Priority sector lending

1 . housing loan limit of .... lacs of loan and .... lacs for cost of drilling unit ?
2. ...% target for micro units
3. Education loan including vocational cource limit ...?
4. Renewable energy limit and individual limit ?
5. NWR/ E NWR where housing limit and max repayment period?
6. ... % export growth and max amount ?
7. KViC loans comes under which category of PSL?
1.how much is invested by bank in malaysian bank?
2.document review period for electronically maintained document
3. Sme easy minimum and maximum loan amount
4.vehicle loan can be given for (used 4 wheeler 4 years, used electric two wheelee, new electric two
wheeler)
5. On road cost for vehicle how much can be finnaced?
6. Adhoc sanctioned under which committee?
7. Dsa role limited to sourcing of proposal, kyc, due diligence, all of the above
Housing loan maximum tenor including holiday period
3 corporate term loan maximum limit
Approval project gor housing loan . Requirement mini project to completed.
8. Total cost of loan how much max for amenities to be considered for housing in percentage and
amount both
Scale 2 to 3
1. Nulm weaker section % ans 3
2. Vehicle loan 2-3 questions ans old 4 wheeler, 90% on road price
3. Kvic total limit can be included under msme priority
4. Education loan priority sector 20lacs
5. Non metro housing loan for priority
6. Nwr /were 75lacs 12 months
7. Recovery policy regarding part release ans 1 year
8. Valuation 5cr diff between 2 less than 10%
9. General reserve discounted at for tier 2 capital 55%
10.hlc monthly target 1cr
11. Dsa minimum qualification 10th pass
12. Iob dealer finance scheme is for what? Bill discounting
13. What are the things to be checked by dsa
14. Housing loan max tenor with holiday period for construction 30 years ans 18 months
15. Sme easy min and max 10 lacs to 5 crore
16. Tat related with msme less than 25k and above 25k

17. Fraud note case to be given 5 pieces

18. Note exchange 20 notes and amount ? I put 2k

19. Cersai charges
20.max credit card limit under iob gold credit card and other credit card
21 treds for which sector msme
22. Our bank share for India international Bank Malaysia 35%
23. One question related with phone spam
24. Rti act what can be given
25. Motor accident claims annuity term loan based on monthly annuity payment of Rs. 1000

26. Company benefial ownership 25%

27. Security less than what percentage will directly become doubtful ans 50%
28 builder tie up hlc 2 projects 60%

1.CROSS BORDER WIRE TRANSFER-value more than 5 lakh or its equivalent in foreign currency will be
reported to Director FIU-IND
2.Counterfeit Notes of 5 or more pieces-the Counterfeit Notes should be forwarded immediately by
the Nodal Bank Officer to the local police authorities or the Nodal Police Station for investigation by
filing FIR in the prescribed format.
3. The banks should re-align their cash management in such a manner so as to ensure that cash
receipts in the denominations of ₹100 and above are not put into re-circulation without the notes
being machine processed for authenticity.
4.Questions from INTEGRATED OMBUDSMAN SCHEME- 2021
5. Penalty of Shortages in soiled note remittances and currency chest balances-For notes in
denomination up to Rs. 50 -Rs. 50/- per piece in addition to the loss
6.Questions from RIGHT TO INFORMATION ACT 2005
7. Valuation-Realizable value will be 85% of the Fair Market Value of the immovable Property
8. Vehicle Loan-New car loan -90% of the cost of the vehicle
9. Vehicle loan for old vehicle (not older than 5 years)
10.TReDS overall exposure limit Rs.500cr.
11.NRI-182 days
12.IOB CORPORATE LONG TERM LOAN-ELIGIBILITY
13,IOB CORPORATE LONG TERM LOAN-MAX LOAN
14.CERSAI FEES
15.Non Co Operative Borrowes-Rs.5 crore and above,wherever they are unreasonable and not co-
operative
16.PSL-Target for micro finance 7.5% on ANBC
17.PSL-FARM CREDIT-Against NWR-Limit up Rs.75 Lakh not exceeding 12 months
18.PSL-EDUCATION LOAN-UP TO 20 Lakhs including vocational courses
19.PSL-HOUSING-Rs.35 Lakhs in Metro Politian centres overall cost not exceeding Rs.45 Lakhs
20.MSME ADHOC LIMIT-Kapoor committee recommendations.
21,IOB DEALER FINANCE SCHEME-Bill Disocunting
22.Housing loan Counselors-10 th Pass
23.Target for DSA & HLC
24.HLC BUILDER TIE UP-MIN5 YEARS,60% of the flats should have been sold in each project
25.SHL-Not comes PSL.
PMJDY qn
MCLR-2 questions
Micro food processing