Introducing

ACKO Health
A modern employee benefits

plan for people-first organisations

ACKO Health is more
than just insurance
ACKO Health provides one of the best possible Health Insurance experience to
your employees. We do so by keeping insurance simple, customisable, and
accessible on a mobile app.

We also have a curated package of preventive healthcare and wellness benefits

integrated with our insurance plan. Doctor consultations, diagnostic tests,
discounted pharmacy, fitness challenges and much more. ACKO Health has it all!

We want every employee to live a healthier life. All our benefits and features are
designed to meet that goal.

With ACKO Health, we are also challenging the notion that insurance only comes
in handy when someone gets hospitalised. We are building a plan that each
employee finds useful in their everyday life.

ACKO Health is an everyday health plan for every employee.

02
ACKO Health is
redefining Employee
Health Insurance

Parameters ACKO Health

Flexibility Easily customisable health insurance plans.

Caters to not just a few employees who raise a claim

Usability but to 100% of your workforce.

Impacts physical as well as mental wellbeing of the

Impact
employees.

Reduces premium expenditure by being proactive

Expense about employee’s health.

Administration Self-serve enrolment & customisation along with

100% digital claims experience.

03
ACKO Health: A no-brainer
choice for modern companies
Every modern company wants the following from a health plan:

Healthy and engaged employee

Simplified operations for enrolment, claims and policy managemen
Low administrative costs for customisations, entry/exit of employees
More benefits at reasonable costs

ACKO Health has got all of it covered for you!

04
Benefits for you

Forget admin hassles

Our claims processes are 100% digital and paperless. So is

our self-serve enrolment. ACKO Health puts the employees

in the driver's seat to customise and manage their insurance.

We do the grunt work for you, so you get more time to focus

on maintaining a happy and positive work environment.

Manage healthcare costs

If the amount paid in claims increases, so does your next

year's insurance premium.

ACKO Health offers a host of preventive wellness benefits to

circumvent major illnesses. The goal is to keep the employees

healthy, so they don't need to be hospitalised in the first

place. And if they do, ACKO Health uses its data and

partnerships to lower the healthcare expenses for common

ailments as much as possible.

It's a win for employees, for you, and for ACKO!

05
Drive-up employee engagement

No two employees are the same.

Some like fitness challenges, others like dieting. Some need a

mental wellness expert, while others may need to consult a

specialist doctor.

Then there are some who need easy access to diagnostic tests

and medicines frequently for their parents or family members.

ACKO Health rewards healthy habits at every touchpoint with

ACKO Coins. These coins can be redeemed against interesting

offers on our exclusive Rewards Mall.

06
ACKO Health: Give more power to
your employees
ACKO Health gives more power and freedom to your employees. They can
customise their policy, raise claims and track them - all with a tap of their finger.

Employees covered under ACKO Health can benefit from

the following key benefits via the app.

Quick access
My Policy
The ACKO app gives the employees quick access to
everything related to their Group Health Policy. They can
Policy cards Claims Hospitals

use the app to gain access to the following.

The policy’s coverage and sum insure

List of network hospitals for cashless claim
Digital Health Card for seamless hospital admissio
Claims histor
ACKO’s exclusive benefits (covered in ACKO Health:
A holistic wellness solution section)

Easy customisation
You might purchase a wide-ranging cover for your
employees, but they know their health and insurance Add family members
2

Power up your plan

3

Review benefits

requirements better. So, they have the option to customise Power-ups

Power-ups give you additional benefits over your

base policy

their employer-offered policy to enhance the cover with Enhance sum insured
Select

suitable features.

₹14,499

This covers your family once you exceed the base

sum insured limit on hospitalisation.

Your current sum insured is 5 lakhs. For you family,

we recommend a sum insured of at least 10 lakhs.

For example, employees can opt to top-up the sum insured 80% ACKO users with more than 4 family

members opt for this cover

and opt for beneficial add-on covers to receive tailor-made Review enrolment details

coverage in addition to the company-wide generic

coverage. You can deduct the premium for extra add-ons
from their payroll.

07
 Claim details Support
Hassle-free claims
Documents pending
ACKO Health does offer many wellness benefits, but
Upload documents

Claim status insurance is the thing we know best. No matter what

Claim ID: #000000000
type of claim an employee wants to initiate - cashless or
Claim filed

2
10:12 AM | Apr 29, 2021

Documents pending
reimbursement, OPD or IPD, for themselves or an insured
3 Claim processed
family member - everything is available on the app.

4 Claim resolved

Patient details

Name

Age
Shivani Jain

31
The employee can initiate, manage and track their
UHID

Policy number
ACKO00012000

349200028392_10A
insurance claim status right on the app. No physical
Claim type

Mobile
Doctor visit

9812733318
paperwork is needed. If any documents are required, the
employees can just take a photo and upload it on the
Email shivani@email.com

app. It's that easy!

08
ACKO Health: A holistic

wellness solution

One-stop app that offers more than just insurance. It helps your

employees stay fit - think unlimited online doctor consultations, ordering

medicines, booking lab tests, tracking fitness and much more.

Tele consultations with doctors

Getting access to good specialist doctors is tough. More

so after India got hit with COVID-19. On the ACKO Health

app, your employees can consult specialist doctors online

for themselves or their insured family members. ACKO

Health provides unlimited doctor consultations at no

extra cost to you or the employees.

Consult with nutritionists

Having a balanced diet is a critical component of staying

healthy. Your employees can talk to nutritionists via the

ACKO app regarding diet assessments and consultations.

Further, they can explore plans (free and paid) that suit

their needs.

Mental wellness

Mental health issues need to be resolved with as much

urgency, if not more, as physical health issues.

The employees can seek free consultations with

psychologists and psychiatrists via the ACKO app.

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Discounts on online medicines
Employees often need medication for themselves or their
insured family members. With ACKO Health, they can order
medicines online at a discounted rate.

Discounts on diagnostic tests

If the employee or any of their insured family members
need to undergo a lab test, they can use the app to book
it at the comfort of their home. The required samples will
be collected from their home, and results will be shared
via email. They can also avail of discounts on diagnostic
tests while booking them via the app.

Rewards for staying fit

ACKO app rewards your employees with ACKO coins for
every action that can positively impact their health. The
employees can redeem these coins for exclusive offers
on the Rewards Mall.

10
Meet the ACKO
Health partners
ACKO has partnered with the following companies to offer you a
host of wellness benefits as highlighted in this ebook.

Partner Company Purpose

Online doctor consultations

Order medicines online

Book lab tests

11
 See the ACKO
Health app in action!

Book a demo and experience a new-age health benefits

platform that is simple to use, easily customisable, and built

for the modern companies.

Schedule a demo

Acko General Insurance Ltd. | www.acko.com | IRDAI Regn No. : 157 | 2nd Floor, #36/5, Hustlehub One East, Somasandrapalya, 27th Main Rd,

Sector 2, HSR Layout, Bengaluru, Karnataka 560102 | Contact No. 1800 266 2256, Email: health@acko.com | CIN : U66000KA2016PLC138288

| Acko Group Health Insurance | UIN: ACKHLGP20011V011920 | UID : 2988 | The above advertisement is only an indication of benefits offered, for

more details on risk factors, terms, conditions and exclusions, please read the policy wordings carefully before concluding a sale. | Trade logo

displayed above belongs to ACKO Technology & Services Pvt Ltd and used by ACKO General insurance Limited under License | The use of

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