Demography The convenience/ease of use

Allows
The
I was able Easy withdrawa
satellite
Marital Number of to get the identificati l of only
Gender Age point
Status dependents service on as a the
location is
easily customer amount
convenient
you want

1 2 4 1 2 5 4 4 3
2 1 4 2 2 5 5 5 5
3 2 4 2 2 5 5 4 5
4 2 4 3 3 5 4 4 4
5 1 3 1 2 5 5 4 5
6 2 3 2 2 5 4 4 3
7 2 2 2 1 5 5 4 4
8 1 3 1 1 4 5 4 4
9 2 4 1 2 5 4 3 4
10 2 4 1 3 4 4 4 5
11 1 1 1 1 5 5 4 4
12 2 4 1 2 4 5 4 4
13 1 5 3 3 4 4 4 4
14 2 3 1 3 4 4 4 3
15 1 3 1 1 5 5 4 4
16 2 5 3 4 4 4 5 4
17 2 3 1 2 4 5 4 3
18 2 4 1 3 5 5 4 3
19 2 5 1 2 5 5 4 4
20 1 4 1 2 4 5 4 5
21 2 4 1 2 4 5 5 4
22 2 4 1 2 2 2 2 4
23 2 4 1 3 3 3 4 4
24 2 4 1 2 4 5 4 4
25 1 3 1 2 5 4 3 4
26 1 3 3 3 4 4 3 5
27 2 4 4 2 4 5 5 4
28 2 4 4 2 5 4 4 4
29 1 3 1 1 4 5 4 4
30 2 3 1 2 4 5 4 4
31 2 4 1 3 4 5 3 4
32 1 3 1 3 4 4 5 4
33 2 2 1 2 4 3 4 5
34 2 1 2 1 4 5 4 4
35 2 3 1 1 4 4 4 4
36 2 1 2 2 5 5 5 5
37 1 4 3 2 4 3 4 4
38 2 5 1 2 4 5 4 4
39 2 4 1 3 4 5 3 2
40 1 4 4 2 4 4 4 4
41 2 2 4 1 3 4 4 4
42 1 2 1 2 4 5 4 4
43 2 2 1 2 4 5 4 4
44 2 4 1 1 3 4 5 4
45 1 4 1 1 4 5 5 4
46 2 3 1 2 5 5 5 5
47 2 4 1 2 4 4 4 3
48 2 4 1 2 4 4 5 4
49 2 4 4 2 3 3 3 4
50 2 4 1 4 2 3 3 4
51 2 5 1 2 4 3 3 4
52 2 5 1 2 5 4 3 4
53 2 3 1 3 5 5 5 5
54 1 3 1 2 4 3 4 2
55 2 3 1 2 4 3 5 4
56 2 4 1 3 4 3 4 4
57 1 5 4 2 4 3 2 2
58 2 4 1 2 5 4 4 5
59 2 3 1 2 3 3 4 4
60 2 4 1 2 3 4 5 4
61 2 3 1 2 4 3 4 5
62 1 3 1 3 5 5 5 4
63 2 4 3 4 2 3 2 4
64 2 4 4 2 4 5 5 5
65 1 3 1 1 4 2 2 4
66 2 4 1 2 3 3 3 1
67 1 3 1 1 4 3 4 5
68 2 4 2 1 4 4 4 5
69 2 3 1 2 4 3 4 5
70 2 4 1 2 4 4 4 5
71 2 4 3 4 4 4 4 4
72 1 3 1 2 4 5 4 5
73 2 3 1 3 4 4 2 5
 74 1 3 1 1 4 5 4 4
75 2 3 1 2 4 4 4 4
76 2 3 1 1 4 3 4 4
77 1 3 1 2 4 4 4 4
78 2 3 1 2 5 5 5 5
79 2 4 1 3 4 4 3 4
80 2 4 1 2 4 3 4 5
81 2 4 3 2 4 4 4 5
82 2 3 1 2 5 4 4 4
83 2 5 1 3 3 3 4 4
84 1 3 1 2 5 5 5 5
85 2 3 1 2 4 5 4 5
86 2 3 1 1 4 4 4 4
87 2 4 1 2 4 4 4 3
88 1 3 1 2 4 3 5 5
89 2 4 4 1 3 3 4 4
90 1 3 1 2 4 4 5 5
91 2 3 1 2 4 4 5 5
92 2 3 4 2 5 5 5 5
93 1 3 1 2 4 4 4 5
94 2 5 4 2 3 5 4 4
95 2 6 3 3 4 4 4 5
96 2 3 1 1 4 4 5 5
97 2 3 1 2 5 4 5 5
98 1 1 1 1 4 4 4 5
99 2 3 2 1 4 4 5 5
100 1 2 1 2 2 3 3 2
101 2 3 1 3 5 5 5 5
102 2 5 1 3 4 4 5 5
103 2 3 1 3 4 5 4 4
104 2 5 1 2 5 5 5 5
105 2 3 1 3 4 4 4 4
106 1 1 1 1 5 4 4 4
107 2 4 1 2 4 4 4 4
108 1 5 3 3 4 4 4 4
109 2 3 1 3 4 4 4 3
110 1 3 1 1 4 4 4 4
111 2 5 3 4 4 4 4 5
112 1 3 1 2 5 3 4 4
113 2 4 1 3 4 4 4 3
114 1 5 1 2 4 4 4 4
115 2 4 1 2 4 4 4 4
116 1 4 2 2 5 5 5 5
117 2 4 2 2 5 4 4 3
118 2 4 3 3 4 4 4 4
119 1 3 1 2 4 4 4 3
120 2 3 2 2 4 4 4 4
121 2 2 2 1 4 4 4 5
122 1 3 1 1 4 4 4 5
123 2 4 1 2 5 4 4 4
124 2 4 1 4 4 5 3 4
125 1 5 1 2 4 4 5 4
126 2 5 1 2 4 5 4 4
127 1 3 1 3 5 5 5 5
128 2 3 1 2 5 4 4 5
129 2 3 1 2 5 3 4 4
130 2 4 1 3 5 4 4 4
131 1 5 4 2 4 3 4 5
132 2 4 1 2 5 4 4 5
133 2 3 1 2 5 4 3 4
134 2 4 1 2 4 5 3 4
135 2 3 1 2 4 3 4 5
136 1 3 1 3 5 5 5 4
137 2 4 3 4 4 4 5 4
138 2 4 4 2 4 5 5 5
139 1 3 1 1 4 4 3 4
140 2 4 1 2 4 5 4 4
141 1 3 1 1 4 4 4 5
142 2 4 2 1 4 4 4 5
143 2 3 1 2 4 4 5 5
144 2 4 1 2 4 4 4 5
145 2 4 1 2 4 3 4 4
146 2 3 1 2 4 3 4 5
147 1 3 1 3 5 5 5 4
148 2 4 3 4 4 5 4 5
149 2 4 4 2 4 5 5 5
150 1 3 1 1 4 4 5 4
151 2 4 1 2 4 4 5 4
152 1 3 1 1 4 3 4 5
153 2 4 2 1 4 4 4 5
154 2 3 1 2 4 5 5 5
155 2 4 1 2 4 4 4 5
156 2 4 3 4 4 4 4 4
157 1 3 1 2 4 5 4 5
158 1 3 1 3 4 5 4 5
159 2 3 1 1 4 5 4 4
160 1 3 1 2 4 4 4 4
161 2 3 1 1 4 4 5 4
162 2 3 1 2 4 4 4 4
163 1 3 1 2 5 5 5 5
164 2 4 1 3 4 5 5 4
165 2 4 1 2 4 3 4 5
166 2 4 3 2 4 4 4 5
167 2 3 1 2 5 4 4 4
168 2 5 1 3 5 4 4 4
169 1 3 1 2 5 5 5 5
170 2 3 1 2 4 3 4 5
171 2 3 1 1 4 4 4 4
172 2 4 1 2 4 5 4 4
173 1 3 1 2 4 3 5 5
174 2 4 4 1 4 5 4 4
175 1 3 1 2 4 4 5 5
176 1 3 1 2 4 5 4 4
177 2 4 1 3 4 4 4 4
178 1 3 1 3 4 3 4 4
179 2 2 1 2 4 4 3 4
180 2 1 2 1 5 3 5 4
181 2 3 1 1 4 4 4 4
182 2 1 2 2 5 5 5 5
183 1 4 3 2 4 5 4 4
184 2 5 1 2 4 4 4 4
185 2 4 1 3 4 4 4 4
186 1 4 4 2 5 4 4 4
187 2 2 4 1 4 5 4 4
188 1 2 1 2 4 4 4 4
189 2 2 1 2 5 4 3 4
190 2 4 1 1 4 4 5 4
191 2 4 1 1 2 3 4 4
192 1 3 1 2 5 5 5 5
193 2 4 1 2 4 5 4 4
194 2 4 1 2 4 3 3 2
195 2 4 4 2 5 5 5 4
196 2 4 1 4 4 5 4 4
197 1 3 1 2 4 4 5 5
198 2 3 4 2 5 5 5 5
199 1 3 1 2 4 4 4 5
200 2 5 4 2 4 5 5 4
201 1 6 3 3 4 4 4 5
202 2 3 1 1 4 4 5 5
203 2 3 1 2 5 4 5 5
204 1 1 1 1 5 4 4 5
205 2 3 2 1 4 4 5 5
206 1 2 1 2 5 5 5 4
207 2 3 1 3 5 5 5 5
208 2 5 1 3 4 4 5 5
209 2 3 1 3 4 5 4 4
210 2 5 1 2 5 5 5 5
211 1 3 1 3 4 5 4 4
212 2 1 1 1 4 4 4 4
213 2 4 1 2 5 4 4 4
214 1 5 3 3 5 5 4 4
215 2 3 1 3 4 5 4 4
216 1 3 1 1 5 4 4 4
217 2 5 3 4 4 5 4 4
218 1 3 1 2 4 5 4 5
219 2 4 1 3 5 5 4 3
220 2 3 1 1 4 5 4 4
221 2 4 1 2 4 3 4 5
222 2 4 3 2 4 4 4 5
223 2 3 1 2 3 4 5 4
224 1 5 1 3 3 3 4 4
225 2 3 1 2 5 5 5 5
226 1 3 1 2 4 3 4 5
227 2 3 1 1 4 4 4 4
228 2 4 1 2 4 2 4 3
229 1 3 1 2 4 3 5 5
230 2 4 4 1 3 3 4 4
231 1 3 1 2 4 4 5 5
232 1 3 1 2 4 4 5 5
233 2 3 4 2 5 5 5 5
234 2 3 1 2 4 4 4 5
235 1 5 4 2 4 2 4 4
236 1 6 3 3 4 4 4 5
237 2 3 1 1 4 4 5 5
238 2 3 1 2 5 4 5 5
239 1 1 1 1 4 4 4 5
240 2 3 2 1 4 4 5 5
241 1 2 1 2 4 4 3 2
242 1 3 1 3 5 5 5 5
243 2 5 1 3 4 4 5 5
244 2 3 1 3 4 3 4 4
245 2 5 1 2 5 5 5 5
246 1 3 1 3 4 4 4 4
247 2 1 1 1 5 4 4 3
248 2 4 1 2 4 4 4 4
249 1 5 3 3 4 4 4 4
250 2 3 1 3 4 3 4 3
251 1 3 1 1 4 4 4 4
252 2 5 3 4 4 3 4 4
253 1 3 1 2 4 3 4 3
254 2 4 1 3 4 4 4 3
255 1 5 1 2 4 4 4 4
256 2 4 1 2 5 5 4 4
257 1 4 2 2 5 4 4 5
258 2 4 2 2 3 4 4 3
259 2 4 3 3 4 4 4 3
260 1 3 1 2 4 4 4 3
261 2 3 2 2 3 4 4 3
262 2 2 2 1 4 4 4 3
263 1 3 1 1 4 4 4 3
264 2 3 1 2 4 3 4 4
265 2 4 1 3 4 3 4 4
266 1 3 1 3 4 3 2 4
267 2 2 1 2 5 4 4 4
268 2 1 2 1 3 3 3 4
269 2 3 1 1 4 4 4 4
270 1 1 2 2 5 5 5 5
271 2 4 3 2 4 3 4 4
272 2 5 1 2 4 3 4 4
273 1 4 1 3 5 4 3 4
274 2 4 4 2 5 4 3 4
275 2 2 4 1 5 3 4 4
276 1 2 1 2 4 4 3 4
277 1 2 1 2 4 5 4 4
278 2 4 1 1 4 3 3 4
279 2 4 1 1 5 4 3 4
280 1 3 1 2 5 5 5 5
281 2 4 1 2 4 3 4 3
282 1 4 1 2 3 4 3 4
283 2 4 4 2 5 4 3 4
284 2 4 1 4 5 3 3 4
285 1 5 1 2 4 3 5 4
286 2 5 1 2 4 3 3 3
287 2 3 1 3 5 5 5 5
288 1 3 1 2 4 3 4 2
289 2 3 1 2 2 3 2 4
290 2 4 1 3 4 3 4 4
291 1 5 4 2 4 3 2 2
292 2 4 1 2 5 4 4 5
293 2 3 1 2 3 3 4 4
294 1 4 1 2 4 4 3 4
295 2 3 1 2 4 3 4 5
296 1 3 1 3 5 5 5 4
297 2 4 3 4 4 3 4 4
298 2 4 4 2 4 5 5 5
299 1 3 1 1 4 2 2 4
300 2 4 1 2 4 3 3 3
301 1 3 1 1 4 3 4 5
302 2 4 2 1 4 4 4 5
303 1 3 1 2 4 3 4 5
304 2 4 1 2 4 4 4 5
305 2 4 3 4 4 4 4 4
306 1 3 1 2 3 3 4 5
307 2 3 1 3 4 4 2 5
308 1 3 1 1 4 5 4 4
309 2 3 1 2 4 4 4 4
310 1 3 1 1 4 5 4 4
311 2 3 1 2 2 2 3 3
312 1 3 1 2 5 5 5 5
 The system The transaction The relative
Security Added Benefits
availability speed advantage

