1 2

SUMATERAHONDA3 ALLNEWSCOOPY.STYLISH
SUMATERAHONDA86 SCOOPY.110
SUMATERAHONDA87 SCOOPY.FI
SUMATERAHONDA88 SCOOPY.LBP
SUMATERAHONDA89 SCOOPY.SPORTY
SULUTHONDA3 ALLNEWSCOOPY.STYLISH
SULUTHONDA81 SCOOPY.110
SULUTHONDA82 SCOOPY.FI
SULUTHONDA83 SCOOPY.LBP
SULUTHONDA84 SCOOPY.SPORTY
SULAWESIHONDA62 SCOOPY.110
SULAWESIHONDA63 SCOOPY.FI
SULAWESIHONDA64 SCOOPY.SPORTY
SULAWESIHONDA65 ALLNEWSCOOPY.STYLISH
NTTHONDA3 ALLNEWSCOOPY.STYLISH
NTTHONDA81 SCOOPY.110
NTTHONDA82 SCOOPY.FI
NTTHONDA83 SCOOPY.LBP
NTTHONDA84 SCOOPY.SPORTY
MAKASSARHONDA3 ALLNEWSCOOPY.STYLISH
MAKASSARHONDA81 SCOOPY.110
MAKASSARHONDA82 SCOOPY.FI
MAKASSARHONDA83 SCOOPY.LBP
MAKASSARHONDA84 SCOOPY.SPORTY
KALIMANTANHONDA3 ALLNEWSCOOPY.STYLISH
KALIMANTANHONDA85 SCOOPY.110
KALIMANTANHONDA86 SCOOPY.FI
KALIMANTANHONDA87 SCOOPY.LBP
KALIMANTANHONDA88 SCOOPY.SPORTY
JATIMHONDA62 SCOOPY.110
JATIMHONDA63 SCOOPY.FI
JATIMHONDA64 SCOOPY.SPORTY
JATIMHONDA65 ALLNEWSCOOPY.STYLISH
JABODETABEKHONDA3 ALLNEWSCOOPY.STYLISH
JABODETABEKHONDA80 SCOOPY.110
JABODETABEKHONDA81 SCOOPY.FI
JABODETABEKHONDA82 SCOOPY.SPORTY
IRIANHONDA62 SCOOPY.110
IRIANHONDA63 SCOOPY.FI
IRIANHONDA64 SCOOPY.SPORTY
IRIANHONDA65 ALLNEWSCOOPY.STYLISH
 3 4
SUMATERAHONDAALLNEWSCOOPY.STYLISH A Matic 110
SUMATERAHONDASCOOPY.110 A Matic 110
SUMATERAHONDASCOOPY.FI A Matic 110
SUMATERAHONDASCOOPY.LBP A Matic 110
SUMATERAHONDASCOOPY.SPORTY A Matic 110
SULUTHONDAALLNEWSCOOPY.STYLISH A Matic 110
SULUTHONDASCOOPY.110 A Matic 110
SULUTHONDASCOOPY.FI A Matic 110
SULUTHONDASCOOPY.LBP A Matic 110
SULUTHONDASCOOPY.SPORTY A Matic 110
SULAWESIHONDASCOOPY.110 A Matic 110
SULAWESIHONDASCOOPY.FI A Matic 110
SULAWESIHONDASCOOPY.SPORTY A Matic 110
SULAWESIHONDAALLNEWSCOOPY.STYLISH A Matic 110
NTTHONDAALLNEWSCOOPY.STYLISH A Matic 110
NTTHONDASCOOPY.110 A Matic 110
NTTHONDASCOOPY.FI A Matic 110
NTTHONDASCOOPY.LBP A Matic 110
NTTHONDASCOOPY.SPORTY A Matic 110
MAKASSARHONDAALLNEWSCOOPY.STYLISH A Matic 110
MAKASSARHONDASCOOPY.110 A Matic 110
MAKASSARHONDASCOOPY.FI A Matic 110
MAKASSARHONDASCOOPY.LBP A Matic 110
MAKASSARHONDASCOOPY.SPORTY A Matic 110
KALIMANTANHONDAALLNEWSCOOPY.STYLISH A Matic 110
KALIMANTANHONDASCOOPY.110 A Matic 110
KALIMANTANHONDASCOOPY.FI A Matic 110
KALIMANTANHONDASCOOPY.LBP A Matic 110
KALIMANTANHONDASCOOPY.SPORTY A Matic 110
JATIMHONDASCOOPY.110 A Matic 110
JATIMHONDASCOOPY.FI A Matic 110
