You are on page 1of 58

87$+

3UHPLXP'09&KHDW6KHHW

,QLWLDO6WHSV
 3DVVWKH+LJKZD\6DIHW\DQG7UHQGVH[DPRQOLQHEHIRUHUHFHLYLQJ\RXU'ULYHU
/LFHQVH
 9LVLWDIXOOVHUYLFH'ULYHU/LFHQVH2IILFHWRDSSO\IRU\RXU/HDUQHU3HUPLW
 3URYLGHUHTXLUHGGRFXPHQWDWLRQ
 ,IXQGHUWKHDJHRI\RXUSDUHQWRUJXDUGLDQPXVWVLJQIRUILQDQFLDO
UHVSRQVLELOLW\
 3D\DSSOLFDEOHIHHV
 3DVVDYLVLRQWHVW
 3DVVDZULWWHQNQRZOHGJHWHVW
 2EWDLQD/HDUQHU3HUPLWDQGSUDFWLFHWKHVXSHUYLVHGGULYLQJUHTXLUHGRI\RXUDJH
JURXS
 ,IUHTXLUHGIRU\RXUDJHJURXSRULI\RXRWKHUZLVHFKRRVHWRGRVRFRPSOHWHDQ
DSSURYHG'ULYHU(GXFDWLRQ&RXUVH
 6FKHGXOHDGULYLQJWHVWDSSRLQWPHQWDWD'ULYHU/LFHQVH2IILFHRUWKLUGSDUW\
WHVWLQJORFDWLRQ
 %ULQJ\RXUSHUPLWSURRIRIGULYLQJH[SHULHQFHSURRIRIUHJLVWUDWLRQIRUWKHWHVWLQJ
YHKLFOHDQGSURRIRILQVXUDQFHIRUWKHWHVWLQJYHKLFOHWR\RXUDSSRLQWPHQW
 ,IXQGHUWKHDJHRI\RXUSDUHQWRUJXDUGLDQPXVWVLJQIRUILQDQFLDO
UHVSRQVLELOLW\
 3D\DQ\UHPDLQLQJIHHV
 3DVV\RXUGULYLQJWHVW
 +DYH\RXUSKRWRJUDSKWDNHQ

5HTXLUHG'RFXPHQWDWLRQ
'RFXPHQWVVKRXOGEHYDOLGXQH[SLUHGRULJLQDOVRUFHUWLILHGFRSLHV
 3URRIRI,GHQWLW\DQG/HJDO6WDWXV
 3URRIRI6RFLDO6HFXULW\1XPEHU
 7ZRSURRIVRI8WDK5HVLGHQF\
 ,IDSSOLFDEOHSURRIRI/HJDO1DPH&KDQJH
 ,IDSSOLFDEOHSURRIRI9HWHUDQ6WDWXV

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
)HHV
IRUD/HDUQHU3HUPLW
IRUD&ODVV''ULYHU/LFHQVH RYHUDJH
IRUD&ODVV''ULYHU/LFHQVH XQGHUDJH
$GGLWLRQDOIHHVPD\DSSO\

/DQJXDJHV
$Q\GRFXPHQWQRWLQ(QJOLVKVKRXOGEHWUDQVODWHGLQWR(QJOLVKE\D'LYLVLRQDSSURYHG
WUDQVODWRU7KHRULJLQDOGRFXPHQWVKRXOGDFFRPSDQ\WKHWUDQVODWLRQ
<RXZLOOQRWEHLVVXHGD8WDK'ULYHU/LFHQVHLI\RXFDQQRWXQGHUVWDQGURDGVLJQVSULQWHG
LQ(QJOLVK

.QRZOHGJH7HVW,QIRUPDWLRQ
7KHZULWWHQNQRZOHGJHWHVWFRQVLVWVRIPXOWLSOHFKRLFHTXHVWLRQV$SSOLFDQWVPXVW
FRUUHFWO\DQVZHUDWOHDVWTXHVWLRQVWRDFKLHYHDSDVVLQJVFRUH
4XHVWLRQVDUHEDVHGRQWKHLQIRUPDWLRQIRXQGLQWKH8WDK'ULYHU/LFHQVH+DQGERRN
<RXZLOOEHDVNHGTXHVWLRQVDERXWVDIHGULYLQJSUDFWLFHVGULYLQJDQGWUDIILFODZVOLFHQVH
VDQFWLRQVDQG\RXUFODVVRIOLFHQVH<RXZLOOEHVKRZQVHYHUDOURDGVLJQVDQGDVNHGWR
H[SODLQWKHLUPHDQLQJV
<RXPD\DWWHPSWWRSDVVWKHZULWWHQWHVWWZRWLPHVLQRQHGD\SURYLGHGWKH'LYLVLRQ
FDQIDFLOLWDWHWKHWHVWLQJ$IWHUWKUHHDWWHPSWV\RXZLOOEHUHTXLUHGWRSD\DVHFRQGIHH
$UULYHDWOHDVWRQHKRXUSULRUWRFORVLQJWRDOORZIRUVXIILFLHQWWHVWLQJWLPH

2IILFLDO8WDK+DQGERRN85/
2IILFLDO8WDK+DQGERRN85/

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
7RS4XHVWLRQV $QVZHUV

$OHDUQHU VSHUPLWDOORZVDQHZGULYHUWRGULYHZKLOHVXSHUYLVHGE\

!b$OLFHQVHGSDUHQWOHJDOJXDUGLDQGULYLQJLQVWUXFWRURURWKHUDGXOWZKRKDV
VLJQHGIRUILQDQFLDOUHVSRQVLELOLW\

<RXPD\SUDFWLFHGULYLQJZLWKDYDOLGOHDUQHU VSHUPLWRQO\LI\RXDUHDFFRPSDQLHGE\
DQDSSURYHGGULYLQJLQVWUXFWRUSDUHQWRUOHJDOJXDUGLDQ$UHVSRQVLEOHOLFHQVHGDGXOW
ZKRKDVVLJQHGIRUILQDQFLDOUHVSRQVLELOLW\PD\DOVREHDOORZHGWRVXSHUYLVHD
OHDUQLQJGULYHU

7RVDIHO\SDVVDELF\FOH\RXVKRXOG

!b6ORZGRZQDQGJLYHWKHPDVPXFKVSDFHDVSRVVLEOH

:KHQSDVVLQJDELF\FOLVWVORZGRZQDQGJLYHWKHPDVPXFKVSDFHDV\RXFDQ
%LF\FOLVWVKDYHPXFKOHVVSURWHFWLRQWKDQGULYHUVRIPRWRUYHKLFOHVDQGWKH\VKRXOG
QRWEHFURZGHG3DVVLQJDELF\FOHWRRTXLFNO\FDQVKLIWWKHELF\FOLVWRIIFRXUVH

'RQRWPDNHD8WXUQXQOHVV\RXFDQEHVHHQIURPERWKGLUHFWLRQVIRUDWOHDVW

!bIHHW

1HYHUPDNHD8WXUQZKHUH\RXFDQQRWVHHRUEHVHHQIRUDWOHDVWIHHWLQERWK
GLUHFWLRQV/RFDWLRQVZKHUH\RXVKRXOGQRWPDNHD8WXUQLQFOXGHQHDUWKHWRSRID
KLOODQGZLWKLQDFXUYH

'XULQJVFKRROKRXUVWKHVSHHGOLPLWLQDVFKRRO]RQHLV

!bPSK

8QOHVVRWKHUZLVHSRVWHGWKHVSHHGOLPLWLVPLOHVSHUKRXULQDVFKRRO]RQHGXULQJ
VFKRROKRXUVZKLOHFKLOGUHQDUHSUHVHQWDQGRUZKLOHIODVKLQJOLJKWVDUHDFWLYDWHG

8VH\RXUKHDGOLJKWVDQ\WLPHFRQGLWLRQVSUHYHQW\RXIURPVHHLQJDWOHDVW

!bIHHWDKHDG

$FWLYDWH\RXUKHDGOLJKWVZKHQGULYLQJXQGHUDQ\FRQGLWLRQVWKDWSUHYHQW\RXIURP
VHHLQJDWOHDVWIHHWLQIURQWRI\RXUYHKLFOH

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
8QOHVVRWKHUZLVHSRVWHGWKHVSHHGOLPLWLQDUHVLGHQWLDODUHDLV

!bPSK

8QOHVVSRVWHGRWKHUZLVHWKHVSHHGOLPLWLQDEXVLQHVVRUUHVLGHQWLDODUHDLVPLOHV
SHUKRXU,IDQRWKHUVSHHGLVSRVWHGIROORZWKDWVSHHGOLPLW

:KHQIROORZLQJDYHKLFOHDWQLJKWGLP\RXUOLJKWVZKHQ\RXDUHZLWKLQBBBBRIWKH
YHKLFOH

!bIHHW

$WQLJKW\RXPXVWGLP\RXUKHDGOLJKWVWRWKHLUORZEHDPVHWWLQJZKHQ\RXDUH
ZLWKLQIHHWRIWKHYHKLFOHLQIURQWRI\RX

:KRPXVWXVHDSURSHUO\IDVWHQHGVDIHW\EHOWZKLOHLQDPRYLQJPRWRUYHKLFOH"

!b$OORFFXSDQWVRIWKHYHKLFOH

,QWKHVWDWHRI8WDKDOORIDYHKLFOH VRFFXSDQWVPXVWXVHDVDIHW\EHOW'ULYHUVFDQ
EHFLWHGLIWKH\DUHQ WZHDULQJDVDIHW\EHOWRULIDQ\SDVVHQJHUXQGHUWKHDJHRILV
QRWZHDULQJDVDIHW\EHOW$Q\SDVVHQJHUDJHRUROGHUFDQUHFHLYHDFLWDWLRQLIWKH\
DUHQRWZHDULQJDVDIHW\EHOWDQGWKHYHKLFOHLVVWRSSHGIRUDQ\RWKHUUHDVRQ

$FKLOGSDVVHQJHUZKRLVXQGHUWKHDJHRIHLJKWDQGOHVVWKDQBBBBLQKHLJKWLVUHTXLUHG
WREHVHDWHGLQDQDSSURYHGFKLOGVDIHW\VHDWZKLOHLQDPRYLQJYHKLFOH

!bLQFKHV

8WDKODZUHTXLUHVFKLOGUHQZKRDUHDERYHWKHDJHRIIRXUDQGXQGHUWKHDJHRIHLJKW
DQGVKRUWHUWKDQLQFKHVWDOOWREHVHDWHGLQDQDSSURYHGFKLOGVDIHW\VHDWZKLOHLQ
DPRYLQJYHKLFOH7KH\VKRXOGQRWEHDOORZHGWRXVHDVHDWEHOWXQWLOWKHVHDWEHOWILWV
SURSHUO\

&KLOGUHQZKRDUHDJHBBBBDQG\RXQJHUVKRXOGQRWVLWLQWKHIURQWVHDWRIDYHKLFOH

!b

&KLOGUHQZKRDUHDJHDQG\RXQJHUVKRXOGEHVDIHO\UHVWUDLQHGE\DVHDWEHOWRULQ
WKHDSSURSULDWHFKLOGVDIHW\VHDWLQWKHUHDUVHDWRIDPRYLQJYHKLFOH

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
$FKLOGXSWRWKHDJHRIBBBBPXVWEHVHDWHGLQDUHDUIDFLQJFDUVHDWZKLOHLQDPRYLQJ
YHKLFOH

!b7ZR

$FKLOGSDVVHQJHUVKRXOGEHVHDWHGLQDUHDUIDFLQJFDUVHDWLQWKHEDFNVHDWRID
YHKLFOHXQWLOWKH\DUHDWOHDVWWZR\HDUVROGDQGZHLJKLQJSRXQGV,IWKHFDUVHDW
DOORZVDFKLOGPD\VWD\LQWKHFDUVHDWIRUDORQJHUSHULRGRIWLPH

,WLVDQLQIUDFWLRQWRVPRNHDFLJDUHWWH

!b,IDFKLOGLVLQWKHYHKLFOH

<RXPD\QRWVPRNHLQDYHKLFOHZKLOHWUDQVSRUWLQJDFKLOGZKRLVDJHRU\RXQJHU
'RLQJVRLVDQLQIUDFWLRQ

,I\RXDUHFRQYLFWHGRIGULYLQJZLWKRXWSURSHULQVXUDQFHFRYHUDJH\RXZLOOEHUHTXLUHG
WRKDYH65LQVXUDQFHIRU

!b7KUHH\HDUV

'ULYLQJZLWKRXWEHLQJSURSHUO\LQVXUHGRUGULYLQJZLWKRXWSURRIRILQVXUDQFHLV
DJDLQVWWKHODZ,I\RXDUHFRQYLFWHGRIHLWKHU\RXZLOOEHUHTXLUHGWRSD\D
UHLQVWDWHPHQWIHHDQGKROG65LQVXUDQFHIRUWKUHH\HDUV

$&ODVV'OLFHQVHDOORZVDGULYHUWRRSHUDWHDYHKLFOHWKDWZHLJKVXSWR

!bSRXQGV

$&ODVV'UHJXODURSHUDWRUGULYHUOLFHQVHSHUPLWVDGULYHUWRRSHUDWHDSHUVRQDO
YHKLFOHWKDWZHLJKVXSWRSRXQGV2SHUDWLQJDWD[LFDEZLWKRQO\D&ODVV'
OLFHQVHLVQRWSHUPLWWHG

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
,QWKHVWDWHRI8WDKLWLVLOOHJDOIRUDSHUVRQWRGULYHZLWKDPLQLPXPEORRGDOFRKRO
FRQFHQWUDWLRQ %$& RI

!bSHUFHQW

,Q8WDKDGULYHUZLWKDPLQLPXPEORRGDOFRKROFRQFHQWUDWLRQ %$& RISHUFHQW


PD\QRWOHJDOO\RSHUDWHDYHKLFOH,WLVDOVRDJDLQVWWKHODZIRUDGULYHULQ8WDKWR
GULYHZKLOHLPSDLUHGHYHQZLWKD%$&WKDWLVEHORZWKHOHJDOOLPLW

7DLOJDWLQJRWKHUGULYHUV GULYLQJWRRFORVHO\WRWKHLUUHDUEXPSHU 

!b&DQIUXVWUDWHRWKHUGULYHUVDQGPDNHWKHPDQJU\

7DLOJDWLQJLVDFRPPRQEHKDYLRUWKDWFDQOHDGWRDJJUHVVLYHGULYLQJDQGVRLWVKRXOG
EHDYRLGHG'ULYHUVPD\IDFHOHJDOFRQVHTXHQFHVIRUGULYLQJXQVDIHO\

'ULYLQJXQGHUWKHLQIOXHQFHRIDQ\PHGLFDWLRQZKLFKLPSDLUV\RXUGULYLQJLVSHUPLWWHG

!b8QGHUQRFLUFXPVWDQFHV

,WLVLOOHJDOWRGULYHXQGHUWKHLQIOXHQFHRIDQ\VXEVWDQFHWKDWLPSDLUV\RXUDELOLW\WR
GULYHVDIHO\7KLVLQFOXGHVDOFRKROSUHVFULSWLRQPHGLFDWLRQVRYHUWKHFRXQWHU
PHGLFDWLRQVDQGLOOHJDOGUXJV

$VROLG\HOORZOLQHQH[WWRDEURNHQ\HOORZOLQHPHDQVWKDWYHKLFOHV

!b1H[WWRWKHEURNHQOLQHPD\SDVV

<HOORZOLQHVVHSDUDWHODQHVRIWUDIILFPRYLQJLQRSSRVLWHGLUHFWLRQV$EURNHQ\HOORZ
OLQHQH[WWR\RXUGULYLQJODQHPHDQVWKDW\RXPD\SDVV

<RXZDQWWRSDUNXSKLOORQDWZRZD\URDGDQGWKHUHLVQRFXUE:KLFKGLUHFWLRQGR\RX
WXUQ\RXUIURQWZKHHOV"

