Flipkart Axis Bank Credit Card Statement

Md Sadab Alam
E-77B, West Vinod Nagar,
Street No1, Near Mayur Public School,
East Delhi
DELHI 110092

PAYMENT SUMMARY
Total Payment Due Minimum Payment Due S ta te me n t P e r i o d Payment Due Date S ta te me n t Genera tion D a te
3,405.00 Dr 171.00 Dr 17/09/2023 - 15/10/2023 04/11/2023 16/11/2023

Cred it Card N umber Credit Limit Available Credit Limit Available Cash Limit For hassle free payments register for
451457******3832 1 9 0 ,0 0 0 . 0 0 167,764.53 5 7 , 0 0 0 .0 0 Auto-Debit facility on 18605005555

Previous Balance - Payments - Credits + Purchase + Cash Advance + Other Debit&Charges =Total Payment Due Making only the minimum payment every
month would result in the repayment
3,497.00 Dr 0.0 0 310.00 3,715.00 0 .0 0 0 .0 0 3,405.00 Dr stretching over years with consequent interest

Account Summary
DATE TRANSACTION DETAILS MERCHANT CATEGORY AMOUNT (Rs.) CASHBACK EARNED
Card No: 451457******3832 N ame M D SADAB ALAM
16/09/2023 FLIPKART INTERNET DE PT S T O R E S 1 1 9 .0 0 Dr 5 .0 0 Cr
16/09/2023 FLIPKART INTERNET DE PT S T O R E S 1 1 9 .0 0 Cr 5 .0 0 Dr
21/09/2023 FLIPKART INTERNET PRIVBANGALOREIND BO O K S A N D S T A T I O N E R Y 3 , 5 9 6 .0 0 Dr 1 7 9 .00 C r
03/10/2023 UPI PAYMENT RECEIVED - 327510056337 3,497.00 Cr 0 .0 0 Dr
11/10/2023 CASHBACK CREDIT SEP 2023 1 9 1 .0 0 Cr 0 .0 0 Dr
**** End of Statement ****

IMPORTANT MESSAGE
* Axis Bank Maharashtra GST registration no.:27AAACU2414K3ZD
* Please refer: https://www.axisbank.com/webforms/code-of-commitment.aspx for revised BCSBI code
* Choose the most convenient option for you to pay Credit Card Bill Payment at axisbank.com/ccpay
* W.E.F. 12-08-2023, the schedule of charges and terms related to cashback will be revised. For details, visit https://www.axisbank.com/retail/cards/credit-card/flipkart-axisbank-credit-card
* SMS for total cashback earned would be sent post every statement cycle as against after each transaction that is sent currently.
* Pls refer the cashback T&C's for complete list of exclusion category. www.axisbank.com/flipkart
* Cashback earned in current billing cycle is credited in the next statement.

CONTACT US
Call 1860 419 5555 or 1860 500 5555 Grievance Redressal
*local charges will apply Nodal Officer,
For any assistance please visit 080 61865200
Your cheque should be payable to Axis Bank Card No. axisbank.com/support
533467******7394 . Please write your NAME & TELEPHONE No. on the
Manager, Customer Care,Axis Bank Ltd, CPU 1st nodal.officer@axisbank.com
reverse of the cheque. Dear Customer, pay your Axis Bank Credit Card bill
Floor,
from any bank account by registering for ECS at any Axis Bank branch.
"Gigaplex", Plot No I.T.5, MIDC, Airoli Axis Bank Ltd, CPU 1st Floor, "Gigaplex", Plot No I.T.5, MIDC,
Visit axisbank.com to download the form.
Knowledge Park, Airoli Airoli Knowledge
Navi Mumbai-400708 Park, Airoli, Navi Mumbai- 400708

