Worksheet Perbaikan

ROA
Laba Bersih / Total Aset
NO NAMA BANK 2015
2015-1 2015-2 2015-3 2015-4
1 Bangkok Bank Pcl 0.00825 0.01290 0.00825 0.01372
2 Bank Amar Indonesia 0.00004 0.00138 0.00004 0.00713
3 Bank Anz Indonesia 0.00538 0.00716 0.00538 0.00495
4 Bank Artha Graha Internasional 0.00193 0.00202 0.00193 0.00284

Tbk
5 Bank Bisnis Internasional 0.00489 0.01028 0.00489 0.01262
6 Bank Bnp Paribas Indonesia 0.00585 0.00622 0.00585 0.01177
7 Bank Bumi Arta Tbk 0.00236 0.00418 0.00236 0.00867
8 Bank Capital Indonesia Tbk 0.00237 0.00431 0.00237 0.00747
9 Bank Central Asia Tbk 0.00694 0.01471 0.00694 0.00684
10 Bank Cimb Niaga Tbk 0.00030 0.00063 0.00030 0.00142
11 Bank Commonwealth 0.00220 0.00055 0.00220 - 0.00269
12 Bank Ctbc Indonesia 0.00243 0.00516 0.00243 0.00903
13 Bank Danamon Indonesia Tbk 0.00321 0.00832 0.00321 0.01170
14 Bank Dbs Indonesia 0.00091 - 0.00102 0.00091 0.00069
15 Bank Fama Internasional 0.00688 0.01279 0.00688 0.01495
16 Bank Ganesha Tbk 0.00038 0.00129 0.00038 0.00250
17 Bank Harda Internasional Tbk 0.00105 0.00277 0.00105 - 0.01936
18 Bank Hsbc Indonesia 0.00115 0.00080 0.00115 0.00021
19 Bank Icbc Indonesia 0.00015 - 0.00045 0.00015 - 0.00086
20 Bank Ina Perdana Tbk 0.00099 0.00005 0.00099 0.00833

21 Bank Index Selindo 0.00158 0.00595 0.00158 - 0.00033
22 Bank Jasa Jakarta 0.00467 - 0.00039 0.00467 0.02158
23 Bank Jtrust Indonesia Tbk 0.01013 0.00785 0.01013 - 0.00189
24 Bank Kb Bukopin Tbk 0.00035 0.00039 0.00035 - 0.00023
25 Bank Keb Hana Indonesia 0.00030 - 0.00005 0.00030 - 0.00050
26 Bank Mandiri (Persero) Tbk 0.00757 0.01176 0.00757 0.02400
27 Bank Maspion Indonesia Tbk 0.00082 0.00198 0.00082 0.03429
28 Bank Mayapada International Tbk 0.00011 0.00774 0.00011 0.01391
29 Bank Maybank Indonesia Tbk 0.00012 0.00229 0.00012 0.00626
30 Bank Mayora 0.00128 0.00405 0.00128 0.00858
31 Bank Mega Tbk - 0.00142 0.00502 - 0.00142 0.06811
32 Bank Mestika Dharma Tbk 0.01202 0.01024 0.01202 0.02055
33 Bank Mizuho Indonesia 0.00577 0.00996 0.00577 0.01942
34 Bank Mnc Internasional Tbk 0.00021 0.00037 0.00021 0.00067
35 Bank Multiarta Sentosa 0.00214 0.00435 0.00214 0.00997
36 Bank Nationalnobu Tbk 0.00205 - 0.00049 0.00205 - 0.00164
37 Bank Negara Indonesia (Persero) 0.00836 0.00033 0.00836 0.02498

Tbk
38 Bank Neo Commerce Tbk - 0.00138 - 0.00324 - 0.00138 0.01027
39 Bank Ocbc Nisp Tbk 0.00324 0.00607 0.00324 0.01218
40 Bank Of America N.A 0.00214 0.00462 0.00214 0.00277
41 Bank Of China (Hong Kong) 0.00308 0.00289 0.00308 0.00840

Limited
42 Bank Of India Indonesia Tbk 0.00731 0.00682 0.00731 0.01958
43 Bank Permata Tbk - 0.00001 - 0.00008 - 0.00001 0.01041
44 Bank Qnb Indonesia Tbk 0.00000 0.00000 0.00000 0.00012

45 Bank Rakyat Indonesia (Persero) 0.00696 0.01562 0.00696 0.02979
Tbk
46 Bank Rakyat Indonesia Agroniaga 0.00296 0.00596 0.00296 0.00743
Tbk
47 Bank Resona Perdania 0.00384 - 0.00001 0.00384 - 0.00003
48 Bank Sahabat Sampoerna 0.00223 0.00441 0.00223 0.00816
49 Bank Sbi Indonesia 0.00163 - 0.03022 0.00163 - 0.04085
50 Bank Seabank Indonesia -- Bank - 0.00001 0.00004 - 0.00001 - 0.00006

Kesejahteraan Ekonomi
51 Bank Shinhan Indonesia 0.00128 0.00248 0.00128 0.00353
52 Bank Sinarmas Tbk 0.00242 0.00314 0.00242 0.01082
53 Bank Tabungan Negara (Persero) 0.00266 0.00515 0.00266 0.01054

Tbk
54 Bank Uob Indonesia 0.00015 - 0.00033 0.00015 - 0.00050
55 Bank Victoria International Tbk 0.00239 - 0.00023 0.00239 0.01172
56 Bpd Bali 0.00513 0.01098 0.00513 0.02264
57 Bpd Banten Tbk 0.08524 0.07075 0.08524 0.05019
58 Bpd Bengkulu 0.00694 0.01248 0.00694 0.02435
59 Bpd Daerah Istimewa Yogyakarta 0.00499 0.01017 0.00499 0.02156
60 Bpd Dki 0.00929 - 0.00592 0.00929 0.01490
61 Bpd Jambi 0.00219 0.00217 0.00219 0.00554
62 Bpd Jawa Barat Dan Banten Tbk 0.00300 0.00447 0.00300 0.00778
63 Bpd Jawa Tengah 0.00669 0.00609 0.00669 0.00825
64 Bpd Jawa Timur Tbk 0.00717 0.00507 0.00717 0.00827
65 Bpd Kalimantan Barat 0.03563 0.02982 0.03563 0.03256
66 Bpd Kalimantan Selatan 0.02909 0.02918 0.02909 0.02835
67 Bpd Kalimantan Tengah 0.03844 0.04687 0.03844 0.09205
68 Bpd Kalimantan Timur Dan 0.01389 0.00746 0.01389 0.01897

Kalimantan Utara
69 Bpd Lampung 0.03727 0.05551 0.03727 0.06602
70 Bpd Maluku Dan Maluku Utara 0.03483 0.04433 0.03483 0.04313
71 Bpd Nusa Tenggara Timur 0.04336 0.03213 0.04336 0.03149
72 Bpd Papua 0.01902 0.01533 0.01902 0.01310
73 Bpd Riau Kepri 0.01107 0.01406 0.01107 0.01191
74 Bpd Sulawesi Selatan Dan 0.02072 0.01678 0.02072 0.02012

Sulawesi Barat
75 Bpd Sulawesi Tengah 0.10138 0.08194 0.10138 0.06131
76 Bpd Sulawesi Tenggara 0.06260 0.07434 0.06260 0.06664
77 Bpd Sulawesi Utara Dan 0.02076 0.02218 0.02076 0.02536

Gorontalo
78 Bpd Sumatera Barat 0.02067 0.01832 0.02067 0.01176
79 Bpd Sumatera Selatan Dan Bangka 0.01088 0.01397 0.01088 0.01510

Belitung
80 Bpd Sumatera Utara 0.01400 0.01133 0.01400 0.01091
81 Citibank N.A. 0.00497 0.00346 0.00497 0.00402
82 Deutsche Bank Ag 0.00815 0.01522 0.00815 0.00974
83 Jp Morgan Chase Bank Na 0.01879 0.01692 0.01879 0.01058
84 Mufg Bank Ltd 0.00187 0.00201 0.00187 0.00153
85 Pan Indonesia Bank Tbk 0.00272 0.00212 0.00272 0.00239
86 Prima Master Bank 0.17941 0.10916 0.17941 0.17999
87 Standard Chartered Bank 0.00488 0.00310 0.00488 0.00579

2016 2017
2016-1 2016-2 2016-3 2016-4 2017-1 2017-2
0.00556 0.01247 0.01788 0.01670 0.00387 0.00851
0.00606 0.00594 - 0.03154 - 0.05047 0.00424 0.00589
- 0.00120 0.00380 0.00531 0.01168 0.00638 0.01561
0.00124 0.00244 0.00284 0.00278 0.00119 0.00241
0.00327 0.00744 0.01304 0.01702 0.00898 0.01210
0.00777 0.01045 0.01304 0.01528 0.00444 0.00969
0.00348 0.00461 0.00696 0.01106 0.00271 0.00373
0.00160 0.00511 0.00775 0.00658 0.00284 0.00429
0.00748 0.01530 0.02293 0.00667 0.00723 0.01428
0.00114 0.00302 0.00547 0.00861 0.00273 0.00576
- 0.00270 - 0.01018 - 0.01416 - 0.02309 0.00268 0.00341
0.00469 0.01116 0.01422 0.01221 - 0.00004 0.00271
0.00311 0.01024 0.01295 0.01967 0.00715 0.01356
0.00239 0.00551 0.00820 0.00922 0.00386 0.00680
0.00602 0.01031 0.01553 0.01718 0.00305 0.00966
0.00259 0.01595 0.00745 0.00925 0.00436 0.00599
0.00197 0.00227 0.00210 0.00344 0.00114 0.00232
0.00296 0.00537 0.00212 0.00436 0.00299 0.00485
0.00071 0.00152 0.00969 0.01217 0.00325 0.00637
- 0.00058 0.00015 0.01023 0.00728 0.00298 0.00664

0.00351 0.00605 0.01059 0.01592 0.00391 0.00703
0.00043 0.00076 0.01686 0.02046 0.00490 0.00937
0.00723 0.01289 0.00951 0.00460 0.00329 0.01773
0.01067 0.01252 0.02116 0.02216 0.00390 0.00472
0.00619 0.01131 0.01576 0.01789 0.00761 0.01332
0.02732 0.03894 0.04475 0.04185 0.00591 0.01136
0.00292 0.00618 0.00874 0.01206 0.00323 0.00588
0.00515 0.01062 0.01402 0.02575 0.00464 0.00708
0.01028 0.01509 0.01713 0.02082 0.00266 0.00528
0.00289 0.00566 0.00930 0.01148 0.00271 0.00327
0.00858 0.01167 0.01948 0.01642 0.00670 0.01013
0.01247 0.01946 0.02008 0.01693 0.04012 0.04627
0.00358 0.00764 0.01191 0.01656 0.00576 0.00912
0.00021 0.00053 0.00062 0.00072 - 0.00384 - 0.00419
0.00507 0.00663 0.00901 0.01614 0.00396 0.00661
0.00266 0.00373 0.00801 0.00478 0.00221 0.00364
0.00196 0.00275 0.01704 0.02056 0.00666 0.01218
0.00432 0.00848 0.01438 0.01694 0.00632 0.01002
0.00924 0.01046 0.02140 0.02240 0.00454 0.00829
0.00341 0.00658 0.01028 0.00780 0.00245 0.00641
0.01120 0.01197 0.01708 0.01998 0.00467 0.01079
- 0.04402 - 0.10301 - 0.11037 - 0.11766 0.00527 0.00493
0.00025 0.00019 - 0.00737 - 0.03953 0.00292 0.00443
- 0.00404 - 0.00462 - 0.00941 - 0.02654 0.00090 - 0.01221

0.01185 0.01829 0.03926 0.04234 0.00783 0.01415
0.00524 0.00706 0.01014 0.00885 0.00491 0.00624
- 0.00031 - 0.00024 0.01190 0.00838 0.00202 0.00524
0.00157 0.00287 0.00399 0.00456 0.00157 0.00290
0.00247 0.00340 - 0.00521 0.00110 0.00481 0.01226
- 0.00062 0.00000 - 0.00042 - 0.00061 0.00014 - 0.00011
0.00289 0.01077 0.01016 0.00285 0.00137 0.00284
0.00542 0.00709 0.01153 0.01178 0.00304 0.00410
0.00517 0.02136 0.02358 0.01223 0.00275 0.00556
0.00029 0.00080 0.00700 0.00587 0.00129 0.00257
0.00109 0.00180 0.00488 0.00762 0.00404 0.00656
0.00601 0.01425 0.02050 0.02769 0.00696 0.01179
0.11327 0.03586 0.06977 0.04585 0.08189 0.03573
0.00929 0.01214 0.01738 0.02113 0.00622 0.00779
0.00573 0.01064 0.01750 0.02174 0.00655 0.01079
0.00409 0.00855 0.01129 0.02663 0.00352 0.00728
0.00194 0.00323 0.00348 0.00397 0.00192 0.00401
0.00481 0.00390 0.00545 0.00650 0.00262 0.00448
0.00768 0.00755 0.00670 0.00392 0.00576 0.00537
0.00851 0.00732 0.00399 0.00994 0.00716 0.00490
0.03512 0.01991 0.02111 0.01475 0.01369 0.01416
0.06065 0.02664 0.02476 0.01885 0.02060 0.02616
0.06118 0.06859 0.06452 0.04645 0.03878 0.03516
0.02181 0.01523 0.02034 0.01561 0.01838 0.01489