It has
The I have not It allowed
It allowed It has reduced
It is only It saved service is faced It has me to
Getting me to reduced the time I
me who my money always service reduced withdraw
paid become an the time I wait at the
can access if I failed available denial due the time it in smaller
electronics MFI travelled service
my to collect when it is to system took amounts
is very fast customer to collect point to
transfer monthly supposed availabilit before throughout
and save payment take me
to y the month
before

4 4 4 3 4 4 4 4 2 2
5 5 5 5 5 5 4 5 5 5
4 5 4 3 4 4 4 4 4 3
5 4 4 3 5 4 4 4 4 4
5 4 4 3 5 4 4 4 3 3
4 4 3 3 4 4 4 4 4 4
4 5 4 3 5 4 3 4 4 4
5 4 5 3 5 4 4 4 4 4
5 4 4 3 4 4 3 3 3 3
4 5 4 3 4 4 4 4 4 4
4 4 5 3 4 4 4 4 3 2
4 4 4 3 4 4 4 4 4 4
5 4 4 3 5 4 4 4 4 4
5 4 5 3 5 4 4 4 3 3
5 4 4 3 5 4 4 4 4 4
4 4 4 4 4 4 4 4 4 4
5 4 4 3 4 4 4 4 4 4
4 4 4 3 4 4 4 4 4 4
3 4 4 4 4 4 4 4 4 4
5 4 5 3 5 5 2 2 2 2
4 5 4 3 4 4 4 4 4 4
3 4 3 3 3 2 2 2 4 4
3 4 4 3 4 4 4 4 4 4
4 4 3 3 4 4 4 4 4 4
3 5 4 3 4 3 2 3 4 4
4 4 3 3 4 4 4 4 4 4
4 4 4 3 4 4 4 4 4 4
4 4 4 3 4 4 4 4 4 4
5 4 4 3 5 4 4 4 4 4
4 4 4 3 5 4 4 4 4 4
4 4 4 3 4 4 4 4 4 4
5 4 5 3 4 4 2 2 4 4
5 4 4 2 5 4 2 2 4 4
4 4 4 2 5 5 4 4 5 5
4 4 4 4 4 4 4 4 4 4
5 5 5 5 5 4 4 4 1 1
3 4 4 3 4 4 3 4 4 4
4 4 4 4 4 4 4 4 4 4
3 4 3 3 3 3 2 2 2 2
3 5 4 2 4 4 2 2 4 4
3 4 3 3 4 3 2 2 3 3
5 3 5 3 4 4 2 2 5 5
5 4 4 2 5 4 2 2 2 2
4 4 3 2 5 3 2 2 2 2
3 3 3 3 5 4 2 2 2 2
5 5 4 4 4 4 4 4 4 4
4 4 5 2 4 4 2 2 2 2
4 5 4 3 2 2 2 2 2 2
3 3 3 3 3 3 2 2 4 4
3 3 4 3 4 2 4 3 4 4
3 4 4 3 4 4 4 3 4 4
3 3 2 2 2 2 2 3 2 2
4 5 5 3 5 5 4 4 4 4
3 5 4 2 4 4 3 4 2 2
4 4 4 3 4 4 4 4 1 1
3 4 5 3 4 5 2 3 4 4
4 4 4 3 4 4 4 4 2 2
4 5 4 4 5 4 4 4 4 4
3 3 3 2 4 4 3 4 5 5
3 4 4 2 5 4 2 2 2 2
3 4 4 3 5 4 4 3 4 4
4 4 4 4 5 3 4 4 4 4
3 4 4 3 4 3 4 3 5 5
5 4 4 4 5 4 4 4 4 4
3 4 5 3 4 4 2 2 2 1
3 3 1 3 3 2 2 2 2 2
4 4 4 4 4 3 3 4 5 5
4 4 5 3 4 4 2 2 4 4
3 4 5 2 4 4 2 2 4 4
5 4 4 4 5 5 4 4 4 4
4 4 4 4 4 4 4 4 5 5
5 4 4 4 5 4 4 4 3 3
3 4 4 2 4 4 3 3 1 1
4 4 4 3 5 4 4 4 4 4
4 4 4 4 4 4 3 3 5 5
4 3 4 3 4 4 2 2 2 2
3 5 2 3 4 4 4 4 5 5
5 4 4 4 5 5 4 4 4 4
3 5 3 1 4 4 3 3 2 2
5 4 4 4 4 4 4 4 4 4
5 4 5 5 5 4 4 4 5 5
5 4 4 4 4 4 4 4 4 4
3 4 4 4 4 4 3 4 1 1
5 5 4 4 5 5 4 4 5 5
5 4 4 3 5 4 4 4 4 4
4 4 4 4 4 4 4 4 4 4
4 4 4 3 4 4 3 3 1 1
4 4 4 4 5 4 4 4 4 4
3 3 3 3 4 4 3 4 4 4
5 4 4 4 5 5 4 4 4 4
5 4 4 4 5 4 4 4 5 4
4 4 5 5 5 4 4 4 5 5
4 4 4 4 4 4 4 4 4 4
4 4 5 3 5 4 2 2 2 2
4 4 4 4 4 4 4 4 4 4
4 5 4 4 5 4 3 5 5 5
4 5 4 4 5 5 4 4 5 5
4 5 4 4 5 4 4 4 2 2
4 5 4 4 5 4 4 5 4 4
3 3 3 3 3 2 2 2 4 4
4 5 4 5 5 4 4 5 4 4
4 4 4 4 5 4 5 5 4 4
5 4 4 2 5 4 3 3 3 3
5 4 4 4 4 4 4 4 4 4
4 4 3 4 4 4 4 4 4 4
4 4 3 3 4 4 4 4 3 2
3 5 3 3 5 4 4 4 4 4
4 4 4 3 4 4 4 4 4 4
3 4 5 3 4 3 3 4 3 3
4 4 4 3 4 4 4 4 4 4
4 4 4 4 4 4 4 4 4 4
5 4 4 5 4 4 4 4 4 4
4 4 4 3 4 3 3 4 4 4
4 4 4 4 4 4 3 4 4 4
4 4 4 3 4 4 4 4 2 2
5 5 5 5 5 5 4 5 5 5
4 4 4 4 4 4 4 4 4 3
4 4 4 3 4 4 4 4 4 4
4 3 4 4 4 3 3 4 3 3
3 4 3 4 4 4 4 3 4 4
5 4 4 4 4 4 3 4 4 4
4 4 3 3 4 4 4 4 4 4
5 4 3 3 5 4 3 3 3 3
3 5 4 4 5 4 4 4 4 4
5 4 4 3 5 4 4 4 4 4
5 4 5 4 4 4 2 4 2 2
4 5 5 3 5 5 4 4 4 4
3 5 4 4 4 4 4 4 2 2
4 4 5 3 4 4 4 4 1 1
4 4 5 3 4 4 2 3 4 4
4 4 4 4 4 4 4 4 2 2
4 5 4 4 5 5 4 4 4 4
3 4 4 4 4 4 4 4 5 5
4 4 5 4 4 4 2 2 2 2
5 4 4 5 5 4 5 4 4 4
4 4 4 5 5 5 4 4 4 4
4 4 4 4 4 4 4 4 5 5
5 4 4 4 5 4 4 4 4 4
3 4 5 3 5 4 2 2 2 1
4 4 4 4 4 4 2 2 2 2
5 4 4 5 5 5 4 4 5 5
5 4 5 3 5 4 2 2 4 4
4 4 4 5 4 4 2 2 4 4
5 4 4 4 5 5 4 4 4 4