JATIMHONDASCOOPY.SPORTY A Matic 110
JATIMHONDAALLNEWSCOOPY.STYLISH A Matic 110
JABODETABEKHONDAALLNEWSCOOPY.STYLISH A Matic
JABODETABEKHONDASCOOPY.110 A Matic
JABODETABEKHONDASCOOPY.FI A Matic
JABODETABEKHONDASCOOPY.SPORTY A Matic
IRIANHONDASCOOPY.110 A Matic 110
IRIANHONDASCOOPY.FI A Matic 110
IRIANHONDASCOOPY.SPORTY A Matic 110
IRIANHONDAALLNEWSCOOPY.STYLISH A Matic 110
 4 5 6 7
Q37HONDA.ALLNEWSCOOPY.STYLISH 19,900,000 18,900,000 17,900,000 16,900,000
Q37HONDA.SCOOPY.110 - - - -
Q37HONDA.SCOOPY.FI - - 18,083,333 16,275,000
Q37HONDA.SCOOPY.LBP - - - 16,800,000
Q37HONDA.SCOOPY.SPORTY - - - -
Q37HONDA.ALLNEWSCOOPY.STYLISH 20,508,640 18,457,776 16,611,998 16,485,000
Q37HONDA.SCOOPY.110 - - - -
Q37HONDA.SCOOPY.FI - - 16,916,667 15,225,000
Q37HONDA.SCOOPY.LBP - - - 15,855,000
Q37HONDA.SCOOPY.SPORTY - - - -
Q37HONDA.SCOOPY.110 - - - -
Q37HONDA.SCOOPY.FI - - - -
Q37HONDA.SCOOPY.SPORTY - - - -
Q37HONDA.ALLNEWSCOOPY.STYLISH 21,281,440 19,000,000 18,000,000 17,000,000
Q37HONDA.ALLNEWSCOOPY.STYLISH 20,508,640 18,457,776 16,611,998 16,485,000
Q37HONDA.SCOOPY.110 - - - -
Q37HONDA.SCOOPY.FI - - 16,916,667 15,225,000
Q37HONDA.SCOOPY.LBP - - - 15,855,000
Q37HONDA.SCOOPY.SPORTY - - - -
Q37HONDA.ALLNEWSCOOPY.STYLISH 20,508,640 18,457,776 16,611,998 16,485,000
Q37HONDA.SCOOPY.110 - - - -
Q37HONDA.SCOOPY.FI - - 16,916,667 15,225,000
Q37HONDA.SCOOPY.LBP - - - 15,855,000
Q37HONDA.SCOOPY.SPORTY - - - -
Q37HONDA.ALLNEWSCOOPY.STYLISH 20,798,440 18,718,596 16,846,736 16,800,000
Q37HONDA.SCOOPY.110 - - - -
Q37HONDA.SCOOPY.FI - - 17,266,667 15,540,000
Q37HONDA.SCOOPY.LBP - - - 16,170,000
Q37HONDA.SCOOPY.SPORTY - - - -
Q37HONDA.SCOOPY.110 - - - -
Q37HONDA.SCOOPY.FI - - - -
Q37HONDA.SCOOPY.SPORTY - - - -
Q37HONDA.ALLNEWSCOOPY.STYLISH - 18,600,000 17,500,000 16,500,000
Q37HONDA.ALLNEWSCOOPY.STYLISH 21,281,440 19,000,000 18,000,000 17,000,000
Q37HONDA.SCOOPY.110 - - - -
Q37HONDA.SCOOPY.FI - - - -
Q37HONDA.SCOOPY.SPORTY - - - -
Q37HONDA.SCOOPY.110 - - - -
Q37HONDA.SCOOPY.FI - - - -
Q37HONDA.SCOOPY.SPORTY - - - -
Q37HONDA.ALLNEWSCOOPY.STYLISH - 20,000,000 18,000,000 17,000,000
 8 9 10 11 12 13 14
15,900,000 14,900,000 13,900,000 12,900,000 11,900,000 10,900,000 9,900,000
- - - - - - -
15,225,000 14,175,000 13,650,000 12,915,000 12,075,000 11,025,000 9,975,000
15,750,000 14,700,000 14,175,000 12,915,000 12,075,000 11,025,000 9,975,000
- - - - - - -