0.02669 0.06543 0.04291 0.06193 0.05053 0.03008
0.03298 0.03541 0.04463 0.05114 0.06044 0.05497
0.04580 0.03055 0.02400 0.03278 0.02655 0.02253
0.01824 0.01129 0.01286 0.01614 0.01088 0.01690
0.01917 0.01370 0.00941 0.01259 0.01714 0.01211
0.03593 0.02222 0.01765 0.02227 0.01070 0.01023
0.04110 0.06395 0.08438 0.09359 0.04971 0.03962
0.06632 0.05285 0.04177 0.06125 0.05156 0.05490
0.03684 0.02498 0.03077 0.01933 0.02254 0.01485
0.01798 0.02176 0.01566 0.01276 0.01693 0.01201
0.02001 0.01346 0.01916 0.01087 0.01066 0.01831
0.01603 0.00816 0.00937 0.01143 0.01402 0.01215
0.00465 0.00547 0.00377 0.00625 0.00276 0.00465
0.01820 0.00654 0.00715 0.01481 0.01201 0.00777
0.03333 0.01694 0.02103 0.01735 0.02234 0.01420
0.00364 0.00320 0.00321 0.00169 0.00208 0.00197
0.00378 0.00180 0.00177 0.00215 0.00178 0.00147
0.03389 0.12290 0.17294 0.10459 0.18333 0.11648
0.00542 0.00633 0.00533 0.00358 0.00470 0.00572

2017 2018
2017-3 2017-4 2018-1 2018-2 2018-3 2018-4
0.01417 0.01559 0.00169 0.00377 0.00834 0.01170
0.00563 0.00441 0.00183 0.00438 0.01025 0.00878
0.01186 0.01800 0.02191 0.02705 0.03101 0.03513
0.00275 0.00246 0.00072 0.00123 0.00174 0.00206
0.02067 0.02478 0.00756 0.01526 0.02447 0.02874
0.01645 0.02147 0.00510 0.00038 0.00614 0.01083
0.00667 0.01277 0.00311 0.00576 0.00857 0.01273
0.00396 0.00527 0.00202 0.00421 0.00549 0.00591
0.02278 0.00665 0.00725 0.01443 0.02317 0.00668
0.00858 0.01093 0.00292 0.00609 0.00940 0.01246
0.00446 0.00391 0.00068 0.00085 0.00171 0.00212
0.00180 0.00351 0.00287 0.00309 0.00546 0.00610
0.02042 0.02398 0.00679 0.00795 0.01995 0.02458
0.00634 0.00768 0.00224 0.00130 0.00014 0.00034
0.01209 0.01741 0.00565 0.00988 0.01704 0.01571
0.00916 0.01102 0.00374 0.00536 0.00850 0.00174
0.00329 0.00352 0.00040 - 0.00794 - 0.00799 - 0.05383
0.00736 0.01318 0.00532 0.00464 0.00758 0.00726
0.00783 0.00588 0.00049 0.00019 - 0.00032 0.00185
0.00420 0.00836 - 0.00030 - 0.00114 - 0.00225 - 0.00195

0.01063 0.01126 0.00234 0.00468 0.00742 0.01105
0.01376 0.01869 0.00419 0.00883 0.01272 0.01781
0.01760 0.00926 - 0.00211 - 0.00172 - 0.01628 - 0.03090
0.00663 0.00160 0.00347 0.00449 0.00525 0.00385
0.01618 0.02132 0.00293 0.00414 0.00643 0.00871
0.01757 0.02225 0.00521 0.00922 0.01444 0.02196
0.00786 0.01148 0.00247 0.00493 0.00682 0.01107
0.01162 0.00904 0.00272 0.00479 0.00851 0.00595
0.00753 0.00909 0.00209 0.00393 0.00691 0.01325
0.00530 0.00592 0.00195 0.00241 0.00293 0.00526
0.01569 0.01674 0.00310 - 0.00072 0.01460 0.01633
0.05817 0.03900 0.00110 - 0.00213 - 0.01553 0.02198
0.01342 0.01587 0.00351 0.00588 0.00821 0.01250
- 0.00625 0.00087 - 0.00384 0.00790 0.00739 0.00525
0.00970 0.01015 0.00287 0.00642 0.00910 0.01269
0.00618 0.00546 0.00123 0.00123 0.00348 0.00379
0.01782 0.02182 0.00462 0.00666 0.01180 0.01900
0.01394 0.00452 0.00528 0.00916 0.00996 - 0.03014
0.01219 0.01481 0.01481 0.00603 0.01065 0.01523
0.00783 0.01234 0.00370 0.00351 0.00698 0.01150
0.01348 0.01558 0.00346 0.00985 0.01587 0.01880
- 0.01430 - 0.03165 0.00527 0.00605 0.00913 0.00213
0.00513 0.00484 0.00086 0.00056 0.00185 0.00613
- 0.01708 - 0.03205 - 0.00215 - 0.00465 - 0.00758 0.00138

0.02169 0.02793 0.00566 0.00985 0.01697 0.02317
0.00922 0.01108 0.00298 0.00346 0.00426 0.00612
- 0.02250 - 0.02413 0.00081 - 0.00155 - 0.00127 0.00141
0.00356 0.00446 0.00160 0.00318 0.00556 0.00822
0.01731 0.01576 0.00532 0.01031 0.01853 0.02629
- 0.00008 0.00046 - 0.00274 - 0.00823 - 0.00157 0.00077
0.00879 0.01318 0.00291 0.00744 0.01154 0.01206
0.00679 0.01104 0.00343 0.00629 0.00704 0.00040
0.00855 0.01158 0.00255 0.00493 0.00805 0.00908
0.00203 0.00127 0.00163 0.00199 0.00233 0.00415
0.00936 0.00792 0.00090 - 0.00175 - 0.00223 - 0.00096
0.01871 0.02556 0.00604 0.01383 0.01622 0.02069
0.06591 0.08087 0.12543 0.09178 0.15369 0.08573
0.01122 0.01682 0.00881 0.01180 0.01993 0.01177
0.01644 0.02058 0.00588 0.01070 0.01544 0.01860
0.00977 0.01946 0.00224 0.00768 0.00519 0.01125
0.00407 0.00474 0.00132 0.00155 0.00251 0.00299
0.00562 0.00692 0.00239 0.00325 0.00416 0.00465
0.00607 0.00504 0.00392 0.00666 0.00561 0.00631
0.00621 0.00540 0.00598 0.00522 0.00433 0.00526
0.02488 0.02271 0.01577 0.01862 0.02302 0.01717
0.01884 0.01858 0.02112 0.03102 0.02378 0.02172
0.02979 0.03288 0.03397 0.05453 0.04176 0.03954
0.01144 0.01485 0.00988 0.01266 0.01349 0.01229

0.02995 0.06013 0.04588 0.02831 0.05168 0.05403
0.02874 0.05402 0.04468 0.02634 0.03213 0.04233
0.02345 0.03531 0.03642 0.02334 0.02676 0.01971
0.00988 0.01251 0.01648 0.01697 0.01787 0.01161
0.01397 0.01415 0.01700 0.00910 0.01752 0.01380
0.02164 0.01886 0.01590 0.01020 0.01836 0.02108
0.06609 0.04786 0.04123 0.04047 0.06538 0.03751
0.05798 0.03908 0.03832 0.05409 0.04497 0.05388
0.02439 0.02183 0.02298 0.02987 0.02987 0.02492
0.01556 0.01699 0.01333 0.01608 0.01882 0.01322
0.01965 0.01990 0.01915 0.01458 0.01440 0.01550
0.01076 0.01519 0.00715 0.01127 0.01268 0.01517
0.00472 0.00346 0.00480 0.00488 0.00310 0.00389
0.00962 0.01385 0.00727 0.01191 0.00741 0.01515
0.01596 0.01268 0.02109 0.01837 0.01170 0.01147
0.00171 0.00177 0.00178 0.00193 0.00246 0.00218
0.00192 0.00194 0.00117 0.00121 0.00156 0.00180
0.09467 0.16061 0.18197 0.11798 0.16864 0.18003
0.00395 0.00402 0.00462 0.00604 0.00458 0.00332

2019 2020
2019-1 2019-2 2019-3 2019-4 2020-1 2020-2
0.00733 0.01630 0.01885 0.01874 0.00310 0.00624
0.00396 0.01048 0.02063 0.01779 0.00507 0.00655
0.00629 0.01186 0.01485 0.01872 0.00472 0.01321
0.00049 0.00096 0.00110 - 0.00278 0.00044 0.00075
0.00601 0.01040 0.02037 0.02414 0.00645 0.01307
0.00756 0.01173 0.00775 0.01142 0.01372 0.01741
0.00177 0.00342 0.00521 0.00673 0.00117 0.00321
0.00072 0.00308 0.00417 0.00084 0.00181 0.00297
0.00730 0.01478 0.02341 0.00660 0.00676 0.01256
0.00345 0.00702 0.00980 0.01277 0.00365 0.00606
0.00022 0.00037 0.00138 0.00000 - 0.00100 - 0.00229
0.00209 0.00392 0.00599 0.00472 0.00223 0.00374
0.00577 0.01101 0.01543 0.02437 0.00698 0.00489
0.00355 0.00204 0.00156 - 0.00230 0.00335 0.00393
0.00389 0.00103 0.00447 0.01125 - 0.00073 0.00852
0.00333 0.00587 0.00646 0.00287 0.00128 0.00293
0.00434 0.00335 - 0.00267 - 0.01446 0.00021 0.01491
0.00983 0.01364 0.01752 0.02217 0.00320 0.00806
0.00101 0.00234 0.00412 0.00201 0.00049 0.00099
0.00040 0.00112 0.00158 0.00248 0.00025 0.00193

0.00162 0.00353 0.00558 0.00967 0.00111 0.00271
0.00494 0.00829 0.01269 0.01625 0.00215 0.00562
- 0.00599 0.00087 0.00714 0.01252 - 0.00377 - 0.01979
0.00065 0.00146 0.00248 0.00310 0.00174 0.00263
0.00300 0.00670 0.01068 0.01406 0.00075 0.00547
0.00819 0.01420 0.02308 0.02889 0.00442 0.00868
0.00217 0.00425 0.00585 0.00842 0.00228 0.00433
0.00178 0.00363 0.00810 0.00595 0.00071 0.00198
0.00222 0.00448 0.00590 0.01030 0.00119 0.00418
0.00230 0.00212 0.00289 0.00155 0.00097 0.00033
0.00986 0.01634 0.02242 0.02538 0.00475 0.01191
0.01341 0.02207 0.02725 0.03046 - 0.00575 - 0.00485
0.00405 0.00739 0.01037 0.01248 0.00371 0.00735
0.00095 0.00176 0.00214 0.00352 - 0.00044 0.00062
0.00410 0.00711 0.00898 0.00851 0.00037 0.00291
0.00109 0.00251 0.00385 0.00381 - 0.00021 0.00143
0.00671 0.01160 0.01770 0.02187 0.00241 0.00480
0.00232 0.00190 0.00263 0.00373 0.00201 0.00531
0.00519 0.00991 0.01413 0.01790 0.00286 0.00890
0.00482 0.00993 0.01283 0.00695 0.00268 0.01050
0.00540 0.01312 0.01484 0.01704 0.00327 0.00883
0.00331 0.00377 0.00445 0.00819 0.00139 0.00186
0.00316 0.00589 0.00831 0.00985 - 0.00102 0.00412
- 0.00272 - 0.00250 - 0.00170 0.00076 - 0.00095 - 0.02520

0.00772 0.01742 0.02415 0.02882 0.00426 0.00806
0.00410 0.00418 0.00173 0.00319 - 0.00228 0.00172
0.00319 0.00590 0.00436 0.00410 0.00276 0.00706
0.00245 0.00235 0.00217 0.00142 0.00090 0.00264
0.00688 0.01172 0.01809 0.01820 0.00688 0.01172
0.00145 0.00236 - 0.00194 - 0.02780 - 0.02368 - 0.01247
0.00222 0.00346 0.00401 0.00308 0.00187 0.00477
0.00428 0.00156 0.00180 0.00596 - 0.00272 0.00070
0.00230 0.00442 0.00266 0.00179 0.00126 0.00322
0.00375 0.00460 0.00669 0.00850 - 0.00028 0.00324
0.00212 0.00341 0.00341 0.00242 - 0.00341 0.00065
0.00416 0.01035 0.01678 0.02291 0.00317 0.01298
0.11065 0.07617 0.12349 0.31559 0.21315 0.20572
0.00487 0.00851 0.01295 0.01603 0.00752 0.01150
0.00628 0.01103 0.01652 0.01989 0.00407 0.00896
0.00413 0.01019 0.01318 0.01702 0.00120 0.00530
0.00087 0.00126 0.00156 0.00215 0.00112 0.00169
0.00220 0.00370 0.00446 0.00516 0.00220 0.00383
0.00385 0.00446 0.00444 0.00428 0.00428 0.00301
0.00395 0.00535 0.00471 0.00268 0.00303 0.00540
0.01995 0.02046 0.01228 0.01993 0.01854 0.01284
0.01631 0.01699 0.01777 0.02872 0.02597 0.02077
0.03417 0.03497 0.04980 0.04820 0.04135 0.03304
0.01303 0.00821 0.01270 0.01050 0.01108 0.01483

0.02927 0.03597 0.03527 0.02811 0.04310 0.02994
0.04346 0.04989 0.04328 0.05496 0.02751 0.07080
0.03177 0.02677 0.02871 0.03574 0.02367 0.02527
0.01857 0.01255 0.01108 0.00943 0.01788 0.01355
0.00839 0.01377 0.00879 0.01197 0.01322 0.01558
0.01004 0.01270 0.00940 0.01137 0.01119 0.01710
0.04200 0.05295 0.06064 0.03500 0.04572 0.04450
0.02548 0.03560 0.04363 0.02325 0.02657 0.03893
0.01333 0.01333 0.01557 0.02957 0.02365 0.02829
0.01767 0.00899 0.01791 0.00834 0.00844 0.01022
0.01240 0.00990 0.00989 0.01596 0.01628 0.01272
0.00690 0.01338 0.01210 0.01101 0.01288 0.01140
0.00284 0.00420 0.00240 0.00435 0.00316 0.00383
0.01163 0.01451 0.01435 0.01071 0.00978 0.01075
0.01403 0.01958 0.01477 0.01257 0.00907 0.00988
0.00188 0.00125 0.00206 0.00246 0.00128 0.00248
0.00137 0.00222 0.00178 0.00159 0.00227 0.00165
0.17337 0.15978 0.15629 0.10980 0.16637 0.17222
0.00519 0.00482 0.00445 0.00722 0.00500 0.00537