4 5 5 4 4 4 2 2 2 2
3 4 4 5 5 4 4 4 4 4
4 4 4 5 5 5 4 4 4 4
3 5 4 3 4 4 4 4 5 5
5 4 4 4 5 4 4 4 4 4
3 4 4 5 5 4 2 2 2 1
3 4 4 4 4 4 2 2 2 2
5 4 4 4 5 5 4 4 5 5
5 4 5 4 5 4 2 2 4 4
3 4 4 4 4 4 2 2 4 4
5 4 4 4 5 5 4 4 4 4
4 4 4 4 4 4 4 4 5 5
5 4 4 4 5 4 4 4 3 3
4 4 3 5 4 4 3 3 1 1
4 4 4 4 5 5 4 4 4 4
4 4 4 4 4 4 3 3 5 5
5 4 5 3 4 4 2 2 2 2
3 5 5 3 4 3 4 4 5 5
4 5 4 4 5 5 4 4 4 4
4 5 4 4 4 4 3 3 2 2
4 4 4 4 4 4 4 4 4 4
4 4 5 5 5 4 4 4 5 5
4 4 4 5 4 4 4 4 4 4
5 4 4 4 4 4 4 4 1 1
5 5 4 5 5 5 4 4 4 5
3 4 4 4 4 4 4 4 4 4
4 4 4 4 4 4 4 4 4 4
5 4 4 4 4 4 3 3 1 1
4 4 5 4 4 4 4 4 4 4
4 3 4 4 4 4 4 4 4 4
4 4 4 4 5 5 4 4 4 4
5 4 4 4 4 4 4 4 4 4
3 5 4 4 4 4 4 4 4 4
3 4 5 3 4 3 2 2 4 4
3 5 5 2 4 3 2 2 3 4
3 5 4 3 5 5 4 4 5 5
4 4 4 4 4 4 4 4 4 4
5 5 5 5 5 5 4 4 1 1
5 4 4 4 4 4 3 4 4 4
4 4 4 4 4 4 4 4 4 4
4 4 4 4 4 4 2 2 2 2
4 4 4 5 4 4 2 2 4 4
4 4 4 4 4 5 2 2 3 3
3 5 4 4 4 4 2 2 5 5
4 4 4 4 4 4 2 2 2 2
4 4 4 5 4 4 2 2 2 2
3 3 3 3 3 3 2 2 2 2
5 5 4 5 4 5 4 4 4 4
5 4 4 5 4 4 2 2 2 2
3 4 3 4 3 3 2 2 2 2
5 4 4 4 3 4 2 2 4 4
3 4 5 3 3 4 4 4 4 4
5 4 4 5 4 4 4 4 4 4
4 5 5 5 5 4 4 4 4 5
4 4 4 4 4 4 3 4 2 4
4 4 4 5 3 5 2 2 2 2
4 5 5 4 4 4 4 4 4 4
4 4 5 4 4 4 5 5 5 5
4 4 4 5 5 5 4 4 5 5
4 4 4 5 5 4 4 4 2 2
4 4 4 4 5 4 5 5 4 4
4 5 3 4 4 4 2 2 4 4
4 5 4 5 5 4 5 5 4 4
4 4 4 4 5 4 5 5 4 4
4 4 4 5 4 4 3 3 3 3
5 4 5 4 4 4 4 4 4 4
4 4 5 4 4 4 4 4 4 4
4 4 5 3 5 4 4 4 3 2
4 4 4 4 4 4 4 4 4 4
4 4 4 4 4 4 4 4 4 4
3 4 5 4 4 4 4 4 3 3
4 4 4 5 4 4 4 4 4 4
4 4 4 5 4 5 4 4 4 4
4 5 4 4 4 4 4 4 4 4
4 3 4 4 4 4 4 4 4 4
4 4 4 4 4 4 4 4 4 4
4 4 4 4 4 4 4 4 4 4
4 4 5 5 5 4 4 4 5 4
4 4 4 4 3 4 4 4 4 4
3 4 4 4 3 4 4 4 1 1
5 4 4 4 4 4 4 4 5 3
3 4 4 4 4 4 4 4 4 4
4 4 4 4 4 4 4 4 4 4
2 5 4 3 3 3 3 3 1 1
4 4 4 4 5 4 4 4 4 4
3 4 3 3 3 4 3 4 3 4
4 4 5 4 5 5 4 4 4 4
5 4 4 4 4 4 3 4 5 4
4 4 4 5 4 4 4 4 3 5
4 4 4 4 4 4 4 4 4 4
3 4 3 4 3 4 2 2 2 2
4 5 4 4 4 4 4 4 4 4
4 4 4 4 4 4 4 5 3 5
4 4 4 5 5 5 4 4 5 4
4 4 5 4 5 4 4 4 2 2
4 4 5 4 5 4 4 5 4 4
3 4 3 4 3 2 2 2 3 2
4 5 4 5 5 4 5 4 4 4
4 4 4 4 5 4 4 3 4 4
3 4 3 4 4 4 3 3 2 3
4 4 4 4 4 4 4 4 4 4
4 4 3 4 4 4 4 3 3 4
4 4 4 4 4 4 4 4 3 2
3 4 3 4 4 4 4 3 3 4
3 4 4 3 5 4 3 4 3 4
3 4 4 3 4 4 3 4 3 3
3 5 4 4 5 4 4 4 4 4
4 3 4 4 4 4 3 4 4 3
3 4 4 3 4 4 3 4 4 3
5 4 4 3 4 4 3 4 4 3
4 4 4 4 4 4 3 4 3 4
4 4 4 3 4 4 4 4 2 2
5 3 5 5 4 4 4 4 3 4
4 4 4 3 4 4 3 4 4 3
4 4 4 4 4 4 4 4 4 4
4 3 4 3 4 3 4 3 3 3
4 4 3 4 4 4 3 3 4 3
4 4 4 4 4 4 3 4 4 4
4 3 3 4 4 4 4 4 4 4
3 4 4 3 4 4 3 4 4 4
4 4 4 3 4 4 3 4 4 3
3 3 5 3 4 4 2 2 3 4
4 4 4 3 4 4 2 2 4 4
3 4 5 4 5 5 4 4 5 4
3 4 4 4 3 4 3 4 4 3
4 5 5 5 4 4 4 4 1 1
5 4 4 3 4 4 3 4 4 3
3 4 4 4 4 4 3 4 3 4
4 4 3 4 4 4 2 2 2 2
3 4 5 4 3 4 2 2 4 4
4 4 3 4 4 4 2 2 3 3
4 3 4 3 4 4 2 2 3 4
3 4 3 4 4 4 2 2 2 2
3 3 3 4 4 3 2 2 2 2
4 3 3 5 4 4 2 2 2 2
5 5 4 4 4 4 4 4 4 4
5 4 4 4 4 4 2 2 2 2
4 3 5 3 4 4 2 2 2 2
4 3 4 3 4 4 2 2 3 4
3 4 4 4 3 4 4 4 4 4
3 5 4 4 4 4 4 4 4 4
3 3 3 2 3 4 2 4 2 2
4 4 5 3 5 5 4 4 4 4
3 3 4 2 4 4 3 4 2 2
3 3 4 3 3 4 4 3 1 1
3 4 4 3 3 4 2 2 3 4
4 3 5 3 4 4 3 4 2 2
4 5 4 3 4 4 3 4 3 4
3 4 3 4 4 4 3 4 3 4
4 4 4 5 5 4 2 2 2 2
4 5 5 3 5 4 4 5 4 4
4 4 4 5 5 5 4 4 4 4
3 4 4 4 3 4 3 4 3 4
3 5 4 4 4 4 4 4 4 4
3 4 5 3 3 4 2 2 2 1
3 3 3 4 3 4 2 2 2 2
4 5 4 4 5 5 3 4 3 4
5 4 5 3 5 4 2 2 4 4
5 4 4 4 4 4 2 2 4 4
4 4 4 4 5 4 3 4 3 4
4 4 4 4 4 4 4 4 3 5
5 4 3 4 5 4 2 3 2 3
3 5 2 2 4 3 3 3 1 1
4 4 4 4 5 5 4 4 4 4
4 4 4 4 4 4 3 3 3 5
4 4 3 4 4 3 2 2 2 2
3 5 2 3 4 3 2 2 2 2
4 4 4 4 5 5 4 4 4 4
 Beneficiaries’ Overall Satisfaction
Average