14,490,000 13,965,000 13,230,000 - - - -
- - - - - - -
14,175,000 13,125,000 12,600,000 12,075,000 11,025,000 9,975,000 8,925,000
14,280,000 13,545,000 12,915,000 12,075,000 11,025,000 9,975,000 8,925,000
- - - - - - -
- - - - - - -
- - 12,700,000 12,200,000 11,200,000 10,200,000 9,100,000
- - - - - - -
16,000,000 15,000,000 14,100,000 - - - -
14,490,000 13,965,000 13,230,000 - - - -
- - - - - - -
14,175,000 13,125,000 12,600,000 12,075,000 11,025,000 9,975,000 8,925,000
14,280,000 13,545,000 12,915,000 12,075,000 11,025,000 9,975,000 8,925,000
- - - - - - -
14,490,000 13,965,000 13,230,000 - - - -
- - - - - - -
14,175,000 13,125,000 12,600,000 12,075,000 11,025,000 9,975,000 8,925,000
14,280,000 13,545,000 12,915,000 12,075,000 11,025,000 9,975,000 8,925,000
- - - - - - -
15,225,000 14,175,000 13,650,000 - - - -
- - - - - - -
14,595,000 13,650,000 12,600,000 11,550,000 10,500,000 9,450,000 8,400,000
14,910,000 13,860,000 13,125,000 11,550,000 10,500,000 9,450,000 8,400,000
- - - - - - -
- - - - - - -
- - 12,300,000 11,800,000 10,800,000 9,800,000 8,700,000
- - - - - - -
15,500,000 14,500,000 13,500,000 - - - -
16,000,000 15,000,000 14,100,000 - - - -
- - - - - - -
- - 12,700,000 12,200,000 11,200,000 10,200,000 9,100,000
- - - - - - -
- - - - - - -
- - 12,500,000 11,000,000 10,000,000 9,000,000 8,500,000
- - - - - - -
16,500,000 15,500,000 14,500,000 - - - -
 15 16 17 18 19 20
8,900,000 - - - - -
7,350,000 6,825,000 6,300,000 - - -
8,400,000 7,875,000 7,350,000 - - -
7,875,000 7,350,000 6,825,000 - - -
- - - - - -
- - - - - -
7,035,000 6,615,000 6,090,000 - - -
7,875,000 6,825,000 6,300,000 - - -
7,455,000 6,720,000 6,195,000 - - -
- - - - - -
7,000,000 6,500,000 6,000,000 - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
7,035,000 6,615,000 6,090,000 - - -
7,875,000 6,825,000 6,300,000 - - -
7,455,000 6,720,000 6,195,000 - - -
- - - - - -
- - - - - -
7,035,000 6,615,000 6,090,000 - - -
7,875,000 6,825,000 6,300,000 - - -
7,455,000 6,720,000 6,195,000 - - -
- - - - - -
- - - - - -
7,035,000 6,615,000 6,090,000 - - -
7,350,000 6,825,000 6,405,000 - - -
7,140,000 6,720,000 6,195,000 - - -
- - - - - -
6,500,000 6,000,000 5,500,000 - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
7,000,000 6,500,000 6,000,000 - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
SOURCE OF REFERRAL
MARKETING (CLOSING)

