16-02-2024

Quote No : c2i7o7oivjr

Benefit Illustration for HDFC Life Click 2 Achieve

This Illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC
Life Click 2 Achieve
DETAILS
Name of the Prospect/Policyholder: Ashish Proposal No: NA
Age: 31 Name of Product: HDFC Life Click 2 Achieve
A Non-linked Non-Participating
Name of Life Assured: Ashish Tag Line:
Individual Life Insurance Savings Plan
Age: 31 Unique Identification No: 101N186V02
Policy Term: 40 Years GST Rate: 4.5%* for first year
Premium Paying Term: 12 Years 2.25%* second year onwards
Amount of Instalment Premium
Rs.5,00,000
(Without GST):
Mode of payment of Premium: Annual

*0% if qualifies as zero-rated supply under GST law

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.

Policy Details

Sum Assured on Death

Plan Option Dream Achiever 50,00,000
(at inception of the policy) Rs.

Sum Assured on Maturity

Benefit Chosen# Early Income 0
(at inception of the policy) Rs.
Juvenile Critical Illness (CI)
Additional Benefit Opted None NA
cover opted
Sum Assured on Juvenile
Payout Term (Years) 40 NA
CI at inception
Payout Frequency Annual Premium Offset NA

Deferral of Survival/Income
First Payout Date 16-02-2025 No
Benefit

Premium Summary
Protect
Total
Juvenile Critical IB Plus
Instalment Premium Base Plan CI Rider Instalment
Illness Cover Premium Rider Rider(rider
Premium
option)
Instalment Premium without GST 5,00,000 0 0 0 0 5,00,000
First Year Premium
Instalment Premium with First Year GST 5,22,500 0 0 0 0 5,22,500
Instalment Premium without GST 5,00,000 0 0 0 0 5,00,000
Second Year Premium
Instalment Premium with GST 2nd Year Onwards 5,11,250 0 0 0 0 5,11,250

1/3
 (Amount in Rupees)
Policy Annualized Guaranteed Non Guaranteed
Year Premium
Survival Other Maturity Death Guaranteed Special Surrender Surrender Value (Higher of GSV and
Benefits benefits Benefit Benefit Surrender Value(SSV) SSV)
(if any) Value
(GSV)

1 5,00,000 2,49,199 0 0 50,00,000 0 0 0

2 5,00,000 2,49,199 0 0 50,00,000 50,801 4,54,420 4,54,420

3 5,00,000 2,49,199 0 0 50,00,000 26,602 6,79,563 6,79,563

4 5,00,000 2,49,199 0 0 50,00,000 2,52,403 9,03,074 9,03,074

5 5,00,000 2,49,199 0 0 50,00,000 2,53,204 11,24,732 11,24,732

6 5,00,000 2,49,199 0 0 50,00,000 2,54,005 13,44,288 13,44,288

7 5,00,000 2,49,199 0 0 50,00,000 2,54,806 15,61,467 15,61,467

8 5,00,000 2,49,199 0 0 50,00,000 2,95,607 17,75,957 17,75,957

9 5,00,000 2,49,199 0 0 50,00,000 3,91,408 19,87,410 19,87,410

10 5,00,000 2,49,199 0 0 52,50,000 4,57,209 21,95,436 21,95,436

11 5,00,000 2,49,199 0 0 57,75,000 5,33,010 23,99,602 23,99,602

12 5,00,000 2,49,199 0 0 63,00,000 6,18,811 25,99,420 25,99,420

13 0 2,49,199 0 0 63,00,000 4,89,612 25,79,396 25,79,396

14 0 2,49,199 0 0 63,00,000 3,00,413 25,57,521 25,57,521

15 0 2,49,199 0 0 63,00,000 1,11,214 25,33,622 25,33,622

16 0 2,49,199 0 0 63,00,000 0 25,07,512 25,07,512

17 0 2,49,199 0 0 63,00,000 0 24,78,988 24,78,988

18 0 2,49,199 0 0 63,00,000 0 24,47,825 24,47,825

19 0 2,49,199 0 0 63,00,000 0 24,13,779 24,13,779

20 0 2,49,199 0 0 63,00,000 0 23,76,584 23,76,584

21 0 2,49,199 0 0 63,00,000 0 23,35,948 23,35,948

22 0 2,49,199 0 0 63,00,000 0 22,91,554 22,91,554

23 0 2,49,199 0 0 63,00,000 0 22,43,053 22,43,053

24 0 2,49,199 0 0 63,00,000 0 21,90,066 21,90,066

25 0 2,49,199 0 0 63,00,000 0 21,32,177 21,32,177

26 0 2,49,199 0 0 63,00,000 0 20,68,934 20,68,934

27 0 2,49,199 0 0 63,00,000 0 19,99,841 19,99,841

28 0 2,49,199 0 0 63,00,000 0 19,24,356 19,24,356

29 0 2,49,199 0 0 63,00,000 0 18,41,890 18,41,890

30 0 2,49,199 0 0 63,00,000 0 17,51,795 17,51,795

31 0 2,49,199 0 0 63,00,000 0 16,53,366 16,53,366

32 0 2,49,199 0 0 63,00,000 0 15,45,833 15,45,833

33 0 2,49,199 0 0 63,00,000 0 14,28,353 14,28,353

34 0 2,49,199 0 0 63,00,000 0 13,00,006 13,00,006

35 0 2,49,199 0 0 63,00,000 0 11,59,787 11,59,787

36 0 2,49,199 0 0 63,00,000 0 10,06,598 10,06,598

37 0 2,49,199 0 0 63,00,000 0 8,39,239 8,39,239

38 0 2,49,199 0 0 63,00,000 0 6,56,399 6,56,399

39 0 2,49,199 0 0 63,00,000 0 4,56,646 4,56,646

40 0 2,49,199 0 0 63,00,000 0 0 0

Notes:
1. Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax.
2. In the above illustration, premiums are assumed to be received in advance, surrender benefit payable at the end of the year and other benefits payable as chosen by the
policyholder.
3. The plan also provides Juvenile Critical Illness Cover and waiver of premium benefit in case of Death, Critical Illness or Total Permanent Disability of Proposer as optional feature,
provided all previous premiums have been paid. For more information on these benefits please refer the sales literature/policy document.
4. The above table does not show offset of premiums even if premium offset benefit is chosen as yes. Your premium payable will get adjusted to the extent of benefits receivable or
accrued, if any You can choose to opt in or out of this feature at any time during the contract.
5. The above table does not show accrual of benefits even if deferral of benefits is chosen as yes. Your benefits shown above will get accrued as per then prevailing SBI interest
rate on savings bank Deposit + 1.5%. You can choose to opt in or out of this feature at any time during the contract.
6. #Depends on the cashflow chosen at inception.

2/3
I , have explained the premiums charges and benefits under the policy fully to the I Ashish ,having received the information with respect to the above, have understood
prospect / policy holder. the above statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder

3/3