I will
I am
In most continue
completel
ways the I to use the
y satisfied
service recomme account
by
was close nd it to be after conv security SysAv tnxspd addbnft
electronic
to my used in PSNP
money
expectatio the future program
transfer
ns is
service
completed

4 5 4 4 4 4 3.5 4 4
3 4 5 5 5 5 5 5 4.5
5 5 4 4 4.75 4.5 3.5 4 4
4 4 5 5 4.25 4.5 3.5 4.5 4
5 5 5 4 4.75 4.5 3.5 4.5 4
4 5 3 4 4 4 3 4 4
5 4 5 5 4.5 4.5 3.5 4.5 3.5
5 4 4 4 4.25 4.5 4 4.5 4
4 4 5 4 4 4.5 3.5 4 3
4 5 4 4 4.25 4.5 3.5 4 4
4 5 5 4 4.5 4 4 4 4
5 4 4 4 4.25 4 3.5 4 4
4 5 4 4 4 4.5 3.5 4.5 4
4 5 5 4 3.75 4.5 4 4.5 4
4 5 5 4 4.5 4.5 3.5 4.5 4
4 5 5 4 4.25 4 4 4 4
5 4 4 4 4 4.5 3.5 4 4
5 5 4 4 4.25 4 3.5 4 4
5 4 4 5 4.5 3.5 4 4 4
4 5 4 4 4.5 4.5 4 5 2
4 5 5 4 4.5 4.5 3.5 4 4
2 2 2 3 2.5 3.5 3 2.5 2
3 4 5 3 3.5 3.5 3.5 4 4
4 5 5 3 4.25 4 3 4 4
4 5 4 4 4 4 3.5 3.5 2.5
4 5 4 3 4 4 3 4 4
4 4 5 5 4.5 4 3.5 4 4
4 4 5 4 4.25 4 3.5 4 4
4 5 4 5 4.25 4.5 3.5 4.5 4
5 5 4 4 4.25 4 3.5 4.5 4
4 5 4 3 4 4 3.5 4 4
3 5 4 4 4.25 4.5 4 4 2
4 5 5 4 4 4.5 3 4.5 2
4 5 4 4 4.25 4 3 5 4
4 3 5 4 4 4 4 4 4
4 5 5 4 5 5 5 4.5 4
4 4 4 3 3.75 3.5 3.5 4 3.5
4 4 5 4 4.25 4 4 4 4
2 4 5 3 3.5 3.5 3 3 2
4 4 4 4 4 4 3 4 2
5 4 3 3 3.75 3.5 3 3.5 2
4 5 4 4 4.25 4 4 4 2
4 5 5 4 4.25 4.5 3 4.5 2
4 4 5 4 4 4 2.5 4 2
4 5 4 4 4.5 3 3 4.5 2
4 4 4 4 5 5 4 4 4
3 5 4 3 3.75 4 3.5 4 2
4 5 5 4 4.25 4.5 3.5 2 2
3 4 3 3 3.25 3 3 3 2
2 3 4 3 3 3 3.5 3 3.5
4 4 3 3 3.5 3.5 3.5 4 3.5
2 3 2 3 4 3 2 2 2.5
4 4 4 5 5 4.5 4 5 4
3 4 4 3 3.25 4 3 4 3.5
2 5 5 5 4 4 3.5 4 4
3 4 3 3 3.75 3.5 4 4.5 2.5
3 4 5 4 2.75 4 3.5 4 4
3 5 4 5 4.5 4.5 4 4.5 4
2 4 4 5 3.5 3 2.5 4 3.5
4 4 5 3 4 3.5 3 4.5 2
2 4 4 4 4 3.5 3.5 4.5 3.5
4 4 4 4 4.75 4 4 4 4
3 4 3 3 2.75 3.5 3.5 3.5 3.5
4 5 4 5 4.75 4.5 4 4.5 4
3 3 3 3 3 3.5 4 4 2
2 4 2 3 2.5 3 2 2.5 2
2 4 4 4 4 4 4 3.5 3.5
4 4 5 3 4.25 4 4 4 2
3 5 5 3 4 3.5 3.5 4 2
5 4 4 4 4.25 4.5 4 5 4
4 4 4 4 4 4 4 4 4
4 5 4 4 4.5 4.5 4 4.5 4
3 3 5 4 3.75 3.5 3 4 3
3 4 5 4 4.25 4 3.5 4.5 4
4 4 5 3 4 4 4 4 3
3 4 5 3 3.75 3.5 3.5 4 2
4 5 4 3 4 4 2.5 4 4
5 5 5 4 5 4.5 4 5 4
3 5 5 3 3.75 4 2 4 3
4 5 4 4 4 4.5 4 4 4
4 5 4 4 4.25 4.5 5 4.5 4
4 4 5 4 4.25 4.5 4 4 4
4 4 4 3 3.5 3.5 4 4 3.5
5 4 4 5 5 5 4 5 4
4 4 5 4 4.5 4.5 3.5 4.5 4
4 4 4 4 4 4 4 4 4
4 5 5 3 3.75 4 3.5 4 3
4 4 4 5 4.25 4 4 4.5 4
3 3 4 3 3.5 3 3 4 3.5
4 4 5 5 4.5 4.5 4 5 4
5 4 4 5 4.5 4.5 4 4.5 4
5 4 5 5 5 4 5 4.5 4
4 4 5 4 4.25 4 4 4 4
4 5 4 3 4 4 4 4.5 2
4 4 4 4 4.25 4 4 4 4
4 4 4 5 4.5 4.5 4 4.5 4
5 4 4 5 4.75 4.5 4 5 4
4 5 4 5 4.25 4.5 4 4.5 4
4 4 5 5 4.5 4.5 4 4.5 4.5
2 2 2 5 2.5 3 3 2.5 2
4 5 4 5 5 4.5 4.5 4.5 4.5
5 4 4 4 4.5 4 4 4.5 5
5 4 4 4 4.25 4.5 3 4.5 3
5 4 4 4 5 4.5 4 4 4
5 4 4 4 4 4 3.5 4 4
4 5 5 4 4.25 4 3 4 4
4 5 3 4 4 4 3 4.5 4
4 4 4 4 4 4 3.5 4 4
5 4 3 3 3.75 3.5 4 3.5 3.5
4 4 4 4 4 4 3.5 4 4
3 5 5 4 4.25 4 4 4 4
4 4 4 4 4 4.5 4.5 4 4
3 4 4 4 3.75 4 3.5 3.5 3.5
3 4 4 4 4 4 4 4 3.5
3 5 4 4 4 4 3.5 4 4
5 4 4 5 5 5 5 5 4.5
5 3 4 4 4 4 4 4 4
4 4 4 4 4 4 3.5 4 4
4 3 4 4 3.75 3.5 4 3.5 3.5
4 3 4 4 4 3.5 3.5 4 3.5
5 3 4 5 4.25 4.5 4 4 3.5
5 4 4 4 4.25 4 3 4 4
5 5 4 4 4.25 4.5 3 4.5 3
4 5 4 3 4 4 4 4.5 4
4 4 4 5 4.25 4.5 3.5 4.5 4
4 5 4 5 4.25 4.5 4.5 4 3
4 5 4 5 5 4.5 4 5 4
4 5 4 3 4.5 4 4 4 4
5 4 3 4 4 4 4 4 4
4 4 5 4 4.25 4 4 4 2.5
4 3 5 4 4 4 4 4 4
5 4 4 4 4.5 4.5 4 5 4
4 3 4 5 4 3.5 4 4 4
5 4 3 4 4 4 4.5 4 2
5 4 4 4 4 4.5 4.5 4.5 4.5
4 5 4 4 4.75 4 4.5 5 4
3 4 5 4 4.25 4 4 4 4
4 4 5 5 4.75 4.5 4 4.5 4
4 5 3 5 3.75 3.5 4 4.5 2
4 4 5 4 4.25 4 4 4 2
5 4 4 4 4.25 4.5 4.5 5 4
5 4 4 3 4.25 4.5 4 4.5 2
4 4 5 4 4.5 4 4.5 4 2
4 4 4 5 4.25 4.5 4 5 4
4 4 4 5 3.75 4.5 4.5 4 2
4 5 4 4 4 3.5 4.5 4.5 4
4 5 5 4 4.75 4 4.5 5 4
4 5 5 4 4.5 4 3.5 4 4
4 5 4 5 4.75 4.5 4 4.5 4
4 5 3 5 4.25 3.5 4.5 4.5 2
4 5 5 4 4.25 3.5 4 4 2
4 4 4 4 4 4.5 4 5 4
