ICBC Standard Bank

Office of the COO Graduate Scheme

Summer Internship
Application Form Programme 2024
12 April 2019
Application Form su

[Insert table here]

www.icbcstandard.com
Candidate Details
First Name Krisnaa

Last Name Muhunthakumar

Business Area
Please select the Business Unit you are applying for, and area of interest within that Business Unit, if applicable.
You may select up to two areas of interest within the same Business Unit.

Business Unit Area of interest, if applicable

(please select one) (please select up to two)

Client Management Unit (12 weeks)

Executive Office (8 weeks)

Management Information
Financial Reporting ✘
✘
Finance (8-12 weeks) Treasury and Capital Management (TCM)
Regulatory Reporting
Product Control ✘

Commodities
Global Markets (8-12 weeks)
Fixed Income and Currencies (FIC)

Business Partnering/Reward
Human Resources (12 weeks)
HR Operations

Legal (12 weeks)

Operations (12 weeks)

IT Risk
Technology (12 weeks) IT Commodities
IT Corporate
Application Details
Will you have the right to work in the UK at the start of, and for Yes
the duration of, the internship programme? Please confirm yes or
no.
UK Passport
By what means will you have the right to work? Please confirm
the details, including visa type if applicable.
Do you have a time-limited right to work (for example a Student
or Graduate visa)? If so, please state the date on which this will No
expire.

What is your current year of study? Penultimate year university

(Year 13, first year university, second year university,
penultimate year university, final year university, graduated)

Are you available mid-June to mid-September 2024 and for the yes
full 8-12 week period of the internship?
If not, please specify which dates you are unavailable.

This internship will take place in in our London office. Will you Yes
be able to stay in / relocate to London for the duration of the
internship?

Questions Relating to ICBC Standard Bank

Who owns ICBC Standard Bank Plc? Standard Bank Group Ltd. and Industrial and Commercial Bank
of China

Where is the ICBC Standard Bank Head Office located? 20 Gresham Street, London, EC2V 7JE, United Kingdom

What products and/or markets do we specialise in? Please Commodities, fixed income, and currencies
respond in no more than five words.

What are our five organisational values? Integrity, Humanity, Prudence, Innovation and Excellence

Role Specific Questions

Question 1 (maximum 150 words)
Please tell us about yourself.
I am a proactive problem-solver and a passionate technologist with a proven track record in data analytics and
leadership. My role in creating a credit risk assessment model integrating artificial intelligence, exemplifies my ability
to apply machine learning in practical, impactful ways.
As a former national tennis champion, I apply strategic thinking to every challenge, a skill that was crucial when I
represented my university at a national robotics competition, where analytical skills met mechanical ingenuity. Beyond
academics, I have dedicated time volunteering with my local high school, where I implemented various tennis plans, to
encourage disadvantaged children to be more active.
My multifaceted experiences reflect a commitment to excellence and a readiness to tackle new challenges with a
dynamic, analytical approach.
 Question 2 (maximum 150 words)
Please explain why you would like to intern at ICBC Standard Bank.
My interest in interning at ICBC Standard Bank stems from the bank’s reputation as a leading Global Markets
institution with a focus on Commodities, Foreign Exchange, Interest Rates, and Credit products, especially in Emerging
and Frontier markets. The bank’s commitment to offering diverse and inclusive learning opportunities in an
environment that values and respects everyone’s contributions is particularly appealing. ICBC Standard Bank provides
a platform for interns to be fully immersed in a banking culture, allowing them to contribute real value and demonstrate
their skills in meaningful work. The program’s emphasis on developing a broad understanding of financial markets and
operations would enable me to leverage and expand my analytical skills and understanding of complex financial
instruments. Interning at ICBC Standard Bank, I envision myself not only amplifying my current skills but also
acquiring new competencies that will serve as the cornerstone of a successful career in finance.

