Devika 16.3.24

CONSUMER CIR
CONSUMER: DEVIKA DATE:16-03-2024
MEMBER ID: NB72871001_CIR72324 TIME: 11:30:14
MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,31,05,25,902
CONSUMER INFORMATION:
NAME: DEVIKA A D O ARUMUGAM
DATE OF BIRTH: 07-01-1975 GENDER: FEMALE
CIBIL TRANSUNION SCORE(S):
SCORE NAME SCORE SCORING FACTORS
CREDITVISION® SCORE
737 1:
2:
PRESENCE OF DELINQUENCY IN THE RECENT PAST
PRESENCE OF DELINQUENCY
POSSIBLE RANGE FOR CREDITVISION® SCORE
Consumer with at least one trade on the bureau in last 36 months : 300 (High risk) to 900 (low risk)
Consumer not in CIBIL database or history older than 36 months : -1
* At least one tradeline with information updated in last 36 months is required.
IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE
INCOME TAX ID NUMBER (PAN) CYEPA7319A
VOTER ID NUMBER MDF1215227
RATION CARD NUMBER 333973902945
UNIVERSAL ID NUMBER (UID) XXXXXXXXXXXX
CKYC 30015742577741
TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION
NOT CLASSIFIED 918056525021
MOBILE PHONE 918056525021
© 2023 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 1 OF 13
TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
EMAIL CONTACT(S):
ADDRESS(ES):
ADDRESS :2,ESSANOOR,208,IDAYAMELUR POST,SIVAGANGA MAINROAD SIVAGANGA TAMIL NADU 630561
CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:31-12-2023
ADDRESS :2/208,ESSANOOR IDAYAMELUR MELUR MADURAI 477 TAMIL NADU 630561
CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:30-09-2015
ADDRESS :2/208 ESSANOOR IDAYAMULUR POST SIVAGANGAI SIVAGANGAI TAMIL NADU 630561
CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:30-11-2007
EMPLOYMENT INFORMATION:
ACCOUNT TYPE DATE OCCUPATION CODE INCOME NET / GROSS INCOME MONTHLY / ANNUAL
REPORTED INDICATOR INCOME INDICATOR
GOLD LOAN 31-12-2023 OTHERS Not Available Not Available Not Available
SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED
All Accounts TOTAL: 35 HIGH CR/SANC. AMT: 27,73,776 CURRENT: 6,57,690 RECENT: 18-09-2023
OVERDUE: 0 OVERDUE: 0 OLDEST: 12-09-2015
ZERO-BALANCE: 30
ENQUIRIES
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT
All Enquiries 4 0 3 1 09-02-2024
ACCOUNT(S):
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 10-04-2023 SANCTIONED: 48,530

ACCOUNT NUMBER: NOT CLOSED: 11-01-2024 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: EMI: 50,687
TYPE: GOLD LOAN 31-01-2024 REPAYMENT TENURE: 12
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-01-2024
PMT HIST END: 01-04-2023

CONSUMER CIR
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 083 052 022 000 000 000 000 000 000
01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23
INFORMATION UNDER DISPUTE:
DISPUTE REMARKS:
DISPUTE REMARKS #2:
CIBIL REMARKS:

DISCLOSED REPORTED AND CERTIFIED: EMI: 645
TYPE: GOLD LOAN 03-03-2024
COLLATERAL VALUE: 16178 PMT HIST END: 01-03-2024
COLLATERAL TYPE: GOLD
000
03-24

ACCOUNT NUMBER: NOT LAST PAYMENT: 02-12-2023 CURRENT BALANCE: 8,436
TYPE: CONSUMER LOAN 31-01-2024 PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-01-2024 REPAYMENT TENURE: 8
000 000 000 000 000

01-24 12-23 11-23 10-23 09-23
MEMBER NAME: SHRIRAMFIN OPENED: 03-01-2023 SANCTIONED: 1,00,000

ACCOUNT NUMBER: REPORTED AND CERTIFIED: CURRENT BALANCE: 38,423
SVGNIT32212290001 31-01-2024 EMI: 7,139
TYPE: PERSONAL LOAN PMT HIST START: 01-01-2024 PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL PMT HIST END: 01-04-2023 REPAYMENT TENURE: 18
ACTUAL PAYMENT: 7,139