!b5LJKWWRZDUGWKHVLGHRIWKHURDG

:KHQSDUNLQJHLWKHUXSKLOORUGRZQKLOORQDURDGWKDWKDVQRFXUE\RXVKRXOGWXUQ
\RXUZKHHOVVRWKDWWKHYHKLFOHZLOOUROODZD\IURPWKHFHQWHURIWKHURDGLIWKH
EUDNHVIDLO

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
<RXDUHLQYROYHGLQDPLQRUFROOLVLRQDWDQLQWHUVHFWLRQ7KHUHDUHQRLQMXULHVDQGWKHUHLV
YHU\OLWWOHYHKLFOHGDPDJH<RXVKRXOG

!b0RYH\RXUYHKLFOHRXWRIWKHWUDIILFODQHLISRVVLEOH

$IWHUDFROOLVLRQLIQRRQHKDVEHHQLQMXUHGRUNLOOHGDQG\RXFDQVDIHO\GRVR\RX
VKRXOGPRYH\RXUYHKLFOHRXWRIWKHWUDIILFODQH

,IWKHUHLVQRFURVVZDONDQG\RXVHHDSHGHVWULDQFURVVLQJ\RXUODQH\RXVKRXOG

!b6WRSDQGOHWWKHSHGHVWULDQILQLVKFURVVLQJ

'ULYHUVPXVWDOZD\V\LHOGWKHULJKWRIZD\WRSHGHVWULDQVLQWKHURDGZD\HYHQLI
WKHUHLVQRWDPDUNHGFURVVZDON

<RXDUHGULYLQJRQWKHIUHHZD\EHKLQGDODUJHWUXFN<RXVKRXOGGULYH

!b)DUWKHUEHKLQGWKHWUXFNWKDQ\RXZRXOGLIIROORZLQJDSDVVHQJHUYHKLFOH

,WLVQHFHVVDU\WRIROORZIDUWKHUEHKLQGDODUJHWUXFNWKDQ\RXZRXOGLIIROORZLQJD
SDVVHQJHUYHKLFOHEHFDXVHWUXFNVKDYHODUJHUEOLQGVSRWV

<RXPXVW\LHOGWRDSHGHVWULDQXVLQJDZKLWHFDQHRUJXLGHGRJ

!b$WDOOWLPHV

3HGHVWULDQVZKRXVHJXLGHGRJVRUZKLWHFDQHV ZLWKRUZLWKRXWDUHGWLS PXVWEH


JLYHQWKHULJKWRIZD\DWDOOWLPHV

7RVHHYHKLFOHVLQ\RXUEOLQGVSRWV\RXVKRXOGFKHFN

!b2YHU\RXUVKRXOGHUV

%\GHILQLWLRQEOLQGVSRWVDUHDUHDVWKDWFDQQRWEHVHHQXVLQJ\RXUPLUURUV7RFKHFN
\RXUEOLQGVSRWV\RXVKRXOGORRNRYHU\RXUVKRXOGHUV

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
<RXDUHRQWKHIUHHZD\DQGWUDIILFLVPHUJLQJLQWR\RXUODQH<RXVKRXOG

!b0DNHURRPIRUWKHPHUJLQJWUDIILFLISRVVLEOH

:KHQWUDIILFSHUPLWV\RXVKRXOGPDNHURRPWRDOORZYHKLFOHVWRPHUJHLQWR\RXU
ODQH

:KHQ\RXGULYHWKURXJKDFRQVWUXFWLRQ]RQH\RXVKRXOG

!b3DVVWKHFRQVWUXFWLRQ]RQHFDUHIXOO\DQGQRWɓUXEEHUQHFN

7RDYRLGFRQWULEXWLQJWRFKURQLFWUDIILFFRQJHVWLRQ\RXVKRXOGQRWUXEEHUQHFN
7KDWLV\RXVKRXOGQRWVORZGRZQWRORRNDWRXWRIWKHRUGLQDU\WKLQJV

([WUDVSDFHLQIURQWRIDODUJHWUXFNLVQHHGHGIRU

!b7KHWUXFNGULYHUWRVWRSWKHYHKLFOH

%HFDXVHWKH\DUHODUJHUWUXFNVWDNHORQJHUWRVWRSWKDQFDUVWUDYHOLQJDWWKHVDPH
VSHHG2WKHUGULYHUVVKRXOGQRWSXOOLQIURQWRIDWUXFNDQGWKHQVORZGRZQRUVWRS

:KHQSDVVLQJDQRWKHUYHKLFOHLWLVVDIHWRUHWXUQWR\RXUODQHLI\RX

!b6HHWKHYHKLFOHɑVKHDGOLJKWVLQ\RXUUHDUYLHZPLUURU

%HIRUHUHWXUQLQJWR\RXURULJLQDOODQHDIWHUSDVVLQJ\RXPXVWPDNHVXUH\RXDUHQRW
GDQJHURXVO\FORVHWRWKHYHKLFOH\RXKDYHMXVWSDVVHG:KHQ\RXFDQVHHERWKRIWKH
YHKLFOH VKHDGOLJKWVLQ\RXUUHDUYLHZPLUURU\RXPD\KDYHHQRXJKURRPWRUHWXUQWR
WKHODQH

,I\RXVHHRUDQJHFRQVWUXFWLRQVLJQVDQGFRQHVRQDIUHHZD\\RXPXVW

!b%HSUHSDUHGIRUZRUNHUVDQGHTXLSPHQWDKHDG

$V\RXHQWHUDZRUN]RQHVLJQVDQGPHVVDJHERDUGVZLOOZDUQ\RXRIZRUNHUVVORZ
PRYLQJHTXLSPHQWDQGRUFORVHGODQHVDKHDG<RXVKRXOGUHGXFH\RXUVSHHGDQG
EHSUHSDUHGWRVORZGRZQRUVWRS

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
:KHQGULYLQJDWQLJKWRQDGLPO\OLWVWUHHW\RXVKRXOG

!b'ULYHVORZO\HQRXJKWKDW\RXFDQVWRSZLWKLQWKHDUHDLOOXPLQDWHGE\\RXU
KHDGOLJKWV

<RXVKRXOGGULYHPRUHVORZO\DWQLJKWWKDQGXULQJWKHGD\EHFDXVHLWLVQRWSRVVLEOH
WRVHHDVIDUDKHDGDWQLJKW<RXVKRXOGPDNHVXUHWKDW\RXFDQVWRSZLWKLQWKHDUHD
LOOXPLQDWHGE\\RXUKHDGOLJKWV

7RWXUQOHIWIURPDPXOWLODQHRQHZD\VWUHHWRQWRDRQHZD\VWUHHW\RXVKRXOGVWDUW
\RXUWXUQIURP

!b7KHODQHFORVHVWWRWKHOHIWFXUE

:KHQWXUQLQJOHIWIURPDRQHZD\VWUHHWRQWRDQRWKHURQHZD\VWUHHW\RXVKRXOG
EHJLQWKHWXUQIURPWKHIDUOHIWODQH

,I\RXSODQWRSDVVDQRWKHUYHKLFOH\RXVKRXOG

!b1RWDVVXPHWKHRWKHUGULYHUZLOOPDNHVSDFHIRU\RXWRUHWXUQWR\RXUODQH

(YHQZKHQ\RXVLJQDO\RXVKRXOGQRWDVVXPHWKDWWKHVSDFH\RXZDQWWRRFFXS\LV
IUHHRUWKDWRWKHUGULYHUVZLOOJLYH\RXWKHULJKWRIZD\

<RXGULYHGHIHQVLYHO\ZKHQ\RX

!b.HHS\RXUH\HVPRYLQJWRORRNIRUSRVVLEOHKD]DUGV

<RXDUHGULYLQJGHIHQVLYHO\ZKHQ\RXDUHORRNLQJGRZQWKHURDGIRUSRWHQWLDO
KD]DUGV&RQVWDQWO\VWDULQJDWWKHURDGGLUHFWO\LQIURQWRI\RXUYHKLFOHLVGDQJHURXV
$V\RXVFDQDKHDGEHDOHUWWRYHKLFOHVDURXQG\RX

$OZD\VVWRSEHIRUHFURVVLQJUDLOURDGWUDFNVZKHQ

!b7KHUHLVQ WURRPRQWKHRWKHUVLGHIRU\RXWRFRPSOHWHO\FURVVWKHWUDFNV

([SHFWDWUDLQRQDQ\WUDFNDWDQ\WLPHWUDYHOLQJLQHLWKHUGLUHFWLRQ,I\RXQHHGWR
VWRSDIWHUFURVVLQJWKHWUDFNVZDLWXQWLO\RXFDQFRPSOHWHO\FURVVWKHWUDFNVEHIRUH
SURFHHGLQJ0DNHVXUH\RXUYHKLFOHFOHDUVWKHWUDFNVEHIRUH\RXVWRS

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
<RXVKRXOGXVH\RXUKRUQZKHQ

!b,WPD\KHOSSUHYHQWDFROOLVLRQ

2QO\XVH\RXUKRUQZKHQLWLVQHFHVVDU\WRDYRLGFROOLVLRQV'RQRWXVH\RXUKRUQLID
GULYHURUELF\FOLVWLVPRYLQJVORZO\DQG\RXZDQWKLPRUKHUWRGULYHIDVWHURUJHWRXW
RI\RXUZD\

,I\RXGULYHPRUHVORZO\WKDQWKHIORZRIWUDIILF\RXZLOOPRVWOLNHO\

!b,QWHUIHUHZLWKWUDIILFDQGUHFHLYHDWLFNHW

<RXPXVWGULYHPRUHVORZO\WKDQXVXDOZKHQWKHUHLVKHDY\WUDIILFRUEDGZHDWKHU
+RZHYHULI\RXEORFNWKHQRUPDODQGUHDVRQDEOHPRYHPHQWRIWUDIILFE\GULYLQJWRR
VORZO\\RXPD\EHFLWHG<RXVKRXOGPDWFKWKHVSHHGRIWUDIILFXQOHVVWKHVSHHGRI
WUDIILFH[FHHGVWKHOHJDOVSHHGOLPLW

$OORZH[WUDVSDFHLQIURQWRI\RXUYHKLFOHZKHQIROORZLQJD

!b0RWRUF\FOH

$OORZIRUH[WUDVSDFHZKHQGULYLQJEHKLQGDPRWRUF\FOH0RWRUF\FOHVFDQVWRSPRUH
TXLFNO\WKDQRWKHUYHKLFOHVFDQDQG\RXPXVWKDYHDGHTXDWHURRPWRVWRSLIWKH
PRWRUF\FOLVWEUDNHVRUIDOOVRII$OVRUHPHPEHUWKDWPRWRUF\FOHVDUHGLIILFXOWWRVHH
DWQLJKWEHFDXVHWKH\RQO\KDYHRQHWDLOOLJKW

<RXPXVWVKRZSURRIRILQVXUDQFHWRODZHQIRUFHPHQW

!b,I\RXDUHLQYROYHGLQDFROOLVLRQRUVWRSSHGIRUDFLWDWLRQ

<RXPXVWKDYHHYLGHQFHRIILQDQFLDOUHVSRQVLELOLW\VXFKDVSURRIRILQVXUDQFHZLWK
\RXZKHQHYHU\RXGULYH<RXPXVWDOZD\VVKRZSURRIRILQVXUDQFHDQG\RXUOLFHQVH
WRDQRIILFHUXSRQUHTXHVWDIWHUDWUDIILFVWRSRUFROOLVLRQ

<RXZDQWWRWXUQOHIWDWDQXSFRPLQJFRUQHU<LHOGWKHULJKWRIZD\WR

!b$OODSSURDFKLQJYHKLFOHV

:KHQPDNLQJDOHIWWXUQ\RXPXVW\LHOGWRSHGHVWULDQVELF\FOLVWVRURWKHUYHKLFOHV
PRYLQJRQWKHLUJUHHQOLJKW

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
%HIRUH\RXFKDQJHODQHV\RXVKRXOGFKHFN\RXUPLUURUVDQG

!b*ODQFHRYHU\RXUVKRXOGHU

%HIRUHFKDQJLQJODQHVLWLVYHU\LPSRUWDQWWRFKHFNEHKLQG\RX<RXVKRXOGORRN
RYHU\RXUVKRXOGHUWRHQVXUHWKDW\RXDUHQRWJHWWLQJLQWKHZD\RIYHKLFOHVLQWKH
ODQH\RXZDQWWRHQWHU%HIRUHFKDQJLQJODQHV\RXVKRXOGDOVRHQVXUHWKDWQR
GULYHUVDUHDWWHPSWLQJWRGULYHLQWRWKHVDPHVSRWIURPDGLIIHUHQWODQH

:KHQPHUJLQJRQWRWKHIUHHZD\\RXVKRXOGEHGULYLQJ

!b$WRUQHDUWKHVSHHGRIWKHIUHHZD\WUDIILF

<RXVKRXOGHQWHUDIUHHZD\DWRUQHDUWKHVSHHGRIWUDIILFXQOHVVWKHVSHHGRIWUDIILF
H[FHHGVWKHOHJDOVSHHGOLPLW

<RXZDQWWRSDUNGRZQKLOORQDWZRZD\URDGDQGWKHUHLVQRFXUE:KLFKZD\GR\RX
WXUQ\RXUIURQWZKHHOV"

!b5LJKWWRZDUGWKHVLGHRIWKHURDG

:KHQSDUNLQJIDFLQJGRZQKLOORQDURDGZLWKRUZLWKRXWDFXUERUZKHQIDFLQJXSKLOO
RQDURDGZLWKRXWDFXUEWXUQ\RXUIURQWZKHHOVWRZDUGWKHHGJHRIWKHURDGVR\RXU
YHKLFOHZLOOUROODZD\IURPWUDIILFLIWKHEUDNHVIDLO+RZHYHUZKHQSDUNLQJXSKLOORQD
URDGZLWKDFXUEWXUQ\RXUZKHHOVWRZDUGWKHFHQWHURIWKHURDGVRWKHYHKLFOHZLOO
UROOLQWRWKHFXUELIWKHEUDNHVIDLO

<RXVKRXOGQRWVWDUWDFURVVDQLQWHUVHFWLRQLI\RXNQRZ\RXZLOOEORFNWKHLQWHUVHFWLRQ
ZKHQWKHOLJKWWXUQVUHG

!b8QGHUDQ\FLUFXPVWDQFHV

(YHQLIWKHVLJQDOLVJUHHQ\RXPXVWQRWHQWHUDQLQWHUVHFWLRQXQOHVV\RXFDQJHW
FRPSOHWHO\DFURVVEHIRUHWKHOLJKWWXUQVUHG,I\RXEORFNWKHLQWHUVHFWLRQ\RXFDQEH
FLWHG

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
$SHGHVWULDQVWDUWVWRFURVVWKHVWUHHWDIWHUWKH'RQ W:DONVLJQDOEHJLQVWRIODVK7KH
SHGHVWULDQLVLQWKHPLGGOHRIWKHVWUHHWZKHQ\RXUVLJQDOOLJKWFKDQJHVWRJUHHQ<RX
VKRXOG

!b:DLWXQWLOWKHSHGHVWULDQFURVVHVWKHVWUHHWEHIRUHSURFHHGLQJ

$WDJUHHQOLJKW\RXPXVWJLYHWKHULJKWRIZD\WRDQ\YHKLFOHELF\FOLVWRU
SHGHVWULDQLQWKHLQWHUVHFWLRQ,IDSHGHVWULDQEHJLQVFURVVLQJWKHVWUHHWDIWHUWKH
WUDIILFVLJQDOOLJKWVWDUWVIODVKLQJZDLWXQWLOWKH\KDYHFURVVHGWKHVWUHHWEHIRUH
SURFHHGLQJ

$YHKLFOHVXGGHQO\FXWVLQIURQWRI\RXFUHDWLQJDKD]DUG:KDWVKRXOG\RXGRILUVW"

!b7DNH\RXUIRRWRIIWKHJDVSHGDO

,IDYHKLFOHPHUJHVLQIURQWRI\RXWRRFORVHO\WDNH\RXUIRRWRIIRIWKHDFFHOHUDWRU
7KLVZLOOFUHDWHVSDFHEHWZHHQ\RXDQGWKHYHKLFOHDKHDGZLWKRXWUHTXLULQJ\RXWR
VODPRQ\RXUEUDNHVRUVZHUYHLQWRDQRWKHUODQH

