIT CARD STATEMENT

Finance Charge calculation Schedule of charges

If a c ar d ho l der a vai l s of t h e r e vol vi n g f a ci l i t y of t h e c r e d i t c a r d a n d P a r ti c u l a r s Charges
henc e cho o ses to pay a m ou n t less t h a n t h e t ot a l a m ou nt d u e r e f l e c te d
in t he mo nthl y bi l l i ng statement. T h e e n t i r e ou t s t a n d i n g a m o u n t w o u l d D u p l i c a te Sta te m e n t Fe e Wa i v e d
att r ac t fi nance charges a n d a l l n e w t r a n sa ct i on s w i l l a l s o a ttr a c t C h a r g e s l i p r e tr i e v a l Fe e Wa i v e d
f inanc e charges, ti l l such t i me a s t h e p r e vi ou s ou t s t a nd i n g a m o u n t i s
paid in ful l . Fo r example, assume t h a t you h a ve p a i d a ll p r e v i o u s d u e s O u ts ta ti o n C h e q u e Fe e Wa i v e d
in f ull a nd do no t ha ve a n y a m ou n t ou t s t a n d i n g i n yo u r c r e d i t c a r d
ac c ount. Yo u ha ve purch a s e d h ou se h ol d g ood s f or Rs. 2 5 0 0 0 .0 0 o n Finance Charges(Retail & Cash) 3.6% p.m (52.86% per annum)
12th June a nd wi thdrawn ca s h f r om A T M f or Rs. 5 0 0 0 . 0 0 o n 1 5 th June. Fee for Cash Payment at Rs. 100
Your mo nthl y statement i s on 2 0 t h of e ve r y mon t h . O n 2 0 th June, y o u branches
would be l evi ed i nteres t on Rs. 5 0 0 0 . 0 0 ca sh w i t h d r a wa l s f o r 6 days @
3.6% p.m. i.e., 5000.00* 6 days*3.6%*12 months/365days= Rs.35.50 y o u r
due date fo r 20th June statement i s 1 0 t h Ju l y a n d you p a y Rs. 5 0 0 0 .0 0 Cash Withdrawal Fees 2.5% of cash withdrawn
on 10t h Jul y a nd yo u a l s o m a ke a f r e s h p u r ch a se of Rs. 1 0 0 0 0 .0 0 o n (Min. Rs 500)
11th July, Interest to be levied on 20th July would be as under:

Nil if total payment due is upto Rs

500;
Interest on Rs.25000 @ 3.6% p.m. from 12th June to 20th 1153.97 Rs 500 if total payment due is
July (39 Days) O v e r d u e P e n a l ty /l a te between Rs 501 - Rs 5000;
Interest on Rs.5000 @ 3.6% p.m. from 16th June to 10th payment fee Rs 750 if total payment due is
147.94
July (25 days) between Rs 5001-Rs 10.000;
Interest on Rs.5000 @ 3.6% p.m. from 11th July to 20th Rs 1,200 if total payment due is
5 6 .8 6
July (11 days) g r e a te r th a n R s . 10, 000
Interest on Rs.10000 @ 3.6% p.m. from 10th July to 20th 118.36
July (10 days) 3% of over limit amount
Interest on 35.50 (Interest + Tax levied in last statement) O v e r l i m i t P e n a l ty
1 .3 0 (Min. Rs 500)
@ 3.6% p.m. from 20th June to 20th July (31 days) Fo r e i g n C u r r e n c y tr a n s a c ti o n 3.5% of transaction value
Total Interest charged on 20th July 1478.43
C h e q u e r e tu r n o r D i s h o n o u r 2% of payment amount subject to
Actual interest calculation would vary based on the individual Fe e minimum Rs. 450, Max. Rs. 1,500
purchases and revolve behaviour. Please note that making only Su r c h a r g e o n P u r c h a s e o r As prescribed by IRCTC/ Indian
minimum payment due every month would result in the repayment c a n c e l l a ti o n o f r a i l w a y ti c k e ts R a i l w a y s
stretching over years with consequent Interest payment.For more
As communicated at the time of
details, refer the Terms and Condition on the website. Joining Fee & Annual fees a p p l i c a ti o n
(www.axisbank.com/tncs)
Add On card - Joining & Annual Wa i v e d
Minimum Amount Due Calculation Fees
Assume that yo u ha ve p a i d a l l p r e vi ou s d u e s i n f u l l , a n d d o n o t h a v e P e n a l interest, l a te p a y m e n t c h a r g e s a n d o th er related c harges
any amount o utstandi ng i n you r Cr e d i t Ca r d Account, a n d y o u r m o n th l y s h a l l b e l e v i e d o n l y o n th e o u ts ta n d i n g a m o u n t after the due date
statement is generated on the 15th of every month. a n d n o t o n th e to ta l a m o u n t.
Am o u n t C h a r g e s structure i s subject to c h a n g e f o r m time at the sole
Txn Date Type Cr / D b M A D Con t r i b u ti o n d i s c r e ti o n o f Axis Bank. As p e r M i n i s tr y o f f i n a n c es guidelines, G ST
25t h S ep Purchase Db 5% 5000 a s p e r existing Go v e r n m e n t n o r m s i s b e i n g lev ied on all fees,
i n te r e s t a n d o th e r c h a r g e s o n a l l c r e d i t cards. N o refund shall be
1st Oct Joining Fees Db 100% 1000 p r o v i d e d f o r GST c h a r g e d o n f u e l s u r c h a r g e .
1st Oct Cash Withdrawal Db 5% 2000
1st Oct Cash Withdrawal Fee Db 100% 100
1st Oct GST Db 100% 18 Billing Dispute Resolution
“In c a s e o f a n y b i l l i n g dispute n o ti f i e d to Axis bank, Axis bank will
15t h O ct Interest on Cash Db 100% 35.5
suspend reporting to credit bureau till the dispute is resolved”.
wi thdrawal
6.4 Al l contents o f this statement s h a l l b e d e e m e d to be c orrec t and
15t h O ct GST o n Intere s t Db 100% a c c e p te d b y y o u , unless y o u i n f o r m us o f a n y d isc repanc ies within
Total Amount Due 8159.89 2 1 days o f th e d a te o f this statement, a n d these are found by y ou,
Minimum Amount Due 1 5 0 9 .8 9 unless y o u i n f o r m us. O n r e c e i p t o f such i n formation, we may
r e v e r s e th e c h a r g e s o n a te m p o r a r y basis. I f on c ompletion of
Minimum A mo unt Due = 5 % of Pu r ch a se a n d Ca s h W i t h d ra w a l + 1 0 0 % o f subsequent investigation, w e a r e satisfied th a t the liability of such
J oining Fees, C a sh W i thd r a w a l Fee, Interest on ca sh w i th d r a w a l , GST & c h a r g e i s to y o u r a c c o u n t, w e w i l l r e i n s ta te the c harge in the
G S T on I nterest subsequent statement.
MAD = 5 %* (5000+ 2000)+ 1 0 0 % *(1 0 0 0 +1 0 0 +1 8 +3 5 . 5 +6 . 4 ) = 1 5 0 9 .8 9
Report Loss, Theft or Unauthorised use of Card or
Pin
Grievance Redressal Mechanism T o r e p o r t loss, theft o r u n a u th o r i s e d u s e o f c a rd or Pin, c ustomer
h a s to b l o c k th e c a r d . C u s to m e r c a n u s e a n y of the below three
Level 1 - Call Centre numbers: 1800 419 0068
Se n d a n SM S – B L O C K <space> l a s t 4 digits of c ard number and
send it to
Axis Support: www.axisbank.com/support/
C a l l th e P h o n e b a n k i n g n u m b e r ( I V R) 1860-419-5555,
B ra nches / Lo an Ce n t r e s (p l e a s e visit www.axisbank.com to 1 8 6 0 - 5 0 0 - 5 5 5 5 a n d s e l e c t 0 to b l o c k th e c a rd
l o ca te the nearest b r a n ch / l oa n ce n t r e )
Go o n th e M o b i l e Ap p a n d b l o c k th e c r e d i t card
Level 2
W ri te E ma i l Call Contact Us:
Fo r a n y c l a r i f i c a ti o n o n y o u r c r e d i t c a r d s ta te ment
Phone: 1860 419 5555 / 1860 500 5555
Email: www.axisbank.com/support
Mr . So umi tra Ro y P h . 0 8 0 -6 1 8 6 5 2 0 0 Se n d c o r r e s p o n d e n c e to : M a n a g e r , C u s to m e r c are, Axis
Nodal Officer Address : Timings: 9.30 am to 5.30 B a n k Ltd., NPC1,5th Fl o o r , “Gigaplex”, P l o t No I.T.C, MID C,
Axis Bank Ltd. NPC1, 5th N od a l . of f i ce r @ a x p m M on d a y to Sa tu r d a y Ai r o l i K n o w l e d g e P a r k , Ai r o l i , Na v i M u m b a i – 400708
F loor " Gi ga pl ex” , Pl o t i s b a n k. com (except second and fourth
N o . I. T 5, M I DC A i ro l i Saturdays and Bank
Know ledge Pa rk, Ai ro l i , Hol i d a ys)
N avi M umbai – 400708
Disclosure :
“Axis b a n k m a y ti e u p w i th c r e d i t b u r e a u a u th oriz ed by RBI and
Level 3 w i l l s h a r e c r e d i t i n f o r m a ti o n i n c l u d i n g b u t n ot limited to y our
c u r r e n t b a l a n c e , p a y m e n t history, d e m o g r a p h ic details, etc. the
W ri te E ma i l Call c r e d i t b u r e a u d o n o t p r o v i d e a n y o p i n i o n, indic ation or
c o m m e n t p e r ta i n i n g to w h a te v e r c r e d i t s h o u l d or should not be
granted. I t i s y o u r best i n te r e s t to m a i n ta i n a good c redit history
b y p a y i n g th e necessary d u e s i n a ti m e l y m anner. With c redit
Mr . Parag Deshpa nde b u r e a u i n p l a c e , r e s p o n s i b l e customers c a n expect faster and
P h . 0 8 0 -6 1 8 6 5 0 9 8
Pr inc ipa l No da l Offi cer m o r e c o m p e ti ti v e services a t b e tte r terms f r o m c redit grantors.
Timings: 9.30 am to 5.30
Address: Axis Bank Ltd. D e f a u l t b y c u s to m e r w o u l d b e a v a i l a b l e w i th c r edit bureau, whic h
7th Floor, Axis House, p n o@ a x i sb a n k. co p m M on d a y to Sa tu r d a y
m (except second and fourth i n tu r n w o u l d i m p a c t y o u r c r e d i t worthiness for the future.
Wadia Interna ti o na l P l e a s e m a k e y o u r p a y m e n t b y d u e d a te . L a te pay ment will result
Saturdays and Bank
Center, P.B. Marg, Worli, i n r e p o r ti n g to C r e d i t B u r e a u . C r e d i t B u r e au inc lude Credit
Hol i d a ys)
Mumbai – 400 025 r e f e r e n c e Agencies, C r e d i t I n f o r m a ti o n c o m p anies or any other
e n ti ty f o r m e d a n d a u th o r i ze d b y R B I f o r the purpose of
c o l l e c ti n g , c o l l a ti n g a n d disseminating c r edit information