2020
2020-3 2020-4
0.00108 0.08398
0.00788 0.00212
0.01871 0.00002
0.00085 0.00070
0.01955 0.02441
0.02203 0.02601
0.00379 0.00459
0.00315 0.00304
0.01997 0.02524
0.00619 0.00657
- 0.00056 - 0.00212
0.00428 0.00392
0.00784 0.00542
- 0.00110 - 0.00316
0.00370 0.00705
0.00306 0.00105
0.02273 0.01829
0.01377 0.01505
0.00026 - 0.00160
0.00057 0.00726
0.00417 0.00767
0.00663 0.01466
- 0.02519 - 0.02992
- 0.01139 - 0.03923
0.00887 0.01473
0.01271 0.01443
0.00522 0.00598
0.00333 0.00243
0.00558 0.00757
0.00304 0.00537
0.01741 0.03495
0.01592 0.02302
0.01141 0.00551
0.00025 0.00245
0.00464 0.01074
0.00278 0.00474
0.00480 0.00360
0.00223 0.00538
0.01090 0.01179
0.00838 0.00929
0.00975 0.01457
0.00205 - 0.01895
0.00404 0.00616
- 0.02926 - 0.02172
0.01231 0.01488
0.00201 0.00418
0.00503 0.00362
0.00332 0.00358
0.00747 0.01348
- 0.05202 - 0.17282
0.00629 0.00627
0.00285 0.00591
0.00424 0.00651
0.00541 0.00560
0.00058 - 0.00731
0.01568 0.01984
0.04259 0.14962
0.01368 0.01528
0.01277 0.01636
0.00853 0.01270
0.00178 0.00231
0.00401 0.00494
0.00355 0.00351
0.00397 0.00466
0.02053 0.01089
0.01794 0.01939
0.04063 0.04169
0.01337 0.00775
0.02530 0.05141
0.03498 0.03306
0.02262 0.02054
0.01156 0.01214
0.01258 0.01389
0.01179 0.01508
0.05253 0.05331
0.03151 0.04231
0.01916 0.02234
0.01655 0.00940
0.01304 0.01479
0.00696 0.01289
0.00406 0.00421
0.01289 0.00830
0.01344 0.02955
0.00244 0.00232
0.00190 0.00143
0.14487 0.17173
0.00451 0.00416
ROE
Laba Bersih / Ekuitas
NO NAMA BANK 2015
2015-1 2015-2 2015-3 2015-4
1 Bangkok Bank Pcl 0.03991 0.06509 0.08736 0.07057

Tbk
11 Bank Commonwealth 0.01119 0.00306 0.00363 - 0.01371
14 Bank Dbs Indonesia 0.01146 - 0.01091 - 0.00658 0.00705
16 Bank Ganesha Tbk 0.00365 0.01266 0.01618 0.02347
17 Bank Harda Internasional Tbk 0.00716 0.01987 0.01856 - 0.11010
18 Bank Hsbc Indonesia 0.06475 0.04567 - 0.07288 0.01177
19 Bank Icbc Indonesia 0.00184 - 0.00537 - 0.01384 - 0.01029
20 Bank Ina Perdana Tbk 0.00636 0.00035 - 0.01592 0.05502

21 Bank Index Selindo 0.01113 0.04667 0.05911 - 0.00190
22 Bank Jasa Jakarta 0.02737 - 0.00228 - 0.00734 0.12743
23 Bank Jtrust Indonesia Tbk 0.10171 0.09023 0.08026 - 0.02259
24 Bank Kb Bukopin Tbk 0.00387 0.00446 0.00237 - 0.00272
25 Bank Keb Hana Indonesia 0.00219 - 0.00041 - 0.01129 - 0.00307
30 Bank Mayora 0.00702 0.02033 0.03243 0.04159
31 Bank Mega Tbk - 0.01213 0.04397 0.04968 0.40354
36 Bank Nationalnobu Tbk 0.01049 - 0.00242 - 0.02569 - 0.00926
37 Bank Negara Indonesia (Persero) 0.05612 0.00239 - 0.01023 0.16278

Tbk
38 Bank Neo Commerce Tbk - 0.01154 - 0.03243 - 0.01578 0.09601

Limited
43 Bank Permata Tbk - 0.00013 - 0.00088 - 0.00331 0.10238

Tbk
Tbk
47 Bank Resona Perdania 0.02422 - 0.00009 0.06461 - 0.00021
49 Bank Sbi Indonesia 0.00991 - 0.14784 - 0.24266 - 0.14091
50 Bank Seabank Indonesia -- Bank - 0.00005 0.00025 - 0.00006 - 0.00045


Tbk
54 Bank Uob Indonesia 0.00123 - 0.00277 - 0.01587 - 0.00419
55 Bank Victoria International Tbk 0.02659 - 0.00235 0.12701 0.12215
56 Bpd Bali 0.06153 0.13048 0.19898 0.24566
57 Bpd Banten Tbk 0.19393 0.19156 0.12987 0.09493
58 Bpd Bengkulu 0.07126 0.14391 0.18601 0.21344
60 Bpd Dki 0.07468 - 0.04521 - 0.09205 0.09650
61 Bpd Jambi 0.01641 0.01938 0.02657 0.03755
63 Bpd Jawa Tengah 0.14357 0.16877 0.16252 0.17353

Kalimantan Utara
69 Bpd Lampung 0.42595 0.87594 0.33062 0.83621
72 Bpd Papua 0.15880 0.15502 0.07196 0.09819
73 Bpd Riau Kepri 0.10082 0.15092 0.18708 0.11739

Sulawesi Barat

Gorontalo

Belitung
81 Citibank N.A. 0.06246 0.04820 0.06544 0.02968
82 Deutsche Bank Ag 0.12131 0.39691 0.15324 0.09724
84 Mufg Bank Ltd 0.02457 0.03990 0.03862 0.02431

2016 2017
2016-1 2016-2 2016-3 2016-4 2017-1 2017-2
0.02889 0.02889 0.08482 0.08484 0.01984 0.04201
0.00687 0.00687 - 0.03702 - 0.05854 0.00512 0.00779
- 0.00765 - 0.00765 0.02735 0.05724 0.02954 0.06756
0.00910 0.00910 0.01787 0.01646 0.00751 0.01555
0.01369 0.01369 0.02713 0.03636 0.01860 0.02540
0.04555 0.04555 0.08381 0.09674 0.02674 0.05623
0.01869 0.01869 0.03804 0.06074 0.01504 0.02025
0.01662 0.01662 0.08503 0.07491 0.02256 0.03531
0.04493 0.04493 0.13879 0.03943 0.04270 0.08547
0.00856 0.00856 0.03821 0.06025 0.01834 0.03883
- 0.01342 - 0.01342 - 0.06267 - 0.11022 0.01342 0.01742
0.02310 0.02310 0.05863 0.05113 - 0.00016 0.01255
0.01563 0.01563 0.06063 0.08193 0.02833 0.05498
0.02407 0.02407 0.08471 0.09744 0.04141 0.07408
0.02892 0.02892 0.07050 0.07860 0.01424 0.04869
0.00544 0.00544 0.02796 0.03670 0.01595 0.02375
0.00908 0.00908 0.00660 0.01102 0.00346 0.00755
0.24554 0.24554 0.10460 0.20883 0.13111 0.91270
0.00814 0.00814 0.09936 0.13371 0.03575 0.05679
- 0.00384 - 0.00384 0.04956 0.03560 0.01778 0.01583

0.02208 0.02208 0.06411 0.08914 0.02069 0.03639
0.00235 0.00235 0.08128 0.09442 0.02205 0.04193
0.09838 0.09838 0.13473 0.05456 0.03790 0.19354
0.12006 0.12006 0.21819 0.23561 0.04231 0.05392
0.03802 0.03802 0.10398 0.11921 0.04898 0.07882
0.17969 0.17969 0.26708 0.26670 0.03755 0.07161
0.01775 0.01775 0.05285 0.05947 0.01533 0.03005
0.05143 0.05143 0.14362 0.22212 0.04211 0.06819
0.09986 0.09986 0.15259 0.18205 0.02296 0.04619
0.01464 0.01464 0.04241 0.05480 0.01314 0.01610
0.04875 0.04875 0.09806 0.09441 0.03614 0.05888
0.04119 0.04119 0.07949 0.06684 0.15151 0.17688
0.02010 0.02010 0.06394 0.08808 0.03029 0.04940
0.00140 0.00140 0.00416 0.00503 - 0.02683 - 0.02829
0.02102 0.02102 0.04530 0.08957 0.02201 0.04122
0.01510 0.01510 0.04726 0.03227 0.01488 0.02494
0.01273 0.01273 0.11233 0.13903 0.04611 0.08265
0.03323 0.03323 0.08866 0.10890 0.04255 0.06598
0.06419 0.06419 0.14449 0.15868 0.03244 0.05744
0.27050 0.27050 0.53484 0.48953 0.12818 0.32361
0.20266 0.20266 0.24631 0.27116 0.05917 0.12476
- 0.26294 - 0.26294 - 0.46655 - 0.45720 0.01897 0.01893
0.00222 0.00222 - 0.05526 - 0.34353 0.02467 0.03022
- 0.04270 - 0.04270 - 0.10755 - 0.18596 0.00610 - 0.08225

0.08162 0.08162 0.25126 0.28062 0.05243 0.09347
0.03263 0.03263 0.07340 0.05198 0.02982 0.03897
- 0.00193 - 0.00193 0.06367 0.04917 0.01179 0.02974
0.01150 0.01150 0.02606 0.03143 0.01135 0.01966
0.00872 0.00872 - 0.01896 0.00373 0.01669 0.04138
- 0.00456 - 0.00456 - 0.00327 - 0.00531 0.00124 - 0.00108
0.00543 0.00543 0.01969 0.00550 0.00260 0.00467
0.03536 0.03536 0.07410 0.08210 0.02116 0.03007
0.06410 0.06410 0.25628 0.13690 0.03071 0.06270
0.00243 0.00243 0.05545 0.05108 0.01107 0.02221
0.01163 0.01163 0.04805 0.07103 0.03741 0.06036
0.07245 0.07245 0.22034 0.27559 0.06836 0.11052
0.10397 0.10397 0.19864 0.07713 0.25110 0.04790
0.09649 0.09649 0.16912 0.17546 0.05856 0.08749
0.04469 0.04469 0.11509 0.13499 0.03975 0.07354
0.02644 0.02644 0.06743 0.14604 0.02086 0.04434
0.01526 0.01526 0.02637 0.02725 0.01376 0.03124
0.04987 0.04987 0.05322 0.06274 0.02698 0.04569
0.16597 0.16597 0.19363 0.12200 0.20663 0.21873
0.11970 0.11970 0.07095 0.17224 0.17596 0.08969
0.58906 0.58906 0.54739 0.34581 0.35056 0.35211
0.71338 0.71338 0.45729 0.33337 0.38734 0.57477
0.16938 0.16938 0.18739 0.12512 0.09420 0.09996
0.52249 0.52249 0.81206 0.67061 0.78211 0.79724

0.40514 0.40514 0.51437 0.47716 0.72661 0.43913
0.36871 0.36871 0.45107 0.53527 0.77818 0.59319
0.65971 0.65971 0.49724 0.54515 0.40828 0.58314
0.10932 0.10932 0.13290 0.15729 0.08937 0.17946
0.08552 0.08552 0.08321 0.09947 0.17427 0.12966
0.47965 0.47965 0.60497 0.55702 0.50218 0.36400
0.52777 0.52777 0.92796 0.84004 0.39991 0.42805
0.60140 0.60140 0.52501 0.49654 0.50278 0.61773
0.74439 0.74439 0.76710 0.47753 0.53181 0.35356
0.21187 0.21187 0.12346 0.10326 0.12456 0.18123
0.14540 0.14540 0.12641 0.16019 0.09658 0.23926
0.28585 0.28585 0.20116 0.11725 0.29197 0.18356
0.04924 0.04924 0.04999 0.04668 0.02848 0.05316
0.14649 0.14649 0.09974 0.19936 0.13310 0.15455
0.39506 0.39506 0.44397 0.81470 0.69130 0.93638
0.02269 0.02269 0.08019 0.03150 0.03372 0.05521
0.02767 0.02767 0.03410 0.04176 0.01758 0.01809
0.44823 0.44823 0.61800 0.50781 0.75895 0.41077
0.64420 0.64420 0.54339 0.44052 0.44636 0.52873

2017 2018
2017-3 2017-4 2018-1 2018-2 2018-3 2018-4
0.07454 0.09186 0.00906 0.02231 0.04660 0.07503
0.00885 0.00780 0.00424 0.01159 0.03468 0.03353
0.05253 0.08052 0.06260 0.07566 0.09138 0.11040
0.01725 0.01511 0.00448 0.00782 0.01015 0.01169
0.04385 0.05177 0.01544 0.03329 0.05269 0.06193
0.08752 0.11489 0.02887 0.00230 0.02163 0.04366
0.03516 0.06571 0.01607 0.03083 0.04355 0.06215
0.03350 0.04118 0.01539 0.03284 0.04596 0.04906
0.13286 0.03795 0.04181 0.08255 0.12685 0.03716
0.05917 0.07912 0.02014 0.04261 0.06433 0.08486
0.02263 0.01933 0.00340 0.00462 0.00879 0.01117
0.00856 0.01757 0.01479 0.01712 0.03023 0.03262
0.07977 0.09522 0.02724 0.03184 0.07566 0.09494
0.06953 0.07662 0.02736 0.01785 0.00197 0.00447
0.05660 0.07510 0.02326 0.04117 0.06922 0.06291
0.03809 0.04516 0.01625 0.01964 0.03067 0.00696
0.01056 0.01279 0.00138 - 0.02427 - 0.02488 - 0.20300
1.39313 2.37696 1.04792 0.92519 1.56978 1.40131
0.07026 0.05730 0.00504 0.00188 - 0.00303 0.01736
0.01088 0.02168 - 0.00080 - 0.00315 - 0.00686 - 0.00623