CONSUMER CIR
000 000 000 000 000 000 000 000 000 000
01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23

ACCOUNT NUMBER: NOT LAST PAYMENT: 17-11-2022 CURRENT BALANCE: 0
DISCLOSED CLOSED: 19-04-2023 EMI: 1,066
TYPE: GOLD LOAN REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL 30-06-2023 REPAYMENT TENURE: 12
COLLATERAL TYPE: GOLD PMT HIST START: 01-06-2023 INTEREST RATE: 10.200
000 000 000 042 XXX XXX XXX 000

06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22
MEMBER NAME: NOT DISCLOSED OPENED: 06-05-2022 SANCTIONED: 4,87,500

ACCOUNT NUMBER: NOT LAST PAYMENT: 08-05-2023 CURRENT BALANCE: 5,32,031
DISCLOSED REPORTED AND CERTIFIED:
TYPE: PRIORITY SECTOR- GOLD 31-01-2024
LOAN - SECURED PMT HIST START: 01-01-2024
OWNERSHIP: INDIVIDUAL PMT HIST END: 01-05-2022
COLLATERAL TYPE: NO COLLATERAL
000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22
000 000 000

07-22 06-22 05-22
MEMBER NAME: NOT DISCLOSED OPENED: 10-03-2022 CURRENT BALANCE: 0

ACCOUNT NUMBER: NOT LAST PAYMENT: 07-06-2022
DISCLOSED CLOSED: 07-06-2022
TYPE: GOLD LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 30-06-2022
PMT HIST START: 01-06-2022
STD STD STD STD

CONSUMER CIR
06-22 05-22 04-22 03-22
MEMBER NAME: NOT DISCLOSED OPENED: 23-02-2022 CURRENT BALANCE: 0

ACCOUNT NUMBER: NOT LAST PAYMENT: 18-11-2022
STD STD STD SUB STD STD STD STD STD

11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22

DISCLOSED CLOSED: 06-05-2022 EMI: 1,83,109
TYPE: BUSINESS LOAN - PRIORITY REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
SECTOR - AGRICULTURE 31-05-2022 REPAYMENT TENURE: 18
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-05-2022 INTEREST RATE: 7.35
COLLATERAL TYPE: GOLD PMT HIST END: 01-10-2020
STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD
05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20
STD STD
11-20 10-20

TYPE: BUSINESS LOAN - PRIORITY REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
SECTOR - AGRICULTURE 31-05-2022 REPAYMENT TENURE: 18
STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD
05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20
STD STD

CONSUMER CIR
11-20 10-20

STD STD STD STD STD STD STD STD STD STD
11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20
MEMBER NAME: NOT DISCLOSED OPENED: 26-02-2019 SANCTIONED: 3,650 CREDIT FACILITY STATUS:
ACCOUNT NUMBER: NOT LAST PAYMENT: 05-10-2020 CURRENT BALANCE: 0 WRITTEN-OFF
DISCLOSED REPORTED AND CERTIFIED: WRITTEN OFF (TOTAL): 574
TYPE: CONSUMER LOAN 31-01-2024 WRITTEN OFF (PRINCIPAL): 574
000 000 000 000 000 000 000 000 000 000 000 845 817 786 755 725 694 664
01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22
633 602 572 541 511 480 452 421 390 360 329 299 268 237 207 176 146 115
07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21

TYPE: GOLD LOAN 31-01-2020 PMT FREQ: MONTHLY
COLLATERAL TYPE: GOLD PMT HIST END: 01-02-2019 INTEREST RATE: 7.00
STD STD STD STD STD STD STD STD XXX STD STD STD
01-20 12-19 11-19 10-19 09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19
MEMBER NAME: SHRIRAMFIN OPENED: 28-12-2018 SANCTIONED: 68,000