4 5 4 4 4.25 4.5 4.5 4.5 2
4 5 5 4 4.75 3.5 4 4 2
4 5 4 4 4.25 4.5 4 5 4
4 4 4 4 4 4 4 4 4
4 5 5 4 4.5 4.5 4 4.5 4
4 5 5 4 4.5 4 4 4 3
4 4 5 4 4.25 4 4 5 4
4 4 4 4 4 4 4 4 3
4 4 5 4 4.25 4.5 4 4 2
4 5 4 3 4 4 4 3.5 4
5 5 5 4 5 4.5 4 5 4
4 4 5 5 4.5 4.5 4 4 3
4 5 3 4 4 4 4 4 4
4 5 4 4 4.25 4 5 4.5 4
4 4 5 4 4.25 4 4.5 4 4
4 5 5 3 4.25 4.5 4 4 4
5 4 5 4 5 5 4.5 5 4
4 4 4 4 4 3.5 4 4 4
4 4 4 4 4 4 4 4 4
4 5 5 3 4.25 4.5 4 4 3
4 4 4 5 4.25 4 4.5 4 4
4 5 5 3 4.25 3.5 4 4 4
4 4 5 5 4.5 4 4 5 4
4 5 5 3 4.25 4.5 4 4 4
4 4 4 4 4 4 4 4 4
4 4 2 4 3.75 3.5 4 3.5 2
3 5 4 3 3.75 4 3.5 3.5 2
4 4 5 4 4.25 4 3.5 5 4
4 4 5 3 4 4 4 4 4
5 4 5 5 5 5 5 5 4
5 4 3 5 4.25 4.5 4 4 3.5
4 4 4 4 4 4 4 4 4
4 5 4 3 4 4 4 4 2
5 4 3 5 4.25 4 4.5 4 2
4 4 5 4 4.25 4 4 4.5 2
5 4 4 3 4 4 4 4 2
4 4 4 4 4 4 4 4 2
5 4 4 4 4.25 4 4.5 4 2
5 3 2 3 3.25 3 3 3 2
4 5 5 4 5 5 4.5 4.5 4
4 5 5 5 4.25 4.5 4.5 4 2
4 3 2 3 3 3.5 3.5 3 2
4 4 5 4 4.75 4.5 4 3.5 2
4 5 4 4 4.25 3.5 4 3.5 4
5 4 4 4 4.5 4.5 4.5 4 4
5 5 5 5 5 4.5 5 4.5 4
3 4 4 4 4.25 4 4 4 3.5
5 5 5 3 4.5 4 4.5 4 2
5 4 4 4 4.25 4.5 4.5 4 4
4 4 4 5 4.5 4 4.5 4 5
5 5 4 5 4.75 4 4.5 5 4
4 5 5 4 4.5 4 4.5 4.5 4
4 4 5 5 4.5 4 4 4.5 5
5 4 5 4 4.75 4.5 3.5 4 2
5 5 4 5 5 4.5 4.5 4.5 5
5 5 4 4 4.5 4 4 4.5 5
4 5 5 4 4.25 4 4.5 4 3
5 5 5 4 5 4.5 4.5 4 4
4 4 4 4 4.25 4 4.5 4 4
5 4 5 4 4 4 4 4.5 4
4 4 5 4 4.25 4 4 4 4
5 5 5 4 4.5 4 4 4 4
4 4 5 4 4.25 3.5 4.5 4 4
4 5 4 4 4.25 4 4.5 4 4
4 5 5 4 4.25 4 4.5 4.5 4
5 4 5 4 4.5 4.5 4 4 4
5 4 4 4 4.25 3.5 4 4 4
5 4 4 4 4.25 4 4 4 4
5 4 4 3 4 4 4 4 4
5 4 4 4 4.25 4 5 4.5 4
3 4 5 4 4 4 4 3.5 4
3 4 4 3 3.5 3.5 4 3.5 4
3 4 4 4 5 4.5 4 4 4
4 4 4 4 4 3.5 4 4 4
4 4 4 4 4 4 4 4 4
3 3 5 3 3.25 3.5 3.5 3 3
4 4 4 5 4.25 4 4 4.5 4
3 3 4 3 3.5 3.5 3 3.5 3.5
4 4 5 5 4.5 4 4.5 5 4
3 4 4 4 4.5 4.5 4 4 3.5
4 4 4 5 5 4 4.5 4 4
4 4 4 4 4.25 4 4 4 4
4 3 3 3 3.5 3.5 3.5 3.5 2
4 4 4 4 4.25 4.5 4 4 4
4 4 4 5 4.5 4 4 4 4.5
4 4 4 5 4.75 4 4.5 5 4
4 5 5 4 4.25 4 4.5 4.5 4
4 4 5 5 4.5 4 4.5 4.5 4.5
4 3 2 4 3.25 3.5 3.5 2.5 2
4 4 4 5 5 4.5 4.5 4.5 4.5
5 4 4 4 4.5 4 4 4.5 3.5
2 2 5 4 3.75 3.5 3.5 4 3
4 4 4 4 5 4 4 4 4
3 4 4 4 4 4 3.5 4 3.5
5 3 5 4 4 4 4 4 4
3 5 2 4 4 3.5 3.5 4 3.5
3 4 4 4 4 3.5 3.5 4.5 3.5
3 2 5 4 3.5 3.5 3.5 4 3.5
5 4 4 4 4 4 4 4.5 4
3 2 4 4 3.75 3.5 4 4 3.5
3 4 4 4 3.5 3.5 3.5 4 3.5
3 4 4 4 3.75 4.5 3.5 4 3.5
3 4 4 4 4 4 4 4 3.5
3 5 4 4 4.5 4 3.5 4 4
3 4 4 4 4.5 4 5 4 4
3 3 4 4 3.5 4 3.5 4 3.5
3 5 4 4 3.75 4 4 4 4
3 3 4 4 3.75 3.5 3.5 3.5 3.5
3 4 2 4 3.5 4 3.5 4 3
3 4 4 5 3.75 4 4 4 3.5
3 5 2 4 3.75 3.5 3.5 4 4
2 4 4 4 3.75 3.5 3.5 4 3.5
4 3 3 5 3.75 4 3.5 4 3.5
2 4 4 4 3.25 3 4 4 2
3 4 4 5 4.25 4 3.5 4 2
3 4 5 4 3.25 3.5 4.5 5 4
4 3 3 4 4 3.5 4 3.5 3.5
4 4 4 4 5 4.5 5 4 4
4 4 4 3 3.75 4.5 3.5 4 3.5
3 4 4 4 3.75 3.5 4 4 3.5
5 4 4 4 4 4 3.5 4 2
4 4 5 4 4 3.5 4.5 3.5 2
5 4 4 3 4 4 3.5 4 2
3 4 5 3 3.75 3.5 3.5 4 2
4 5 5 3 4.25 3.5 3.5 4 2
2 4 5 3 3.5 3 3.5 3.5 2
5 4 5 3 4 3.5 4 4 2
4 4 4 4 5 5 4 4 4
2 4 5 5 3.5 4.5 4 4 2
2 4 5 4 3.5 3.5 4 4 2
5 4 2 4 4 3.5 3.5 4 2
4 4 5 3 3.75 3.5 4 3.5 4
5 4 4 3 4 4 4 4 4
2 2 4 5 3.25 3 2.5 3.5 3
4 4 4 5 5 4 4 5 4
2 3 4 3 3.25 3 3 4 3.5
2 4 3 4 2.75 3 3.5 3.5 3.5
2 4 3 5 3.75 3.5 3.5 3.5 2
4 5 3 3 2.75 3.5 4 4 3.5
2 4 4 4 4.5 4.5 3.5 4 3.5
4 4 4 3 3.5 3.5 3.5 4 3.5
4 5 4 4 3.75 4 4.5 4.5 2
5 4 4 4 4 4.5 4 4.5 4.5
5 4 4 5 4.75 4 4.5 5 4
3 4 4 4 3.75 3.5 4 3.5 3.5
3 4 4 5 4.75 4 4 4 4
1 5 3 3 3 3.5 4 3.5 2
2 4 4 5 3.25 3 3.5 3.5 2
2 5 4 4 4 4.5 4 5 3.5
4 4 5 4 4.25 4.5 4 4.5 2
4 5 5 4 4 4.5 4 4 2
3 4 4 4 4.25 4 4 4.5 3.5
4 4 4 4 4 4 4 4 4
3 2 2 3 3.75 4.5 3.5 4.5 2.5
2 3 4 4 3.75 4 2 3.5 3
4 3 5 4 4.25 4 4 5 4
5 4 3 4 4 4 4 4 3
4 5 3 4 4.25 4 3.5 3.5 2
2 2 2 3 2.5 4 2.5 3.5 2
5 4 4 5 5 4 4 5 4
4.12 4.02 3.85 4.12 3.43
0.76 0.59 0.47 0.59 0.35
 median

