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  • The If Function

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    khadywadeseye
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    This document contains loan application data for 20 applicants including their credit score, loan amount, payment to income ratio, down payment, and whether they were approved or denied based on meeting credit score, payment, and down payment thresholds. The threshold credit score to qualify is 650. Most applicants were denied due to their down payment being too low despite meeting other criteria. A few were also denied for having a credit score below 650.

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    The if Function

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    This document contains loan application data for 20 applicants including their credit score, loan amount, payment to income ratio, down payment, and whether they were approved or denied based on meeting credit score, payment, and down payment thresholds. The threshold credit score to qualify is 650. Most applicants were denied due to their down payment being too low despite meeting other criteria. A few were also denied for having a credit score below 650.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    4 views2 pages

    The If Function

    Uploaded by

    khadywadeseye
    This document contains loan application data for 20 applicants including their credit score, loan amount, payment to income ratio, down payment, and whether they were approved or denied based on meeting credit score, payment, and down payment thresholds. The threshold credit score to qualify is 650. Most applicants were denied due to their down payment being too low despite meeting other criteria. A few were also denied for having a credit score below 650.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
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    of 2

    Threshold Credit Score 650

    Applicant # Credit Score Loan Amount PMT/Income Down Payment


    110896 658 $337,000 37% $47,000
    142779 693 $256,300 43% $25,000
    166330 689 $392,700 37% $43,000
    196576 697 $278,600 43% $27,000
    195432 718 $347,100 37% $45,000
    195051 581 $297,900 35% $14,000
    139933 704 $281,700 36% $30,000
    148666 662 $369,700 38% $36,000
    162790 567 $302,600 41% $51,000
    144496 642 $212,200 37% $14,000
    144892 633 $237,700 40% $45,000
    182962 600 $244,600 39% $39,000
    185182 697 $390,900 39% $43,000
    131853 659 $330,700 39% $52,000
    171832 638 $269,700 42% $43,000
    186322 636 $284,800 38% $31,000
    151614 714 $384,200 38% $65,000
    111495 635 $364,500 43% $21,000
    132596 730 $224,100 40% $29,000
    169615 730 $195,100 42% $13,000
    129225 715 $217,500 38% $41,000
    160068 595 $279,100 35% $27,000
    116992 676 $307,200 38% $36,000
    158635 601 $236,500 35% $37,000
    126376 676 $340,400 39% $44,000
    164729 683 $222,900 39% $37,000
    174099 716 $368,000 35% $55,000
    134646 690 $195,700 36% $25,000
    111481 593 $400,300 38% $24,000
    171378 734 $421,700 43% $29,000
    Savings Account AutoPay? PMT OK? Score OK? Down OK? Discount? Approved?
    YES NO YES YES YES YES Down too low
    NO NO NO YES NO Suggest Autopay Down too low
    NO YES YES YES YES YES Down too low
    YES YES NO YES NO YES Down too low
    YES NO YES YES YES YES Down too low
    NO YES YES NO NO YES Score too low
    YES NO YES YES YES YES Down too low
    NO YES YES YES YES YES Yes
    YES YES YES NO YES YES Score too low
    YES NO YES NO YES YES Score too low
    NO NO YES NO YES Suggest Autopay Score too low
    YES YES YES NO YES YES Score too low
    NO NO YES YES YES Suggest Autopay Down too low
    YES YES YES YES YES YES Down too low
    YES NO YES NO YES YES Score too low
    YES NO YES NO YES YES Score too low
    NO NO YES YES YES Suggest Autopay Down too low
    NO NO NO NO NO Suggest Autopay Score too low
    YES YES YES YES YES YES Down too low
    YES YES YES YES NO YES Down too low
    NO NO YES YES YES Suggest Autopay Down too low
    NO NO YES NO YES Suggest Autopay Score too low
    YES NO YES YES YES YES Down too low
    YES YES YES NO YES YES Score too low
    YES NO YES YES YES YES Down too low
    NO YES YES YES YES YES Down too low
    YES YES YES YES YES YES Down too low
    YES YES YES YES YES YES Down too low
    YES YES YES NO YES YES Score too low
    YES NO NO YES NO YES Down too low

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