0.05473 0.05979 0.01257 0.02607 0.04271 0.06349
0.05878 0.08057 0.01806 0.03758 0.05249 0.07445
0.19213 0.10518 - 0.02537 - 0.01765 - 0.17994 - 0.41889
0.07294 0.02421 0.05079 0.05519 0.05222 0.04122
0.10156 0.13457 0.01842 0.02633 0.04259 0.06075
0.10706 0.13636 0.03171 0.05800 0.08902 0.13158
0.04178 0.05980 0.01298 0.02609 0.03514 0.06174
0.10631 0.07906 0.02480 0.04000 0.07062 0.04800
0.06366 0.07738 0.01755 0.02911 0.05075 0.09578
0.02584 0.03102 0.00974 0.01378 0.01542 0.02698
0.09347 0.10547 0.02056 - 0.00484 0.08870 0.09926
0.21920 0.14950 0.00423 - 0.00876 - 0.06177 0.08610
0.07303 0.08961 0.02061 0.03749 0.05974 0.08392
- 0.03943 0.00745 - 0.02683 0.05974 0.05711 0.03988
0.06545 0.07763 0.02409 0.04792 0.06811 0.09196
0.03620 0.04324 0.00918 0.00918 0.02597 0.03164
0.12240 0.15355 0.03249 0.04855 0.08608 0.13841
0.09083 0.03346 0.03680 0.05755 0.06193 - 0.22761
0.08560 0.10456 0.10456 0.04557 0.07421 0.10823
0.40020 0.50867 0.13444 0.14183 0.20073 0.37314
0.16205 0.20208 0.04841 0.14756 0.22637 0.26410
- 0.05924 - 0.12669 0.01897 0.02371 0.03422 0.00734
0.03623 0.03373 0.00610 0.00419 0.01340 0.04228
- 0.12911 - 0.19789 - 0.01226 - 0.02457 - 0.04174 0.00605

0.13759 0.18218 0.03811 0.06630 0.11138 0.15796
0.04222 0.05813 0.01673 0.02033 0.02037 0.03224
- 0.14747 - 0.15613 0.00549 - 0.01111 - 0.00980 0.01152
0.02312 0.02858 0.01110 0.02265 0.03929 0.05935
0.05971 0.05565 0.01832 0.03507 0.06390 0.09064
- 0.00085 0.00507 - 0.03122 - 0.09644 - 0.01569 0.00786
0.01602 0.02556 0.00634 0.01764 0.03016 0.03340
0.04612 0.06930 0.02149 0.03715 0.04298 0.00252
0.09632 0.13975 0.03036 0.05903 0.09427 0.11671
0.01770 0.01105 0.01369 0.01724 0.02229 0.03780
0.08672 0.07555 0.00880 - 0.01747 - 0.02072 - 0.00966
0.17587 0.21318 0.04793 0.10796 0.13143 0.15578
0.08348 0.17702 0.12993 0.27123 0.12175 0.20663
0.11900 0.13836 0.07648 0.09570 0.15110 0.09014
0.10757 0.13367 0.04000 0.07377 0.10287 0.11694
0.06510 0.12195 0.01386 0.04332 0.03057 0.06950
0.03262 0.03513 0.00973 0.01195 0.01842 0.02228
0.05793 0.06991 0.02569 0.02983 0.03713 0.04482
0.24877 0.16074 0.15952 0.21784 0.19475 0.26757
0.16378 0.09481 0.16489 0.10519 0.09271 0.11978
0.82025 0.61730 0.52204 0.54207 0.68847 0.44795
0.50243 0.31967 0.44075 0.77209 0.68233 0.62723
0.07981 0.08145 0.12698 0.18794 0.15482 0.11241
0.47868 0.48538 0.38235 0.56166 0.51343 0.53053

0.38256 0.57323 0.56554 0.42506 0.72731 0.62553
0.35392 0.69816 0.48264 0.33179 0.41182 0.54376
0.49953 0.53451 0.79867 0.51913 0.63327 0.49119
0.11132 0.09244 0.15257 0.13203 0.18441 0.12427
0.13064 0.17841 0.15795 0.08904 0.17107 0.17475
0.82714 0.65237 0.52509 0.33304 0.77085 0.80081
0.55155 0.55347 0.37533 0.35834 0.74423 0.44771
0.51826 0.53465 0.44074 0.89609 0.49933 0.55892
0.61621 0.66892 0.60789 0.65133 0.92879 0.78519
0.12067 0.15345 0.26949 0.12927 0.28471 0.11262
0.17028 0.37905 0.28784 0.12035 0.32614 0.15985
0.21740 0.23014 0.10039 0.20181 0.39307 0.18933
0.04294 0.04807 0.04075 0.05557 0.02454 0.04508
0.19008 0.36694 0.08970 0.15503 0.09465 0.21304
0.45970 0.61656 0.52476 0.41381 0.75914 0.74099
0.04639 0.03824 0.03281 0.04846 0.04866 0.05730
0.06045 0.03543 0.02160 0.03265 0.02579 0.02668
0.34846 0.58909 0.61446 0.51618 0.74931 0.61347
0.46335 0.37490 0.58420 0.71975 0.66688 0.37955

2019 2020
2019-1 2019-2 2019-3 2019-4 2020-1 2020-2
0.04351 0.10059 0.12353 0.12668 0.07248 0.13514
0.01587 0.02731 0.05791 0.05696 0.01744 0.01869
0.01783 0.03074 0.04097 0.05578 0.01588 0.03405
0.00278 0.00546 0.00609 - 0.01286 0.00340 0.00573
0.01278 0.02176 0.03900 0.04723 0.01288 0.02522
0.03048 0.04630 0.02917 0.04869 0.05995 0.06727
0.00906 0.01687 0.02472 0.03358 0.00624 0.01641
0.00603 0.02541 0.03510 0.00713 0.01426 0.02275
0.03973 0.08390 0.12967 0.03631 0.04017 0.07563
0.02235 0.04646 0.06158 0.08192 0.02537 0.04250
0.00123 0.00200 0.00739 0.00000 - 0.00578 - 0.01288
0.01086 0.02108 0.03151 0.02728 0.01393 0.02214
0.02279 0.04230 0.05977 0.09231 0.02907 0.01979
0.04798 0.02695 0.02025 - 0.02814 0.04605 0.04800
0.01549 0.00457 0.01975 0.04716 - 0.00331 0.03907
0.01309 0.02307 0.02521 0.01211 0.00547 0.01154
0.01288 0.01151 - 0.00714 - 0.03865 0.00051 0.03380
1.93287 2.68628 3.43674 4.33831 0.74504 1.53968
0.00929 0.02061 0.03454 0.01770 0.00510 0.00892
0.00135 0.00398 0.00590 0.01068 0.00110 0.00851

0.00960 0.02096 0.03341 0.05810 0.00710 0.01711
0.02023 0.03473 0.05264 0.06664 0.00888 0.02308
- 0.08911 0.01034 0.07432 0.12952 - 0.04036 - 0.20281
0.00700 0.01577 0.02600 0.03359 0.01978 0.02344
0.02105 0.03480 0.05484 0.06727 0.00401 0.02637
0.04669 0.08493 0.13527 0.16768 0.03064 0.06020
0.01238 0.02553 0.03574 0.05187 0.01374 0.02594
0.01462 0.02913 0.06472 0.04505 0.00537 0.01143
0.01725 0.03324 0.04197 0.06746 0.00884 0.02734
0.01099 0.01031 0.01532 0.00888 0.00604 0.00208
0.05665 0.09588 0.13165 0.16462 0.03002 0.07722
0.04916 0.07901 0.09874 0.11290 - 0.02173 - 0.01892
0.02835 0.05004 0.07244 0.08307 0.01932 0.03559
0.00721 0.01314 0.01632 0.02393 - 0.00318 0.00416
0.02795 0.05338 0.07147 0.07368 0.00382 0.03141
0.00915 0.02100 0.03185 0.03417 - 0.00185 0.01237
0.04600 0.08369 0.11826 0.14596 0.01900 0.03752
0.01451 0.01117 0.01458 0.02018 0.01015 0.02184
0.03636 0.06737 0.09211 0.11699 0.01964 0.05591
0.17384 0.27394 0.33535 0.19737 0.09156 0.26147
0.07094 0.14920 0.19379 0.22639 0.06724 0.14037
0.01111 0.01230 0.01473 0.02823 0.00498 0.00621
0.02234 0.03775 0.05488 0.06688 - 0.00741 0.02761
- 0.01105 - 0.01147 - 0.00792 0.00373 - 0.00499 - 0.15175

0.04932 0.11448 0.15350 0.19004 0.03127 0.05763
0.02227 0.02310 0.00974 0.01927 - 0.01478 0.01104
0.02478 0.04346 0.03449 0.03143 0.02370 0.05136
0.01668 0.01635 0.01496 0.00998 0.00649 0.01972
0.02415 0.04236 0.05519 0.06316 0.02415 0.04095
0.01452 0.02435 - 0.02110 - 0.38346 - 0.09462 - 0.03629
0.00680 0.01075 0.01399 0.01105 0.00758 0.01771
0.02870 0.01175 0.01137 0.03590 - 0.01934 0.00457
0.02826 0.05604 0.03488 0.02338 0.02350 0.05926
0.03481 0.04169 0.05707 0.07315 - 0.00267 0.02592
0.01987 0.03117 0.03205 0.02317 - 0.03229 0.00543
0.02860 0.08043 0.13014 0.16129 0.02865 0.10846
0.18072 0.10499 0.18177 0.42570 0.19355 0.15050
0.04161 0.07244 0.10792 0.12484 0.05956 0.08908
0.03598 0.06602 0.09724 0.11912 0.02429 0.05676
0.02119 0.05277 0.07314 0.10181 0.00649 0.02977
0.00756 0.01024 0.01247 0.01549 0.00902 0.01202
0.02009 0.03816 0.04562 0.04779 0.02213 0.04054
0.14182 0.17118 0.18793 0.19424 0.15863 0.12545
0.09665 0.17168 0.12438 0.07880 0.08024 0.17855
0.59828 0.60796 0.45757 0.60943 0.52158 0.51560
0.37675 0.43214 0.45808 0.63304 0.57696 0.62262
0.11806 0.11697 0.17445 0.20090 0.20075 0.13139
0.74275 0.37747 0.57161 0.47115 0.46584 0.87981

0.50848 0.50783 0.63745 0.41719 0.58741 0.42165
0.58879 0.83315 0.75757 0.73227 0.43733 0.71342
0.57240 0.66050 0.92729 0.64118 0.72129 0.69200
0.19874 0.11175 0.10059 0.11764 0.16883 0.12064
0.09923 0.12816 0.10244 0.10386 0.13852 0.15063
0.43985 0.58638 0.48334 0.55680 0.61840 0.82653
0.53730 0.52795 0.79709 0.38870 0.50190 0.53828
0.38405 0.49948 0.78677 0.46132 0.45731 0.84536
0.42769 0.41130 0.44104 0.78686 0.65704 0.88283
0.36329 0.11657 0.19870 0.13705 0.15446 0.21391
0.17622 0.10626 0.09519 0.34574 0.20846 0.18027
0.10931 0.16311 0.16330 0.22046 0.21429 0.37216
0.04197 0.04653 0.03424 0.03993 0.04628 0.04708
0.18012 0.27636 0.20387 0.16365 0.32083 0.12726
0.34979 0.47316 0.40490 1.45299 0.40363 0.46100
0.03756 0.02498 0.05133 0.05442 0.04881 0.04830
0.02392 0.02847 0.01753 0.01533 0.02525 0.02764
0.61551 0.69001 0.73669 0.46884 0.81658 0.68499
0.70439 0.54328 0.49118 0.77884 0.68325 0.54223

2020
2020-3 2020-4
0.00936 0.12769
0.02390 0.00805
0.04537 0.00005
0.00736 0.00600
0.03272 0.03486
0.08296 0.09666
0.02032 0.02322
0.03731 0.03744
0.11681 0.15372
0.04414 0.04570
- 0.00319 - 0.01175
0.02502 0.02240
0.03541 0.02526
- 0.01320 - 0.03691
0.01770 0.01206
0.01268 0.00493
0.04369 0.04221
2.58272 2.95038
0.00236 - 0.01541
0.00270 0.05030
0.02698 0.04788
0.02763 0.05953
- 0.26828 - 0.33593
- 0.08552 - 0.35965
0.04112 0.06345
0.08829 0.09929
0.03573 0.04711
0.01775 0.01741
0.03953 0.05133
0.02049 0.03511
0.11274 0.21538
0.06284 0.08129
0.05643 0.02468
0.00177 0.01840
0.05503 0.12242
0.02299 0.04285
0.03903 0.02846
0.00864 0.02604
0.07303 0.08158
0.22329 0.23519
0.17250 0.19026
0.00693 - 0.06667
0.02826 0.03499
- 0.17900 - 0.09665
0.08827 0.10883
0.01329 0.02734
0.03977 0.02576
0.02504 0.02821
0.02468 0.04673
- 0.15846 - 0.45265
0.02476 0.02309
0.01839 0.04357
0.08595 0.11771
0.04475 0.04618
0.00480 - 0.06782
0.13108 0.16167
0.06164 0.15134
0.11501 0.10855
0.08586 0.10234
0.05591 0.08722
0.01234 0.01493
0.04812 0.05244
0.16555 0.15401
0.15340 0.18715
0.72362 0.34177
0.49527 0.43304
0.15381 0.14755
0.64221 0.46227
0.34629 0.85569
0.70449 0.47349
0.79295 0.43824
0.18010 0.11276
0.16023 0.17070
0.51582 0.77759
0.82341 0.96820
0.55745 0.91860
0.53321 0.61488
0.41482 0.17217
0.14176 0.39009
0.13912 0.33080
0.03663 0.06208
0.24263 0.09157
0.27048 0.80425
0.07068 0.07193
0.01956 0.02480
0.79919 0.98055
0.59323 0.50332
NIM
Pendapatan Bunga Bersih / Total