CLOSED: 29-04-2021 CURRENT BALANCE: 0

CONSUMER CIR
ACCOUNT NUMBER: REPORTED AND CERTIFIED: EMI: 1,170

SVGNITW1812270001 30-04-2021 PMT FREQ: MONTHLY
TYPE: TWO-WHEELER LOAN PMT HIST START: 01-04-2021 REPAYMENT TENURE: 27
OWNERSHIP: INDIVIDUAL PMT HIST END: 01-12-2018 ACTUAL PAYMENT: 862
000 000 000 000 025 024 025 024 000 055 055 055 024 XXX 000 000 000 000
04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19
000 000 000 000 000 000 000 000 000 000 000
10-19 09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18

STD STD STD STD STD STD STD STD STD STD STD STD STD
02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18 02-18

000 000 000 XXX 000 XXX 000 000 000 000 000 000 STD
12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18 02-18 01-18 12-17


CONSUMER CIR
STD 000 000 000 000 000 000 000 000 000 000
12-17 11-17 10-17 09-17 08-17 07-17 06-17 05-17 04-17 03-17 02-17

STD STD STD STD STD STD STD STD STD STD STD STD STD
02-18 01-18 12-17 11-17 10-17 09-17 08-17 07-17 06-17 05-17 04-17 03-17 02-17

000 STD STD STD 000 STD STD STD STD STD STD STD STD
12-17 11-17 10-17 09-17 08-17 07-17 06-17 05-17 04-17 03-17 02-17 01-17 12-16

000 000
07-16 06-16

CONSUMER CIR

000 000 056 034 000 027 000 000

01-17 12-16 11-16 10-16 09-16 08-16 07-16 06-16

ACCOUNT NUMBER: NOT CLOSED: 29-02-2016 CURRENT BALANCE: 53,500
000 XXX 101 024 XXX 000

02-16 01-16 12-15 11-15 10-15 09-15

ACCOUNT NUMBER: NOT CLOSED: 29-02-2016 CURRENT BALANCE: 25,300
000 XXX 101 024 XXX 000

02-16 01-16 12-15 11-15 10-15 09-15
MEMBER NAME: NOT DISCLOSED CLOSED: 09-06-2011 SANCTIONED: 10,000

ACCOUNT NUMBER: NOT REPORTED AND CERTIFIED: CURRENT BALANCE: 0
DISCLOSED 29-02-2012
TYPE: OVERDRAFT PMT HIST START: 01-02-2012
STD

CONSUMER CIR
02-12

TYPE: OTHER REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
COLLATERAL TYPE: GOLD PMT HIST START: 01-10-2020 INTEREST RATE: 9.200
XXX STD STD STD STD STD STD STD STD STD STD
10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19

COLLATERAL TYPE: SAVING PMT HIST START: 01-10-2020 INTEREST RATE: 7.40
ACCOUNT AND FIXED DEPOSIT PMT HIST END: 01-08-2019
XXX STD STD STD STD STD STD STD STD STD STD STD STD XXX STD
10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19 08-19

COLLATERAL TYPE: GOLD PMT HIST START: 01-12-2019
XXX STD STD XXX STD STD STD STD STD STD STD STD STD
12-19 11-19 10-19 09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18

CONSUMER CIR

XXX STD STD STD STD STD STD STD STD STD STD STD STD
08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18

TYPE: GOLD LOAN REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
XXX XXX XXX XXX XXX XXX STD STD STD STD STD STD STD STD STD
02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18 02-18 01-18 12-17

TYPE: GOLD LOAN REPORTED AND CERTIFIED: REPAYMENT TENURE: 12
XXX XXX XXX XXX XXX XXX STD STD STD STD STD STD STD STD STD
02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18 02-18 01-18 12-17


CONSUMER CIR

XXX STD STD STD STD STD STD STD STD STD STD STD STD
12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18 02-18 01-18 12-17