$UHGDUURZSRLQWLQJWRWKHULJKWRQDWUDIILFOLJKWPHDQV\RXPD\

!b1RWWXUQLQWKDWGLUHFWLRQXQWLOWKHOLJKWWXUQVJUHHQ

$UHGDUURZPHDQVVWRS<RXPXVWUHPDLQVWRSSHGXQWLODJUHHQOLJKWRUJUHHQ
DUURZDSSHDUV'RQRWWXUQDJDLQVWDUHGDUURZ

$QRUDQJHDQGUHGWULDQJXODUVLJQRQDYHKLFOHDOZD\VPHDQV

!b6ORZPRYLQJYHKLFOH

6ORZPRYLQJYHKLFOHVVXFKDVIDUPWUDFWRUVURDGPDLQWHQDQFHYHKLFOHVDQG
DQLPDOGUDZQFDUWVGLVSOD\DQRUDQJHDQGUHGWULDQJOHRQWKHEDFN

<RXPXVW\LHOGWKHULJKWRIZD\WRDQHPHUJHQF\YHKLFOHWKDWLVXVLQJLWVVLUHQDQG
IODVKLQJOLJKWVE\

!b'ULYLQJDVFORVHO\WRWKHULJKWHGJHRIWKHURDGDVSRVVLEOHDQGVWRSSLQJ

<RXPXVW\LHOGWKHULJKWRIZD\WRDQ\HPHUJHQF\YHKLFOHWKDWLVXVLQJLWVVLUHQDQG
IODVKLQJOLJKWV'RWKLVE\GULYLQJWRWKHULJKWHGJHRIWKHURDGDQGVWRSSLQJWDNLQJ
FDUHQRWWRVWRSLQDQLQWHUVHFWLRQ<RXPD\PRYHDJDLQDIWHUWKHHPHUJHQF\YHKLFOH
KDVSDVVHG

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
:KHQDVFKRROEXVLVVWRSSHGRQWKHURDGDKHDGWRORDGRUXQORDGFKLOGUHQ\RXPXVW

!b&RPHWRDFRPSOHWHVWRSXQWLOWKHUHGOLJKWVVWRSIODVKLQJDQGWKHVWRSDUPLV
ZLWKGUDZQ

:KHQDVFKRROEXVLVVWRSSHGRQWKHURDGDKHDGZLWKLWVOLJKWVIODVKLQJDQGLWVVWRS
DUPH[WHQGHG\RXPXVWFRPHWRDFRPSOHWHVWRSDQGZDLWWRSURFHHGXQWLOWKH
OLJKWVKDYHVWRSSHGIODVKLQJDQGWKHVWRSDUPLVZLWKGUDZQ(YHQDIWHUWKHEXV
EHJLQVWRPRYHDJDLQGRQRWSURFHHGXQWLO\RXDUHVXUHWKHUHDUHQRFKLOGUHQ
FURVVLQJWKHURDGDKHDGRI\RX

<RXFDQGULYHRIIWKHURDGWRSDVVDQRWKHUYHKLFOH

!b8QGHUQRFLUFXPVWDQFHV

<RXPD\QHYHUGULYHRIIWKHSDYHGRUPDLQWUDYHOHGSRUWLRQRIWKHURDGDQGRQWRWKH
VKRXOGHUWRSDVVDQRWKHUYHKLFOH

2QDIUHHZD\\RXVKRXOGORRNIDUWKHUDKHDGWKDQ\RXZRXOGRQDFLW\VWUHHW

!b,QRUGHUWRVHHSRWHQWLDOKD]DUGVHDUO\

2QWKHIUHHZD\EHUHDG\IRUFKDQJHVLQWUDIILFFRQGLWLRQV:DWFKIRUVLJQDOVIURP
RWKHUGULYHUV([SHFWPHUJLQJYHKLFOHVDWRQUDPSVDQGLQWHUFKDQJHVDQGEH
SUHSDUHGIRUUDSLGFKDQJHVLQURDGFRQGLWLRQVDQGWUDIILFIORZ

6ORZLQJGRZQMXVWWRORRNDWFROOLVLRQVRUDQ\WKLQJHOVHRXWRIWKHRUGLQDU\

!b&DXVHVWUDIILFFRQJHVWLRQ

$YRLGUXEEHUQHFNLQJRUVORZLQJGRZQWRORRNDWFROOLVLRQVRUDQ\WKLQJHOVHRXWRI
WKHRUGLQDU\7KLVKHOSVWRUHOLHYHWUDIILFFRQJHVWLRQ

:KHQVKRXOG\RX\LHOG\RXUOHJDOULJKWRIZD\"

!b:KHQHYHULWKHOSVSUHYHQWFROOLVLRQV

1HYHUDVVXPHRWKHUGULYHUVZLOOJLYH\RXWKHULJKWRIZD\<LHOG\RXUULJKWRIZD\
ZKHQHYHULWKHOSVSUHYHQWFROOLVLRQV

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
7KHUHDUHWZRWUDIILFODQHVPRYLQJLQ\RXUGLUHFWLRQ<RXDUHGULYLQJLQWKHOHIWODQHDQG
PDQ\YHKLFOHVDUHSDVVLQJ\RXRQWKHULJKW,IWKHGULYHUEHKLQG\RXZLVKHVWRGULYHIDVWHU
\RXVKRXOG

!b0RYHLQWRWKHULJKWODQHZKHQLWLVVDIH

7RGULYHTXLFNO\SDVVRUWXUQOHIWXVHWKHOHIWODQH8VHWKHULJKWODQHZKHQGULYLQJ
PRUHVORZO\WKDQVXUURXQGLQJWUDIILFHQWHULQJWKHURDGRUWXUQLQJULJKW

:KLOHGULYLQJDWQLJKWDYHKLFOHFRPLQJWRZDUG\RXKDVLWVKLJKEHDPVRQPDNLQJLW
KDUGIRU\RXWRVHHWKHURDGDKHDG<RXVKRXOG

!b/RRNDKHDGWRZDUGWKHULJKWHGJHRI\RXUODQH

,IDQRQFRPLQJGULYHUIDLOVWRGLPWKHLUKLJKEHDPV\RXVKRXOGDYRLGORRNLQJGLUHFWO\
DWWKHKHDGOLJKWV,QVWHDGORRNWRZDUGWKHULJKWHGJHRI\RXUODQHDQGZDWFKWKH
RQFRPLQJYHKLFOHRXWRIWKHFRUQHURI\RXUH\H

<RXVKRXOGLQFUHDVHWKHGLVWDQFHEHWZHHQ\RXUYHKLFOHDQGWKHYHKLFOHDKHDGZKHQ
\RX

!b$UHEHLQJWDLOJDWHGE\DQRWKHUGULYHU

:KHQEHLQJWDLOJDWHGFUHDWHH[WUDVSDFHLQIURQWRI\RXUYHKLFOHDQGGRQRWEUDNH
VXGGHQO\6ORZGRZQJUDGXDOO\RUPHUJHLQWRDQRWKHUODQHWRSUHYHQWDFROOLVLRQZLWK
WKHWDLOJDWHU

&KHFN\RXUUHDUYLHZPLUURUV

!b2IWHQWRVHHKRZWUDIILFLVPRYLQJEHKLQG\RX

:KHQGULYLQJGRQRWGHYHORSDIL[HGVWDUH)UHTXHQWO\FKHFN\RXUUHDUYLHZPLUURUV
VR\RXNQRZWKHSRVLWLRQVRIYHKLFOHVQHDU\RX

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
,I\RXUYHKLFOHVWDUWVWRORVHWUDFWLRQEHFDXVHRIZDWHURQWKHURDG\RXVKRXOG

!b6ORZGRZQJUDGXDOO\DQGQRWDSSO\WKHEUDNHV

:KHQGULYLQJLQKHDY\UDLQDWVSHHGVDVORZDVPSK\RXUWLUHVPD\ORVHDOO
FRQWDFWZLWKWKHURDGDQGLQVWHDGULGHXSRQDOD\HURIZDWHUDERYHWKHVXUIDFHRI
WKHURDG7KLVLVFDOOHGK\GURSODQLQJ,I\RXUYHKLFOHVWDUWVWRK\GURSODQHVORZ
GRZQJUDGXDOO\DQGGRQRWDSSO\WKHEUDNHV

<RXDUHFURVVLQJDQLQWHUVHFWLRQDQGDQHPHUJHQF\YHKLFOHLVDSSURDFKLQJZKLOHXVLQJ
LWVVLUHQDQGIODVKLQJOLJKWV<RXVKRXOG

!b&RQWLQXHWKURXJKWKHLQWHUVHFWLRQSXOOWRWKHULJKWDQGVWRS

,I\RXDUHLQDQLQWHUVHFWLRQZKHQ\RXVHHDQHPHUJHQF\YHKLFOHDSSURDFKLQJZKLOH
XVLQJLWVIODVKLQJOLJKWVDQGRUVLUHQFRQWLQXHWKURXJKWKHLQWHUVHFWLRQDQGWKHQ
GULYHWRWKHULJKWDQGVWRS<RXPXVW\LHOGWKHULJKWRIZD\WRDQ\SROLFHYHKLFOHILUH
HQJLQHDPEXODQFHRURWKHUHPHUJHQF\YHKLFOHXVLQJDVLUHQRUIODVKLQJOLJKWV

<RXPD\GULYHDURXQGWKHJDWHVDWDUDLOURDGFURVVLQJ

!b8QGHUQRFLUFXPVWDQFHV

<RXDUHUHTXLUHGWRVWRSDWDOOUDLOURDGFURVVLQJVZKHQVLJQDOVZDUQRIDQ
DSSURDFKLQJWUDLQ7KHVHVLJQDOVPD\LQFOXGHIODVKLQJUHGOLJKWVDORZHUHGFURVVLQJ
JDWHDIODJJHUVLJQDOLQJRUDWUDLQɑVDXGLEOHVLJQDORIZDUQLQJ'RQRWDWWHPSWWRJR
DURXQGDORZHUHGJDWH

,IDJUHHQDUURZWXUQVLQWRDVROLGJUHHQOLJKW\RX

!b0D\VWLOOWXUQEXW\RXPXVW\LHOGWRRQFRPLQJWUDIILF

,IDJUHHQDUURZWXUQVLQWRDVROLGJUHHQOLJKW\RXPD\VWLOOWXUQLQWKHGLUHFWLRQWKDW
WKHDUURZZDVSRLQWLQJEXW\RXPXVWILUVW\LHOGWRSHGHVWULDQVDQGRQFRPLQJWUDIILF

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
:KHQPDNLQJDULJKWWXUQRQDJUHHQOLJKW\RXPXVW

!b<LHOGWRSHGHVWULDQV

8QOHVVDSRVWHGVLJQSURKLELWVLW\RXPD\WXUQULJKWRUOHIWDWDVWHDG\JUHHQOLJKW
:KHQWXUQLQJ\RXPXVW\LHOGWRRWKHUYHKLFOHVDQGSHGHVWULDQVZLWKLQWKH
LQWHUVHFWLRQ

<RXPD\FURVVVROLG\HOORZOLQHV

!b:KHQPDNLQJWXUQV

$VDJHQHUDOUXOHEURNHQWUDIILFOLQHVPD\EHFURVVHGEXWVROLGOLQHVPD\QRW6ROLG
\HOORZOLQHVPD\EHFURVVHGRQO\ZKHQWKHGULYHULVPDNLQJDWXUQ

:KHQ\RXGULYHWKURXJKDQDUHDZKHUHFKLOGUHQDUHSOD\LQJ\RXVKRXOGH[SHFWWKHP

!b7RUXQRXWLQIURQWRI\RXZLWKRXWORRNLQJ

<RXVKRXOGDOZD\VUHGXFH\RXUVSHHGDQGXVHH[WUDFDXWLRQZKHQFKLOGUHQDUHLQWKH
YLFLQLW\7KH\PD\IDLOWRXQGHUVWDQGWKHGDQJHUDQGPD\UXQRXWLQIURQWRI\RX
ZLWKRXWORRNLQJ

,I\RXVWRSDWDUDLOURDGFURVVLQJZLWKPRUHWKDQRQHWUDFN

!b:DLWWRSURFHHGXQWLO\RXKDYHDFOHDUYLHZRIDOOWUDFNV

,I\RXDUHVWRSSHGDWDUDLOURDGFURVVLQJZLWKPRUHWKDQRQHWUDFNGRQRWVWDUW
PRYLQJDVVRRQDVDWUDLQSDVVHV:DLWXQWLO\RXKDYHDFOHDUYLHZGRZQDOOWUDFNV
EHIRUH\RXVWDUWDFURVV(YHQZKHUHWKHUHLVRQO\RQHWUDFNGRQRWVWDUWDFURVV
LPPHGLDWHO\DIWHUDWUDLQSDVVHVFKHFNDJDLQIRUDQRWKHUWUDLQWKDWPD\EH
DSSURDFKLQJ

:KLOHEDFNLQJ\RXVKRXOG

!b7XUQ\RXUKHDGDQGORRNWKURXJKWKHUHDUZLQGRZ

:KHQLQWHQGLQJWREDFNXSDOZD\VFKHFNEHKLQG\RXUYHKLFOHEHIRUHJHWWLQJLQ
&KLOGUHQDQGVPDOOREMHFWVDUHGLIILFXOWWRVHHIURPWKHGULYHUɑVVHDW:KLOHEDFNLQJ
WXUQ\RXUKHDGVR\RXFDQVHHWKURXJKWKHUHDUZLQGRZ'RQRWGHSHQGRQO\RQ\RXU
PLUURUVRUVHQVRUV

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
7RKHOSSUHYHQWFUDVKHV\RXVKRXOG

!b&RPPXQLFDWHZLWKRWKHUURDGXVHUV

&UDVKHVRIWHQKDSSHQEHFDXVHRQHGULYHUGRHVVRPHWKLQJWKDWRWKHUURDGXVHUVDUH
QRWH[SHFWLQJ<RXVKRXOGFRPPXQLFDWHZLWKRWKHUPRWRULVWVELF\FOLVWVDQG
SHGHVWULDQVE\GRLQJWKLQJVOLNHVLJQDOLQJZKHQVORZLQJGRZQVWRSSLQJRUFKDQJLQJ
GLUHFWLRQ8VH\RXUHPHUJHQF\VLJQDOVRUKRUQZKHQDSSURSULDWH

,I\RXUWXUQVLJQDOVIDLO\RXVKRXOGXVHBBBBWRLQGLFDWHWKDW\RXDUHWXUQLQJ

!b+DQGVLJQDOV

,I\RXUYHKLFOH VWXUQVLJQDOVGRQRWZRUN\RXVKRXOGXVHKDQGVLJQDOVWRLQGLFDWH
ZKHQ\RXLQWHQGWRFKDQJHGLUHFWLRQ

<RXUEUDNHOLJKWVWHOORWKHUGULYHUVWKDW\RX

!b$UHVORZLQJGRZQRUVWRSSLQJ

<RXUYHKLFOH VEUDNHOLJKWVLQGLFDWHWRRWKHUGULYHUVWKDW\RXDUHVORZLQJGRZQRU
VWRSSLQJ<RXUEUDNHOLJKWVVKRXOGDOZD\VEHLQZRUNLQJRUGHUZKHQ\RXDUHGULYLQJ
RQDQ\URDGZD\

,I\RXEHJLQWRIHHOWLUHGZKLOHGULYLQJWKHEHVWWKLQJWRGRLVWR

!b6WRSGULYLQJ

%HLQJIDWLJXHGZKLOHGULYLQJLVVLPLODULQGDQJHUWRGULYLQJXQGHUWKHLQIOXHQFHRI
DOFRKRO,I\RXEHJLQWRIHHOWLUHGZKLOHGULYLQJWKHEHVWWKLQJWRGRLVWRVWRSGULYLQJ

