TABLE OF CONTENT

SR NO. Particulars PAGE NO.

1 Title Page i
2 Declaration ii
3 Certificate iii
4 Acknowledgement iv
5 Table of Content v
6 List of Tables vi
7 List of Graphs vii
8 List of abbreviation viii
Chapter-I Introduction 1 to 4
1.1 Introduction
1.2 Need for study
1.3 Scope of a study
1.4 Objectives of the study
1.5 Research Methodology
1.6 Limitation of Study
1.7 Chapterisation scheme
Chapter-II Analysis and Discussion 5 to 27
2.1 Profile of SBI BANK, HDFC BANK AND ICICI
BANK
2.2 Conceptual Framework of CAMEL Model
2.3 Analysis and Discussion on CAMEL Model
2.3.1 Capital Adequacy Ratios
2.3.2 Asset Quality Ratios
2.3.3 Management Efficiency Ratios
2.3.4 Earnings Quality Ratios
2.3.5 Liquidity Ratios
Chapter-III Findings and conclusion 28 to 31
3.1 Findings
3.2 Conclusion
3.3 Bibliography 32
Annexure 1A - SBI BALANCE SHEET
Annexure 1B - SBI PROFIT AND LOS ACCOUNT
Annexure 2A - HDFC BALANCE SHEET
Annexure 2B - HDFC PROFIT AND LOSS ACCOUNT
Annexure 3A - ICICI BALANCE SHEET
Annexure 3B - ICICI PROFIT AND LOSS ACCOUNT
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 LIST OF TABLES

Sr.No. Table No. Title Page No.

1 1 CAPITAL ADEQUACY RATIOS 18

2 2 ASSET QUALITY RATIOS 20
3 3 MANAGEMENT EFFICIENCY RATIOS 22
4 4 EARNING QUALITY RATIOS 24
5 5
LIQUIDITY RATIOS 26

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 LIST OF GRAPHS

Graph no. Title of Graph Page No.

2.5.1.1 CAPITAL ADEQUACY RATIOS 19

2.5.1.2 ASSET QUALITY RATIOS 21
2.5.1.3 MANAGEMENT EFFICIENCY RATIOS 23
2.5.1.4 EARNING QUALITY RATIOS
25
2.5.1.5 LIQUIDITY RATIOS
27

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 LIST OF ABBREVIATIONS

Sr.no. Abbreviation Full Form

Reserve Bank of India

1 RBI

2 D-SIBs Domestic Systemically Important Banks

3 GDP Gross Domestic Product

4 RWAs Risk Weighted Assets

5 CCyB Countercyclical Capital Buffer

6 NRIs
Non-Resident Indian

7 ATMs Automated Teller Machine

8 NPAs
Non-Performing Assets

9 SBI State Bank of India

10 HDFC Housing Development Finance Corporation

Industrial Credit And Investment Corporation of

11 ICICI
India

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