SOR CLOSING
NEW
BA BDO/CMO
BA BM/CFH/MFH
BA DIGITAL BA
KONSUMEN (WALKIN NEW) CS/OPERATIONAL OFFICER
KONSUMEN (KONTRAK AKTIF/LUNAS) CMO
KARYAWAN (BDO/DSO) BDO/DSO
KARYAWAN (BDO/DSO) DIGITAL MARKETING
KARYAWAN (SELAIN BDO/DSO) SELAIN BDO/DSO
DIGITAL PARTNERSHIP DIGITAL PARTNERSHIP
DIGITAL MARKETING DIGITAL MARKETING

RO
BA BDO/CMO
BA DIGITAL BA
INTERNAL DATA SELAIN BDO/DSO
INTERNAL DATA DIGITAL MARKETING
INTERNAL DATA TELEMARKETING
 FLAGGING 1 FLAGGING 2 FLAGGING 3
SOA NAMA MARKETING BA NAME

AGENCY {BDO/CMO NAME} {BA NAME}

AGENCY BOOKING CABANG/SELAIN BDO {BA NAME}
AGENCY TRI UTAMI KURNIASIH {BA NAME}
PROMOTION {CS/OO/PIC CABANG NAME} SALES PRIMA
OTHERS - CGC BOOKING CABANG/SELAIN BDO,DSO {KONSUMEN REFRENSI}
DIRECT SELLING {BDO/DSO NAME} SALES PRIMA
DIRECT SELLING {BDO/DSO NAME} SALES PRIMA
OTHERS - EGC BOOKING CABANG/SELAIN BDO,DSO SALES PRIMA
OTHERS - DIGITAL PARTNERSHIP RIA PEBRIANI SALES PRIMA
OTHERS - DIGITAL MARKETING HARWINDA WIRASARI PABUANG {TIM DIGITAL MKT}

AGENCY {BDO/CMO NAME} {BA NAME}

AGENCY TRI UTAMI KURNIASIH {BA NAME}
INTERNAL CUSTOMER BOOKING CABANG/SELAIN BDO,DSO SALES PRIMA
INTERNAL CUSTOMER HARWINDA WIRASARI PABUANG {TIM DIGITAL MKT}
INTERNAL CUSTOMER DIAN NOVIANTI {TIM TELEMKT R2 & R4}
BA BA_2
INTERNAL DATA INTERNALDATA
UNIT
PAKET
BA BA_1
KONSUMEN (WALKIN NEW) KONSUMENWALKINNEW
KONSUMEN (KONTRAK AKTIF/LUNAS) KONSUMENKONTRAKAKTIFLUNAS
KARYAWAN (BDO/DSO) KARYAWANBDODSO
KARYAWAN (SELAIN BDO/DSO) KARYAWANSELAINBDODSO
DIGITAL PARTNERSHIP DIGITALPARTNERSHIP
DIGITAL MARKETING DIGITALMARKETING

BA_1
 "Tidak digunakan untuk BENTOR"
TOOLS MOTOR 2024 02.1
AREA, CABANG & SOA
JENIS PEMBIAYAAN FASILITAS DANA
NEW/ RO NEW
PAKET MARKETING FDANA PINTAR AGENCY
RATING CUSTOMER PRIORITAS & GOOD
SOURCE OF REFERRAL BA
CLOSING BM/CFH/MFH
SOURCE OF APPLICATION AGENCY
PILIHAN AREA AREA_VIII
PILIHAN CABANG PALEMBANG
KODE CABANG 480
TEMPAT TINGGAL DEBITUR MILIK SENDIRI
UNIT
MEREK HONDA
TYPE BEAT.SPORTYCBSISS
TAHUN 2022
EXPIRED PAJAK KENDARAAN PAJAK HIDUP
PELEPASAN PART TIDAK ADA
NILAI PELEPASAN PART
INPUT OTR DARI CEK 3 HARGA
NILAI OTR/MP SMF 16,000,000
OTR MINUS PELEPASAN (NET) 16,000,000
STRUKTUR PEMBIAYAAN
A.N BPKB SENDIRI
TENOR 24
PENCAIRAN MAKSIMAL LIHAT DI BAWAH !
ANGSURAN LIHAT DI BAWAH !
PENGAJUAN PENCAIRAN
DANA YG DICAIRKAN 11,000,000
ANGSURAN 810,000
BONUS BA (Pajak dibayar SMF)
VIA BA ATAU TIDAK? BA REGULER
NPWP YA
 BONUS 800,000
PAJAK 20,512.82
BONUS EGC - CEK SOA !!
EGC TIDAK
NPWP TIDAK
BONUS 0
PAJAK 0.00
EXTRA BONUS
NPWP TIDAK
BONUS 0
PAJAK 0.00
RATIO BONUS BA 10.02%
PRINT
Created by : Marketing Development R2 2024 PRINT DATA
 Isi dengan cara dropdown list
Isi dengan cara input manual
Otomatis rumus
RATING CUSTOMER Apabila Cust "New" diabaikan/hapus