,IDQRWKHUGULYHUFXWV\RXRIILQWUDIILF\RXVKRXOG

!b/HWLWJR

7RDYRLGWKHGDQJHUVRIURDGUDJH\RXVKRXOGQHYHUWDNHLWSHUVRQDOO\LIDQRWKHU
GULYHUFXWV\RXRIILQWUDIILF-XVWOHWLWJRDQGFRQWLQXHGULYLQJVDIHO\

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
$VDOFRKROEXLOGVXSLQ\RXUEORRGLW

!b6ORZVGRZQ\RXUUHDFWLRQV

$VDOFRKROEXLOGVXSLQ\RXUV\VWHPLWZLOOVORZ\RXUUHDFWLRQVPDNH\RXIHHOPRUH
FRQILGHQWDQGFDXVH\RXWRPDNHPRUHHUURUV

,I\RXUFDUEUHDNVGRZQRQDKLJKZD\\RXVKRXOG

!b8VH\RXUIRXUZD\IODVKHUVWRZDUQRWKHUGULYHUV

,I\RXUYHKLFOHEUHDNVGRZQRQWKHKLJKZD\\RXVKRXOGVLJQDOEHIRUHFDUHIXOO\
H[LWLQJWKHURDGZD\DQGWXUQLQJRQ\RXUKD]DUGIODVKHUV*HWDVIDURIIWKHURDGDV
SRVVLEOHDQGSDUNLQDORFDWLRQZKHUHRWKHUGULYHUVFDQHDVLO\VHH\RX/LIW\RXUKRRG
WROHWRWKHUGULYHUVNQRZ\RXUYHKLFOHLVGLVDEOHG

7RSDVVDVORZHUPRYLQJYHKLFOHRQDWZRODQHWZRZD\URDG\RXPXVW

!b8VHWKHODQHWKDWEHORQJVWRRQFRPLQJWUDIILF

3DVVLQJRQDWZRODQHWZRZD\URDGUHTXLUHVJRRGMXGJPHQWEHFDXVH\RXPXVWXVH
WKHODQHEHORQJLQJWRRQFRPLQJWUDIILFWRFRPSOHWH\RXUSDVV2QO\SDVVLI\RXPD\
VDIHO\DQGOHJDOO\GRVR

7KHPRVWLPSRUWDQWWKLQJWRUHPHPEHUDERXWVSHHGPDQDJHPHQWDQGFXUYHVLVWKDW
\RXPXVW

!b6ORZGRZQEHIRUH\RXHQWHUWKHFXUYH

7KHPRVWLPSRUWDQWWKLQJWRUHPHPEHUDERXWGULYLQJLQFXUYHVLVWKDW\RXUYHKLFOHɑV
LQHUWLDPD\PDNHLWGLIILFXOWWRWXUQ7RPDLQWDLQFRQWUROLWLVHVVHQWLDOWKDW\RXVORZ
GRZQEHIRUHHQWHULQJWKHFXUYH

$WDQLQWHUVHFWLRQZLWKDVWRSVLJQ\RXVKRXOGVWRSDQG

!b/RRNOHIWILUVWWKHQULJKWWKHQOHIWDJDLQ

:KHQVWRSSHGDWDQLQWHUVHFWLRQ\RXVKRXOGILUVWORRNWR\RXUOHIWDVYHKLFOHV
FRPLQJIURPWKHOHIWDUHFORVHUWR\RXWKDQYHKLFOHVFRPLQJIURPWKHULJKW/RRNWR
\RXUULJKWWKHQORRNWR\RXUOHIWDJDLQLQFDVHWKHUHDUHDQ\YHKLFOHVFRPLQJIURP
WKDWGLUHFWLRQWKDW\RXGLGQRWVHHDWILUVWJODQFH

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
:KHQH[LWLQJDKLJKZD\\RXVKRXOGVORZGRZQ

!b2QFH\RXKDYHPRYHGLQWRWKHH[LWODQH

:KHQH[LWLQJDKLJKZD\\RXVKRXOGJHWLQWRWKHH[LWODQHZHOOLQDGYDQFH'RQRW
EHJLQWRVORZGRZQXQWLODIWHU\RXKDYHPRYHGLQWRWKHH[LWODQH

,WLVEHVWWRNHHSDVSDFHFXVKLRQ

!b2QDOOVLGHVRIWKHYHKLFOH

7RHQVXUHWKDW\RXZLOOKDYHWLPHWRUHDFWWRKD]DUGVRQWKHURDGZD\LWLVEHVWWR
NHHSDFXVKLRQRIVSDFHRQDOOVLGHVRI\RXUYHKLFOH'RQRWFURZGYHKLFOHVWR\RXU
OHIWDQGULJKWVLGHV

$OORZLQJDVSDFHFXVKLRQEHWZHHQ\RXUYHKLFOHDQGLWVVXUURXQGLQJVLVLPSRUWDQW
EHFDXVHLW

!b$OORZV\RXWLPHWRUHDFWWRXQH[SHFWHGVLWXDWLRQV

7KHRQO\ZD\WREHVXUH\RXZLOOKDYHHQRXJKWLPHWRUHDFWWRPLVWDNHVPDGHE\
RWKHUGULYHUVLVWROHDYHSOHQW\RIVSDFHEHWZHHQ\RXDQGWKHYHKLFOHVDURXQG\RX

$OORZDODUJHUVSDFHFXVKLRQWKDQXVXDOZKHQVWRSSLQJ

!b2QDQLQFOLQH

<RXVKRXOGDOORZPRUHVSDFHLQIURQWRI\RXUYHKLFOHWKDQXVXDOZKHQ\RXDUH
VWRSSHGRQDQXSKLOOVORSH,IWKHYHKLFOHLQIURQWRI\RXUROOVEDFNZDUGWRZDUG\RXU
YHKLFOHZKHQWUDIILFEHJLQVWRPRYHDJDLQLWLVOHVVOLNHO\WKDWWKHUHZLOOEHDFROOLVLRQ

:KHQPDNLQJDWXUQ\RXPXVWBBBB\RXUVSHHG

!b5HGXFH

:KHQWXUQLQJ\RXVKRXOGUHGXFHWRDVSHHGWKDWDOORZV\RXWRPDLQWDLQFRQWURORI
\RXUYHKLFOHVWD\LQ\RXUODQHDQGUHDFWWRXQH[SHFWHGVLWXDWLRQV

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
'ULYHEHORZWKHSRVWHGVSHHGOLPLWZKHQ

!b$Q\WKLQJPDNHVFRQGLWLRQVOHVVWKDQSHUIHFW

:KHQWKHURDGLVZHWRUVOLSSHU\ZKHQ\RXFDQQRWVHHZHOORUZKHQDQ\WKLQJHOVH
PDNHVFRQGLWLRQVOHVVWKDQSHUIHFWGULYHEHORZWKHSRVWHGVSHHGOLPLW(YHQLI\RX
DUHGULYLQJZLWKLQWKHSRVWHGVSHHGOLPLW\RXFDQVWLOOEHWLFNHWHGIRUGULYLQJWRRIDVW
IRUFRQGLWLRQV

7KHDPRXQWRIVSDFH\RXQHHGWRFURVVWUDIILFGHSHQGVRQWKH

!b5RDGFRQGLWLRQVZHDWKHUFRQGLWLRQVDQGRQFRPLQJWUDIILF

7KHDPRXQWRIVSDFH\RXQHHGWRFURVVWUDIILFGHSHQGVRQWKHURDGFRQGLWLRQV
ZHDWKHUFRQGLWLRQVDQGRQFRPLQJWUDIILF

<RXUDELOLW\WRVWRSLVDIIHFWHGE\

!b7KHFRQGLWLRQRIWKHURDG

<RXUDELOLW\WRVWRSLVJUHDWO\DIIHFWHGE\WKHFRQGLWLRQRIWKHURDG<RXQHHGWR
UHGXFH\RXUVSHHGZKHQURDGFRQGLWLRQVDUHSRRULQRUGHUWRPDLQWDLQFRQWURORI
\RXUYHKLFOH<RXZLOOEHDWULVNLI\RXDUHGULYLQJWRRTXLFNO\RQURDGVWKDWDUH
VOLSSHU\DQG\RXQHHGWRVWRS

7RSUHSDUHIRUDQ\WKLQJFRPLQJXSRQWKHURDGDKHDG\RXVKRXOG

!b&RQWLQXDOO\VFDQWKHHQWLUHURDGDQGDOOURDGVLGHV

<RXUDELOLW\WRKDQGOHGDQJHURXVWUDIILFVLWXDWLRQVGHSHQGVODUJHO\RQVHDUFKLQJIRU
DQGLGHQWLI\LQJSUREOHPVEHIRUHPHHWLQJWKHP/RRNLQJIDUDKHDGRI\RXUYHKLFOH
GRHVQRWPHDQ\RXVKRXOGVLPSO\VWDUHDWWKHFHQWHURIWKHURDG<RXQHHGWR
FRQWLQXDOO\VFDQWKHHQWLUHURDGLQFOXGLQJWKHVLGHVRIWKHURDG

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
:KHQIDFHGZLWKDQRQFRPLQJFDUWRWKHOHIWDQGDELF\FOLVWWRWKHULJKW\RXVKRXOG

!b/HWWKHFDUSDVVDQGWKHQSDVVWKHELNH

:KHQWKHUHLVPRUHWKDQRQHSRWHQWLDOKD]DUGRQWKHURDG\RXVKRXOGHQVXUHWKDW
\RXRQO\KDYHWRGHDOZLWKRQHRIWKHPDWDWLPH)RUH[DPSOHZKHQWKHUHLVD
ELF\FOLVWRQWKHULJKWWKDW\RXZDQWWRSDVVDQGDQRQFRPLQJFDUWRWKHOHIW\RX
VKRXOGQRWWU\WRVTXHH]HEHWZHHQERWKDWWKHVDPHWLPH,QVWHDGOHWWKHRQFRPLQJ
FDUSDVVDQGWKHQSDVVWKHELF\FOLVW

:KHQGULYLQJRQVOLFNURDGV\RXVKRXOG

!b7DNHWXUQVPRUHVORZO\WKDQXVXDO

:KLOHLWLVDOZD\VGDQJHURXVWRGULYHWRRIDVWRQVOLSSHU\URDGVWKLVLVHVSHFLDOO\WUXH
ZKHQGULYLQJLQWXUQVDQGFXUYHV%HVXUHWRDSSURDFKWKHPPRUHVORZO\LQVOLSSHU\
FRQGLWLRQVWKDQ\RXZRXOGXQGHUQRUPDOFLUFXPVWDQFHV

:KHQGULYLQJRQVOLSSHU\URDGV\RXVKRXOG

!b,QFUHDVH\RXUIROORZLQJGLVWDQFH

2QVOLSSHU\URDGV\RXVKRXOGLQFUHDVH\RXUIROORZLQJGLVWDQFH,WPD\WDNHPRUH
WLPHWRVWRS\RXUYHKLFOHWKDQLWZRXOGXQGHUQRUPDOFRQGLWLRQV

5RDGVIUHH]HTXLFNO\ZKHQWKH\DUH

!b6KDGHG

,QFROGRUZHWZHDWKHU\RXVKRXOGWDNHVSHFLDOFDUHRQVHFWLRQVRIURDGWKDWDUH
VKDGHGE\WUHHVRUEXLOGLQJV7KHVHDUHDVIUHH]HPRUHTXLFNO\WKDQWKHUHVWRIWKH
URDGDQGDUHWKHODVWSDUWVRIWKHURDGWRGU\

<RXDUHZDLWLQJLQWKHLQWHUVHFWLRQWRFRPSOHWHDOHIWWXUQ<RXVKRXOG

!b6LJQDODQGNHHS\RXUZKHHOVVWUDLJKW

<RXPXVWDOZD\VVLJQDOEHIRUHWXUQLQJRUFKDQJLQJODQHV<RXVKRXOGNHHS\RXU
ZKHHOVVWUDLJKWZKLOHZDLWLQJWRPDNHDOHIWWXUQ,IDQRWKHUYHKLFOHKLWV\RXIURP
EHKLQGWKLVHQVXUHVWKDW\RXZLOOQRWEHSXVKHGLQWRRQFRPLQJWUDIILF

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
:KDWLVWKHRQO\ZD\WRUHGXFH\RXUEORRGDOFRKROFRQFHQWUDWLRQ %$& "

!b$OORZ\RXUERG\WLPHWRJHWULGRIWKHDOFRKRO

7KHRQO\PHWKRGWKDWHIIHFWLYHO\UHGXFHV\RXU%$&LVWRQRWGULQNDOFRKROIRUD
SHULRGRIWLPH&RIIHHH[HUFLVHDQGFROGVKRZHUVFDQQRWUHGXFH\RXU%$&RU
FKDQJHWKHHIIHFWVRIDOFRKRO7KH\FDQKHOS\RXUHPDLQDZDNHEXWWKH\FDQQRW
FKDQJH\RXU%$&RUPDNH\RXVREHU

$ELF\FOLVWZKRGRHVQɑWREH\WUDIILFODZV

!b&DQEHWLFNHWHG

$OOELF\FOLVWVKDYHWKHVDPHULJKWVGXWLHVDQGUHVSRQVLELOLWLHVDVGULYHUVRIPRWRU
YHKLFOHV0RWRULVWVDQGELF\FOLVWVZKRGRQRWREH\WUDIILFODZVFDQEHWLFNHWHG

$GULYHUVKRXOGEHH[WUDDOHUWWRPRWRUF\FOLVWVELF\FOLVWVDQGSHGHVWULDQVEHFDXVH

!b7KH\ɑUHGLIILFXOWWRVHHLQWUDIILF

,QPDQ\FROOLVLRQVZLWKPRWRUF\FOHVELF\FOHVDQGSHGHVWULDQVGULYHUVUHSRUWHGWKDW
WKH\ZHUHORRNLQJEXWVWLOOGLGQRWVHHWKHVPDOOHUYHKLFOHRUSHGHVWULDQ7KHVHFDQEH
PRUHGLIILFXOWWRVSRWLQWUDIILFWKDQSDVVHQJHUYHKLFOHVEHFDXVHWKH\DUHVPDOOHU
PD\PRYHIDVWHUDQGKDYHOHVVQRWLFHDEOHOLJKWLQJ7RSUHYHQWFROOLVLRQVZLWKWKHVH
VPDOOHUDQGOHVVSURWHFWHGURDGXVHUVGULYHUVVKRXOGDOZD\VEHDOHUWWRWKHSUHVHQFH
RIPRWRUF\FOHVELNHVDQGSHGHVWULDQV

$WDQLQWHUVHFWLRQZLWKD\LHOGVLJQ\RXVKRXOG

!b6ORZGRZQDQG\LHOGWKHULJKWRIZD\WRRWKHUWUDIILF

$\LHOGVLJQPHDQVWKDW\RXPXVWVORZGRZQDQG\LHOGWKHULJKWRIZD\WRWUDIILFLQ
WKHLQWHUVHFWLRQRUURDGZD\\RXDUHHQWHULQJ

:KHQSDUNLQJXSKLOOQH[WWRDFXUEVHWWKHSDUNLQJEUDNHDQG

!b7XUQ\RXUVWHHULQJZKHHODZD\IURPWKHFXUE

:KHQSDUNLQJIDFLQJXSKLOORQDVWUHHWWKDWKDVDFXUEVHW\RXUSDUNLQJEUDNHDQG
WXUQ\RXUVWHHULQJZKHHODZD\IURPWKHFXUE7KLVZD\LI\RXUYHKLFOHVWDUWVWRUROOLW
ZLOOUROOLQWRWKHFXUE

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
$WDVFKRROFURVVLQJVLJQ\RXVKRXOG

!b:DWFKIRUFKLOGUHQDQGEHUHDG\WRVWRS

3HQWDJRQDOVLJQVPHDQ\RXDUHDSSURDFKLQJDVFKRRO]RQHDQGRUVFKRROFURVVLQJ
:KHQ\RXVHHWKHVHVLJQVEHDOHUWDQGSUHSDUHWRVWRS

,IDWLUHVXGGHQO\EORZVRXWZKLOH\RXDUHGULYLQJ\RXVKRXOG

!b*ULSWKHVWHHULQJZKHHOILUPO\VORZGRZQDQGH[LWWKHWUDIILFODQH

,I\RXH[SHULHQFHDVXGGHQWLUHEORZRXWGRQRWSDQLF*UDVSWKHVWHHULQJZKHHO
ILUPO\DQGWDNH\RXUIRRWRIIWKHDFFHOHUDWRUWRDOORZWKHYHKLFOHWRUROOWRDVWRS
/LJKWO\DSSO\WKHEUHDNVZKHQLWLVVDIHWRGRVR'RQRWPRYHWRWKHVKRXOGHURIWKH
URDGXQWLOWKHFDUKDVVORZHGFRQVLGHUDEO\