XXX STD STD STD STD STD STD

01-18 12-17 11-17 10-17 09-17 08-17 07-17

XXX 000 000 000

06-16 05-16 04-16 03-16

XXX 070 037 021

06-16 05-16 04-16 03-16

CONSUMER CIR
MEMBER NAME: NOT DISCLOSED CLOSED: 09-06-2011 SANCTIONED: 10,000

ACCOUNT NUMBER: NOT REPORTED AND CERTIFIED: CURRENT BALANCE: 0
DISCLOSED 31-12-2012
TYPE: OVERDRAFT PMT HIST START: 01-06-2011
XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
06-11 05-11 04-11 03-11 02-11 01-11 12-10 11-10 10-10 09-10 08-10 07-10 06-10 05-10 04-10 03-10 02-10 01-10
XXX XXX XXX XXX XXX XXX STD XXX XXX XXX XXX XXX STD STD STD STD STD STD
12-09 11-09 10-09 09-09 08-09 07-09 06-09 05-09 04-09 03-09 02-09 01-09 12-08 11-08 10-08 09-08 08-08 07-08
ENQUIRIES:
MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT
NOT DISCLOSED 09-02-2024 OTHER 1,50,000
NOT DISCLOSED 18-01-2024 BUSINESS LOAN - 100

GENERAL
NOT DISCLOSED 13-09-2023 CONSUMER LOAN 13,500
NOT DISCLOSED 29-03-2022 OTHER 1,00,000
END OF REPORT ON DEVIKA
All information contained in this credit report has been collated by TransUnion CIBIL Limited ( TU CIBIL) based on information provided/ submitted by
its various members("Members"), as part of periodic data submission and Members are required to ensure accuracy, completeness and veracity of the
information submitted. The credit report is generated using the proprietary search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure
accuracy, completeness and veracity of the information contained in the Report, and shall only be liable and / or responsible if any discrepancies are directly
attributable to TU CIBIL. The use of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members.

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CONSUMER CIR

CONSUMER: DEVIKA DATE:16-03-2024

MEMBER ID: NB72871001_CIR72324 TIME: 11:30:14

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,31,05,25,902

DATE OF BIRTH: 07-01-1975 GENDER: FEMALE

CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS

POSSIBLE RANGE FOR CREDITVISION® SCORE

* At least one tradeline with information updated in last 36 months is required.

INCOME TAX ID NUMBER (PAN) CYEPA7319A

VOTER ID NUMBER MDF1215227

RATION CARD NUMBER 333973902945

UNIVERSAL ID NUMBER (UID) XXXXXXXXXXXX

NOT CLASSIFIED 918056525021

MOBILE PHONE 918056525021

MOBILE PHONE 918056525021

MOBILE PHONE 918056525021

TransUnion CIBIL CIN : U72300MH2000PLC128359

MEMBER ID: NB72871001_CIR72324 TIME: 11:30:14

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,31,05,25,902

ADDRESS :2,ESSANOOR,208,IDAYAMELUR POST,SIVAGANGA MAINROAD SIVAGANGA TAMIL NADU 630561

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:31-12-2023

ADDRESS :2/208,ESSANOOR IDAYAMELUR MELUR MADURAI 477 TAMIL NADU 630561

CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:30-09-2015

CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:30-11-2007

OVERDUE: 0 OVERDUE: 0 OLDEST: 12-09-2015

All Enquiries 4 0 3 1 09-02-2024

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 10-04-2023 SANCTIONED: 48,530

TransUnion CIBIL CIN : U72300MH2000PLC128359

MEMBER ID: NB72871001_CIR72324 TIME: 11:30:14

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,31,05,25,902

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

INFORMATION UNDER DISPUTE:

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 10-04-2023 SANCTIONED: 12,132

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 18-09-2023 SANCTIONED: 13,500

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: SHRIRAMFIN OPENED: 03-01-2023 SANCTIONED: 1,00,000

TransUnion CIBIL CIN : U72300MH2000PLC128359

MEMBER ID: NB72871001_CIR72324 TIME: 11:30:14

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,31,05,25,902

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 17-11-2022 SANCTIONED: 42,850

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 042 XXX XXX XXX 000

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 06-05-2022 SANCTIONED: 4,87,500

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 10-03-2022 CURRENT BALANCE: 0

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD

TransUnion CIBIL CIN : U72300MH2000PLC128359

MEMBER ID: NB72871001_CIR72324 TIME: 11:30:14

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,31,05,25,902

06-22 05-22 04-22 03-22