ANGSURAN
PENCAIRAN
5 6 11 12 17
2,500,000 758,000 646,000 394,000 368,000 292,000
3,000,000 877,000 748,000 453,000 422,000 334,000
3,500,000 997,000 850,000 511,000 477,000 376,000
4,000,000 1,116,000 951,000 570,000 531,000 418,000
4,500,000 1,235,000 1,053,000 625,000 583,000 457,000
5,000,000 1,355,000 1,155,000 683,000 637,000 499,000
5,500,000 1,474,000 1,257,000 742,000 691,000 541,000
6,000,000 1,593,000 1,358,000 800,000 746,000 583,000
6,500,000 1,713,000 1,460,000 858,000 800,000 625,000
7,000,000 1,832,000 1,562,000 916,000 854,000 667,000
7,500,000 1,951,000 1,663,000 979,000 913,000 708,000
8,000,000 2,071,000 1,765,000 1,037,000 968,000 750,000
8,500,000 2,190,000 1,867,000 1,096,000 1,022,000 792,000
9,000,000 2,309,000 1,968,000 1,154,000 1,077,000 834,000
10,000,000 2,548,000 2,172,000 1,271,000 1,186,000 918,000
11,000,000 2,786,000 2,375,000 1,388,000 1,295,000 1,001,000
12,000,000 3,025,000 2,579,000 1,505,000 1,404,000 1,085,000
13,000,000 3,264,000 2,782,000 1,622,000 1,513,000 1,169,000
14,000,000 3,502,000 2,986,000 1,739,000 1,622,000 1,252,000
15,000,000 3,741,000 3,189,000 1,856,000 1,731,000 1,336,000
N
18 23 24
280,000 245,000 239,000
321,000 280,000 273,000
361,000 314,000 306,000
401,000 349,000 340,000
439,000 380,000 370,000
479,000 415,000 403,000
519,000 449,000 437,000
559,000 483,000 470,000
600,000 517,000 503,000
640,000 551,000 537,000
680,000 591,000 575,000
720,000 625,000 609,000
760,000 660,000 642,000
800,000 694,000 676,000
881,000 763,000 743,000
961,000 832,000 810,000
1,042,000 901,000 878,000
1,122,000 970,000 945,000
1,202,000 1,040,000 1,012,000
1,283,000 1,109,000 1,079,000
 728279955.xlsx

TOOLS MOTOR 2024 02.1

SIMULASI PERHITUNGAN PEMBIAYAAN MOTOR

FDANA PINTAR AGENCY FASILITAS DANA EKSTERNAL NEW

Kode Cab / Cabang : AREA_VIII | PALEMBANG | 480

Tanggal & Waktu : 19 Feb 2024 - 07:06
Nama Konsumen :
No. Telp :
Domisili :
Merek Kendaraan : MOTOR HONDA
Jenis Kendaraan : BEAT.SPORTYCBSISS
Tahun Kendaraan : 2022
Bunga per Tahun : 45% (EFF)

Harga Taksasi : Rp 16,000,000.00 NILAI OTR DONE

Harga Taksasi NET : Rp 16,000,000.00 TIDAK ADA PELEPASAN
Total Pembiayaan : Rp 12,671,312.50 ( 79.20% )
Angsuran : Rp 810,000.00 (24 Bulan) Sisa Bayar 24x
Total Administrasi : Rp 1,201,750.00
Total Asuransi : Rp 469,562.50 TLO
Total Pencairan : Rp 11,000,000.00

INPUTAN CONFINS
Asset Code (Input Confins) : Q37HONDA.BEAT.SPORTYCBSISS
Jenis penggunaan unit : Non Produktif
Harga Patokan : 16,000,000.00

DP (Input Confins) : 5,000,000.00 (31.25%)