Aset
NO NAMA BANK 2015
TW1 TW2 TW3 TW4
1 Bangkok Bank Pcl 0.01080 0.01900 0.02561 0.04114

Tbk
11 Bank Commonwealth 0.01180 0.02141 0.03172 0.04719
14 Bank Dbs Indonesia 0.00721 0.01657 0.02424 0.03528
16 Bank Ganesha Tbk 0.00997 0.02077 0.03346 0.04838
17 Bank Harda Internasional Tbk 0.01581 0.03271 0.05390 0.07742
19 Bank Icbc Indonesia 0.00501 0.01050 0.01803 0.02323

21 Bank Index Selindo 0.01951 0.01840 0.02832 0.04121
22 Bank Jasa Jakarta 0.01278 0.01945 0.02880 0.03866
23 Bank Jtrust Indonesia Tbk 0.00074 0.00236 0.00537 0.00936
24 Bank Kb Bukopin Tbk 0.00737 0.01508 0.02245 0.02911
25 Bank Keb Hana Indonesia 0.00702 0.01319 0.02053 0.02993
30 Bank Mayora 0.00811 0.02006 0.03109 0.04118
31 Bank Mega Tbk 0.01000 0.02009 0.03284 0.03993
36 Bank Nationalnobu Tbk 0.00654 0.01514 0.02434 0.03090

Tbk
38 Bank Neo Commerce Tbk 0.01282 0.02340 0.03669 0.04709

Limited
43 Bank Permata Tbk 0.00789 0.01670 0.02514 0.03540

Tbk
Tbk
47 Bank Resona Perdania 0.00824 0.01506 0.02145 0.03065
49 Bank Sbi Indonesia 0.00940 0.01805 0.02147 0.02509
50 Bank Seabank Indonesia -- Bank 0.01508 0.03027 0.04512 0.05664


Tbk
54 Bank Uob Indonesia 0.00816 0.01575 0.02472 0.03313
55 Bank Victoria International Tbk 0.00205 0.00620 0.01014 0.01117
56 Bpd Bali 0.01628 0.02946 0.04420 0.06402
57 Bpd Banten Tbk 0.07119 0.17232 0.12419 0.06428
58 Bpd Bengkulu 0.01508 0.02640 0.04156 0.07345
60 Bpd Dki 0.01315 0.02595 0.03874 0.05754
61 Bpd Jambi 0.00643 0.00593 0.01150 0.01599
63 Bpd Jawa Tengah 0.00854 0.00632 0.00871 0.00670

Kalimantan Utara
69 Bpd Lampung 0.06096 0.05143 0.03953 0.06992
72 Bpd Papua 0.01103 0.01354 0.00992 0.02173
73 Bpd Riau Kepri 0.01490 0.01309 0.00948 0.01852

Sulawesi Barat

Gorontalo

Belitung
81 Citibank N.A. 0.00410 0.00538 0.00293 0.00553
82 Deutsche Bank Ag 0.00873 0.00816 0.00900 0.00794
84 Mufg Bank Ltd 0.00279 0.00327 0.00185 0.00182

2016 2017
TW1 TW2 TW3 TW4 TW1 TW2
0.01220 0.02354 0.02184 0.05026 0.01229 0.02483
0.07225 0.06730 0.10074 0.13798 0.03104 0.05525
0.02472 0.03242 0.05254 0.07279 0.01756 0.03520
0.01861 0.02184 0.02976 0.03853 0.00983 0.01929
0.01002 0.02048 0.03304 0.04602 0.01579 0.02765
0.04323 0.01268 0.01623 0.02449 0.00482 0.00992
0.02466 0.02254 0.03635 0.04824 0.01251 0.00481
0.00685 0.01540 0.02290 0.02964 0.00903 0.01629
0.03054 0.04441 0.05651 0.01381 0.02732 0.03872
0.01195 0.02372 0.03642 0.04825 0.01263 0.02525
0.01231 0.02693 0.04276 0.05431 0.01179 0.02263
0.01118 0.02361 0.03765 0.04992 0.01205 0.02254
0.01665 0.03389 0.05106 0.06586 0.01595 0.03038
0.00958 0.02000 0.03111 0.04042 0.01086 0.02175
0.01238 0.02663 0.04340 0.06002 0.01447 0.02517
0.01251 0.01917 0.02748 0.03798 0.01283 0.02377
0.02550 0.04724 0.08400 0.11069 0.03330 0.06044
0.01099 0.02291 0.03805 0.05313 0.01462 0.01326
0.00655 0.01374 0.02201 0.02606 0.00576 0.01211
0.01190 0.02334 0.03325 0.04516 0.01049 0.02171

0.01826 0.02170 0.03402 0.04748 0.01343 0.02688
0.01000 0.02229 0.03357 0.04606 0.01075 0.02101
0.00515 0.01066 0.01663 0.01920 0.00723 0.01282
0.00765 0.01597 0.02445 0.03273 0.00668 0.01223
0.00953 0.01892 0.02702 0.03587 0.00927 0.01982
0.01320 0.02485 0.03975 0.04974 0.01224 0.02368
0.01059 0.02101 0.03209 0.04395 0.01142 0.02083
0.01928 0.02147 0.03355 0.04127 0.00983 0.01772
0.01327 0.01965 0.02975 0.03945 0.01006 0.01955
0.01813 0.02262 0.03847 0.05017 0.01232 0.02363
0.01699 0.02625 0.04246 0.04900 0.01327 0.02530
0.02954 0.03202 0.04739 0.06523 0.01681 0.03277
0.00606 0.01296 0.01910 0.02464 0.00592 0.01151
0.01625 0.01342 0.02211 0.02893 0.00797 0.01650
0.01981 0.01922 0.02740 0.03421 0.00926 0.01642
0.01934 0.01843 0.02685 0.03223 0.00879 0.00854
0.02294 0.02574 0.03830 0.04933 0.01253 0.02436
0.02824 0.02768 0.04286 0.05511 0.01503 0.02990
0.01244 0.02052 0.03070 0.03903 0.00982 0.02041
0.00842 0.01147 0.01848 0.02319 0.00725 0.01231
0.01112 0.01301 0.01980 0.02880 0.00660 0.01355
0.00939 0.01604 0.02589 0.03860 0.01066 0.01923
0.01399 0.01687 0.02731 0.03705 0.00779 0.01838
0.00985 0.01177 0.01649 0.02297 0.00688 0.01046

0.02892 0.03667 0.05432 0.06763 0.01811 0.03571
0.01160 0.02022 0.02825 0.03706 0.00917 0.01768
0.01280 0.01709 0.02659 0.03267 0.00711 0.01455
0.02280 0.02565 0.03986 0.06080 0.01606 0.03136
0.01771 0.02074 0.03284 0.04647 0.01195 0.02275
0.02045 0.03120 0.04996 0.05995 0.01529 0.02826
0.01035 0.02538 0.03420 0.03597 0.01370 0.01769
0.02864 0.03006 0.04634 0.05811 0.01566 0.02740
0.01906 0.01950 0.02838 0.03853 0.00950 0.01882
0.01675 0.01870 0.02865 0.03559 0.00894 0.01736
0.00363 0.00312 0.00530 0.00833 0.00236 0.00531
0.01581 0.03667 0.05332 0.07478 0.01753 0.03496
0.07471 0.03166 0.08221 0.04453 0.05082 0.08539
0.01663 0.03335 0.05035 0.07721 0.01453 0.02623
0.01821 0.03487 0.05331 0.06999 0.01829 0.03444
0.01552 0.03295 0.04497 0.06163 0.01272 0.02472
0.00335 0.00452 0.00661 0.01260 0.00284 0.00552
0.00333 0.00401 0.00486 0.00524 0.00128 0.00250
0.00551 0.00524 0.00719 0.00599 0.00453 0.00566
0.00740 0.00722 0.00588 0.00484 0.00539 0.00397
0.02884 0.02942 0.02678 0.01611 0.03013 0.02334
0.07221 0.02465 0.03301 0.02596 0.01608 0.02498
0.03773 0.03571 0.04782 0.07577 0.05102 0.05750
0.01352 0.01863 0.01505 0.01586 0.01552 0.01563

0.04100 0.05883 0.04683 0.04709 0.06010 0.05326
0.04181 0.05202 0.06064 0.04260 0.05032 0.03792
0.04514 0.01741 0.03394 0.04360 0.04228 0.03355
0.02146 0.01731 0.01032 0.01069 0.02048 0.00807
0.01534 0.01500 0.00951 0.01323 0.01577 0.01224
0.04747 0.02621 0.01792 0.01639 0.01365 0.01043
0.04817 0.06525 0.06573 0.10355 0.05145 0.04786
0.05850 0.06975 0.04800 0.04746 0.04742 0.05272
0.03933 0.03377 0.02867 0.03280 0.02658 0.01823
0.01215 0.01615 0.02183 0.02117 0.01740 0.01447
0.02650 0.01871 0.01149 0.01791 0.01698 0.01637
0.01292 0.01347 0.01266 0.01610 0.00782 0.00845
0.00541 0.00296 0.00588 0.00537 0.00416 0.00400
0.01454 0.01060 0.00806 0.00885 0.01360 0.00685
0.04410 0.01168 0.01939 0.02608 0.01835 0.01860
0.00663 0.00151 0.00224 0.00209 0.00175 0.00216
0.00333 0.00182 0.00221 0.00132 0.00203 0.00136
0.04802 0.17616 0.14141 0.08987 0.18951 0.09635
0.00584 0.00407 0.00340 0.00495 0.00415 0.00384

2017 2018
0.03354 0.04354 0.01022 0.01859 0.03021 0.00895
0.06877 0.08597 0.02811 0.06454 0.09358 0.12720
0.05322 0.02751 0.01471 0.02517 0.03456 0.03726
0.03052 0.04275 0.00882 0.01924 0.03179 0.04603
0.04235 0.05770 0.01467 0.02894 0.04415 0.05874
0.01620 0.02144 0.00509 0.01029 0.01591 0.02249
0.03839 0.05090 0.01177 0.02296 0.03613 0.04729
0.02375 0.03069 0.00785 0.01584 0.02223 0.02991
0.05218 0.01322 0.02639 0.03886 0.05246 0.05563
0.03578 0.04481 0.01106 0.02183 0.03308 0.04345
0.03365 0.04656 0.01184 0.02144 0.03393 0.04461
0.03332 0.04209 0.00955 0.01752 0.02727 0.03823
0.04520 0.05782 0.01362 0.02641 0.04028 0.05065
0.03136 0.04581 0.01134 0.02051 0.03067 0.04210
0.04027 0.05824 0.01455 0.02990 0.04467 0.06054
0.03399 0.04618 0.01175 0.02606 0.03864 0.04782
0.09074 0.11625 0.03196 0.06243 0.08043 0.11885
0.02448 0.03836 0.01042 0.01976 0.02924 0.04218
0.01932 0.02415 0.00508 0.00993 0.01550 0.02142
0.03260 0.04090 0.00999 0.02036 0.02898 0.03800

0.03906 0.04961 0.01166 0.02302 0.03249 0.04261
0.03209 0.04171 0.00996 0.02018 0.03044 0.04061
0.01721 0.02201 0.00678 0.01260 0.01947 0.02197
0.01834 0.02647 0.00620 0.01506 0.02219 0.02475
0.02632 0.03371 0.00914 0.01856 0.02672 0.03310
0.03552 0.04588 0.01187 0.02240 0.03361 0.04464
0.02904 0.03882 0.00941 0.01918 0.02939 0.03603
0.02813 0.03640 0.00897 0.01822 0.02770 0.03573
0.02941 0.03847 0.00881 0.01877 0.02846 0.03704
0.03517 0.04529 0.01191 0.02115 0.03462 0.04712
0.03571 0.04263 0.01033 0.02153 0.03498 0.04195
0.04705 0.06074 0.01483 0.02950 0.04504 0.05681
0.01675 0.02093 0.00468 0.00895 0.01205 0.01797
0.02632 0.03227 0.00797 0.01765 0.02628 0.03722
0.02302 0.02734 0.00636 0.01596 0.02515 0.03529
0.02032 0.02268 0.03307 0.01029 0.03141 0.03661
0.03501 0.04475 0.01208 0.02354 0.03370 0.04328
0.04464 0.05711 0.01566 0.03036 0.04027 0.05936
0.02982 0.03927 0.01481 0.01848 0.02912 0.03674
0.01674 0.02345 0.00612 0.01125 0.02094 0.02092
0.01865 0.02263 0.00611 0.01229 0.01984 0.02464
0.02568 0.02758 0.01066 0.01557 0.02524 0.03719
0.02678 0.03662 0.00892 0.01715 0.02655 0.03658
0.01175 0.01176 0.00423 0.00887 0.01100 0.01655

