Submit Investment Declarations

For every financial year, you are required to submit your investment plans, and this needs to be
declared within the submission date ranges.

As per the organizational policy, investments can be declared under various sections. On the
Investment Declaration Form, the sections under which you can declare your investments are listed. You
can specify the amounts that you want to declare for each of the investment items given. After entering
these details, you can read the declaration statement given towards the end of the page, and then click
Submit. You can also click Save and Continue to save the details, and submit at a later time.

Final Declaration

Final declaration needs to be submitted towards the end of the financial year, as per the timeline
prescribed by the organization. Copy of proofs of final declaration also needs to be uploaded as per
prescribed schedule.

Summary of Investment Declaration Sections

Find detail are below of each sections along with relevant limits and proof required details.
Section Name Component Name ToolTip Proofs Max Limit
Investment under Insurance Premium Copy of Premium PREMIUM RECEIPT Overall Section 1
Sec. 80C & 80CCC Payable for Receipt Limit - 150,000
self/spouse/children
(u/s 80C)
Investment under Investments in Copy of Bond/ FUNDS/ BONDS Overall Section 1
Sec. 80C & 80CCC Notified Mutual Acknowledgement Limit - 150,000
Funds/ Infra. Bonds/ Copy of Payment
Equity Linked Saving
Schemes (u/s 80C)
Investment under Contribution to Unit Proof of Investment ULIP Overall Section 1
Sec. 80C & 80CCC Linked Insurance made Limit - 150,000
Plan (u/s 80C)
Investment under Deposit in Public Deposit Receipt for PPF PAYMENT Overall Section 1
Sec. 80C & 80CCC Provident fund (u/s PPF Account(s) Limit - 150,000
80C)
Investment under Accrued Interest on Copy of NSC NSC INTEREST Overall Section 1
Sec. 80C & 80CCC NSC (u/s 80C) Certificate Limit - 150,000
Investment under PF deducted By Previous Employer PERVIOUS Overall Section 1
Sec. 80C & 80CCC Previous Employer PF EMPLOYER PF Limit - 150,000
for those who
Joined after 01st
Apr of current fin.
year

Investment under Suknya Smrddhi Proof of Investment SSS Overall Section 1

Sec. 80C & 80CCC Scheme Limit - 150,000
Investment under Investment in Copy of NSC NSC Overall Section 1
Sec. 80C & 80CCC National Saving Certificate Limit - 150,000
Certificates/National
Saving Schemes (u/s
80C)
Investment under Children Education Proof of expenses TUITION FEE (MAX. Overall Section 1
Sec. 80C & 80CCC Tuition Fee incurred for a FOR 2 CHILDREN) Limit - 150,000
Expenses (MAX. FOR maximum of 2
2 CHILDREN) (u/s children (only
80C) Tuition Fees,
excluding
Donations/Building
Fund)
Investment under Repayment of Certificate of HOUSE LOAN Overall Section 1
Sec. 80C & 80CCC Principal on Housing Principal PRINCIPAL Limit - 150,000
Loan (u/s 80C) Repayment from
the Financial
Institution
Investment under CTD (Cumulative Tax Saving Fixed FIXED DEPOSITS Overall Section 1
Sec. 80C & 80CCC Term Deposit Deposits (Minimum Limit - 150,000
Scheme) (u/s 80C) lock-in-period of 5
years)
Investment under Pension Plan (u/s Proof of Investment PENSION PLAN Individual Limit -
Sec. 80C & 80CCC 80CCC) made 80CCC 100,000
Overall Section 1
Limit - 150,000
Investment under National Pension Under Section NPS Individual Limit -
Sec. 80C & 80CCC Scheme 80CCD - 10% of 100,000
Salary or 100,000 Overall Section 1
whichever is lower Limit - 150,000
HRA Exemption Annual rent paid (If Rent Receipts / RENT PAID PROOFS
above Rs.100000, Copy of Rental
provide landlord's Agreement
Pan. If rent paid •If the Annual Rent
more than paid by the
Rs.15000/-Per employee exceeds
month, mode of Rs.1,00,000 per
payment should be annum, it is
other than Cash.) mandatory for the
employee to report
the PAN of the Rules for
Landlord. deduction allowed
•In case the is Lower of -
landlord does not
have a PAN, a a. Rent paid - 10%
declaration to this of Basic
effect from the b. HRA Received
Landlord, along c. 40% / 50% of
with the Complete Basic in case of Non
Name and Address metro and Metro
of the Landlord cities respectively
should be filed by
the employee.
HRA Exemption Residence city type Metro - Delhi/
(METRO-1, NON Mumbai/Kolkata/
METRO-2) Chennai
Non Metro - Other
cities
HRA Exemption Landlord Name
HRA Exemption Landlord Pan card Rent Receipts / LANLORD PAN
No. (Attach copy of Copy of Rental
PAN card) Agreement
•If the Annual Rent
paid by the
employee exceeds
Rs.1,00,000 per
annum, it is
mandatory for the
employee to report
the PAN of the
Landlord.
•In case the
landlord does not
have a PAN, a
declaration to this
effect from the
Landlord, along
with the Complete
Name and Address
of the Landlord
should be filed by
the employee.
Other Investments Mediclaim insurance Premium should be MEDICLAIM POLICY
and details premium for Self/ paid by Cheque 80D 25,000
spouse/ dependent only to avail
children (u/s 80D) deduction.