Biaya Provisi (Input Confins)
Biaya Admin Murni (Input Confins)
Total Asuransi (Input Confins)
Biaya lain lain (Input Confins)
NTF Murni (Amount Coverage Asuransi)
Eff. Rate
: 101,750.00
: 179,487.18
: 469,562.50 (TLO dan Perluasan Penutupan Gempa)
: 100,000.00
: 11,000,000.00 (68.75%)
: 45% (EFF)

Subsidy to Dealer Amount : 820,512.82 (Setelah pajak)

(Input Confins Untuk BA)
RATIO BONUS BA : 10.02%

Subsidy to Dealer Amount : -.00 (Setelah pajak)

(Untuk CGC)

EXTRA BONUS : -.00

SOR, Closing, SOA

Aplication Priority : * AGENCY
Closing Name : * BOOKING CABANG/SELAIN BDO
BA Name : * {BA NAME}
Catatan : * coret jika salah/ tidak perlu
Perhitungan pembiayaan di atas hanya merupakan contoh semata dan bukan merupakan
suatu penawaran dan / atau persetujuan dari PT. Smart Multi Finance

Persyaratan pembiayaan :
Persyaratan umum Persyaratan kendaraan
FC KTP suami istri FC STNK dan notice pajak
FC Kartu Keluarga Asli BPKB
FC Rekening Tabungan / Rek Koran Copy Asli Faktur / FC Faktur Legalisir
FC PBB / Rekening Listrik 2 lbr Kwitansi Blanko an. BPKB
FC Slip Gaji / SIUP, NPWP, TDP FC KTP an. BPKB

NB : Kertas kerja ini adalah milik PT. Smart Multi Finance, dilarang memperbanyak dan mengedarkan diluar peraturan PT. Smart Multi Finance

PT. SMART MULTI FINANCE Confidential 02/19/2024 Page 17

 FDANA PINTAR AGENCY
ANGSURAN
PENCAIRAN
5 6 11 12 17
2,500,000 758,000 646,000 394,000 368,000 292,000
3,000,000 877,000 748,000 453,000 422,000 334,000
3,500,000 997,000 850,000 511,000 477,000 376,000
4,000,000 1,116,000 951,000 570,000 531,000 418,000
4,500,000 1,235,000 1,053,000 625,000 583,000 457,000
5,000,000 1,355,000 1,155,000 683,000 637,000 499,000
5,500,000 1,474,000 1,257,000 742,000 691,000 541,000
6,000,000 1,593,000 1,358,000 800,000 746,000 583,000
6,500,000 1,713,000 1,460,000 858,000 800,000 625,000
7,000,000 1,832,000 1,562,000 916,000 854,000 667,000
7,500,000 1,951,000 1,663,000 979,000 913,000 708,000
8,000,000 2,071,000 1,765,000 1,037,000 968,000 750,000
8,500,000 2,190,000 1,867,000 1,096,000 1,022,000 792,000
9,000,000 2,309,000 1,968,000 1,154,000 1,077,000 834,000
10,000,000 2,548,000 2,172,000 1,271,000 1,186,000 918,000
11,000,000 2,786,000 2,375,000 1,388,000 1,295,000 1,001,000
12,000,000 3,025,000 2,579,000 1,505,000 1,404,000 1,085,000
13,000,000 3,264,000 2,782,000 1,622,000 1,513,000 1,169,000
14,000,000 3,502,000 2,986,000 1,739,000 1,622,000 1,252,000
15,000,000 3,741,000 3,189,000 1,856,000 1,731,000 1,336,000
 TOOLS MOTOR 2024 02.1

Y
AN
18 23 24
280,000 245,000 239,000
321,000 280,000 273,000
361,000 314,000 306,000
401,000 349,000 340,000
439,000 380,000 370,000
479,000 415,000 403,000
519,000 449,000 437,000
559,000 483,000 470,000
600,000 517,000 503,000
640,000 551,000 537,000
680,000 591,000 575,000
720,000 625,000 609,000
760,000 660,000 642,000
800,000 694,000 676,000
881,000 763,000 743,000
961,000 832,000 810,000
1,042,000 901,000 878,000
1,122,000 970,000 945,000
1,202,000 1,040,000 1,012,000
1,283,000 1,109,000 1,079,000