Rtvadv bnfrssati conv security SysAv tnxspd addbnft Rtvadv bnfrssati

2 4.25 4 4 3.5 4 4 2 4
5 4.25 5 5 5 5 4.5 5 4.5
3.5 4.5 5 4.5 3.5 4 4 3.5 4.5
4 4.5 4 4.5 3.5 4.5 4 4 4.5
3 4.75 5 4.5 3.5 4.5 4 3 5
4 4 4 4 3 4 4 4 4
4 4.75 4.5 4.5 3.5 4.5 3.5 4 5
4 4.25 4 4.5 4 4.5 4 4 4
3 4.25 4 4.5 3.5 4 3 3 4
4 4.25 4 4.5 3.5 4 4 4 4
2.5 4.5 4.5 4 4 4 4 2.5 4.5
4 4.25 4 4 3.5 4 4 4 4
4 4.25 4 4.5 3.5 4.5 4 4 4
3 4.5 4 4.5 4 4.5 4 3 4.5
4 4.5 4.5 4.5 3.5 4.5 4 4 4.5
4 4.5 4 4 4 4 4 4 4.5
4 4.25 4 4.5 3.5 4 4 4 4
4 4.5 4.5 4 3.5 4 4 4 4.5
4 4.5 4.5 3.5 4 4 4 4 4.5
2 4.25 4.5 4.5 4 5 2 2 4
4 4.5 4.5 4.5 3.5 4 4 4 4.5
4 2.25 2 3.5 3 2.5 2 4 2
4 3.75 3.5 3.5 3.5 4 4 4 3.5
4 4.25 4 4 3 4 4 4 4.5
4 4.25 4 4 3.5 3.5 2.5 4 4
4 4 4 4 3 4 4 4 4
4 4.5 4.5 4 3.5 4 4 4 4.5
4 4.25 4 4 3.5 4 4 4 4
4 4.5 4 4.5 3.5 4.5 4 4 4.5
4 4.5 4 4 3.5 4.5 4 4 4.5
 4 4 4 4 3.5 4 4 4 4
4 4 4 4.5 4 4 2 4 4
4 4.5 4 4.5 3 4.5 2 4 4.5
5 4.25 4 4 3 5 4 5 4
4 4 4 4 4 4 4 4 4
1 4.5 5 5 5 4.5 4 1 4.5
4 3.75 4 3.5 3.5 4 3.5 4 4
4 4.25 4 4 4 4 4 4 4
2 3.5 3.5 3.5 3 3 2 2 3.5
4 4 4 4 3 4 2 4 4
3 3.75 4 3.5 3 3.5 2 3 3.5
5 4.25 4 4 4 4 2 5 4
2 4.5 4 4.5 3 4.5 2 2 4.5
2 4.25 4 4 2.5 4 2 2 4
2 4.25 4.5 3 3 4.5 2 2 4
4 4 5 5 4 4 4 4 4
2 3.75 4 4 3.5 4 2 2 3.5
2 4.5 4 4.5 3.5 2 2 2 4.5
4 3.25 3 3 3 3 2 4 3
4 3 3 3 3.5 3 3.5 4 3
4 3.5 3.5 3.5 3.5 4 3.5 4 3.5
2 2.5 4 3 2 2 2.5 2 2.5
4 4.25 5 4.5 4 5 4 4 4
2 3.5 3.5 4 3 4 3.5 2 3.5
1 4.25 4 4 3.5 4 4 1 5
4 3.25 4 3.5 4 4.5 2.5 4 3
2 4 2.5 4 3.5 4 4 2 4
4 4.25 4.5 4.5 4 4.5 4 4 4.5
5 3.75 3.5 3 2.5 4 3.5 5 4
2 4 4 3.5 3 4.5 2 2 4
4 3.5 4 3.5 3.5 4.5 3.5 4 4
4 4 5 4 4 4 4 4 4
5 3.25 2.5 3.5 3.5 3.5 3.5 5 3
4 4.5 5 4.5 4 4.5 4 4 4.5
1.5 3 3 3.5 4 4 2 1.5 3
2 2.75 3 3 2 2.5 2 2 2.5
5 3.5 4 4 4 3.5 3.5 5 4
4 4 4 4 4 4 2 4 4
4 4 4 3.5 3.5 4 2 4 4
4 4.25 4 4.5 4 5 4 4 4
5 4 4 4 4 4 4 5 4
3 4.25 4.5 4.5 4 4.5 4 3 4
1 3.75 4 3.5 3 4 3 1 3.5
 4 4 4 4 3.5 4.5 4 4 4
5 4 4 4 4 4 3 5 4
2 3.75 4 3.5 3.5 4 2 2 3.5
5 4 4 4 2.5 4 4 5 4
4 4.75 5 4.5 4 5 4 4 5
2 4 4 4 2 4 3 2 4
4 4.25 4 4.5 4 4 4 4 4
5 4.25 4 4.5 5 4.5 4 5 4
4 4.25 4 4.5 4 4 4 4 4
1 3.75 3.5 3.5 4 4 3.5 1 4
5 4.5 5 5 4 5 4 5 4.5
4 4.25 4.5 4.5 3.5 4.5 4 4 4
4 4 4 4 4 4 4 4 4
1 4.25 4 4 3.5 4 3 1 4.5
4 4.25 4.5 4 4 4.5 4 4 4
4 3.25 3.5 3 3 4 3.5 4 3
4 4.5 4.5 4.5 4 5 4 4 4.5
4.5 4.5 4.5 4.5 4 4.5 4 4.5 4.5
5 4.75 5 4 5 4.5 4 5 5
4 4.25 4 4 4 4 4 4 4
2 4 4 4 4 4.5 2 2 4
4 4 4 4 4 4 4 4 4
5 4.25 4.5 4.5 4 4.5 4 5 4
5 4.5 5 4.5 4 5 4 5 4.5
2 4.5 4 4.5 4 4.5 4 2 4.5
4 4.5 4.5 4.5 4 4.5 4.5 4 4.5
4 2.75 2.5 3 3 2.5 2 4 2
4 4.5 5 4.5 4.5 4.5 4.5 4 4.5
4 4.25 4.5 4 4 4.5 5 4 4
3 4.25 4 4.5 3 4.5 3 3 4
4 4.25 5 4.5 4 4 4 4 4
4 4.25 4 4 3.5 4 4 4 4
2.5 4.5 4 4 3 4 4 2.5 4.5
4 4 4 4 3 4.5 4 4 4
4 4 4 4 3.5 4 4 4 4
3 3.75 4 3.5 4 3.5 3.5 3 3.5
4 4 4 4 3.5 4 4 4 4
4 4.25 4 4 4 4 4 4 4.5
4 4 4 4.5 4.5 4 4 4 4
4 3.75 4 4 3.5 3.5 3.5 4 4
4 3.75 4 4 4 4 3.5 4 4
2 4 4 4 3.5 4 4 2 4
5 4.5 5 5 5 5 4.5 5 4.5
3.5 4 4 4 4 4 4 3.5 4
4 4 4 4 3.5 4 4 4 4
3 3.75 4 3.5 4 3.5 3.5 3 4
4 3.75 4 3.5 3.5 4 3.5 4 4
4 4.25 4 4.5 4 4 3.5 4 4.5
4 4.25 4 4 3 4 4 4 4
3 4.5 4 4.5 3 4.5 3 3 4.5
4 4 4 4 4 4.5 4 4 4
4 4.25 4 4.5 3.5 4.5 4 4 4
2 4.5 4 4.5 4.5 4 3 2 4.5
4 4.5 5 4.5 4 5 4 4 4.5
2 4 4.5 4 4 4 4 2 4
1 4 4 4 4 4 4 1 4
4 4.25 4 4 4 4 2.5 4 4
2 4 4 4 4 4 4 2 4
4 4.25 4.5 4.5 4 5 4 4 4
5 4 4 3.5 4 4 4 5 4
2 4 4 4 4.5 4 2 2 4
4 4.25 4 4.5 4.5 4.5 4.5 4 4
4 4.25 5 4 4.5 5 4 4 4
5 4 4 4 4 4 4 5 4
4 4.5 5 4.5 4 4.5 4 4 4.5
1.5 4.25 4 3.5 4 4.5 2 1.5 4.5
2 4.25 4 4 4 4 2 2 4
5 4.25 4 4.5 4.5 5 4 5 4
4 4 4 4.5 4 4.5 2 4 4
4 4.25 4.5 4 4.5 4 2 4 4
4 4.25 4 4.5 4 5 4 4 4
2 4.25 4 4.5 4.5 4 2 2 4
4 4.25 4 3.5 4.5 4.5 4 4 4
4 4.5 5 4 4.5 5 4 4 4.5
5 4.5 4.5 4 3.5 4 4 5 4.5
4 4.5 5 4.5 4 4.5 4 4 4.5
1.5 4.25 4 3.5 4.5 4.5 2 1.5 4.5
2 4.5 4 3.5 4 4 2 2 4.5
5 4 4 4.5 4 5 4 5 4
4 4.25 4 4.5 4.5 4.5 2 4 4
4 4.5 5 3.5 4 4 2 4 4.5
4 4.25 4 4.5 4 5 4 4 4
5 4 4 4 4 4 4 5 4
3 4.5 4.5 4.5 4 4.5 4 3 4.5
1 4.5 4.5 4 4 4 3 1 4.5
4 4.25 4 4 4 5 4 4 4
 5 4 4 4 4 4 3 5 4
