‭1.‬ H ‭ ow many insurance providers exist in Austria, and what are their names?

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‭5. Österreichische Gesundheitskasse (ÖGK), Versicherungsanstalt öffentlich‬
‭Bediensteter, Eisenbahnen und Bergbau (BVAEB), Sozialversicherung der‬
‭Selbstständigen und Bauern (SVS), Pensionsversicherungsanstalt (PVA), Allgemeine‬
‭Unfallversicherungsanstalt (AUVA).‬
‭2.‬ ‭What are the main features of the social insurance in Austria (compulsory‬
‭insurance)?‬
‭It covers health, pension, and accident insurance for employees, self-employed‬
‭individuals, and farmers. Features include universal coverage, contributions based‬
‭on income, and benefits such as medical care, maternity support, pensions, and‬
‭rehabilitation.‬
‭3.‬ ‭What are the characteristics of private health insurance?‬
‭Offers additional benefits not covered by social insurance, like single rooms in‬
‭hospitals, free choice among doctors, and shorter waiting times for treatments. It can‬
‭complement social insurance or provide full coverage ("Vollversicherung").‬
‭4.‬ ‭When is it considered a full insurance coverage („Vollversicherung“)?‬
‭Compulsory health, accident and pension insurance‬
‭5.‬ ‭What is meant by the generational contract (pension insurance)?‬
‭A system where the working population's contributions finance the pensions of‬
‭retirees, assuming that future generations will continue to contribute to support the‬
‭then-retiring workforce.‬
‭6.‬ ‭What benefits does social accident insurance provide?‬
‭Provides protection against work-related accidents and occupational diseases,‬
‭covering medical treatment, rehabilitation, and financial compensation in case of loss‬
‭of earnings.‬
‭7.‬ ‭What benefits does social health insurance provide?‬
‭Covers a wide range of medical services including doctor visits, hospital stays,‬
‭prescriptions, preventive care, maternity care, and rehabilitation.‬
‭8.‬ ‭What benefits does social pension insurance provide?‬
‭Provides old-age, disability, and survivor's pensions based on contributions made‬
‭during the insured's working life.‬
‭9.‬ ‭9. What is the KSVF, and what are its tasks?‬
‭A fund designed to support artists in Austria by subsidizing their social insurance‬
‭contributions, ensuring they have access to pension, health, and accident insurance.‬
‭10.‬‭What is the insurance limit (revenue minus expenses) for social insurance in‬
‭2024?‬
‭518.44 eur‬
‭11.‬ ‭What is the current threshold for marginal employment per month?‬
‭between €521.00 and €538.00 gross per month‬
‭12.‬‭Explain the terms Gesamtumsatz, Gewinn und Ausgaben.‬
‭"Gesamtumsatz" means total revenue, "Gewinn" is profit, and "Ausgaben" means‬
‭expenses. These are fundamental financial metrics for businesses.‬
‭13.‬ ‭What services are included in unemployment insurance?‬
‭Includes financial support for unemployed individuals, job search assistance, training‬
‭programs, and other measures to facilitate re-entry into the workforce.‬
‭14.‬ ‭What Verwertungsgesellschaften exist in Austria, and what are their respective‬
‭tasks?‬
 ‭ hese are societies responsible for collecting and distributing royalties to authors,‬
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‭composers, and other rights holders. Examples include AKM (for music rights), LSG‬
‭(for literary and publishing rights), and Austro Mechana (for mechanical reproduction‬
‭rights).‬
‭15.‬ ‭What are CC licenses?‬
‭Creative Commons licenses provide a flexible range of protections and freedoms for‬
‭authors, artists, and educators to legally share their knowledge and creativity.‬
‭16.‬ ‭What details should be included in a concert contract?‬
‭Should include date, time, venue, performance obligations, payment terms,‬
‭cancellation policy, technical requirements, and any rider agreements.‬
‭17.‬ ‭What does the term "Break Even" mean?‬
‭The point at which total costs and total revenue are equal, meaning there is no net‬
‭loss or gain.‬
‭18.‬‭What are 360° deals or Multiple Rights Deals?‬
‭Agreements where an artist gives a company (usually a music label) the right to‬
‭receive a percentage of the revenue from all of an artist's activities, not just music‬
‭sales.‬
‭19.‬ ‭How long are works protected by copyright?‬
‭In the EU, copyright lasts for the life of the author plus 70 years after their death.‬
‭20.‬ ‭From when is a work protected by copyright?‬
‭A work is protected from the moment of its creation, provided it is original and fixed in‬
‭a tangible medium of expression.‬
‭21.‬ ‭Can copyright be transferred (in Austria)?‬
‭In Austria, as in other EU countries, copyright can be transferred or licensed to‬
‭others, but the original author retains certain unalienable rights.‬
‭22.‬ ‭What rights do authors have in Austria?‬
‭Include the right to be recognized as the author, to decide on the first publication,‬
‭and to protect the work from distortion, alongside economic rights like reproduction,‬
‭distribution, and rental.‬
‭23.‬ ‭What is the role of AKM?‬
‭Collects and distributes royalties for musical works on behalf of composers, lyricists,‬
‭and music publishers.‬
‭24.‬ ‭What is the role of LSG?‬
‭Manages copyright licensing and royalties for literary and publishing works.‬
‭25.‬ ‭What is the role of Austro Mechana?‬
‭Collects and distributes mechanical reproduction rights and blank media levies for‬
‭creators and publishers.‬
‭26.‬ ‭How do I become a member of AKM? What are the requirements?‬
‭Requires being an active composer, lyricist, or music publisher. One must submit an‬
‭application and possibly works for review.‬
‭27.‬‭What are Sync-Rights?‬
‭The rights required to use copyrighted music in synchronization with visual media,‬
‭like films or commercials.‬
‭28.‬ ‭When is a work considered as a „Bearbeitung eines Werkes“?‬
‭Refers to an adaptation or arrangement of a work that may itself be eligible for‬
‭copyright protection, provided it shows originality.‬
‭29.‬ ‭Calculate the tax obligations with a profit of €21,000.‬
‭2450 eur‬
‭30.‬ ‭What are the characteristics of an invoice for small business owners?‬
‭Must include details like the date of issuance, a unique invoice number, VAT‬
‭identification number (if applicable), full addresses of the provider and customer,‬
‭description of goods/services, and the total amount due.‬
‭31.‬ ‭What information must be provided in a mileage log?‬
‭Should include dates of journeys, starting points and destinations, purpose of the‬
‭trips, vehicle used, and miles/kilometers covered to support business expense‬
‭claims.‬