Page : 1 of 2
 Flipkart Axis Bank Credit Card Statement
Finance Charge calculation Schedule of charges
If a card hol der avai l s o f t he re v o lv ing f a c ilit y o f t he cr e d i t c a r d a n d P ar ti c u l ar s Charges
h ence c hooses to pay am o unt less t ha n t he t o t a l a m o un t d u e r e fl e c te d
in th e monthl y bi l l i ng statement. The e nt ire outstanding a mo u n t w o u l d Duplicate Statement Fee Waived
attract fi nanc e charges a nd a ll ne w transactions wi l l a l so attract Charge slip retrieval Fee Waived
f inan ce charges, ti l l such t im e a s t he pre v io us outstanding amo u n t i s
p aid in full. For example, assume that y o u ha v e pa id a ll p r e v i o u s dues Outstation Cheque Fee Waived
in f u ll and do not hav e a ny a m o unt outstanding in y ou r c r e d i t c a r d
account. You have purcha s e d ho us e ho ld g o o ds f o r Rs. 2 5 0 0 0 .0 0 o n Finance Charges(Retail & Cash) 3.6% p.m (52.86% per annum)
12th Ju ne and withdrawn cash f ro m ATM f o r Rs. 5 0 0 0 . 0 0 o n 1 5 th June. Fee for Cash Payment at R s. 1 0 0
Yo u r monthl y statement is o n 2 0 t h o f e v e ry month. O n 2 0 th June, y o u b r an c h e s
wou ld be l evi ed interest o n Rs. 5 0 0 0 . 0 0 cash withdrawals fo r 6 days @
3.6% p.m. i.e., 5000.00*6 days*3.6%*12 months/365days= Rs.35.50 y o u r
d ue date for 20th June statement is 1 0 t h July a nd y o u p ay Rs. 5 0 0 0 .0 0 Cash Withdrawal Fees 2.5% of cash withdrawn
o n 10th July and you a ls o m a k e a fresh purc ha s e o f Rs. 1 0 0 0 0 .0 0 o n (Min. Rs 500)
11th July, Interest to be levied on 20th July would be as under:

Nil if total payment due is upto Rs

500;
Interest on Rs.25000 @ 3.6% p.m. from 12th June to 20th 1153.97 Rs 500 if total payment due is
July (39 Days) Overdue Penalty/late between Rs 501 - Rs 5000;
Interest on Rs.5000 @ 3.6% p.m. from 16th June to 10th payment fee Rs 750 if total payment due is
147.94
July (25 days) between Rs 5001-Rs 10.000;
Interest on Rs.5000 @ 3.6% p.m. from 11th July to 20th Rs 1,200 if total payment due is
5 6 .8 6
July (11 days) g r e ate r th an R s. 10,000
Interest on Rs.10000 @ 3.6% p.m. from 10th July to 20th 118.36
July (10 days) 3% of over limit amount
Interest on 35.50 (Interest + Tax levied in last statement) Over limit Penalty
1 .3 0 (Min. Rs 500)
@ 3.6% p.m. from 20th June to 20th July (31 days) Foreign Currency transaction 3.5% of transaction value
Total Interest charged on 20th July 1478.43
Ch e q u e r e tu r n o r Di sh o n o u r 2% of payment amount subject to
Actual interest calculation would vary based on the individual Fee minimum Rs. 450, Max. Rs. 1,500
purchases and revolve behaviour. Please note that making only S u r c h a r g e o n P u r c h ase o r As prescribed by IRCTC/ Indian
minimum payment due every month would result in the repayment cancellation of railway tickets Railways
stretching over years with consequent Interest payment.For more
As communicated at the time of
details, refer the Terms and Condition on the website. Joining Fee & Annual fees a p p l i c a ti o n
(www.axisbank.com/tncs)
Add On card - Joining & Annual Waived
Minimum Amount Due Calculation Fees
Assume that you have p a id a ll pre v io us dues in f ull, a n d d o n o t h av e P e n al interest, l a te payment charges a n d o th e r rela ted charges
an y am ount outstanding in y o ur C re dit C a rd Account, a n d y o u r mo n t h l y sh a l l b e l e v i e d o n l y o n th e outstanding a mo u n t a fter the due da te
statement is generated on the 15th of every month. and not on the total amount.
A mo u n t Charges structure i s subject to c h an g e fo r m time a t the s ole
Txn Date T ype Cr/Db M AD C o nt ribu ti o n d i sc r e t i o n o f Axis Bank. As p e r Ministry o f finances guidelines, GS T
25th Sep Purc hase Db 5% 5000 a s p e r existing G o v e r n me n t n o r ms i s b e i n g levied on a ll fees,
interest an d o t h e r charges o n al l c r e d i t cards. No refund s ha ll be
1st Oct Joining Fees Db 100% 1000 provided for GST charged on fuel surcharge.
1st Oct Cash Withdrawal Db 5% 2000
1st Oct Cash Withdrawal Fee Db 100% 100
1st Oct GS T Db 100% 18 Billing Dispute Resolution
“In c a se o f a n y b i l l i n g dispute n o t i fi e d to Axis bank, Axis ba nk will
15th Oct Interest on Cash Db 100% 35.5
suspend reporting to credit bureau till the dispute is resolved”.
withdrawal
6.4 A l l contents o f this statement sh al l b e d e e me d to be correct a nd
15th Oct GST on Interest Db 100% a c c e p te d b y y o u , unless y o u i n fo r m us o f a n y discrepancies within
Total Amount Due 8159.89 2 1 days o f th e d a te o f this statement, an d these a re found by you,
Minimum Amount Due 1 5 0 9 .8 9 unless y o u i n fo r m us. O n r e c e i p t o f such i n f orma tion, we ma y
r e v e r se th e charges o n a te mp o r a r y basis. I f on completion of
M inim um Amount Due = 5 % o f P urc ha s e a nd Cash Withdrawal+ 1 0 0 % o f subsequent investigation, w e a r e satisfied that the lia bility of such
Joining Fees, Cash Withdrawal Fee, Interest o n cash withdrawal, G S T & c h ar g e i s to y o u r a c c o u n t, w e w i l l reinstate the cha rge in the
GST on Interest subsequent statement.
M AD = 5 % * (5000+ 2000)+ 1 0 0 % *( 1 0 0 0 +1 0 0 +1 8 +3 5 . 5 +6 . 4 ) = 1 5 0 9 .8 9
Report Loss, Theft or Unauthorised use of Card or
Pin
Grievance Redressal Mechanism T o r e p o r t loss, theft o r u n a u t h o r i se d use o f c ard or P in, cus tomer
has to b l o c k th e c a r d . Cu st o me r c a n use a n y of the below three
Level 1 - Call Centre numbers: 1800 419 0068
S e n d a n S MS – BL O CK <space> last 4 digits of ca rd number a nd
send it to
Axis Support: www.axisbank.com/support/
Cal l th e Ph o n e banking n u mb e r (IVR) 1860-419-5555,
Branc hes /Loan Centres ( ple a s e visit www.axisbank.com to 1860-500-5555 and select 0 to block the card
locate the nearest branch /loan centre)
Go on the Mobile App and block the credit card
Level 2
Write E m a il Cal l Contact Us:
For any clarification on your credit card statement
Phone: 1860 419 5555 / 1860 500 5555
Mr. Ashok Sunar Nodal Email: www.axisbank.com/support
P h. 0 8 0 -6 1 8 6 5 2 0 0 S e n d c o r r e sp o n d e n c e t o : Man ag e r , Cu st o me r ca re, Axis
Officer Address : Axis Timings: 9.30 am to 5.30 Ba n k Ltd, CP U 1st F l o o r , "Gigaplex", P l o t N o I.T.5, M ID C ,
Bank Ltd, CPU 1st Floor, No da l. o f f ic e r@ a x pm Monday to Saturday A i r o l i K n o w l e d g e P ar k , A i r o l i N a v i Mu mb ai - 4 00708
"Gigaplex", Plot No I.T.5, isbank.com (except second and fourth
M ID C, Ai rol i K now l edge Saturdays and Bank
Park, Airoli Navi H o lida y s )
M u mbai - 400708
Disclosure :
“Axis b a n k ma y t i e u p with c r e d i t b u r e a u a u t h orized by R BI a nd
Level 3 w i l l sh a r e c r e d i t i n fo r mati o n i n c l u d i n g b u t n ot limited to your
c u r r e n t b a l a n c e , payment history, d e mo g r a p h ic details, etc. the
Write E m a il Cal l c r e d i t b u r e au d o n o t p r o v i d e a n y o p i n i on, indica tion or
c o mme n t p e r t ai n i n g t o whatever c r e d i t sh o u l d or s hould not be
granted. I t i s y o u r best interest t o ma i n t ai n a good credit his tory
b y paying th e necessary dues i n a ti me l y ma nner. With credit
Mr. Parag Deshpande b u r e au i n p l ac e , r e sp o n si b l e customers c a n expect faster a nd
P h. 0 8 0 -6 1 8 6 5 0 9 8
Princip a l N odal Offi c er mo r e c o mp e ti ti v e services a t b e tte r terms fr o m credit grantors.
Address: Axis Bank Ltd. pno@axisbank.co Timings: 9.30 am to 5.30
pm Monday to Saturday De fa u l t b y c u sto me r w o u l d b e a v ai l a b l e with c r edit burea u, which
7th Floor, Axis House, m i n tu r n w o u l d i mp ac t y o u r c r e d i t worthiness for the future.
(except second and fourth
W ad ia Internati onal P l e a se mak e y o u r payment b y d u e date. L ate payment will result
Saturdays and Bank
Center, P.B. Marg, Worli, i n r e p o r ti n g to Cr e d i t Bu r e a u . Cr e d i t Bu r e a u include C redit
H o lida y s )
Mumbai – 400 025 r e fe r e n c e Agencies, Cr e d i t I n fo r mati o n c o mp anies or a ny other
entity fo r me d a n d a u t h o r i z e d b y R BI fo r the purpos e of
c o l l e c t i n g , c o l l ati n g a n d disseminating c r edit informa tion