Question 3 (maximum 150 words)

How would ICBC Standard Bank benefit from having you as an intern?
ICBC Standard Bank would gain a forward-thinking and resourceful intern who has a track record of initiating and
leading impactful projects. Notably, I spearheaded the development of a predictive analytics model at the University of
Warwick, identifying market trends in the commodities sector. This project, which employed advanced statistical
techniques and machine learning, demonstrating potential direct applications to ICBC’s focus on commodities and
foreign exchange.
Additionally, I developed an ESG investment tracking tool at the University of Warwick, highlighting my ability to
merge technology with sustainability. This is a critical area of interest for modern banking institutions looking to
enhance their social responsibility profile.
With a personal commitment to continuous learning and development, I have also independently researched and
published articles on the integration of AI in management, showcasing my expertise and proactive approach to industry-
relevant challenges.

Question 4 (maximum 150 words)

Please explain the three key elements that you would look for in the internship.
Firstly, practical experience is crucial. I desire role that allows me to delve into real-world financial scenarios,
applying my analytical skills to live projects. I aim to not just learn about market trends and financial instruments
but also to engage with them in a tangible way that goes beyond theoretical knowledge.
Secondly, mentorship is essential. I look for an environment where seasoned professionals are accessible, offering
guidance and feedback that will refine my skills and professional acumen. The knowledge exchange with
experienced bankers would be invaluable for my career development.
Lastly, I aspire to make an impact. I want my work to contribute meaningfully to the team and the organisation’s
goals. Whether it’s through streamlining processes, contributing to a team project, or providing fresh insights, I
aim to leave a positive mark that exemplifies my value to the team.

Question 5 (maximum 100 words)

How would you rate your Excel Skills? (Advanced/ Immediate/ Beginner)? Do you have any programming skills?
Please detail if so.
Excel Skills – Advanced. Proficient in utilising complex functions, macros, and VBA code to streamline tasks, analyse
data, and build sophisticated financial models.
Python – applied machine learning algorithms to create predictive models and analyse data sets.
MATLAB – numerical computing and developing algorithms for various applications.
 Question 6 (maximum 50 words)
Please list any languages that you are able to speak and the level of proficiency (native/ business/ conversational).
English – native

French – conversational

Spanish - conversational

CV to be uploaded on final page.

Please do not include any contact details.
Education
2021-2025 University of Warwick – MEng Mechanical Engineering
Expected 1st

2015-2021 King’s College School, Wimbledon

A Level: 1A*’s in Mathematics 3A’s in Physics, Further Mathematics,
Chemistry
GCSE: 8A*’s equivalent, 3A’s equivalent

2007-2015 Homefield Preparatory School, Sutton

Won the Outstanding Sportsman of the Year Award in
2014
Work Experience

Summer 2020 West Byfleet Tennis Club

Assistant Tennis Coach
 Coached 5 kids, aged around 12 at a local tennis club. Gained
time management and leaderships skills
Summer 2020 Kensington Dry Cleaners
Assistant Management
Advisor
• Managed a team of 3 in controlling and resolving customer
complaints, whilst understanding the management of energy
consumption of the factory.
Summer 2021 Host Staffing
Hospitality Assistant
 •Plate waiting and bar tending at high end venues such as
Wembley Arena and Hampton Court. Acquired valuable
communication skills.
Summer 2022 HQ Aviation
Summer Internship
• Conducted routine repairs on helicopters with the help of fellow
employees. Gained an understanding of the mechanisms of
complex engines.
Leadership Roles

Surrey County Team Captain

• Represented Surrey in U12, winning the National County Championships
• Won the Surrey County Championships in 2017.
Teaching Tennis at Neighbouring School – Ricard’s Lodge High School
• Devised tennis training plans for 40 children aged between 9-11; encouraging
disadvantaged children to be more active .
King’s College School Physics Society
• Held and organised several talks with guest speakers.
• Performed physical projects that included the learning of the mechanics of a car engine.

Skills, Interests and Achievements

• Developed a predictive analytics model, identifying market trends in the commodities

sector using Machine Learning
• Completed a Tennis Betting Algorithm in python using Machine Learning
• Competent in MATLAB, CAD, Microsoft Office Software, Python, Machine Learning