<RXDUHGULYLQJEHKLQGDPRWRUF\FOHDQGZDQWWRSDVV<RXPXVW

!b+DYH\RXUYHKLFOHHQWLUHO\LQWKHOHIWODQHEHIRUHDQGGXULQJWKHSDVV

:KHQSDVVLQJDPRWRUF\FOHDOORZDIXOOODQHWRWKHPRWRUF\FOH1HYHUFURZGLQWRWKH
VDPHODQHDVWKHPRWRUF\FOH5HWXUQLQJWRWKHRULJLQDOODQHWRRVRRQFDQIRUFHDULGHU
WRVZHUYHWRWKHULJKWDQGLQWRWUDIILFRURIIWKHURDG

8VLQJDFHOOSKRQHZKLOHRSHUDWLQJDPRWRUYHKLFOHLVFRQVLGHUHGDGLVWUDFWLRQEHFDXVH

!b,WRFFXSLHVWKHGULYHU VKDQGVH\HVDQGPLQG

8VLQJDFHOOSKRQHZKLOHGULYLQJLVGDQJHURXVEHFDXVHLWRFFXSLHVWKHXVHU VH\HV
KDQGVDQGPLQG(YHQWKHPRVWVNLOOHGGULYHUVLQFUHDVHWKHLUULVNRIEHLQJLQYROYHGLQ
DFUDVKE\XVLQJDFHOOSKRQHRQWKHURDG

:KHQGULYLQJLQIRJUDLQRUVQRZXVH

!b/RZEHDPV

/RZEHDPKHDGOLJKWVVKRXOGEHXVHGLQIRJUDLQDQGVQRZ7KHOLJKWIURPKLJK
EHDPVZLOOUHIOHFWEDFNWRWKHGULYHUXQGHUWKHVHZHDWKHUFRQGLWLRQVFDXVLQJDJODUH
WKDWZLOOPDNHLWGLIILFXOWWRVHHDKHDG

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
,I\RXILQG\RXUVHOILQDVNLG

!b6WD\RIIWKHEUDNHV

,I\RXUYHKLFOHEHJLQVWRVNLGGRQRWXVHWKHEUDNHV%UDNLQJFRXOGPDNHWKHVNLG
ZRUVH

,QUDLQ\ZHDWKHU\RXVKRXOGEHPRVWFDUHIXOZKHQWXUQLQJRUVWRSSLQJ

!b'XULQJWKHILUVWKDOIKRXURIUDLQ

<RXVKRXOGEHH[WUDFDUHIXOZKHQWXUQLQJDQGVWRSSLQJGXULQJWKHILUVWKDOIKRXURI
UDLQ$WWKLVSRLQWWKHRLOIURPFDUVKDVQRW\HWZDVKHGRIIWKHSDYHPHQWDQGFRXOG
EHIRUPLQJDVOLSSHU\PL[WXUHZLWKWKHUDLQ

,IWZRGULYHUVDUULYHDWWKHVDPHWLPHWRDIRXUZD\LQWHUVHFWLRQFRQWUROOHGE\VWRS
VLJQV

!b7KHGULYHURQWKHULJKWKDVWKHULJKWRIZD\

<LHOGWKHULJKWRIZD\WRWKHGULYHURQ\RXUULJKWDWDIRXUZD\LQWHUVHFWLRQLI\RX
ERWKDUULYHWRWKHLQWHUVHFWLRQDWWKHVDPHWLPH<RXPD\WKHQSURFHHGZKHQLWLV
VDIHWRGRVR

%HIRUHVZLWFKLQJRQWKHLJQLWLRQ\RXVKRXOG

!b%HVXUHDOORIWKHYHKLFOH VRFFXSDQWVKDYHEXFNOHGWKHLUVHDWEHOWV

'HYHORSDURXWLQHIRUHQWHULQJDQGOHDYLQJ\RXUFDU%HIRUHVZLWFKLQJRQWKHLJQLWLRQ
EXFNOH\RXUVDIHW\EHOWDQGVHHWKDWDOOSDVVHQJHUVGROLNHZLVH

:KHQDYHKLFOHZLWKDQ$QWL/RFN%UDNLQJ6\VWHPVWDUWVWRORVHWUDFWLRQRQDVOLSSHU\
URDGGULYHUVVKRXOG

!b3UHVVDQGKROGWKHEUDNHSHGDO

,IWKHLUYHKLFOHORVHVWUDFWLRQRQDVOLSSHU\URDGDGULYHUZLWKDQ$QWL/RFN%UDNLQJ
6\VWHP $%6 QHHGVWRSUHVVGRZQKDUGRQWKHEUDNHSHGDOKROGLWDQGVWHHURXWRI
GDQJHU,QDQHPHUJHQF\VLWXDWLRQWKH$%6DXWRPDWLFDOO\SXPSVWKHEUDNHVDWD
IDVWHUUDWHWKDQWKHGULYHUFRXOG5HPRYLQJVWHDG\SUHVVXUHIURPWKHEUDNHSHGDORU
SXPSLQJWKHEUDNHVZLOOGLVHQJDJHWKH$%6

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
,IZRUULHGQHUYRXVDQJU\RUFU\LQJDGULYHU

!b6KRXOGWDNHWKHWLPHWRIRFXVRQGULYLQJEHIRUHVWDUWLQJWKHHQJLQH

<RXPD\QRWEHDEOHWRGULYHZHOOLI\RXDUHZRUULHGH[FLWHGFU\LQJDQJU\RU
GHSUHVVHG(PRWLRQVFDQGLVWUDFW\RXIURP\RXUGULYLQJEHFDXVH\RXUPLQGLV
IRFXVHGRQVRPHWKLQJHOVH7DNHWLPHWRFDOPGRZQDQGJHWIRFXVHGEHIRUHGULYLQJ

:KHQHQFRXQWHULQJDQDJJUHVVLYHGULYHU\RXVKRXOG

!b$YRLGH\HFRQWDFWVORZGRZQDQGOHWWKHPSDVV

,IDQRWKHUGULYHULVWKUHDWHQLQJ\RXRULQWHQWLRQDOO\GULYLQJGDQJHURXVO\DURXQG\RX
UHPDLQFDOPDQGWU\WRSXWDVPXFKGLVWDQFHEHWZHHQWKHWZRRI\RXDVSRVVLEOH
6ORZGRZQDQGOHWWKHPSDVV'RQRWPDNHH\HFRQWDFWDQGGRQRWPDNHREVFHQH
JHVWXUHV

'LVWUDFWHGGULYLQJLV

!b([WUHPHO\ULVN\EHKDYLRU

'LVWUDFWHGGULYLQJLVH[WUHPHO\ULVN\EHKDYLRUWKDWSXWVQRWRQO\\RXDQG\RXU
SDVVHQJHUVLQGDQJHUEXWDOVRHQGDQJHUVSHGHVWULDQVELF\FOLVWVDQGRWKHU
PRWRULVWVVKDULQJWKHURDG)RFXVHGDWWHQWLRQRQGULYLQJKHOSVWRSUHYHQWFUDVKHV

$VLQJOHEURNHQ\HOORZOLQHGRZQWKHFHQWHURIDWZRODQHURDGLQGLFDWHV

!b/DQHVDUHPRYLQJLQRSSRVLWHGLUHFWLRQVDQGGULYHUVDUHSHUPLWWHGWRSDVVZKHQ
LWLVVDIHWRGRVR

<HOORZOLQHVDUHXVHGWRVHSDUDWHWUDIILFPRYLQJLQRSSRVLWHGLUHFWLRQV'DVKHGOLQHV
LQGLFDWHWKDWGULYHUVGLUHFWO\QH[WWRWKHOLQHDUHSHUPLWWHGWRSDVVZKHQLWLVVDIHWR
GRVR

$VLQJOHEURNHQZKLWHOLQHGRZQWKHFHQWHURIDWZRODQHURDGLQGLFDWHV

!b/DQHVDUHPRYLQJLQWKHVDPHGLUHFWLRQDQGGULYHUVDUHSHUPLWWHGWRSDVVZKHQLW
LVVDIHWRGRVR

:KLWHOLQHVDUHXVHGWRVHSDUDWHWUDIILFPRYLQJLQWKHVDPHGLUHFWLRQ'DVKHGOLQHV
LQGLFDWHWKDWGULYHUVGLUHFWO\QH[WWRWKHOLQHDUHSHUPLWWHGWRSDVVZKHQLWLVVDIHWR
GRVR

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
$VROLGZKLWHOLQHGRZQWKHFHQWHURIDWZRODQHURDGLQGLFDWHV

!b/DQHVDUHPRYLQJLQWKHVDPHGLUHFWLRQDQGGULYHUVDUHQRWSHUPLWWHGWRSDVV

:KLWHOLQHVDUHXVHGWRVHSDUDWHWUDIILFPRYLQJLQWKHVDPHGLUHFWLRQ6ROLGOLQHV
LQGLFDWHWKDWGULYHUVDUHQRWSHUPLWWHGWRSDVV

$GRXEOHVROLG\HOORZOLQHGRZQWKHFHQWHURIDWZRODQHURDGLQGLFDWHV

!b/DQHVDUHPRYLQJLQRSSRVLWHGLUHFWLRQVDQGGULYHUVDUHQRWSHUPLWWHGWRSDVV

<HOORZOLQHVDUHXVHGWRVHSDUDWHWUDIILFPRYLQJLQRSSRVLWHGLUHFWLRQV6ROLGOLQHV
LQGLFDWHWKDWGULYHUVDUHQRWSHUPLWWHGWRSDVV

6LJQVWKDWDUHFRORUHGRUDQJHDUH

!b:RUN]RQHVLJQV

+LJKZD\ZRUN]RQHVDUHHVWDEOLVKHGDFFRUGLQJWRWKHW\SHRIZRUNXQGHUZD\DORQJ
WKHURDGZD\6LJQVLQZRUNDUHDVDUHW\SLFDOO\GLDPRQGVKDSHGRUDQJHKDYHEODFN
OHWWHUVRUV\PEROVDQGVHUYHDVDZDUQLQJWKDWSHRSOHDUHZRUNLQJRQRUQHDUWKH
KLJKZD\

*XLGHVLJQVDUHBBBBVLJQVWKDWSURYLGHGLUHFWLRQDODQGPLOHDJHLQIRUPDWLRQWRGULYHUV

!b*UHHQ

*XLGHVLJQVVRPHWLPHVNQRZQDVGHVWLQDWLRQVLJQVKDYHDJUHHQEDFNJURXQGDQG
SURYLGHGLUHFWLRQDODQGPLOHDJHLQIRUPDWLRQWRVSHFLILFGHVWLQDWLRQV7KH\FDQEHD
KHOSIXOUHVRXUFHZKHQGULYLQJLQXQIDPLOLDUORFDWLRQV

5HJXODWRU\VLJQVDUHXVXDOO\BBBBDQGVKRXOGDOZD\VEHREH\HG

!b:KLWH

5HJXODWRU\VLJQVUHJXODWHWKHPRYHPHQWRIWUDIILF7KH\DUHXVXDOO\ZKLWHZLWKEODFN
PDUNLQJVDQGPXVWDOZD\VEHREH\HGE\PRWRULVWV

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
3HQQDQWVKDSHGVLJQVLQGLFDWH

!b1RSDVVLQJ]RQHV

3HQQDQWVKDSHGVLJQVXVXDOO\LQGLFDWHQRSDVVLQJ]RQHV7H[WZLOODOVREHRQWKH
VLJQWRFRQILUPWKDWLWLVDQRSDVVLQJ]RQH

3HQWDJRQDOVLJQVLQGLFDWH

!b6FKRRO]RQHV

3HQWDJRQDOVLJQVLQGLFDWHWKDW\RXDUHLQDVFKRRO]RQH%HH[WUDDOHUWWRFKLOGUHQ
DQGSHGHVWULDQVZKHQGULYLQJQHDUDVFKRRO

$QRFWDJRQDOVLJQLVDOZD\VD

!b6WRSVLJQ

2FWDJRQDOVLJQVDUHDOZD\VVWRSVLJQV&RPHWRDFRPSOHWHVWRSZKHQDSSURDFKLQJD
UHGHLJKWVLGHGVLJQ

$GLDPRQGVKDSHGVLJQ

!b:DUQVRIH[LVWLQJRUSRVVLEOHKD]DUGV

'LDPRQGVKDSHGVLJQVZDUQGULYHUVRIH[LVWLQJRUSRWHQWLDOGULYLQJKD]DUGV<RXZLOO
XVXDOO\VHHWKHVHVLJQVLQ\HOORZRURUDQJH

:KHQDSSURDFKLQJDVWHDG\\HOORZWUDIILFOLJKWGULYHUVVKRXOG

!b6ORZWRDVWRSXQOHVVWKH\DUHDOUHDG\ZLWKLQWKHLQWHUVHFWLRQ

$VWHDG\\HOORZWUDIILFOLJKWLQGLFDWHVWKDWDUHGOLJKWLVDERXWWRDSSHDU6WRSXQOHVV
\RXDUHDOUHDG\ZLWKLQWKHLQWHUVHFWLRQ

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
:KHQDSSURDFKLQJDVWHDG\UHGWUDIILFOLJKWGULYHUVVKRXOG

!b&RPHWRDFRPSOHWHVWRS

$VWHDG\UHGWUDIILFOLJKWLQGLFDWHVWKDWGULYHUVPXVWFRPHWRDFRPSOHWHVWRS
'ULYLQJWKURXJKDUHGOLJKWLVDJDLQVWWKHODZDQGLVH[WUHPHO\GDQJHURXV'ULYHUV
PD\WXUQULJKWRQDVWHDG\UHGOLJKWLIWKHUHLVQRVLJQSURKLELWLQJDWXUQRQUHG

:KHQDSSURDFKLQJDIODVKLQJ\HOORZOLJKWGULYHUVVKRXOG

!b6ORZGRZQDQGSURFHHGZLWKFDXWLRQ

$IODVKLQJ\HOORZOLJKWZDUQVRIDKD]DUG6ORZGRZQDQGSURFHHGZLWKFDXWLRQ

:KHQDSSURDFKLQJDWUDIILFVLJQDOGLVSOD\LQJDIODVKLQJ\HOORZDUURZGULYHUV

!b0D\WXUQOHIWDIWHU\LHOGLQJWRRQFRPLQJWUDIILFDQGSHGHVWULDQV

$IODVKLQJ\HOORZDUURZLQGLFDWHVWKDWOHIWWXUQVDUHDOORZHGLQWKHGLUHFWLRQRIWKH
DUURZ+RZHYHUWKHRQFRPLQJWUDIILFKDVDJUHHQOLJKWDQG\RXPXVW\LHOGWR
RQFRPLQJWUDIILFDQGSHGHVWULDQV

,IDQRIILFHULVGLUHFWLQJWUDIILFDWDZRUNLQJWUDIILFOLJKWGULYHUVVKRXOG

!b)ROORZWKHGLUHFWLRQVJLYHQE\WKHRIILFHU

7UDIILFVLJQDOVDUHSODFHGDWLQWHUVHFWLRQVWRNHHSWUDIILFPRYLQJDQGWRKHOSSUHYHQW
FUDVKHV'ULYHUVSHGHVWULDQVDQGF\FOLVWVPXVWREH\WKHVHVLJQDOVH[FHSWLQ
LQVWDQFHVZKHQDQRIILFHULVGLUHFWLQJWUDIILF