2 4.25 4 4.5 4 4 2 2 4
5 4 4 4 4 3.5 4 5 4
4 4.75 5 4.5 4 5 4 4 5
2 4.5 4.5 4.5 4 4 3 2 4.5
4 4 4 4 4 4 4 4 4
5 4.25 4 4 5 4.5 4 5 4
4 4.25 4 4 4.5 4 4 4 4
1 4.25 4 4.5 4 4 4 1 4.5
4.5 4.5 5 5 4.5 5 4 4.5 4.5
4 4 4 3.5 4 4 4 4 4
4 4 4 4 4 4 4 4 4
1 4.25 4 4.5 4 4 3 1 4.5
4 4.25 4.5 4 4.5 4 4 4 4
4 4.25 4 3.5 4 4 4 4 4.5
4 4.5 4.5 4 4 5 4 4 4.5
4 4.25 4 4.5 4 4 4 4 4.5
4 4 4 4 4 4 4 4 4
4 3.5 4 3.5 4 3.5 2 4 4
3.5 3.75 4 4 3.5 3.5 2 3.5 3.5
5 4.25 4.5 4 3.5 5 4 5 4
4 4 4 4 4 4 4 4 4
1 4.75 5 5 5 5 4 1 5
4 4.25 4 4.5 4 4 3.5 4 4.5
4 4 4 4 4 4 4 4 4
2 4 4 4 4 4 2 2 4
4 4.25 4 4 4.5 4 2 4 4.5
3 4.25 4 4 4 4.5 2 3 4
5 4 4 4 4 4 2 5 4
2 4 4 4 4 4 2 2 4
2 4.25 4 4 4.5 4 2 2 4
2 3.25 3.5 3 3 3 2 2 3
4 4.5 5 5 4.5 4.5 4 4 4.5
2 4.75 4 4.5 4.5 4 2 2 5
2 3 3 3.5 3.5 3 2 2 3
4 4.25 5 4.5 4 3.5 2 4 4
4 4.25 4 3.5 4 3.5 4 4 4
4 4.25 4.5 4.5 4.5 4 4 4 4
4.5 5 5 4.5 5 4.5 4 4.5 5
3 3.75 4 4 4 4 3.5 3 4
2 4.5 4.5 4 4.5 4 2 2 5
4 4.25 4 4.5 4.5 4 4 4 4
5 4.25 4.5 4 4.5 4 5 5 4
 5 4.75 5 4 4.5 5 4 5 5
2 4.5 4.5 4 4.5 4.5 4 2 4.5
4 4.5 4.5 4 4 4.5 5 4 4.5
4 4.5 5 4.5 3.5 4 2 4 4.5
4 4.75 5 4.5 4.5 4.5 5 4 5
4 4.5 4.5 4 4 4.5 5 4 4.5
3 4.5 4 4 4.5 4 3 3 4.5
4 4.75 5 4.5 4.5 4 4 4 5
4 4 4 4 4.5 4 4 4 4
2.5 4.5 4 4 4 4.5 4 2.5 4.5
4 4.25 4 4 4 4 4 4 4
4 4.75 4.5 4 4 4 4 4 5
3 4.25 4 3.5 4.5 4 4 3 4
4 4.25 4 4 4.5 4 4 4 4
4 4.5 4 4 4.5 4.5 4 4 4.5
4 4.5 4.5 4.5 4 4 4 4 4.5
4 4.25 4.5 3.5 4 4 4 4 4
4 4.25 4 4 4 4 4 4 4
4 4 4 4 4 4 4 4 4
4.5 4.25 4 4 5 4.5 4 4.5 4
4 4 4 4 4 3.5 4 4 4
1 3.5 3.5 3.5 4 3.5 4 1 3.5
4 3.75 5 4.5 4 4 4 4 4
4 4 4 3.5 4 4 4 4 4
4 4 4 4 4 4 4 4 4
1 3.5 3.5 3.5 3.5 3 3 1 3
4 4.25 4.5 4 4 4.5 4 4 4
3.5 3.25 3.5 3.5 3 3.5 3.5 3.5 3
4 4.5 4.5 4 4.5 5 4 4 4.5
4.5 3.75 4.5 4.5 4 4 3.5 4.5 4
4 4.25 5 4 4.5 4 4 4 4
4 4 4 4 4 4 4 4 4
2 3.25 4 3.5 3.5 3.5 2 2 3
4 4 4 4.5 4 4 4 4 4
4 4.25 4.5 4 4 4 4.5 4 4
4.5 4.25 5 4 4.5 5 4 4.5 4
2 4.5 4 4 4.5 4.5 4 2 4.5
4 4.5 4.5 4 4.5 4.5 4.5 4 4.5
2.5 3.25 3.5 3.5 3.5 2.5 2 2.5 3.5
4 4.25 5 4.5 4.5 4.5 4.5 4 4
4 4.25 4.5 4 4 4.5 3.5 4 4
2.5 3.25 4 3.5 3.5 4 3 2.5 3
4 4 5 4 4 4 4 4 4
3.5 3.75 4 4 3.5 4 3.5 3.5 4
2.5 4.25 4 4 4 4 4 2.5 4.5
3.5 3.5 4 3.5 3.5 4 3.5 3.5 3.5
3.5 3.75 4 3.5 3.5 4.5 3.5 3.5 4
3 3.5 3.5 3.5 3.5 4 3.5 3 3.5
4 4.25 4 4 4 4.5 4 4 4
3.5 3.25 4 3.5 4 4 3.5 3.5 3.5
3.5 3.75 3.5 3.5 3.5 4 3.5 3.5 4
3.5 3.75 4 4.5 3.5 4 3.5 3.5 4
3.5 3.75 4 4 4 4 3.5 3.5 4
2 4 4.5 4 3.5 4 4 2 4
3.5 3.75 4.5 4 5 4 4 3.5 4
3.5 3.5 3.5 4 3.5 4 3.5 3.5 3.5
4 4 4 4 4 4 4 4 4
3 3.5 4 3.5 3.5 3.5 3.5 3 3.5
3.5 3.25 3.5 4 3.5 4 3 3.5 3.5
4 4 4 4 4 4 3.5 4 4
4 3.5 4 3.5 3.5 4 4 4 3.5
4 3.5 4 3.5 3.5 4 3.5 4 4
3.5 3.75 4 4 3.5 4 3.5 3.5 3.5
3.5 3.5 3.5 3 4 4 2 3.5 4
4 4 4 4 3.5 4 2 4 4
4.5 4 3 3.5 4.5 5 4 4.5 4
3.5 3.5 4 3.5 4 3.5 3.5 3.5 3.5
1 4 5 4.5 5 4 4 1 4
3.5 3.75 4 4.5 3.5 4 3.5 3.5 4
3.5 3.75 4 3.5 4 4 3.5 3.5 4
2 4.25 4 4 3.5 4 2 2 4
4 4.25 4 3.5 4.5 3.5 2 4 4
3 4 4 4 3.5 4 2 3 4
3.5 3.75 4 3.5 3.5 4 2 3.5 3.5
2 4.25 4 3.5 3.5 4 2 2 4.5
2 3.5 3.5 3 3.5 3.5 2 2 3.5
2 4.25 4 3.5 4 4 2 2 4.5
4 4 5 5 4 4 4 4 4
2 4 3.5 4.5 4 4 2 2 4.5
2 3.75 3.5 3.5 4 4 2 2 4
3.5 3.75 4 3.5 3.5 4 2 3.5 4
4 4 3.5 3.5 4 3.5 4 4 4
4 4 4 4 4 4 4 4 4
2 3.25 3 3 2.5 3.5 3 2 3
4 4.25 5 4 4 5 4 4 4
2 3 3.5 3 3 4 3.5 2 3
 1 3.25 2.5 3 3.5 3.5 3.5 1 3.5
3.5 3.5 4 3.5 3.5 3.5 2 3.5 3.5
2 3.75 2.5 3.5 4 4 3.5 2 3.5
3.5 3.5 4.5 4.5 3.5 4 3.5 3.5 4
3.5 3.75 3.5 3.5 3.5 4 3.5 3.5 4
2 4.25 4 4 4.5 4.5 2 2 4
4 4.25 4 4.5 4 4.5 4.5 4 4
4 4.5 5 4 4.5 5 4 4 4.5
3.5 3.75 4 3.5 4 3.5 3.5 3.5 4
4 4 5 4 4 4 4 4 4
1.5 3 3 3.5 4 3.5 2 1.5 3
2 3.75 3 3 3.5 3.5 2 2 4
3.5 3.75 4 4.5 4 5 3.5 3.5 4
4 4.25 4 4.5 4 4.5 2 4 4
4 4.5 4 4.5 4 4 2 4 4.5
3.5 3.75 4 4 4 4.5 3.5 3.5 4
4 4 4 4 4 4 4 4 4
2.5 2.5 3.5 4.5 3.5 4.5 2.5 2.5 2.5
1 3.25 4 4 2 3.5 3 1 3.5
4 4 4 4 4 5 4 4 4
4 4 4 4 4 4 3 4 4
2 4 4 4 3.5 3.5 2 2 4
2 2.25 2.5 4 2.5 3.5 2 2 2
4 4.5 5 4 4 5 4 4 4.5
3.47 4.06
0.21 1
 Factors 1 2 3 4 5
A Effectiveness
1 The convenience/ease of use
1.1
1.2
1.3
1.4
2 Security