0.05360 0.06543 0.01689 0.03366 0.04967 0.06069
0.02486 0.03082 0.00860 0.01737 0.02376 0.02899
0.02207 0.02986 0.00685 0.01288 0.01937 0.02479
0.04762 0.06487 0.01675 0.03242 0.04944 0.06408
0.03183 0.04325 0.00983 0.02130 0.03210 0.04187
0.03864 0.04878 0.01244 0.02600 0.03672 0.04561
0.02820 0.03935 0.01219 0.02332 0.03253 0.04143
0.04443 0.06601 0.01724 0.03704 0.05518 0.07354
0.02823 0.03613 0.00915 0.01778 0.02772 0.03330
0.02578 0.03516 0.00869 0.01747 0.02342 0.03289
0.01058 0.01503 0.00476 0.00773 0.01301 0.01406
0.05048 0.05265 0.01715 0.03353 0.04791 0.04791
0.13436 0.09986 0.16641 0.08387 0.09001 0.11416
0.04029 0.06706 0.01720 0.03740 0.05650 0.07284
0.05143 0.06769 0.01745 0.03327 0.05092 0.06485
0.03139 0.04049 0.01016 0.02155 0.03407 0.04120
0.00761 0.01109 0.00356 0.00505 0.00824 0.01058
0.00279 0.00323 0.00099 0.00186 0.00300 0.00367
0.00582 0.00502 0.00397 0.00450 0.00555 0.00646
0.00767 0.00480 0.00679 0.00479 0.00689 0.00716
0.02056 0.02247 0.01911 0.02456 0.01972 0.02166
0.02963 0.03721 0.02728 0.02645 0.02348 0.02662
0.04783 0.03253 0.05127 0.03539 0.03903 0.04468
0.00957 0.01409 0.01577 0.01109 0.01437 0.01480

0.03239 0.03575 0.02524 0.04340 0.05100 0.03702
0.04996 0.03938 0.05489 0.03795 0.04591 0.03275
0.02088 0.03714 0.03519 0.02026 0.03430 0.03569
0.01382 0.01081 0.00975 0.01416 0.01695 0.01937
0.01528 0.01130 0.01301 0.01439 0.01536 0.00979
0.01804 0.01486 0.01290 0.01421 0.01162 0.01035
0.03689 0.06382 0.05412 0.05095 0.03667 0.04571
0.04197 0.06619 0.06499 0.05203 0.05643 0.03987
0.02845 0.02687 0.01785 0.02237 0.02512 0.01558
0.01157 0.01014 0.00962 0.01431 0.01550 0.01124
0.00947 0.01499 0.01654 0.01196 0.01346 0.01150
0.01087 0.01398 0.00661 0.00764 0.01357 0.00986
0.00346 0.00338 0.00482 0.00313 0.00512 0.00431
0.00902 0.00810 0.00887 0.00701 0.01240 0.00796
0.01898 0.01546 0.02079 0.01702 0.01434 0.02044
0.00290 0.00188 0.00295 0.00210 0.00205 0.00157
0.00222 0.00164 0.00132 0.00182 0.00213 0.00131
0.12074 0.13941 0.19055 0.17420 0.13279 0.13416
0.00489 0.00620 0.00626 0.00499 0.00360 0.00511

2019 2020
TW1 TW2 TW3 TW4 TW1 TW2 TW3 TW4
0.01188 0.02184 0.03030 0.04377 0.00850 0.01498 0.01674 0.20648
0.03856 0.06594 0.10736 0.14742 0.05192 0.10441 0.12542 0.11508
0.00928 0.02053 0.02784 0.03372 0.00757 0.01959 0.02947 0.03753
0.00871 0.01740 0.02697 0.04420 0.00718 0.01449 0.01757 0.02069
0.01275 0.02559 0.03968 0.05171 0.01406 0.02709 0.03598 0.04327
0.00672 0.01413 0.02287 0.02538 0.00442 0.01097 0.01664 0.02171
0.01035 0.02105 0.03231 0.04049 0.00965 0.01978 0.02722 0.03758
0.00607 0.01143 0.01790 0.02651 0.00693 0.01831 0.02393 0.00727
0.01345 0.02634 0.03918 0.05159 0.01301 0.02610 0.03806 0.04750
0.01117 0.02250 0.03495 0.04437 0.01086 0.02196 0.03188 0.04303
0.01085 0.02175 0.03275 0.04426 0.01036 0.02134 0.03124 0.04277
0.00957 0.01851 0.02740 0.03376 0.00819 0.01637 0.02384 0.03339
0.01142 0.02257 0.03314 0.04418 0.01109 0.02234 0.02989 0.03899
0.01017 0.02054 0.03207 0.04603 0.01119 0.02547 0.03694 0.04973
0.01268 0.01985 0.02976 0.04110 0.00975 0.01774 0.02576 0.02776
0.01078 0.02183 0.03214 0.03992 0.01078 0.02182 0.02777 0.03186
0.02281 0.03878 0.06316 0.08445 0.02450 0.04358 0.05905 0.06408
0.00980 0.01907 0.02889 0.03797 0.00763 0.01911 0.02890 0.03629
0.00347 0.00817 0.01372 0.01807 0.00327 0.00840 0.01333 0.01837
0.00909 0.01756 0.02553 0.02944 0.00836 0.01642 0.02334 0.02155

0.00977 0.01964 0.02936 0.04004 0.01040 0.02119 0.02999 0.04200
0.00965 0.01855 0.02727 0.03832 0.00818 0.01630 0.02386 0.03175
0.00164 0.00331 0.00342 0.00290 0.00436 0.00570 0.00414 0.00161
0.00457 0.01003 0.01223 0.01712 0.00519 0.00926 0.00436 0.00515
0.00799 0.01578 0.02388 0.03457 0.00831 0.01731 0.02617 0.03685
0.01175 0.02310 0.03389 0.04458 0.01148 0.02054 0.02893 0.03872
0.00870 0.01688 0.02487 0.03268 0.00824 0.01633 0.02075 0.02343
0.00769 0.01547 0.02366 0.03288 - 0.00203 0.00105 0.00506 0.00343
0.00873 0.01774 0.02800 0.03930 0.00887 0.01935 0.02544 0.03386
0.01231 0.02370 0.03192 0.03980 0.00939 0.01859 0.02545 0.03466
0.02157 0.03258 0.04081 0.03994 0.00997 0.01994 0.02864 0.03488
0.01498 0.02982 0.04356 0.05430 0.01535 0.03037 0.04478 0.05619
0.00507 0.01004 0.01405 0.01903 0.00410 0.00959 0.01391 0.02042
0.00929 0.01886 0.02827 0.03972 0.01110 0.02209 0.02800 0.03307
0.00976 0.01822 0.02523 0.03102 0.00590 0.01083 0.01503 0.02054
0.00855 0.01770 0.02694 0.03318 0.00841 0.01684 0.02588 0.03140
0.01089 0.02050 0.03234 0.04271 0.01089 0.02002 0.02867 0.04142
0.01085 0.02269 0.03047 0.04166 0.01174 0.02402 0.02934 0.03057
0.00868 0.01803 0.02716 0.03560 0.00868 0.01824 0.02550 0.03306
0.00672 0.01654 0.02459 0.03692 0.00646 0.01414 0.02058 0.02762
0.00777 0.01654 0.02020 0.02459 0.00450 0.00967 0.01189 0.02047
0.00935 0.01964 0.02933 0.03660 0.00833 0.01524 0.01873 0.02498
0.00860 0.01898 0.02749 0.03673 0.00954 0.01992 0.02776 0.03429
0.00498 0.00917 0.01492 0.01947 0.00398 0.00740 0.01081 0.01600

0.01537 0.03142 0.04709 0.05849 0.01556 0.02639 0.03914 0.05285
0.00891 0.01341 0.02050 0.02561 0.00712 0.01310 0.01658 0.02230
0.00898 0.01327 0.01862 0.02497 0.00586 0.01380 0.01958 0.02885
0.01574 0.03112 0.04373 0.05770 0.01607 0.02733 0.04282 0.05368
0.01041 0.02007 0.03485 0.03800 0.01041 0.02007 0.02073 0.02579
0.00914 0.01772 0.02588 0.03477 0.00882 0.02070 0.03494 0.05280
0.00960 0.01873 0.02503 0.03183 0.00635 0.01396 0.01868 0.02752
0.01901 0.03227 0.04454 0.06073 0.01313 0.02821 0.04340 0.04802
0.00797 0.01509 0.02194 0.02912 0.00707 0.01411 0.01884 0.02525
0.00792 0.01581 0.02454 0.03279 0.00823 0.01665 0.02463 0.03393
0.00234 0.00412 0.00717 0.00771 0.00174 0.00265 0.00529 0.00631
0.01623 0.03227 0.04662 0.06764 0.01668 0.03278 0.04706 0.06402
0.04943 0.11706 0.08019 0.23499 0.15771 0.16271 0.06183 0.07763
0.01365 0.03082 0.04873 0.07037 0.01416 0.02848 0.03830 0.05542
0.01843 0.03342 0.04994 0.06303 0.01710 0.03090 0.04302 0.06006
0.01238 0.02387 0.03278 0.04010 0.01254 0.02313 0.02843 0.03473
0.00085 0.00311 0.00415 0.00468 0.00286 0.00584 0.00682 0.01098
0.00138 0.00223 0.00336 0.00385 0.00231 0.00389 0.00358 0.00515
0.00428 0.00431 0.00324 0.00500 0.00447 0.00444 0.00293 0.00313
0.00377 0.00326 0.00424 0.00351 0.00351 0.00328 0.00298 0.00347
0.01596 0.02168 0.01446 0.01156 0.02296 0.01241 0.01154 0.01329
0.01296 0.02304 0.01920 0.03204 0.01591 0.01411 0.01920 0.01424
0.04309 0.04116 0.04814 0.02603 0.04141 0.03016 0.02736 0.03290
0.00970 0.01301 0.01235 0.00943 0.01429 0.00700 0.00983 0.01414

0.03276 0.03683 0.04086 0.04450 0.03520 0.04144 0.03101 0.05035
0.03256 0.03995 0.04867 0.03859 0.04519 0.05597 0.02987 0.03344
0.03443 0.01541 0.01714 0.03616 0.02737 0.01692 0.02304 0.02585
0.01715 0.01166 0.01575 0.01182 0.01180 0.00785 0.00896 0.00841
0.01393 0.00762 0.01453 0.01546 0.01580 0.01353 0.00789 0.00998
0.01701 0.01224 0.01636 0.01706 0.01413 0.01332 0.01076 0.00842
0.05011 0.05251 0.05590 0.04277 0.05888 0.02781 0.05106 0.04403
0.03129 0.03850 0.03494 0.03455 0.03871 0.02985 0.03167 0.03899
0.01922 0.02768 0.01455 0.02879 0.01878 0.01483 0.01229 0.01638
0.01434 0.00882 0.01693 0.01647 0.01616 0.01171 0.01512 0.01042
0.01630 0.01715 0.01041 0.01167 0.01543 0.01355 0.01190 0.01596
0.01141 0.00920 0.00716 0.01380 0.00632 0.00998 0.00853 0.01092
0.00525 0.00400 0.00284 0.00521 0.00275 0.00470 0.00380 0.00311
0.01312 0.01121 0.00762 0.00721 0.00822 0.01167 0.01475 0.01123
0.01145 0.01806 0.01744 0.01098 0.01073 0.01002 0.01351 0.02240
0.00186 0.00166 0.00265 0.00142 0.00173 0.00164 0.00123 0.00169
0.00165 0.00115 0.00168 0.00211 0.00194 0.00133 0.00111 0.00196
0.11729 0.16967 0.17959 0.09917 0.16721 0.10477 0.12471 0.14294
0.00507 0.00352 0.00587 0.00484 0.00335 0.00507 0.00370 0.00376

BOPO
Biaya Operasional / Pendapatan

Operasional
NO NAMA BANK 2015
TW1 TW2 TW3 TW4
1 Bangkok Bank Pcl 0.37137 0.37007 0.49096 0.46344

Tbk
11 Bank Commonwealth 0.87114 1.14498 1.01084 1.06789
14 Bank Dbs Indonesia 0.81355 0.99632 1.01239 0.91925
16 Bank Ganesha Tbk 0.99118 0.92731 0.91113 0.95121
17 Bank Harda Internasional Tbk 0.80981 0.81886 0.81735 0.81822
19 Bank Icbc Indonesia 0.70201 0.67296 0.58606 0.71144

21 Bank Index Selindo 0.73750 0.69066 0.65781 0.61841
22 Bank Jasa Jakarta 0.70696 0.44978 0.46185 0.46280
23 Bank Jtrust Indonesia Tbk 1.46560 1.84904 2.24598 2.15516
24 Bank Kb Bukopin Tbk 0.69887 0.66675 0.67927 0.71773
25 Bank Keb Hana Indonesia 0.58830 0.55431 0.51185 0.53955
30 Bank Mayora 0.84760 0.78593 0.77571 0.76667
31 Bank Mega Tbk 0.74602 0.77419 0.77720 0.77669
36 Bank Nationalnobu Tbk 0.90755 0.91417 0.89093 0.89809

Tbk
38 Bank Neo Commerce Tbk 0.80981 0.81886 0.81735 0.81822

Limited
43 Bank Permata Tbk 0.67749 0.75717 0.82761 0.97597

Tbk
Tbk
47 Bank Resona Perdania 0.69432 0.64764 0.68474 0.73940
49 Bank Sbi Indonesia 0.81727 2.41384 2.68855 2.96140
50 Bank Seabank Indonesia -- Bank 0.83835 0.82947 0.84448 0.85712


Tbk
54 Bank Uob Indonesia 0.94043 0.95624 0.94316 0.95446
55 Bank Victoria International Tbk 0.58541 0.63633 0.65659 0.75726
56 Bpd Bali 0.58384 0.53163 0.52497 0.50085
57 Bpd Banten Tbk 0.64019 0.64019 0.64019 0.64019
58 Bpd Bengkulu 0.61686 0.58208 0.60610 0.63448
60 Bpd Dki 0.75705 0.87614 0.88033 0.86079
61 Bpd Jambi 0.88209 0.83204 0.74234 0.87730
63 Bpd Jawa Tengah 1.29297 0.53922 1.06096 1.81131