:KHQDSSURDFKLQJDUDLOURDGFURVVLQJZDUQLQJVLJQ

!b%HSUHSDUHGWRVWRSLIDWUDLQLVQHDUE\

5DLOURDGFURVVLQJZDUQLQJVLJQVDUHXVHGWRZDUQGULYHUVRIWKHSRVVLELOLW\RIDWUDLQ
'ULYHUVVKRXOGREH\DOOUDLOURDGFURVVLQJZDUQLQJVLJQVDQGQHYHUJRDURXQGEDUULHUV
RUGLVUHJDUGWKHZDUQLQJVLJQ

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
,IDIODJJHULVGLUHFWLQJWUDIILFLQDFRQVWUXFWLRQ]RQH\RXPXVW

!b)ROORZWKHGLUHFWLRQVJLYHQE\WKHIODJJHU

%HSUHSDUHGWRUHGXFH\RXUVSHHGDQGXVHFDXWLRQZKHQGLUHFWHGWRGRVRE\DVLJQ
IODJJHURUODZHQIRUFHPHQWRIILFHU)DLOXUHWRGRVRLVLOOHJDODQGLVGDQJHURXVWR
WKRVHZRUNLQJLQFRQVWUXFWLRQ]RQHV

:KDWGRVSHHGOLPLWVLJQVLQGLFDWH"

!b7KHPD[LPXPRUPLQLPXPVSHHGWKDWLVOHJDOO\DOORZHGWREHGULYHQ

6SHHGOLPLWVLJQVLQGLFDWHWKHPD[LPXPRUPLQLPXPVDIHVSHHGWKDWLVDOORZHGWREH
GULYHQRQDURDGZD\7KHPD[LPXPOLPLWVDUHIRULGHDOFRQGLWLRQVDQG\RXPXVW
UHGXFH\RXUVSHHGZKHQFRQGLWLRQVUHTXLUHLW

BBBBJUHDWO\LQFUHDVHVWRSSLQJGLVWDQFHVDQGVHYHULW\RIFUDVKHV

!b+LJKVSHHGV

+LJKVSHHGVJUHDWO\LQFUHDVHVWRSSLQJGLVWDQFHVDQGVHYHULW\RIFUDVKHV7KHIDVWHU
\RXGULYHWKHJUHDWHUWKHLPSDFWRUVWULNLQJSRZHURI\RXUYHKLFOHVKRXOG\RXEH
LQYROYHGLQDFROOLVLRQ

,I\RXUHDFKDQLQWHUVHFWLRQZKHUH\RXZLVKWRWXUQEXW\RXDUHQRWLQWKHSURSHUODQH
\RXVKRXOG

!b'ULYHWRWKHQH[WLQWHUVHFWLRQDQGPDNH\RXUWXUQWKHQ

1HYHUPDNHODVWPLQXWHWXUQV,I\RXUHDFKDQLQWHUVHFWLRQZKHUH\RXZLVKWRWXUQ
EXW\RXDUHQRWLQWKHSURSHUODQHWRPDNHWKHWXUQGULYHWRWKHQH[WLQWHUVHFWLRQ
DQGWKHQPDNHWKHWXUQIURPWKHSURSHUODQH

$GULYHUHQWHULQJSXEOLFWUDIILFIURPDGULYHZD\RUSULYDWHURDG

!b6KRXOG\LHOGWRGULYHUVDOUHDG\RQWKHSXEOLFURDG

,I\RXDUHHQWHULQJWUDIILFIURPDGULYHZD\RUSULYDWHURDG\RXVKRXOG\LHOGWRGULYHUV
DOUHDG\RQWKHSXEOLFURDG0HUJHVDIHO\LQWRWUDIILFZKHQ\RXDUHDEOHWRGRVR

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
,IWZRGULYHUVDUULYHDWWKHVDPHWLPHWRDQRSHQLQWHUVHFWLRQ

!b7KHGULYHURQWKHULJKWKDVWKHULJKWRIZD\

,I\RXDUULYHWRDQRSHQLQWHUVHFWLRQDWWKHVDPHWLPHDVDYHKLFOHWR\RXUULJKW\RX
VKRXOG\LHOGWKHULJKWRIZD\WRWKDWYHKLFOH<RXPD\WKHQSURFHHGZKHQLWLVVDIH
WRGRVR

,I\RXDUHGULYLQJLQDQRWKHUGULYHU VEOLQGVSRW\RXVKRXOG

!b0RYHIRUZDUGRUGURSEDFNVRWKHRWKHUGULYHUFDQVHH\RX

'RQRWGULYHLQVRPHRQHHOVHɑVEOLQGVSRW0RYHIRUZDUGRUGURSEDFNVRWKDWWKH
RWKHUGULYHUFDQVHH\RX

/DUJHUYHKLFOHVKDYH

!b/DUJHUEOLQGVSRWV

7KHODUJHUWKHYHKLFOHWKHODUJHUWKHEOLQGVSRWV/DUJHWUXFNVDQG689VKDYHVSRWV
FORVHWRWKHLUUHDUVWKDWFDQQRWEHVHHQLQWKHLUVLGHRUUHDUYLHZPLUURUV

$GULYHUHQWHULQJLQWHUVWDWHWUDIILFIURPDQHQWUDQFHRUDFFHOHUDWLRQUDPS

!b6KRXOG\LHOGWRGULYHUVDOUHDG\RQWKHLQWHUVWDWH

,I\RXDUHRQDQHQWUDQFHRUDFFHOHUDWLRQUDPSDQGDUHHQWHULQJLQWHUVWDWHWUDIILF
\RXVKRXOG\LHOGWRGULYHUVDOUHDG\RQWKHLQWHUVWDWHKLJKZD\0HUJHVDIHO\LQWR
WUDIILFZKHQ\RXDUHDEOHWRGRVR

,I\RXDUHGULYLQJRQWKHLQWHUVWDWHDQGSDVV\RXUH[LW\RXVKRXOG

!b&RQWLQXHGULYLQJDQGXVHWKHQH[WH[LW

'RQɑWPDNHDODVWPLQXWHWXUQLQWRDQH[LW,I\RXSDVV\RXUH[LW\RXPXVWJRWRWKH
QH[WRQH

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
0RWRUF\FOHVDUHHQWLWOHGWR

!b7KHVDPHIXOOODQHZLGWKDVRWKHUPRWRUYHKLFOHV

/DQHXVDJHIRUWKHPRWRUF\FOLVWLVFULWLFDO0RWRUF\FOHVDUHHQWLWOHGWRWKHVDPHIXOO
ODQHZLGWKDVDOORWKHUYHKLFOHV

,I\RXUYHKLFOHEHJLQVWRVNLG\RXVKRXOG

!b7XUQ\RXUVWHHULQJZKHHOLQWKHGLUHFWLRQ\RXZDQWWRJR

,I\RXUYHKLFOHEHJLQVWRVNLGUHPDLQFDOP6WHHULQWKHGLUHFWLRQWKDW\RXZDQWWRJR
DQGWU\QRWWRRYHUFRUUHFW

:KHQDSSURDFKLQJDIODVKLQJUHGWUDIILFOLJKWGULYHUVVKRXOG

!b7UHDWWKHOLJKWOLNHDVWRSVLJQ

)ODVKLQJUHGOLJKWVDUHXVHGDWGDQJHURXVLQWHUVHFWLRQV7UHDWWKHPOLNHVWRSVLJQV

:KHQDSSURDFKLQJDVWHDG\JUHHQWUDIILFOLJKWGULYHUVVKRXOG

!b&RQWLQXHGULYLQJXQOHVVWKHUHDUHYHKLFOHVRUSHGHVWULDQVDOUHDG\LQWKH
LQWHUVHFWLRQ

:KHQDSSURDFKLQJDQLQWHUVHFWLRQZLWKDVWHDG\JUHHQWUDIILFOLJKW\LHOGWR
SHGHVWULDQVLQWKHFURVVZDONDQGYHKLFOHVVWLOOLQWKHLQWHUVHFWLRQ<RXPD\FRQWLQXH
GULYLQJEXWVKRXOGDSSURDFKWKHLQWHUVHFWLRQDWDVSHHGWKDWZLOODOORZ\RXWRVORZ
GRZQDQGVWRSLIWKHOLJKWFKDQJHVEHIRUH\RXJHWWKHUH

:KHQDSSURDFKLQJDWUDIILFVLJQDOGLVSOD\LQJDVWHDG\\HOORZDUURZGULYHUV

!b6KRXOGVORZWRDVWRSLILWLVVDIHWRGRVR

$VWHDG\\HOORZDUURZLQGLFDWHVWKDWDUHGDUURZLVDERXWWRDSSHDU6WRSXQOHVV\RX
DUHDOUHDG\ZLWKLQWKHLQWHUVHFWLRQ

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
:KHQDSSURDFKLQJDWUDIILFVLJQDOGLVSOD\LQJDVWHDG\JUHHQDUURZGULYHUV

!b0D\WXUQLQWKHGLUHFWLRQRIWKHDUURZDIWHU\LHOGLQJWRWUDIILFDQGSHGHVWULDQV
DOUHDG\LQWKHLQWHUVHFWLRQ

$JUHHQDUURZGLVSOD\HGRQDWUDIILFVLJQDOWHOOVGULYHUVWKDWWKH\PD\WXUQLQWKH
GLUHFWLRQRIWKHDUURZ<RXPXVWEHLQWKHSURSHUODQHIRUVXFKDWXUQ<LHOGWKHULJKW
RIZD\WRYHKLFOHVDQGSHGHVWULDQVDOUHDG\LQWKHLQWHUVHFWLRQ

,IDFURVVLQJJXDUGLVGLUHFWLQJWUDIILFLQDVFKRRO]RQH\RXPXVW

!b)ROORZWKHGLUHFWLRQVJLYHQE\WKHFURVVLQJJXDUG

%HSUHSDUHGWRUHGXFH\RXUVSHHGDQGXVHFDXWLRQZKHQGLUHFWHGWRGRVRE\DVLJQ
FURVVLQJJXDUGRUODZHQIRUFHPHQWRIILFHU$OZD\VGULYHZLWKH[WUDFDXWLRQLQD
VFKRRO]RQH

$Q(QGVFKRRO]RQHVLJQLQGLFDWHV

!b7KHHQGRIDUHGXFHGVSHHG]RQH

'RQRWH[FHHGWKHVFKRRO]RQHVSHHGOLPLWGXULQJLQGLFDWHGWLPHV7KHHQGRID
UHGXFHGVSHHGVFKRRO]RQHZLOOEHLQGLFDWHGE\DQ(QGVFKRRO]RQHUHJXODWRU\VLJQ

'RZQZDUGIDFLQJWULDQJXODUVLJQV

!b7HOOGULYHUVWR\LHOG

'RZQZDUGIDFLQJWULDQJXODUVLJQVXVXDOO\LQGLFDWHWKDWGULYHUVVKRXOG\LHOG2QFH
WKHURDGLVFOHDURIWUDIILFRUSHGHVWULDQVDQGLWLVVDIHWRGRVRGULYHUVPD\SURFHHG

5RXQGVLJQVLQGLFDWH

!b8SFRPLQJUDLOURDGFURVVLQJV

5RXQGVLJQVZDUQGULYHUVRIDQXSFRPLQJUDLOURDGFURVVLQJDUHD'ULYHUVVKRXOGXVH
H[WUDFDXWLRQZKHQDSSURDFKLQJDUDLOURDGFURVVLQJ

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
&URVVEXFNVLJQVLQGLFDWH

!b5DLOURDGFURVVLQJV

&URVVEXFNVLJQVWHOOGULYHUVWR\LHOGWRWUDLQVDWDUDLOURDGFURVVLQJ'ULYHUVVKRXOGQRW
WU\WRRXWGULYHDWUDLQ

$WDIRXUZD\VWRS

!b7KHGULYHUWRDUULYHILUVWKDVWKHULJKWRIZD\

$WIRXUZD\VWRSVWUDIILFIURPDOOIRXUGLUHFWLRQVPXVWVWRS7KHILUVWYHKLFOHWR
UHDFKWKHLQWHUVHFWLRQVKRXOGPRYHIRUZDUGILUVW,IWZRYHKLFOHVUHDFKWKH
LQWHUVHFWLRQDWWKHVDPHWLPHWKHGULYHURQWKHOHIW\LHOGVWRWKHGULYHURQWKHULJKW

5HPRYHDOOVQRZIURVWDQGLFHIURP

!b$OOZLQGRZV

,WLVLPSRUWDQWWKDW\RXDUHDEOHWRVHHFOHDUO\WKURXJKDOORI\RXUYHKLFOH VZLQGRZV
LQFOXGLQJWKHZLQGVKLHOG5HPRYHDOOVQRZLFHDQGIURVWIURP\RXUYHKLFOH V
ZLQGRZVDQGPLUURUVEHIRUH\RXVWDUWWRGULYH

:KHQSDVVLQJDURZRISDUNHGYHKLFOHV\RXVKRXOG

!b%HSUHSDUHGIRUDSHUVRQRUYHKLFOHWRXQH[SHFWHGO\HQWHU\RXUODQH

.HHSDVSDFHEHWZHHQ\RXUYHKLFOHDQGSDUNHGYHKLFOHV$SHUVRQPD\VWHSRXWRID
SDUNHGYHKLFOHRURXWIURPEHWZHHQWKHSDUNHGYHKLFOHVZLWKRXWORRNLQJ$GULYHU
PD\EHJLQPRYLQJWKHLUYHKLFOHEHIRUHUHDOL]LQJ\RXDUHWKHUH

$UHJXODWRU\VLJQFRQWDLQLQJDUHGFLUFOHZLWKDVODVKWKURXJKWKHPLGGOHLQGLFDWHV

!b7KDWDQDFWLRQLVIRUELGGHQ

6RPHUHJXODWRU\VLJQVSURKLELWFHUWDLQDFWLRQV7KHVHVLJQVDUHUHFWDQJXODUDQG
ZKLWHZLWKUHGDQGEODFNPDUNLQJV$UHGFLUFOHDQGVODVKRQWRSRIDEODFNV\PERO
LQGLFDWHVWKDWWKHVSHFLILHGDFWLRQLVIRUELGGHQ

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
867UDIILF6LJQV

<LHOG
'ULYHUVPXVWVORZGRZQDQGEHSUHSDUHGWRVWRS\LHOGLQJWKHULJKWRI
ZD\WRDQ\SHGHVWULDQVDQGFURVVWUDIILF

'R1RW(QWHU
'ULYHUV DUH DSSURDFKLQJ RQHZD\ WUDIILF IURP WKH ZURQJ GLUHFWLRQ DQG
VKRXOGWXUQDURXQGLPPHGLDWHO\

:URQJ:D\
'ULYHUV DUH DSSURDFKLQJ RQHZD\ WUDIILF IURP WKH ZURQJ GLUHFWLRQ DQG
VKRXOGWXUQDURXQGLPPHGLDWHO\

'R1RW3DVV
3DVVLQJLVXQVDIHDQGSURKLELWHGLQWKHLQGLFDWHGDUHD

3DVVZLWK&DUH
'ULYHUVPD\SDVVZKHQLWLVVDIHWRGRVR

.HHS5LJKW
'ULYHUVDUHDSSURDFKLQJDQREVWUXFWLRQDQGVKRXOGNHHSWRWKHULJKW

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
.HHS5LJKW
'ULYHUVDUHDSSURDFKLQJDQREVWUXFWLRQDQGVKRXOGNHHSWRWKHULJKW

