3/15/24, 9:36 PM Ultimate Package | Scotiabank Canada

Sign In

Chequing Accounts

Ultimate Package
Our award-winning banking package that offers premium
perks.

Plus, earn up to $400 with an Ultimate Package and an investment

plan.2 See offer details.

Get the Ultimate Package

Is this Chequing Account right for you?

Right for you if you:

Can benefit from unlimited transactions per month included in this account
Use for everyday banking such as purchases, ABM transactions and payroll deposits

May not be right for you if you:

Are interested in only opening a savings account that earns interest

Package features

Open an account

https://www.scotiabank.com/ca/en/personal/bank-accounts/chequing-accounts/ultimate-package.html?cid=ps_BNS-24-003_demandgen&gclid=CjwK… 1/10
3/15/24, 9:36 PM Ultimate Package | Scotiabank Canada

Account benefits

Unlimited debit transactions3

Unlimited no-fee♢ Scotia International Money Transfers±

Unlimited Interac e-Transfer† transactions

No Overdraft Protection fee4

No monthly account fee on a Basic Plus Bank Account16 (save up to $143 annually)

Grow your money

Earn an additional 0.10% interest on your MomentumPLUS Savings Account7

Ultimate rates on select GICs8

No monthly account fee on a Scotia® U.S. Dollar Daily Interest Account19

10 free equity trades at Scotia iTRADE in your first year (approximately $100 value) and 5 free equity trades every year after9

More perks

Free personalized cheques20and drafts11

Up to $150 ongoing annual fee waiver on select credit cards5

Unlimited free Global non-Scotiabank ABM withdrawals6

Free small safety deposit box ($60 annual fee waived)17

Scene+TM Program10

NEW! Ultimate Package Rates on select foreign exchange transactions.23

Ultimate Package offers homeowners more value

Preferred rates on fixed and variable rate, closed mortgages for new purchases, switches, refinances and renewals on a Scotia Total Equity® Plan
(STEP)∆ available through an advisor.

The STEP allows for increased flexibility and lets you initially borrow up to 80% of the value of your home, including up to 65% under lines of credit
and other secured borrowing solutions.∆*

Book an appointment

Open an account

https://www.scotiabank.com/ca/en/personal/bank-accounts/chequing-accounts/ultimate-package.html?cid=ps_BNS-24-003_demandgen&gclid=CjwK… 2/10
3/15/24, 9:36 PM Ultimate Package | Scotiabank Canada

Monthly fees
$0* or $30.95/mth
*
No monthly account fee by maintaining a minimum daily closing balance of $6,000 in your Ultimate Package, or a combined balance of $30,000
across your Ultimate Package and your MomentumPLUS Savings Account1

Summary of account fees

Your award-winning banking package

Best Chequing Best Premium Bank

Account awarded by Account for Bundling
MoneyGenius on awarded by
January 1, 2024 MoneySense on
January 1, 2024

Open an account

https://www.scotiabank.com/ca/en/personal/bank-accounts/chequing-accounts/ultimate-package.html?cid=ps_BNS-24-003_demandgen&gclid=CjwK… 3/10
3/15/24, 9:36 PM Ultimate Package | Scotiabank Canada

All your family’s banking needs, in one package

The Ultimate Package for Families. Manage all your finances with one banking solution, made to fit your family.

Speak to an advisor

Get Rewarded with Scene+

Earn points on everyday purchases with the Scene+TM program

n
Open an account
1 Scene+ point for every $5 spent on everyday purchases.10

https://www.scotiabank.com/ca/en/personal/bank-accounts/chequing-accounts/ultimate-package.html?cid=ps_BNS-24-003_demandgen&gclid=CjwK… 4/10
3/15/24, 9:36 PM Ultimate Package | Scotiabank Canada

1 Scene+ point for every $1 spent at Cineplex.

deem
Redeem Scene+ points for travel, shopping, entertainment, dining, banking, and more.

Explore Scene+

What you can access with every Scotia account

Mobile and online Mobile cheque deposit Free credit score†† Shop with convenient Apple Pay, Google Pay
banking VISA Debit and Interac and Samsung Pay
Flash payment options

Here are some answers to our most popular questions

Open an account

https://www.scotiabank.com/ca/en/personal/bank-accounts/chequing-accounts/ultimate-package.html?cid=ps_BNS-24-003_demandgen&gclid=CjwK… 5/10
3/15/24, 9:36 PM Ultimate Package | Scotiabank Canada

What is the Scotiabank Ultimate Package and what are the benefits?

How do I get the Ultimate Package?

What is the monthly account fee for Scotiabank’s Ultimate Package?

How much does Scotiabank charge for ordering cheques?

What is the Senior’s discount?

Scotia is the bank for everyone

s easy, just for you.

cotia 

Open an account

https://www.scotiabank.com/ca/en/personal/bank-accounts/chequing-accounts/ultimate-package.html?cid=ps_BNS-24-003_demandgen&gclid=CjwK… 6/10
3/15/24, 9:36 PM Ultimate Package | Scotiabank Canada

iors
eive an automatic monthly account fee discount of $7.00 on the Ultimate Package.

Need help selecting your account?

Compare all accounts

Help me choose

Tools and calculators

t got smarter

e+. A set of money management features in the Scotiabank mobile app that gives you personalized insights, advice, and more control over your money.

ce+ 

Open an account

https://www.scotiabank.com/ca/en/personal/bank-accounts/chequing-accounts/ultimate-package.html?cid=ps_BNS-24-003_demandgen&gclid=CjwK… 7/10
3/15/24, 9:36 PM Ultimate Package | Scotiabank Canada

ding and saving

nancial future is to understand where you are now. Use our calculator for a better picture of your finances and to help you budget for your goals.

r

utions see how easy it is to reach your savings goals through regular and automatic savings.

ns 

Let's get started!

Apply online or in person

Online
100% safe and secure.

Enroll online 

In person
Talk to a Scotiabank advisor.

Book an appointment 

Open an account

https://www.scotiabank.com/ca/en/personal/bank-accounts/chequing-accounts/ultimate-package.html?cid=ps_BNS-24-003_demandgen&gclid=CjwK… 8/10
3/15/24, 9:36 PM Ultimate Package | Scotiabank Canada

Additional information
Eligible for CDIC Insurance

Scotiabank - DAY-TO-DAY BANKING - COMPANION BOOKLET

N/A | pdf : 799 KB

Download 

Terms and conditions


Have a question?
We have an answer.
Help Centre


Call Scotiabank
1.800.4SCOTIA
More phone numbers


Get advice
Meet with an advisor.
Book an appointment

    

Careers Security and Fraud Legal Privacy Accessibility Cookie Settings

Open an account

https://www.scotiabank.com/ca/en/personal/bank-accounts/chequing-accounts/ultimate-package.html?cid=ps_BNS-24-003_demandgen&gclid=CjwK… 9/10
3/15/24, 9:36 PM Ultimate Package | Scotiabank Canada

© Scotiabank.com All Rights Reserved

Open an account

https://www.scotiabank.com/ca/en/personal/bank-accounts/chequing-accounts/ultimate-package.html?cid=ps_BNS-24-003_demandgen&gclid=Cjw… 10/10