Kalimantan Utara
69 Bpd Lampung 1.17589 1.32820 1.25297 0.69774
72 Bpd Papua 1.52330 0.83634 0.94297 0.98739
73 Bpd Riau Kepri 1.29142 1.83117 0.88633 1.37044

Sulawesi Barat

Gorontalo

Belitung
81 Citibank N.A. 1.14829 0.78146 0.65308 0.46574
82 Deutsche Bank Ag 1.13366 1.14265 0.98876 0.89247
84 Mufg Bank Ltd 0.73219 1.54554 1.50173 1.64291

2016 2017
0.54771 0.64399 0.50070 0.43863 0.59909 0.55952
0.90431 1.28730 1.42556 0.94453 0.97799 0.96083
0.97499 0.96053 0.95343 0.92363 0.76246 0.77010
0.73191 0.86819 0.90115 0.92071 0.87718 0.87271
0.53244 0.60140 0.57328 0.53358 0.42497 0.48034
0.77420 0.82149 0.75330 0.44657 0.73368 0.70078
0.74696 0.74696 0.76248 0.71371 0.73944 0.82149
0.70937 0.73567 0.76215 0.63170 0.70277 0.82414
0.56922 0.54225 0.53050 0.58461 0.53964 0.51356
0.90001 0.87087 0.84475 0.82364 0.78462 0.77102
1.03875 1.27079 1.26095 1.37814 0.89368 0.90557
0.80109 0.77285 0.79708 0.86121 0.94123 0.95774
0.77391 0.76602 0.77746 0.78413 0.60871 0.61671
0.72646 0.84523 0.83836 0.85065 0.74791 0.75190
0.45789 0.58935 0.59506 0.67817 0.75960 0.63554
0.79570 0.73563 0.69927 0.70109 0.62782 0.70819
0.68785 0.64204 0.60583 0.63112 0.52295 0.64328
0.77510 0.80718 0.82587 0.92699 0.81234 0.80122
0.62074 0.77827 0.72772 0.69772 0.47832 0.48947
0.87403 0.70832 0.70072 0.79886 0.80084 0.85278

0.65763 0.61496 0.60495 0.58928 0.63046 0.67314
0.68543 0.39969 0.40945 0.43834 0.50677 0.49682
1.10776 1.24298 1.09274 1.63872 0.85940 0.84947
0.71766 0.69203 0.69274 0.86498 0.69836 0.75027
0.47479 0.47266 2.12809 0.46468 0.54745 0.53323
0.66897 0.71091 0.69534 0.74537 0.67831 0.63718
0.68702 0.68624 0.68243 0.67614 0.70449 0.70240
0.73307 0.51308 0.57412 0.60364 0.47607 0.53986
0.22551 0.77655 0.77228 0.74274 0.74364 0.74456
0.84081 0.76514 0.75148 0.75149 0.77864 0.86173
0.49512 0.77523 0.70948 0.73056 0.72098 0.75057
0.57797 0.65415 0.77323 0.69207 0.64999 0.63333
0.40883 0.43305 0.39052 0.35835 0.33906 0.34991
0.98717 0.86258 0.90182 0.90024 1.47387 1.30417
0.74399 0.53543 0.60761 0.61806 0.61649 0.57620
0.86235 0.85620 0.86492 0.87358 0.89798 0.89798
0.91479 0.70602 0.66098 0.64590 0.59910 0.60370
0.84693 0.64204 0.60583 0.63112 0.52295 0.64328
0.25715 0.64445 0.65007 0.66211 0.59675 0.61413
0.59489 0.69327 0.89301 0.95483 0.93582 0.89571
- 0.00716 0.20923 0.24274 0.24954 0.25038 0.22085
5.68824 6.59196 4.80452 4.12202 0.58062 0.75736
0.98193 1.22638 1.23681 1.98286 0.79035 0.84559
1.41073 1.36620 1.30907 2.13358 0.75732 1.86691

0.72671 0.63338 0.63447 0.59213 0.63337 0.64280
0.74218 0.75629 0.72219 0.73901 0.64586 0.74803
0.50845 0.59105 0.60860 0.75337 0.72289 0.63691
0.90014 0.86205 0.87191 0.87489 0.86187 0.85850
0.67167 0.89267 1.14939 0.96821 0.70776 0.64079
0.65907 0.68685 0.69185 0.71805 0.75972 0.84036
0.76897 0.64260 0.74865 0.88132 0.89852 0.84449
0.75914 0.80753 0.78645 0.80418 0.82739 0.87052
0.65862 0.67640 0.66154 0.64849 0.67599 0.67236
0.98162 0.94900 0.93888 0.94652 0.87307 0.89465
0.66746 0.78381 0.80587 0.77212 0.61701 0.64539
0.53055 0.50853 0.48869 0.50423 0.52447 0.55536
0.64019 0.64019 0.64019 0.64019 0.64019 0.64019
0.41732 0.57053 0.60824 0.64382 0.54646 0.65686
0.61035 0.62412 0.59269 0.60689 0.55903 0.61763
0.69834 0.70392 0.71482 0.75170 0.70213 0.67325
0.88978 0.80763 0.92726 0.87258 0.84030 0.90452
0.39189 0.49906 0.48133 0.45898 0.35200 0.64073
0.63529 0.63233 0.66183 0.93434 0.69984 0.91548
0.60274 0.77901 0.92864 0.63477 1.96601 1.85386
0.54645 1.45910 0.42159 0.54799 1.75853 0.99162
0.59299 0.43443 0.72157 1.56461 0.98028 1.45776
0.69811 1.06839 0.90727 1.23222 1.33953 0.82458
1.09906 1.13687 1.25992 1.26860 1.07840 0.98596

1.10902 0.68439 0.98744 0.59435 0.93032 1.24940
1.33026 0.69747 1.68996 0.87833 0.69112 0.91096
0.83577 1.23924 0.91710 1.04948 1.33541 0.68465
0.86334 0.73768 0.60861 0.78751 0.98771 1.18000
0.79563 1.46678 1.33383 0.63670 1.26007 1.07760
0.47557 1.41917 2.22200 0.77283 0.43743 1.30994
0.65893 0.72614 2.51178 1.16018 0.50124 0.75740
0.38594 0.70580 0.73054 1.31618 0.65932 1.45727
1.76774 0.48942 1.59069 1.50227 1.16948 2.12215
2.28282 0.63189 1.94098 1.61241 0.66174 0.83235
0.72540 0.81420 0.93389 3.77488 0.98359 0.81083
0.85609 1.89639 0.91000 1.24521 1.27624 0.77468
0.85431 0.69933 0.50629 1.95713 1.08616 0.52674
0.67359 1.04765 0.80064 0.55978 0.95318 0.97842
1.04781 0.91895 1.02291 0.93581 1.05849 0.93202
0.92370 1.55993 0.71761 0.86799 0.98944 0.81423
1.00673 1.37501 0.80877 1.29826 0.76206 1.27052
0.88097 0.95935 1.11818 1.01223 1.09527 1.35142
0.70987 1.19140 0.77922 0.60426 1.01222 1.10160

2017 2018
0.53408 0.47979 0.59600 0.58685 0.56349 0.58757
0.98273 0.40430 0.98348 0.97467 0.93792 0.92139
0.77702 0.79396 0.93750 0.89741 0.89164 0.86496
0.89479 0.93220 0.90316 0.91015 0.92744 0.94896
0.44955 0.45155 0.46423 0.42293 0.39014 0.39318
0.70278 0.31100 0.91576 0.99467 0.96125 0.94254
0.78844 0.68468 0.68908 0.69939 0.71478 0.66623
0.82622 0.85919 0.78784 0.79254 0.83550 0.97669
0.50048 0.56904 0.55760 0.53451 0.50898 0.52426
0.76271 0.75268 0.73529 0.72353 0.72439 0.72090
0.90822 0.93281 0.95454 0.98885 0.98441 0.98259
0.97834 0.95587 0.86177 0.94254 0.92306 0.94167
0.63326 0.64324 0.60090 0.61973 0.63678 0.64240
0.83599 0.87632 0.84979 0.95672 0.98707 0.95971
0.69235 0.72191 0.54314 0.60824 0.56306 0.64124
0.69649 0.72441 0.68009 0.78715 0.74572 0.96085
0.66337 0.94052 0.56118 0.58661 0.66962 1.46146
0.80422 0.79805 0.69645 0.82269 0.81127 0.86960
0.64800 0.80715 0.92331 0.96392 1.01420 0.94849
0.88947 0.81546 0.92715 0.93174 0.94163 0.87101

0.66800 0.70942 0.74210 0.74317 0.72545 0.70660
0.51348 0.48276 0.50426 0.50343 0.52248 0.50931
0.88591 0.86328 0.96311 0.97301 1.16463 1.27733
0.77221 0.97415 0.87003 0.85968 0.94249 0.95808
1.84096 0.47946 0.52487 0.56618 0.59203 0.63666
0.61818 0.61943 0.56561 0.57646 0.57863 0.56507
0.70609 0.68542 0.70790 0.71455 0.74006 0.75249
0.52820 0.67636 0.68411 0.74569 0.68232 0.81437
0.75079 0.77468 0.73776 0.74905 0.74154 0.72633
0.85381 0.84757 0.77804 0.84847 0.88807 0.85076
0.72638 0.71808 0.69176 0.70883 0.67508 0.64696
0.55166 0.57893 0.63195 0.59567 0.52615 0.54369
0.33270 0.36172 0.30642 0.36940 0.36310 0.38561
3.84606 2.90388 1.47387 0.68086 1.39656 0.88191
0.56803 0.57639 0.64074 0.62179 0.59467 0.56656
0.89492 0.88653 0.88580 0.86980 0.87924 0.91603
0.59206 0.60103 0.59717 0.60233 0.58757 0.58272
0.66337 0.94052 0.56118 0.58661 0.66962 0.76002
0.62113 0.63231 0.63231 0.53367 0.53510 0.55541
0.93238 0.92210 0.96712 0.98467 0.98337 0.97604
0.29427 0.28895 0.45072 0.38713 0.34130 0.27321
1.46559 1.28560 0.58062 0.70973 0.69009 0.95295
0.88532 0.91657 0.91666 0.97215 0.94104 0.88674
2.02956 2.16783 1.35904 1.32691 1.40679 0.99184

0.63725 0.59535 0.61319 0.61522 0.59335 0.58369
0.66602 0.68345 0.44668 0.55975 0.59462 0.59886
1.65495 1.48587 0.91302 1.14281 1.11538 0.94211
0.87837 0.88333 0.86239 0.85754 0.82225 0.80184
0.60703 0.51803 0.47272 0.46228 0.44647 0.40121
0.88456 0.90944 0.88567 0.89838 0.87373 0.89275
0.70119 0.63320 0.72432 0.64854 0.62310 0.65762
0.87023 0.87643 0.79772 0.79884 0.85543 0.96960
0.66640 0.64797 0.68805 0.68604 0.68777 0.70760
0.95517 0.97053 0.92625 0.95679 0.96488 0.96548
0.67586 0.82964 0.68922 0.89177 0.91537 1.00832
0.52637 0.52204 0.56646 0.48966 0.51348 0.51782
0.64019 0.64019 0.64019 0.64019 0.64019 0.64019
0.69031 0.70215 0.48810 0.63943 0.63547 0.78011
0.60793 0.61407 0.59124 0.61810 0.63523 0.66992
0.66060 0.69353 0.68207 0.63644 0.66166 0.62751
0.69647 0.58925 0.55948 0.59272 0.58881 0.59737
0.64282 0.66537 0.56900 0.53387 0.53809 0.56192
1.39833 1.56653 1.42482 2.20175 0.74370 1.21196
1.25370 0.67000 1.00325 1.09707 0.89606 0.59952
1.21369 1.12658 1.00109 0.43016 0.81557 1.28016
0.47986 0.52253 0.73116 0.58833 0.25616 0.76781
1.01696 1.04351 1.04149 0.82835 0.92367 1.08971
1.11429 1.25701 0.76800 0.91270 1.05072 0.76673

0.76059 0.82462 1.29912 0.64527 1.24146 1.58928
1.01363 0.66120 0.66678 1.01408 1.70376 0.85352
0.80894 1.44870 0.70810 1.35653 0.90652 0.80707
0.74933 0.63309 0.60495 0.60437 0.98744 1.00844
0.79843 1.14040 0.77098 0.90630 2.15066 0.98582
0.95681 1.31148 0.76782 1.26150 0.61754 1.17108
0.94252 2.60880 1.86414 1.58757 1.02453 0.68954
1.00876 1.24035 0.86889 0.74606 1.00418 0.62425
0.83792 2.95419 0.49019 0.56046 0.81721 1.21390
0.53230 0.59346 1.39306 0.75132 0.71910 1.03797
1.67354 1.49053 0.81787 0.68243 0.92860 2.03687
1.40053 0.68223 1.86428 1.05687 0.50584 0.59193
1.14589 0.91860 0.68361 0.73553 0.66743 1.42793
1.17082 1.28552 1.00584 0.86777 1.33187 0.80733
0.96905 1.06345 0.93898 1.07711 1.27843 1.23578
0.88994 0.95146 0.92294 1.52748 1.13985 0.97564
1.04434 0.65974 0.84166 0.97036 1.46831 1.03618
0.48357 0.81917 0.22869 0.64420 1.11097 1.05530
0.91567 1.11671 0.90404 0.92802 0.97921 1.15853