1R%LF\FOHV
1RELF\FOHVDUHDOORZHGLQWKHLQGLFDWHGDUHD

1R3HGHVWULDQV
1RSHGHVWULDQVDUHDOORZHGLQWKHLQGLFDWHGDUHD

1R7UXFNV
7KHLQGLFDWHGDUHDLVQRWVXLWDEOHIRUXVHE\ODUJHWUXFNV

1R/HIW7XUQ
'ULYHUVPD\QRWSHUIRUPDOHIWWXUQDWWKHLQGLFDWHGLQWHUVHFWLRQ

1R5LJKW7XUQ
'ULYHUVPD\QRWSHUIRUPDULJKWWXUQDWWKHLQGLFDWHGLQWHUVHFWLRQ

1R87XUQ
'ULYHUVPD\QRWSHUIRUPD8WXUQDWWKHLQGLFDWHGORFDWLRQ

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
1R3DUNLQJ
3DUNLQJLVSURKLELWHGDWDQ\ORFDWLRQZKHUHWKLVVLJQLVSRVWHG

1R3DUNLQJ
3DUNLQJLVSURKLELWHGDWDQ\ORFDWLRQZKHUHWKLVVLJQLVSRVWHG

/LPLWHG3DUNLQJ
3DUNLQJLVUHVWULFWHGLQWKHLQGLFDWHGORFDWLRQGXULQJWKHSRVWHGKRXUV

3D\3DUNLQJ
'ULYHUVPD\SDUNLQWKHLQGLFDWHGORFDWLRQLIWKH\SD\WKHUHTXLUHGIHHV
DQGGRQRWH[FHHGWKHWLPHOLPLW

5LJKW7XUQ2QO\
7UDIILFLQWKHLQGLFDWHGODQHPXVWWXUQULJKWDWWKHLQWHUVHFWLRQ

/HIW7XUQ2QO\
7UDIILFLQWKHLQGLFDWHGODQHPXVWWXUQOHIWDWWKHLQWHUVHFWLRQ

6WUDLJKW2QO\
7UDIILF LQ WKH LQGLFDWHG ODQH PXVW FRQWLQXH VWUDLJKW WKURXJK WKH
LQWHUVHFWLRQ

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
6WUDLJKWRU7XUQ
7UDIILF LQ WKH LQGLFDWHG ODQH PD\ FRQWLQXH VWUDLJKW RU WXUQ LQ WKH
GLUHFWLRQRIWKHDUURZ

87XUQ2QO\
7UDIILFLQWKHLQGLFDWHGODQHPXVWFRPSOHWHD8WXUQ

/HIW/DQH0XVW7XUQ/HIW
'ULYHUVLQWKHOHIWODQHPXVWWXUQOHIWDWWKHLQGLFDWHGLQWHUVHFWLRQ

0XOWLSOH5DLOURDG7UDFNV
7KH URDGZD\ LQWHUVHFWV ZLWK D UDLOURDG FURVVLQJ ZLWK PXOWLSOH WUDFNV
'ULYHUVPXVWEHVXUHDOOWUDFNVDUHFOHDUEHIRUHSURFHHGLQJ

0D[LPXP6SHHG/LPLW
7KLV LV WKH PD[LPXP VSHHG DW ZKLFK GULYHUV PD\ WUDYHO 'ULYHUV PXVW
GULYHDWDORZHUVSHHGLIFRQGLWLRQVUHTXLUHLW

0D[LPXPDQG0LQLPXP6SHHG/LPLWV
8QGHU LGHDO FRQGLWLRQV GULYHUV PD\ QRW H[FHHG WKH PD[LPXP SRVWHG
VSHHGDQGPD\QRWGULYHVORZHUWKDQWKHPLQLPXPSRVWHGVSHHG

6FKRRO=RQH6SHHG/LPLW
'XULQJ WKH SRVWHG WLPHV RU ZKHQ D ZDUQLQJ OLJKW LV IODVKLQJ GULYHUV
PXVWIROORZDVFKRRO]RQH VVSHHGOLPLW

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
(QG6FKRRO=RQH
$VFKRRO]RQHDQGLWVUHVWULFWHGVSHHGOLPLWFRPHWRDQHQG

2QH:D\7UDIILF
7UDIILF RQ WKH URDGZD\ PRYHV RQO\ LQ WKH GLUHFWLRQ LQGLFDWHG E\ WKH
DUURZ

2QH:D\7UDIILF
7UDIILF RQ WKH URDGZD\ PRYHV RQO\ LQ WKH GLUHFWLRQ LQGLFDWHG E\ WKH
DUURZ

1R7XUQRQ5HG
'ULYHUVPD\QRWPDNHDULJKWRUOHIWWXUQZKHQWKHWUDIILFVLJQDOLVUHG

/HIW7XUQ<LHOGRQ*UHHQ
'ULYHUV PD\ PDNH D OHIW WXUQ ZKHQ WKH WUDIILF VLJQDO LV JUHHQ EXW WKH\
PXVWILUVW\LHOGWRSHGHVWULDQVDQGRQFRPLQJWUDIILF

6SHHGLQJ)LQHV'RXEOHG
)LQHVIRUPRYLQJWUDIILFYLRODWLRQVDUHGRXEOHGLQWKHLQGLFDWHGDUHD7KLV
VLJQLVFRPPRQO\SRVWHGLQZRUNDQGVFKRRO]RQHV

6ORZHU7UDIILF.HHS5LJKW
6ORZHUPRYLQJ WUDIILF VKRXOG VWD\ LQ WKH ULJKW ODQH 7KH OHIW ODQH LV
UHVHUYHGIRUIDVWHUPRYLQJYHKLFOHVWRSDVVVORZHUPRYLQJWUDIILF

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
7ZR:D\/HIW7XUQ
7UDIILFIURPERWKGLUHFWLRQVPD\XVHWKHVKDUHGFHQWHUODQHWRWXUQOHIW

6ORZ0RYLQJ9HKLFOH
$YHKLFOHZLWKDUHIOHFWLYHRUDQJHDQGUHGWULDQJOHRQLWVUHDULVDVORZ
PRYLQJYHKLFOHWKDWRIWHQWUDYHOVDWVSHHGVVORZHUWKDQPSK

5RXQGDERXW
7UDIILF DKHDG PRYHV LQ D FRXQWHUFORFNZLVH GLUHFWLRQ 'ULYHUV VKRXOG
HQWHUDWDORZVSHHGDQG\LHOGWRWUDIILFDOUHDG\XVLQJWKHFLUFOH

5HVHUYHG+DQGLFDS3DUNLQJ
,QGLFDWHG SDUNLQJ VSDFHV DUH UHVHUYHG IRU YHKLFOHV ZLWK WKH SURSHU
OLFHQVHSODWHRUKDQJLQJWDJUHJLVWHUHGWRDSHUVRQLQWKHYHKLFOH

%LF\FOH/DQH
7KHODQHLVUHVHUYHGIRUELF\FOLVWV3DVVHQJHUYHKLFOHVPD\RQO\HQWHUD
ELF\FOHODQHZKHQWXUQLQJ

+LJK2FFXSDQF\9HKLFOH/DQH
7KH ODQH LV UHVHUYHG GXULQJ WKH SRVWHG WLPHV IRU YHKLFOHV ZLWK WKH
LQGLFDWHGQXPEHURIRFFXSDQWV

5HVWULFWHG/DQH(QGV
3ULRUODQHUHVWULFWLRQVFRPHWRDQHQG

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
6WRS
'ULYHUV PXVW FRPH WR D FRPSOHWH VWRS DQG \LHOG WKH ULJKWRIZD\ WR
SHGHVWULDQVDQGFURVVWUDIILF

$OO:D\6WRS
'ULYHUVIURPDOOGLUHFWLRQVPXVWFRPHWRDFRPSOHWHVWRSDQGWDNHWXUQV
HQWHULQJWKHLQWHUVHFWLRQ'ULYHUVPXVW\LHOGWRDQ\SHGHVWULDQV

6WRS+HUHRQ5HG
$WDVWRSVLJQRUUHGWUDIILFVLJQDOGULYHUVPXVWFRPHWRDFRPSOHWHVWRS
DWWKHLQGLFDWHGVWRSOLQH

'LYLGHG+LJKZD\
'ULYHUV DUH HQWHULQJ D GLYLGHG KLJKZD\ DQG VKRXOG NHHS WR WKH ULJKW RI
WKHPHGLDQ

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
86:DUQLQJ6LJQV

6KDUS7XUQWRWKH/HIW
'ULYHUVVKRXOGUHGXFHWKHLUVSHHGDQGSUHSDUHWRWXUQVKDUSO\WRWKHOHIW

6KDUS7XUQWRWKH5LJKW
'ULYHUV VKRXOG UHGXFH WKHLU VSHHG DQG SUHSDUH WR WXUQ VKDUSO\ WR WKH
ULJKW

&XUYHWRWKH/HIW
'ULYHUV VKRXOG UHGXFH WKHLU VSHHG DQG SUHSDUH IRU WKH URDG WR FXUYH WR
WKHOHIW

&XUYHWRWKH5LJKW
'ULYHUV VKRXOG UHGXFH WKHLU VSHHG DQG SUHSDUH IRU WKH URDG WR FXUYH WR
WKHULJKW

5HYHUVH7XUQ
7KH URDG DKHDG WXUQV VKDUSO\ LQ RQH GLUHFWLRQ DQG WKHQ LQ WKH RWKHU
'ULYHUVVKRXOGUHGXFHWKHLUVSHHG

5HYHUVH&XUYH
7KH URDG DKHDG FXUYHV LQ RQH GLUHFWLRQ DQG WKHQ LQ WKH RWKHU 'ULYHUV
VKRXOGUHGXFHWKHLUVSHHG

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
:LQGLQJ5RDG
7KHURDGDKHDGZLQGVLQDVHULHVRIFXUYHV'ULYHUVVKRXOGUHGXFHWKHLU
VSHHG

'LUHFWLRQDO$UURZ
'ULYHUV VKRXOG UHGXFH WKHLU VSHHG DQG SUHSDUH WR WXUQ VKDUSO\ LQ WKH
GLUHFWLRQLQGLFDWHGE\WKHDUURZ

&KHYURQ
'ULYHUV VKRXOG UHGXFH WKHLU VSHHG DQG SUHSDUH WR WXUQ VKDUSO\ LQ WKH
GLUHFWLRQLQGLFDWHGE\WKHFKHYURQ

5RDG1DUURZV
7KHURDGDKHDGQDUURZV'ULYHUVVKRXOGWDNHFDUHWRVWD\RQWKHWUDYHOHG
SRUWLRQRIWKHURDGZD\

0HUJLQJ7UDIILF
'ULYHUVVKRXOGEHDOHUWWRWUDIILFPHUJLQJIURPWKHULJKWDQGVKRXOGPDNH
URRPIRUPHUJLQJYHKLFOHV

$GGHG/DQH
7KHURDGDKHDGFRPHVWRJHWKHUZLWKDQRWKHUURDG'ULYHUVGRQRWKDYH
WRPHUJHEXWVKRXOGEHDZDUHRIDGGLWLRQDOWUDIILF

)DUP0DFKLQHU\
7KH URDGZD\ LV VKDUHG ZLWK IDUP PDFKLQHU\ 'ULYHUV VKRXOG GULYH ZLWK
FDXWLRQDQGEHSUHSDUHGWRVORZGRZQ

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
+RUVH'UDZQ9HKLFOHV
7KH URDGZD\ LV VKDUHG ZLWK KRUVHGUDZQ YHKLFOHV 'ULYHUV VKRXOG GULYH
ZLWKFDXWLRQDQGEHSUHSDUHGWRVORZGRZQ

&DWWOH&URVVLQJ
)DUP DQLPDOV PD\ EH FURVVLQJ WKH URDGZD\ 'ULYHUV VKRXOG EH DOHUW WR
DQLPDOVDQGEHSUHSDUHGWRVORZGRZQRUVWRS

'HHU&URVVLQJ
'HHUPD\EHRQRUQHDUWKHURDGZD\'ULYHUVVKRXOGEHDOHUWWRDQLPDOV
DQGEHSUHSDUHGWRVORZGRZQRUVWRS

)LUH6WDWLRQ
'ULYHUV VKRXOG ZDWFK IRU ILUH HQJLQHV HQWHULQJ WKH URDGZD\ WR UHVSRQG
WRDQHPHUJHQF\

/DQH(QGV0HUJH/HIW
7KH ULJKW ODQH HQGV DKHDG 'ULYHUV VKRXOG PHUJH WR WKH OHIW WR VWD\ RQ
WKHURDGZD\

/DQH(QGV0HUJH/HIW
7KH ULJKW ODQH HQGV DKHDG 'ULYHUV VKRXOG PHUJH WR WKH OHIW WR VWD\ RQ
WKHURDGZD\

3HGHVWULDQ&URVVLQJ
3HGHVWULDQVPD\EHSUHVHQWLQDPDUNHGRUXQPDUNHGFURVVZDON'ULYHUV
PXVW\LHOGWRSHGHVWULDQVFURVVLQJDURDGZD\

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
%LF\FOH:DUQLQJ
%LF\FOHV PD\ EH RQ RU FURVVLQJ WKH URDGZD\ %LF\FOHV DUH FRQVLGHUHG
YHKLFOHVDQGPRWRULVWVPXVWUHVSHFWWKHLUULJKWWREHRQWKHURDG

5RXQGDERXW
7UDIILF DKHDG PRYHV LQ D FRXQWHUFORFNZLVH GLUHFWLRQ 'ULYHUV VKRXOG
HQWHUDWDORZVSHHGDQG\LHOGWRWUDIILFDOUHDG\XVLQJWKHFLUFOH

6OLSSHU\:KHQ:HW
7KH URDG EHFRPHV HVSHFLDOO\ VOLSSHU\ XQGHU ZHW FRQGLWLRQV 'ULYHUV
VKRXOGUHGXFHWKHLUVSHHGDQGIROORZLQJGLVWDQFH

1R3DVVLQJ=RQH
3DVVLQJLVXQVDIHDQGSURKLELWHGLQDQDUHDPDUNHGZLWKWKLVVLJQ

7UDIILF6LJQDO$KHDG
'ULYHUV VKRXOG EH SUHSDUHG WR UHVSRQG WR D WUDIILF VLJQDO RQ WKH URDG
DKHDG

6WRS$KHDG
'ULYHUVVKRXOGEHSUHSDUHGWRFRPHWRDFRPSOHWHVWRSDWDVWRSVLJQRQ
WKHURDGDKHDG

<LHOG$KHDG
'ULYHUV VKRXOG EH SUHSDUHG WR VORZ GRZQ RU VWRS DW D \LHOG VLJQ RQ WKH
URDGDKHDG

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
7,QWHUVHFWLRQ
7KHURDGHQGVDKHDG'ULYHUVVKRXOGSUHSDUHWRVWRSEHIRUHWXUQLQJOHIW
RUULJKW

&URVVURDG
7KHURDGPHHWVDQLQWHUVHFWLQJFURVVURDGDKHDG'ULYHUVVKRXOGEHDOHUW
WRHQWHULQJWUDIILF

6LGH5RDG
7KH URDG PHHWV DQ DQJOHG VLGH URDG DKHDG 'ULYHUV VKRXOG EH DOHUW WR
HQWHULQJWUDIILF

6LGH5RDG
7KHURDGPHHWVDQLQWHUVHFWLQJVLGHURDGDKHDG'ULYHUVVKRXOGEHDOHUW
WRHQWHULQJWUDIILF

<,QWHUVHFWLRQ
'ULYHUVDUHDSSURDFKLQJDIRUNLQWKHURDG7KH\VKRXOGSUHSDUHWRVORZ
GRZQRUVWRSEHIRUHWXUQLQJOHIWRUULJKW

3DYHPHQW(QGV
7KH URDG VXUIDFH DKHDG FKDQJHV IURP SDYHPHQW WR JUDYHO RU GLUW DQG
WLUHVZLOOKDYHOHVVWUDFWLRQ

3DYHPHQW(QGV
7KH URDG VXUIDFH DKHDG FKDQJHV IURP SDYHPHQW WR JUDYHO RU GLUW DQG
WLUHVZLOOKDYHOHVVWUDFWLRQ

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
7UDIILF,VODQG
7KHUHLVDWUDIILFLVODQGRQWKHURDGZD\DQGGULYHUVPD\WUDYHORQHLWKHU
VLGHRIWKHREVWUXFWLRQ