Medical Insurance
Premium is exempt
upto Rs.25,000/-
per year for self,
spouse and
dependent
children.

An additional
Rs.25,000/- is
exempt towards
premium
for parents (even if
they are not
dependent).

If the parent(s) are

above 60 years of
age, an extra
Rs.5,000/- can be
 claimed.

Preventive Health
Checkup of self,
spouse, dependent
children or parents
to the extent of
Rs.5,000/-
(Part of overall
above limits).

Other Investments Mediclaim insurance Premium should be MEDICLAIM POLICY

and details premium for paid by Cheque 80D - For Parents 25,000
Parents (u/s 80D) only to avail
deduction.

Medical Insurance
Premium is exempt
up to Rs.25,000/-
per year for self,
spouse and
dependent
children.

An additional
Rs.25,000/- is
exempt towards
premium
for parents (even if
they are not
dependent).

If the parent(s) are

above 60 years of
age, an extra
Rs.5,000/- can be
claimed.

Preventive Health
Checkup of self,
spouse, dependent
children or parents
 to the extent of
Rs.5,000/-
(Part of overall
above limits).

Other Investments Expenditure on Maximum EXEMPTION OF 75,000/ 125,000

and details Medical Treatment/ deduction allowed PHYSICAL
Benefit of is INR 75,000 and HANDICAPPED
Handicapped INR 125,000 for DEPENDENT
Dependent (u/s Normal disability
80DD) and Severe
disability
respectively.

Normal disability
>40% and <80%
Severe Disability
(80% and above)
Other Investments Interest on Loans for Repayment of EDUCATION LOAN
and details pursuing Higher Education Loan
studies (u/s 80E) Interest for self and
dependent.
Other Investments Exemption for Maximum EXEMPTION OF 75,000/ 125,000
and details Physically deduction allowed PHYSICAL
Handicapped (Self, is INR 75,000 and HANDICAPPED
u/s 80U) INR 125,000 for
Normal disability
and Severe
disability
respectively.

Normal disability
>40% and <80%
Severe Disability
(80% and above)
Other Investments Rajiv Gandhi Equity The maximum RGESS 50% of invested
and details Scheme (Maximum Investment amount subject to
Rs. 50000/- ) permissible under maximum of
the Scheme is 25,000.
Rs.50, 000.

The amount of
deduction is 50% of
amount invested in
equity shares.
However,
the amount of
deduction under
this section cannot
be more than
Rs.25000.
•Deduction is
available to a
resident individual,
if his gross total
income does not
exceed 12 lakh.
•The assesse is a
new retail investor.
•The investment is
locked-in for a
period of 3 years.
Other Investments Tax Deducted By Form 16 of current TAX DEDUCTED BY
and details Pervious Employer FY from Previous PREVIOUS
for those who Employer EMPLOYER
Joined after 01st
Apr of current fin.
year
Other Investments Taxable Salary for Salary Income after PERVIOUS
and details those who Joined deduction EMPLOYER SALARY
after 01st Apr of
current fin. year
Income from House Interest Paid on Provisional/ Final HOUSE LOAN
Property Housing Loan on Home Loan Interest INTEREST - SELF 200,000
self-occupied certificate from OCCUPIED
property Bank
In case of Self
occupied property,
acquired before
April 1, 1999 -
Maximum
deduction INR
30,000
 In case of Self
occupied property,
acquried on or after
April 1, 1999 -
Maximum
deduction INR
200,000
Income from House Annual Rent Rental Income RENT INCOME
Property received on Let Out Proofs PROOFS
Property
Formula -
Annual Rent
Received - 30%
Rebate - Municipal
Taxes = Net Rent
Income from House Municipal Taxes Municipal Taxes
Property paid on Let Out paid during the
Property year on Let Out Net Rent - Interest
Property paid = Net Income/
Loss
Income from House Interest Paid on Provisional/ Final HOUSE LOAN
Property Housing Loan on Let Home Loan Interest INTEREST - LET OUT
Out Property certificate from
Bank