It is only
me who
2.1 can
access my
transfer

It saved
my
money if I
2.2
failed to
collect
monthly

The
system
3
availabili
ty

The
service is
always
3.1 available
when it is
supposed
to

I have not
faced
service
3.2 denial due
to system
availabilit
y

4 The transaction speed

 Getting
paid
4.1 electronic
s is very
fast

It has
reduced
4.2 the time it
took
before
B Impact
5 Added Benefits

It allowed
me to
withdraw
in smaller
5.1
amounts
throughou
t the
month

It allowed
me to
become
5.2
an MFI
customer
and save

C Efficiency
6 The relative advantage

It has
reduced
the time I
6.1
travelled
to collect
payment

It has
reduced
the time I
wait at the
6.2
service
point to
take me
before
D Beneficiaries’ Overall Satisfaction

In most
ways the
service
6.1 was close
to my
expectatio
ns

I am
completel
y satisfied
by
6.2
electronic
money
transfer
service

I
recomme
6.3 nd it to be
used in
the future

I will
continue
to use the
account
6.4 after
PSNP
program
is
completed
 Gender

Frequency Percent
Gender Male 105 33.65%
Female 207 0.7
Age 18 - 25 13
years 4.17%

26 - 30 18
years 5.77%

31 – 40 43.27%
years
41 – 50 108
years 34.62%

51 – 60 35
years 11.22%

Above 60 3
years 0.96%

Married
232 74.36%

Un married
Maritial Status 25 8.01%

Widowed 28 8.97%
Divorced 27 8.65%
Below 3
64 20.51%

3 – 5 years
Dependents 173 55.45%

6–8 60 19.23%
Above 8 15 4.81%
Total 312 100.0

Descriptive
Statistics

Std.
Mean Deviation
Convienience
4.12 0.50

Security 4.02 0.44

Availabilty
3.85 0.53

Speed
4.12 0.50
Benefits 3.41 0.88
Advantage
3.47 1.05

Satisfaction
4.06 0.44
Valid N (listwise)

Correlations

Convienien
ce Security Availabilty Speed Benefits Advantage
Satisfaction Pearson
Correlation .422** .349** .399** .392** .406** .205**

Sig. (2-
tailed) .000 .000 .000 .000 .000 .000
N
312 312 312 312 312 312

**. Correlation is significant at the 0.01 level (2-tailed).

Coefficientsa

Standardiz
ed
Unstandardized Coefficient
Coefficients s Collinearity Statistics
Model B Std. Error Beta t Sig. Tolerance VIF
1 (Constant)
.693 .163 4.249 .000

Convienien
ce .472 .046 .535 10.331 .000 .454 2.201
Security .114 .046 .115 2.469 .014 .557 1.795
Availabilty .078 .034 .094 2.299 .022 .728 1.374
Speed .167 .040 .189 4.213 .000 .604 1.655
Benefits .023 .023 .047 1.030 .304 .588 1.701
Advantage -.031 .018 -.075 -1.736 .084 .659 1.518
a. Dependent Variable: Satisfaction
 Correlations
Convienien Satisfactio
ce Security Availabilty Speed Benefits Advantage n
Convienien Pearson
ce Correlation 1 .641** .490** .565** .398** .304** .757**

Sig. (2-
tailed) .000 .000 .000 .000 .000 .000

N 312 312 312 312 312 312 312

Security Pearson
Correlation .641** 1 .370** .501** .315** .204** .588**

Sig. (2-
tailed) .000 .000 .000 .000 .000 .000
N 312 312 312 312 312 312 312
Availabilty Pearson
Correlation .490** .370** 1 .409** .278** .199** .475**

Sig. (2-
tailed) .000 .000 .000 .000 .000 .000
Availabilty

N
312 312 312 312 312 312 312

Speed Pearson
Correlation .565** .501** .409** 1 .395** .279** .585**

Sig. (2-
tailed) .000 .000 .000 .000 .000 .000
N 312 312 312 312 312 312 312
Benefits Pearson
Correlation .398** .315** .278** .395** 1 .431** .346**

Sig. (2-
tailed) .000 .000 .000 .000 .000 .000

N
312 312 312 312 312 312 312
Advantage Pearson
Correlation .304** .204** .199** .279** .431** 1 .210**

Sig. (2-
tailed) .000 .000 .000 .000 .000 .000

N 312 312 312 312 312 312 312

Satisfactio Pearson
n Correlation .757** .588** .475** .585** .346** .210** 1

Sig. (2-
tailed) .000 .000 .000 .000 .000 .000
N 312 312 312 312 312 312 312
**. Correlation is significant at the 0.01 level (2-tailed).
 Descriptive Statistics

Std.
N Minimum Maximum Mean Deviation
Convienien
ce 312 2.50 5.00 4.1234 .49596

Security 312 3.00 5.00 4.0176 .44162

Availabilty
312 2.00 5.00 3.8478 .52744

Speed
312 2.00 5.00 4.1154 .49547
Benefits 312 1.00 5.00 3.4103 .87569
Advantage
312 1.00 5.00 3.4663 1.05232

Satisfactio
n 312 2.25 5.00 4.0569 .43759
Valid N
(listwise) 312