'LYLGHG+LJKZD\$KHDG
$GLYLGHGKLJKZD\EHJLQVDKHDG'ULYHUVVKRXOGNHHSWRWKHULJKWRIWKH
PHGLDQ

'LYLGHG+LJKZD\(QGV
7KHGLYLGHGKLJKZD\HQGVDKHDG'ULYHUVVKRXOGNHHSWRWKHULJKWDQGEH
DOHUWWRRQFRPLQJWUDIILF

7ZR:D\7UDIILF
/DQHVWUDYHOLQWZRGLIIHUHQWGLUHFWLRQV'ULYHUVVKRXOGNHHSWRWKHULJKW
DQGEHDOHUWWRRQFRPLQJWUDIILF

([LW6SHHG/LPLW
'ULYHUV VKRXOG VORZ WR WKH SRVWHG VSHHG OLPLW RQFH WKH\ KDYH HQWHUHG
WKHIUHHZD\ VGHFHOHUDWLRQODQH

5HGXFHG6SHHG$KHDG
7KHVSHHGOLPLWLVUHGXFHGRQWKHURDGZD\DKHDG'ULYHUVVKRXOGEHJLQ
WRVORZGRZQ

$GYLVRU\6SHHG
$Q XSFRPLQJ FXUYH RU WXUQ LQ WKH URDG UHTXLUHV D GHFUHDVHG VSHHG
7UDYHOPD\UHVXPHDWWKHQRUPDOVSHHGOLPLWDIWHUWKHWXUQLVFRPSOHWHG

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
/RZ6KRXOGHU
7KHVKRXOGHUDKHDGLVORZHUWKDQWKHPDLQWUDYHOHGSRUWLRQRIWKHURDG
'ULYHUVVKRXOGH[SHFWDGURSLIWKH\OHDYHWKHURDGZD\

/RZ&OHDUDQFH
$Q RYHUKHDG VWUXFWXUH PD\ EH WRR ORZ IRU FHUWDLQ YHKLFOHV WR VDIHO\
FRQWLQXHRQWKHURDGZD\

'RZQKLOO6ORSH
7KH URDG DKHDG VORSHV DW D VWHHS JUDGH 'ULYHUV VKRXOG LQFUHDVH WKHLU
IROORZLQJGLVWDQFHDQGGHFUHDVHWKHLUVSHHG

)DOOHQ5RFN
7KHUH PD\ EH ODUJH IDOOHQ URFNV RQ WKH URDG VXUIDFH 'ULYHUV VKRXOG EH
DOHUWDQGSUHSDUHGWRVDIHO\PDQHXYHUDURXQGWKHREVWDFOHV

'UDZEULGJH
7KH EULGJH DKHDG LV D GUDZEULGJH 'ULYHUV VKRXOG VORZ WR D VWRS ZKHQ
WROGWRGRVRE\DVLJQVLJQDORUIODJJHU

,FHRQ%ULGJHV
%ULGJHVIUHH]HPRUHTXLFNO\WKDQWKHUHVWRIWKHURDG'ULYHUVVKRXOGXVH
FDXWLRQZKHQGULYLQJRQEULGJHVXQGHUZHWRUIUHH]LQJFRQGLWLRQV

1DUURZ%ULGJH
7KHEULGJHDKHDGLVPRUHQDUURZWKDQWKHSUHFHHGLQJURDGZD\'ULYHUV
VKRXOGXVHFDXWLRQZKHQGULYLQJRQDQDUURZEULGJH

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
2QH/DQH%ULGJH
7KHEULGJHDKHDGKDVRQO\RQHWUDIILFODQH'ULYHUVVKRXOGEHSUHSDUHGWR
\LHOGWRRQFRPLQJWUDIILF

%XPS
7KHUHLVDVXGGHQEXPSRQWKHURDGDKHDG'ULYHUVVKRXOGVORZGRZQWR
DYRLGORVLQJFRQWURORIWKHLUYHKLFOH

'LS
7KHUH LV D VXGGHQ GLS LQ WKH URDG DKHDG 'ULYHUV VKRXOG VORZ GRZQ WR
DYRLGORVLQJFRQWURORIWKHLUYHKLFOH

*URRYHG3DYHPHQW
7KH URDG VXUIDFH KDV EHHQ JURRYHG WR LPSURYH WUDFWLRQ XQGHU VOLSSHU\
FRQGLWLRQV&\FOLVWVVKRXOGXVHFDXWLRQ

'HDG(QG
7KH URDG DKHDG FRPHV WR DQ HQG 'ULYHUV ZLOO KDYH WR WXUQ DURXQG WR
OHDYHWKHHQGLQJURDGZD\

6FKRRO=RQH
'ULYHUV DUH LQ D VFKRRO ]RQH DQG PXVW EH DOHUW WR FKLOGUHQ DQG
SHGHVWULDQV'ULYHUVVKRXOGUHGXFHWKHLUVSHHG

6FKRRO&URVVLQJ
'ULYHUVDUHDSSURDFKLQJDVFKRROFURVVLQJDQGPXVWEHDOHUWWRFKLOGUHQ
DQGSHGHVWULDQV'ULYHUVVKRXOGUHGXFHWKHLUVSHHG

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
3OD\JURXQG$UHD
'ULYHUVDUHQHDUDSOD\JURXQGDQGVKRXOGEHH[WUDDOHUWWRFKLOGUHQRQRU
QHDUWKHURDGZD\

5DLOURDG&URVVLQJ
7KH URDGZD\ LQWHUVHFWV ZLWK UDLOURDG WUDFNV 'ULYHUV PXVW \LHOG WR DOO
WUDLQVDQGSURFHHGRQO\ZKHQLWLVVDIHWRGRVR

5DLOURDG&URVVLQJ
7KH URDGZD\ LQWHUVHFWV ZLWK UDLOURDG WUDFNV 'ULYHUV PXVW \LHOG WR DOO
WUDLQVDQGSURFHHGRQO\ZKHQLWLVVDIHWRGRVR

5DLOURDG&URVVLQJ
7KH URDGZD\ LQWHUVHFWV ZLWK UDLOURDG WUDFNV 'ULYHUV PXVW \LHOG WR DOO
WUDLQVDQGSURFHHGRQO\ZKHQLWLVVDIHWRGRVR

5DLOURDG&URVVLQJ
7KH URDGZD\ LQWHUVHFWV ZLWK UDLOURDG WUDFNV 'ULYHUV PXVW \LHOG WR DOO
WUDLQVDQGSURFHHGRQO\ZKHQLWLVVDIHWRGRVR

8QHYHQ*UDGH&URVVLQJ
7KH URDGZD\ LQWHUVHFWV ZLWK UDLOURDG WUDFNV RQ DQ XQHYHQ JUDGH
9HKLFOHV ZLWK ORZ XQGHUFDUULDJHV PD\ KDYH GLIILFXOW\ FURVVLQJ WKH
WUDFNV

5RDGZRUN$KHDG
$ ZRUN ]RQH LV DKHDG RQ WKH URDGZD\ 'ULYHUV VKRXOG SURFHHG ZLWK
FDXWLRQDQGIROORZDOOSURYLGHGGLUHFWLRQV

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
5RDGZRUN$KHDG
5RDGZRUNLVSUHVHQWIRUWKHLQGLFDWHGGLVWDQFH'ULYHUVVKRXOGSURFHHG
ZLWKFDXWLRQDQGIROORZDOOSURYLGHGGLUHFWLRQV

6KRXOGHU:RUN
0DLQWHQDQFHLVWDNLQJSODFHRQWKHVKRXOGHURIWKHURDG'ULYHUVVKRXOG
SURFHHGZLWKFDXWLRQDQGIROORZDOOSURYLGHGGLUHFWLRQV

)ODJJHU$KHDG
$IODJJHULVGLUHFWLQJWUDIILFWKURXJKDZRUN]RQH'ULYHUVVKRXOGSURFHHG
ZLWKFDXWLRQDQGIROORZDOOSURYLGHGGLUHFWLRQV

:RUNHUV3UHVHQW
:RUNHUV DUH RQ RU QHDU WKH URDGZD\ 'ULYHUV VKRXOG XVH H[WUD FDXWLRQ
ZKHQGULYLQJLQDZRUN]RQHZKHUHZRUNHUVDUHSUHVHQW

/DQH6KLIW
8VXDOWUDIILFODQHVIROORZDUHGLUHFWHGSDWKLQWKHLQGLFDWHGDUHD'ULYHUV
VKRXOGWUDYHOZLWKLQWKHVKLIWHGODQHV

5RDG&ORVHG$KHDG
7KHURDGDKHDGLVFORVHGGXHWRPDLQWHQDQFH'ULYHUVVKRXOGQRWWUDYHO
RQDFORVHGURDGZD\

'HWRXU
7KH URDG LV FORVHG GXH WR PDLQWHQDQFH DQG GULYHUV VKRXOG IROORZ WKH
SRVWHGGHWRXU

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
862WKHU6LJQV

865RXWH
'ULYHUVDUHRQD8QLWHG6WDWHVQXPEHUHGURXWH

,QWHUVWDWH5RXWH
'ULYHUVDUHRQDQXPEHUHGLQWHUVWDWH

-XQFWLRQ
'ULYHUVDUHDSSURDFKLQJDQDUHDZKHUHRQHURXWHPHHWVDQRWKHU

)RRG
7KH H[LW LQGLFDWHG RQ WKH VHUYLFH VLJQ KDV IRRG RSWLRQV DYDLODEOH IRU
GULYHUVOHDYLQJWKHKLJKZD\

/RGJLQJ
7KH H[LW LQGLFDWHG RQ WKH VHUYLFH VLJQ KDV ORGJLQJ RSWLRQV DYDLODEOH IRU
GULYHUVOHDYLQJWKHKLJKZD\

)XHO
7KHH[LWLQGLFDWHGRQWKHVHUYLFHVLJQKDVIXHOVHUYLFHRSWLRQVDYDLODEOH
IRUGULYHUVOHDYLQJWKHKLJKZD\'LHVHOPD\DOVREHDYDLODEOH

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
'LHVHO
7KH H[LW LQGLFDWHG RQ WKH VHUYLFH VLJQ KDV GLHVHO IXHO VHUYLFH RSWLRQV
DYDLODEOHIRUGULYHUVOHDYLQJWKHKLJKZD\

&DPSLQJ
7KH H[LW LQGLFDWHG RQ WKH VHUYLFH VLJQ KDV FDPSLQJ ORFDWLRQV DYDLODEOH
IRUGULYHUVOHDYLQJWKHKLJKZD\

7HOHSKRQH
7KHORFDWLRQLQGLFDWHGRQWKHVHUYLFHVLJQKDVDWHOHSKRQHDYDLODEOHIRU
SXEOLFXVH

/LWWHU%DUUHO
7KHORFDWLRQLQGLFDWHGRQWKHVHUYLFHVLJQKDVDOLWWHUEDUUHODYDLODEOHIRU
SXEOLFXVH

+RVSLWDO
7KHUHLVDKRVSLWDODWWKHORFDWLRQLQGLFDWHGRQWKHVHUYLFHVLJQ

5HVW$UHD
$UHVWDUHDLVORFDWHGRIIWKHKLJKZD\LQWKHGLUHFWLRQRIWKHDUURZ

(PHUJHQF\1RWLILFDWLRQ
,I WKHUH LV DQ XUJHQW VDIHW\ LVVXH DW D UDLOURDG FURVVLQJ GULYHUV VKRXOG
FDOOWKHQXPEHURQWKHVHUYLFHVLJQIRUDVVLVWDQFH

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
+DQGLFDS$FFHVVLEOH
7KHLQGLFDWHGORFDWLRQLVGHVLJQHGWREHKDQGLFDSDFFHVVLEOH

(YDFXDWLRQ5RXWH
'ULYHUVDUHRQDURDGZD\WKDWVKRXOGEHXVHGGXULQJDQHYDFXDWLRQGXH
WRDKXUULFDQHRURWKHUHPHUJHQF\

%XV6WDWLRQ
7KHUHLVDEXVVWDWLRQDWWKHORFDWLRQLQGLFDWHGRQWKHVLJQ

3DUN
7KHUHLVDSDUNDWWKHORFDWLRQLQGLFDWHGRQWKHUHFUHDWLRQVLJQ

3OD\JURXQG
7KHUHLVDSOD\JURXQGDWWKHORFDWLRQLQGLFDWHGRQWKHUHFUHDWLRQVLJQ

:LOGOLIH9LHZLQJ$UHD
7KHORFDWLRQLQGLFDWHGRQWKHUHFUHDWLRQVLJQKDVDZLOGOLIHYLHZLQJDUHD
DYDLODEOHIRUGULYHUVOHDYLQJWKHKLJKZD\

:LOGOLIH9LHZLQJ$UHD
7KHORFDWLRQLQGLFDWHGRQWKHUHFUHDWLRQVLJQKDVDZLOGOLIHYLHZLQJDUHD
DYDLODEOHIRUGULYHUVOHDYLQJWKHKLJKZD\

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
6WDWH3DUN
7KHUHLVDVWDWHSDUNDWWKHORFDWLRQLQGLFDWHGRQWKHUHFUHDWLRQVLJQ

%RDW5DPS
7KHUHLVDERDWUDPSDYDLODEOHDWWKHORFDWLRQLQGLFDWHGRQWKHUHFUHDWLRQ
VLJQ

&DQRH5DPS
7KHUH LV D FDQRH UDPS DYDLODEOH DW WKH ORFDWLRQ LQGLFDWHG RQ WKH
UHFUHDWLRQVLJQ

+LVWRULFDO0DUNHU
7KHUHLVDQDUHDRIKLVWRULFDOVLJQLILFDQFHDWWKHORFDWLRQLQGLFDWHGRQWKH
UHFUHDWLRQVLJQ

:LQWHU5HFUHDWLRQDO$UHD
7KH ORFDWLRQ LQGLFDWHG RQ WKH UHFUHDWLRQ VLJQ KDV D ZLQWHU UHFUHDWLRQDO
DUHDDYDLODEOHIRUGULYHUVOHDYLQJWKHKLJKZD\

6NL$UHD
7KHORFDWLRQLQGLFDWHGRQWKHUHFUHDWLRQVLJQKDVDVNLDUHDDYDLODEOHIRU
GULYHUVOHDYLQJWKHKLJKZD\

0LOHSRVW
7KHQXPEHURQDPLOHSRVWLQGLFDWHVDORFDWLRQRQWKHKLJKZD\0LOHSRVWV
RIWHQFRUUHODWHZLWKH[LWQXPEHUV

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
'HVWLQDWLRQ6LJQ
'LVWDQFHVWRWKHOLVWHGORFDWLRQVDUHSRVWHGLQPLOHVRQWKHULJKWVLGHRI
WKHVLJQ

*XLGH6LJQ
'ULYHUV DUH DSSURDFKLQJ XSFRPLQJ H[LWV DQG VKRXOG PHUJH LQWR WKH
QHFHVVDU\ODQHV

*XLGH6LJQ
'ULYHUVFDQDFFHVVWKHSRVWHGURXWHE\GULYLQJLQWKHLQGLFDWHGODQH

([LW
7KHUHLVDKLJKZD\H[LWLQWKHGLUHFWLRQRIWKHDUURZ'ULYHUVZKRZLVKWR
OHDYHWKHURDGZD\PD\VLJQDODQGPHUJHRQWRWKHRIIUDPS

7UROOH\6WDWLRQ
7KHUHLVDWUROOH\VWDWLRQDWWKHORFDWLRQLQGLFDWHGRQWKHVLJQ

$LUSRUW
7KHUHLVDQDLUSRUWDWWKHORFDWLRQLQGLFDWHGRQWKHVLJQ

%LNH5RXWH
7KHUHLVDELNHURXWHLQWKHGLUHFWLRQRIWKHDUURZ'ULYHUVVKRXOGEHDOHUW
WRELF\FOLVWV

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
+LNLQJ7UDLO
7KHUHLVDKLNLQJWUDLOLQWKHGLUHFWLRQRIWKHDUURZ'ULYHUVVKRXOGEHDOHUW
WRSHGHVWULDQV

3DUNLQJ
$SDUNLQJORWLVDYDLODEOHDWWKHLQGLFDWHGORFDWLRQ

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG
3UDFWLFH7HVW
KWWSVZZZGPYZULWWHQWHVWFRPXWDKSUDFWLFHWHVWKWPO

3DJH
kGPYZULWWHQWHVWFRPDOOULJKWVUHVHUYHG

You might also like