2019 2020
0.33625 0.28271 0.27319 0.33302 0.71752 0.58147
0.91827 0.87425 0.84430 0.87080 0.91905 0.94899
0.90982 0.86248 0.90732 0.90556 0.94669 0.81458
0.98181 0.95475 0.97475 1.10390 0.96301 0.94422
0.51114 0.56564 0.47715 0.41611 0.42543 0.40364
0.88053 0.87978 0.94882 0.58762 0.91297 0.93787
0.79091 0.80029 0.79989 0.78646 0.86166 0.81013
0.74849 0.84935 0.84843 0.95503 0.88208 0.92886
0.58676 0.55460 0.52185 0.51538 0.74660 0.61587
0.73217 0.71938 0.73238 0.61187 0.73741 0.77407
0.96422 1.01946 0.97497 0.97582 1.23871 1.09483
0.92816 0.90782 0.91238 0.93044 0.95464 0.85144
0.64690 0.66735 0.51935 0.65093 0.64098 0.82535
0.89359 0.91931 0.97700 1.05617 0.74295 0.94776
0.61786 0.98178 0.93043 0.82972 1.06475 0.61948
0.74115 0.78390 0.84614 0.94429 0.85546 1.17477
0.80035 0.96875 0.96449 0.95156 0.78406 0.84311
0.58297 0.64010 0.67124 0.68109 0.88631 0.85661
0.81612 0.76546 0.79636 0.85480 2.28908 1.16245
0.92403 0.95659 0.93281 0.92274 0.93333 0.97128

0.80604 0.78451 0.71645 0.66601 0.93180 0.80447
0.44762 0.54519 0.42017 0.44445 0.60092 0.68812
1.32958 2.04086 1.03314 0.99008 0.99333 2.23056
0.92713 0.90334 0.98560 0.96998 0.89101 0.95483
0.65510 0.64984 0.62443 0.65429 0.69055 0.77345
0.50068 0.54615 0.55820 0.55941 0.50814 0.64549
0.71113 0.72856 0.72719 0.72327 0.78378 0.76196
0.81167 0.79607 0.68643 0.77968 0.82675 0.84887
0.83352 0.84623 0.86784 0.81151 0.61638 0.74053
0.83562 0.89010 0.89799 0.95113 0.90637 0.98106
0.56033 0.59839 0.59265 0.57359 0.53889 0.52174
0.52530 0.51577 0.55978 0.58801 0.64255 0.77476
0.30356 0.33352 0.32398 0.38047 0.52680 0.39056
0.97874 0.98008 0.97686 0.90649 0.95792 0.95474
0.53224 0.54414 0.58853 0.68472 0.71013 0.74801
0.90634 0.89663 0.88475 0.88266 0.86175 0.85195
0.57607 0.60063 0.58745 0.61388 0.63168 0.75730
0.55586 0.96875 0.96449 0.95156 0.78406 0.84311
0.51218 0.51595 0.53350 0.54401 0.59804 0.56415
0.96042 0.96650 0.96414 0.98358 0.99667 0.99348
0.39014 0.27536 0.29211 0.29442 0.28851 0.24495
0.81933 0.89012 0.90188 0.93016 0.90566 0.93029
0.80968 0.79723 0.78735 0.78694 0.90821 0.85363
1.51312 1.13012 1.08362 0.93118 1.21890 3.23912

0.58599 0.60445 0.59798 0.59727 0.63797 0.68847
0.52521 0.71146 0.96629 0.90680 0.89394 0.81251
0.80172 0.96939 1.04798 1.03738 0.74974 0.57498
0.77050 0.86723 0.90507 0.93110 0.91403 0.83605
0.28741 0.34716 0.40987 0.48054 0.28741 0.34716
0.90520 0.96378 1.18993 1.89539 3.02610 1.28978
0.70738 0.76908 0.80341 0.88993 1.04177 0.85064
0.81086 0.98037 0.98820 1.25710 1.18788 1.16404
0.69132 0.70544 0.87941 0.95338 0.83758 0.82602
0.96238 0.97096 0.97343 0.96586 0.90901 0.89732
0.85302 0.85384 0.84400 1.02852 0.98956 0.96149
0.54635 0.55553 0.49371 0.65828 0.56727 0.49394
0.64019 0.64019 0.64019 0.64019 0.64019 0.64019
0.69563 0.73128 0.70443 0.71880 0.54489 0.63674
0.58951 0.59825 0.59837 0.60513 0.72866 0.65800
0.65280 0.63626 0.54601 0.63350 0.71014 0.71269
0.80426 0.77965 0.82209 0.80521 0.76756 0.77194
0.53376 0.53026 0.54357 0.50511 0.56333 0.65103
0.85237 1.13130 0.92560 1.20994 0.98501 1.13113
0.82166 0.87887 0.73140 1.13147 1.94762 1.17772
1.10759 0.43506 0.69904 0.74472 1.36903 0.55278
0.87927 0.88737 0.51601 0.84869 0.58844 0.32768
0.80619 1.23792 1.34283 0.77490 1.39605 0.80902
1.43952 0.81278 1.41820 0.74528 1.20253 1.10087

1.10448 0.95069 0.65191 0.93602 1.01885 1.59878
0.98320 1.04483 1.15312 1.73671 0.97213 1.28336
1.05516 0.89303 1.02882 0.89008 0.87704 0.95580
1.24896 0.62429 1.04897 0.91292 0.58278 0.88961
1.17433 1.44704 1.53003 0.61406 0.76387 0.70725
1.23840 0.69165 0.86771 0.40082 1.00425 2.60137
3.35218 1.07252 0.55866 0.31419 0.24656 2.50358
1.06107 0.69257 0.52569 1.15162 1.07869 0.99243
1.06011 0.20197 0.65518 1.88342 1.84462 1.04925
1.39426 1.18862 1.77855 0.57932 0.88045 1.12979
2.73914 1.23043 1.26086 1.27150 0.95903 0.87441
2.58600 0.87379 0.56413 2.71929 0.86152 1.88778
0.87914 0.99903 1.74118 0.75410 1.16816 0.92269
1.03836 0.88764 1.24260 1.21246 0.79060 1.18315
1.05119 0.90579 1.26172 0.91764 1.13615 1.13760
0.80593 1.52620 0.72876 1.21283 1.43400 0.64964
1.10007 1.26813 1.17152 1.02979 0.77949 0.61248
0.83685 1.49638 0.30705 1.18702 0.93553 1.96985
0.59178 1.32284 0.78148 0.96639 1.47505 1.01501

2020
TW3 TW4
0.94806 0.59329
0.93717 0.98161
0.36498 0.99946
0.93439 0.92958
0.45653 0.43599
0.52515 0.54295
0.82537 0.87787
0.86853 0.44337
0.36439 0.36090
0.61141 0.77370
0.95177 0.99022
0.73521 0.82277
0.65280 0.77106
0.99135 1.03230
0.20118 0.20884
0.86337 0.95475
0.95904 0.89663
0.48927 0.56789
0.88039 0.94817
0.88623 0.82862
0.76075 0.72519
0.64754 0.60324
7.50812 23.37709
4.98218 10.92727
0.58783 0.60607
0.51729 0.59892
0.70380 0.63394
0.83926 0.81240
0.74907 0.75603
0.88036 0.84515
0.39197 - 0.04553
0.64460 0.59032
0.18021 0.72998
0.99109 0.92592
0.69150 0.47716
0.79985 0.83367
0.83970 0.87124
34.04366 0.89663
0.57241 0.64320
0.59274 0.66382
0.18007 0.28833
0.89050 1.75855
0.82369 0.76407
3.70633 1.92146
0.62132 0.65125
0.92739 0.90771
0.70779 0.85211
0.84503 0.83314
0.63989 0.43882
2.39761 4.21701
0.74235 0.81434
1.17476 1.23049
0.78930 0.74546
0.77698 0.80323
0.94040 2.64858
0.50238 0.68780
0.64019 0.64019
0.55439 0.64019
0.61113 0.63378
0.67751 0.73479
0.74279 0.73651
0.75658 0.74998
1.13826 0.48072
0.67822 0.59776
0.56688 1.66730
0.75979 1.01308
0.99838 1.01865
0.79196 1.02680
0.91434 0.96681
1.28740 0.67434
1.41746 1.14591
1.01103 1.86044
0.59238 1.03651
2.42744 0.37932
0.85118 0.50206
0.75668 0.98656
1.03212 1.24532
1.35629 1.23116
1.37525 0.69107
0.98304 1.92402
0.95941 0.71917
0.82673 0.55258
0.84183 1.02721
1.46086 0.67876
0.83506 0.91335
0.84414 1.71587
1.49591 1.51677

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ROA

Laba Bersih / Total Aset

NO NAMA BANK 2015

2015-1 2015-2 2015-3 2015-4

1 Bangkok Bank Pcl 0.00825 0.01290 0.00825 0.01372

2 Bank Amar Indonesia 0.00004 0.00138 0.00004 0.00713

3 Bank Anz Indonesia 0.00538 0.00716 0.00538 0.00495

4 Bank Artha Graha Internasional 0.00193 0.00202 0.00193 0.00284

6 Bank Bnp Paribas Indonesia 0.00585 0.00622 0.00585 0.01177

7 Bank Bumi Arta Tbk 0.00236 0.00418 0.00236 0.00867

8 Bank Capital Indonesia Tbk 0.00237 0.00431 0.00237 0.00747

9 Bank Central Asia Tbk 0.00694 0.01471 0.00694 0.00684

10 Bank Cimb Niaga Tbk 0.00030 0.00063 0.00030 0.00142

11 Bank Commonwealth 0.00220 0.00055 0.00220 - 0.00269

12 Bank Ctbc Indonesia 0.00243 0.00516 0.00243 0.00903

13 Bank Danamon Indonesia Tbk 0.00321 0.00832 0.00321 0.01170

14 Bank Dbs Indonesia 0.00091 - 0.00102 0.00091 0.00069

15 Bank Fama Internasional 0.00688 0.01279 0.00688 0.01495

16 Bank Ganesha Tbk 0.00038 0.00129 0.00038 0.00250

17 Bank Harda Internasional Tbk 0.00105 0.00277 0.00105 - 0.01936

18 Bank Hsbc Indonesia 0.00115 0.00080 0.00115 0.00021

19 Bank Icbc Indonesia 0.00015 - 0.00045 0.00015 - 0.00086

20 Bank Ina Perdana Tbk 0.00099 0.00005 0.00099 0.00833

22 Bank Jasa Jakarta 0.00467 - 0.00039 0.00467 0.02158

23 Bank Jtrust Indonesia Tbk 0.01013 0.00785 0.01013 - 0.00189

24 Bank Kb Bukopin Tbk 0.00035 0.00039 0.00035 - 0.00023

25 Bank Keb Hana Indonesia 0.00030 - 0.00005 0.00030 - 0.00050

26 Bank Mandiri (Persero) Tbk 0.00757 0.01176 0.00757 0.02400

27 Bank Maspion Indonesia Tbk 0.00082 0.00198 0.00082 0.03429

28 Bank Mayapada International Tbk 0.00011 0.00774 0.00011 0.01391

29 Bank Maybank Indonesia Tbk 0.00012 0.00229 0.00012 0.00626

30 Bank Mayora 0.00128 0.00405 0.00128 0.00858

31 Bank Mega Tbk - 0.00142 0.00502 - 0.00142 0.06811

32 Bank Mestika Dharma Tbk 0.01202 0.01024 0.01202 0.02055

33 Bank Mizuho Indonesia 0.00577 0.00996 0.00577 0.01942

34 Bank Mnc Internasional Tbk 0.00021 0.00037 0.00021 0.00067

35 Bank Multiarta Sentosa 0.00214 0.00435 0.00214 0.00997

36 Bank Nationalnobu Tbk 0.00205 - 0.00049 0.00205 - 0.00164

37 Bank Negara Indonesia (Persero) 0.00836 0.00033 0.00836 0.02498

39 Bank Ocbc Nisp Tbk 0.00324 0.00607 0.00324 0.01218

40 Bank Of America N.A 0.00214 0.00462 0.00214 0.00277

41 Bank Of China (Hong Kong) 0.00308 0.00289 0.00308 0.00840

43 Bank Permata Tbk - 0.00001 - 0.00008 - 0.00001 0.01041

44 Bank Qnb Indonesia Tbk 0.00000 0.00000 0.00000 0.00012

48 Bank Sahabat Sampoerna 0.00223 0.00441 0.00223 0.00816

49 Bank Sbi Indonesia 0.00163 - 0.03022 0.00163 - 0.04085

50 Bank Seabank Indonesia -- Bank - 0.00001 0.00004 - 0.00001 - 0.00006

52 Bank Sinarmas Tbk 0.00242 0.00314 0.00242 0.01082

53 Bank Tabungan Negara (Persero) 0.00266 0.00515 0.00266 0.01054

55 Bank Victoria International Tbk 0.00239 - 0.00023 0.00239 0.01172

56 Bpd Bali 0.00513 0.01098 0.00513 0.02264

57 Bpd Banten Tbk 0.08524 0.07075 0.08524 0.05019

58 Bpd Bengkulu 0.00694 0.01248 0.00694 0.02435

59 Bpd Daerah Istimewa Yogyakarta 0.00499 0.01017 0.00499 0.02156

60 Bpd Dki 0.00929 - 0.00592 0.00929 0.01490

61 Bpd Jambi 0.00219 0.00217 0.00219 0.00554

63 Bpd Jawa Tengah 0.00669 0.00609 0.00669 0.00825

64 Bpd Jawa Timur Tbk 0.00717 0.00507 0.00717 0.00827

65 Bpd Kalimantan Barat 0.03563 0.02982 0.03563 0.03256

66 Bpd Kalimantan Selatan 0.02909 0.02918 0.02909 0.02835

67 Bpd Kalimantan Tengah 0.03844 0.04687 0.03844 0.09205

68 Bpd Kalimantan Timur Dan 0.01389 0.00746 0.01389 0.01897

70 Bpd Maluku Dan Maluku Utara 0.03483 0.04433 0.03483 0.04313

71 Bpd Nusa Tenggara Timur 0.04336 0.03213 0.04336 0.03149