invest or put aside as a nest-egg.

A good return on an investment can

maximise earning potential.

Disadvantages

The major disadvantage of investing is that it is always possible to lose

money on whatever investment you make. If you invest in a rare collectible,
the value of it can rise or fall depending on its popularity and its availability
on the market. Stock prices fluctuate based on everything from how the
competition is doing to public confidence in the market. 2008 demonstrated
how even house prices, traditionally the most secure investment, are not a
guaranteed return.

Warning

An investment shouldn't be a gamble. The investor should research the

market where they are investing thoroughly before they ever decide to
commit their money. Although there is always a risk that the vagaries of the
market will result in the investor losing money, they should always have a
reasonable expectation that they will make a profit when they make the
investment.
Investments made in the finance industry can be divided into two distinct
types namely,
Traditional
and
Alternative.
Let us look
into each of
these types
one by one
and see what
investment
categories fall
into which
type. Investing
in well-known financial products falls into the category of traditional
investments. These include bonds, shares, real estate etc. These are
categories which are quite popular among investors as active investment
strategies to make your money grow. Following are the investment products
that fall under the category of traditional investment.

Traditional Investment
Stocks
Bonds
Deposits

Alternative Investment
Real Estate
Private Equity
Collectibles (Valuables)
Gold jewellery, bullions, coins etc.(Check for Gold Rates Place Wise)
Silver jewellery, coins etc.(Check for Silver Rates Place Wise)
Other precious metals and gems
Antique Collectibles
Paintings
Hedge Funds
Structured Product
 Types of investors

There are three

basic types of
investors, retail investors,institutional investors and high net worth individual
investor-

Retail investors

Individuals gambling in games of chance.

Individual investors (including trusts on behalf of individuals, and umbrella

companies formed by two or more to pool investment funds)

Collectors of art, antiques, and other things of value

 Angel investors (individuals and groups)

Sweat equity investor

High-net-worth individual (HNWI)

Is a term used by some segments of the financial services industry to designate

persons whose investible assets (such as stocks and bonds) exceed a given
amount? Typically, these individuals are defined as holding financial assets
(excluding their primary residence) with a value greater than US$1 million.

However, there are distinct classifications of HNWI and the exact dividing
lines depend on how a bank wishes to segment its market. For example, an
investor with less than US$1 million but more than US$100,000 is
consideredto be "affluent", or perhaps even "Sub-HNWI".[1] "Very-HNWI"
(VHNWI) can refer to someone with a net worth of at least US$5 million.[4]

By 2007, the expansion of HNWI assets ledto the creationof a super class of
HNWIs, known as ultra-high-net-worth individuals (UHNWIs), i.e. those with
US$30 million in liquid financial assets according to the Cap Gemini and
Merrill Lynch World Wealth Report 2006or with a disposable income of
more than US$20 million.

At the end of 2017, there were estimated to be just over 15 million HNWIs
in the world. The United States had the highest number of HNWIs
 (5,047,000) of any country, while New York City had the most HNWIs
(393,500) among cities.

Institutional investors

Venture capital and private equity funds, which serve as investment

collectives on behalf of individuals, companies, pension plans, insurance
reserves, or other funds.

Businesses that make investments, either directly or via a captive fund

Investment trusts, including real estate investment trusts

Mutual funds, hedge funds, and other funds, ownership of which may or may
not be publicly traded (these funds typically pool money raised from their
owner-subscribers to invest in securities)

Sovereign wealth funds

Investors might also be classified according to their styles. In this respect, an

important distinctive investor psychology trait is risk attitude.
 1.4 Profile of study area

Dombivli is a city in the Thane District of Maharashtra state in Konkan division,

located about 48 km from Mumbai CST and is a part of Mumbai Metropolitan
Region (MMR). The population of the Kalyan-Dombivli City at the 2011 census
counted to 1,246,381 (52% males and 48% females). It is part of Kalyan-
Dombivli and falls under Kalyan-Dombivli Municipal Corporation. Dombivli is
located at 19.218433°N 73.086718°E. It has an average elevation of 13.534
metres (44.403 feet). The land here is rough and rocky by nature. The climate is
warm and humid. Dombivli is served by Mumbai Suburban railway network,
i.e. it lies on the main line of the central section of Mumbai suburban railway
network. Built in 1886, and it is one of the busiest stations on the Central line
and witnesses a footfall of more than 3 lakh commuters daily.[1] Though none
of the long journey express trains halt here, it is well connected to Mumbai and
Navi Mumbai through Thane. Dombivli is the busiest railway station on the
central line in Mumbai suburban railway network. Though during rush hours
the station is an unacceptably over crowded affai

Dombivli's’history dates back to the medieval period and no major

archaeological evidences of her early habitation have been found. The earliest
inhabitant known was addalal. Dombivli was first documented in the year 1075
by King HarpalDev on stone inscriptions, situated at Mahul village near the
Turbhe port. However, the stone writings in Dombivli referring to its existence
during the years 1396-97 confirms the fact. The Portuguese stationed
themselves at several places when they came to Dombivli. Existence of
Dombivli can also be traced back approximately in the year 1730 during the
Peshwa rule. In the 19th century, farmers cultivated paddy and sold it in the
areas from Kalyan to Mumbai. Dombivli's’history dates back to the medieval
period and no major archaeological evidences of her early habitation have
been found.The earliest

inhabitant known was addalal. Dombivli was first documented in the year 1075
by King HarpalDev on stone

Inscriptions, situated at Mahul village near the Turbhe port. However, the
stone writings in Dombivli referring to its existence during the years 1396-97
confirms the fact.The Portuguese stationed themselves at several places when
they came to Dombivli. Existence of Dombivli can also be traced back
approximately in the year 1730 during the Peshwa rule. In the 19th century,
farmers cultivated paddy and sold it in the areas from Kalyan to Mumbai.
Dombivli's’history dates back to the medieval period and no major
archaeological evidences of her early habitation have been found.The earliest
inhabitant known was addalal. Dombivli was first documented in the year 1075
by King HarpalDev on stone inscriptions, situated at Mahul village near the
Turbhe port.
 MIDC celebrates 50 years of Industrial supremacy:

The Maharashtra Industrial Development Corporation has completed 50

years of it existence on the 1st August, 2012. MIDC units have not just
reached this milestone, but it can look back with justifiable pride at
having brought about a most welcome transformation of the hinterland
of Maharashtra in the very important sector of industrialization. It has
been universally acknowledged that MIDC units has played a pioneering
role in not just taking the state of Maharashtra to the forefront in the
century, but also in sustaining that position through the years
particularly in the face of stiff competition and challenges from other
states. There are number of achievements made by MIDC units in these
50 years of service, Following are some of the valuable achievements of
MIDC units in state of Maharashtra.

1. MIDC units help to maintain balanced industrial development in the state.

2. MIDC units built 233 industrial complexes on 1, 55,676 acres of land.

3. MIDC units installed capacity of water treatment plan 2,045 MLD.

4. MIDC Units constructed more than 2,800 kms of roads

5. MIDC Units enabled Maharashtra state to contribute 25 per cent of the
countries

Industrial output and 23.2 per cent of its GDP in 2010-11.

6. Due to MIDC units, Maharashtra state contributes one third share of India’s
total

FDI.

7. MIDC units enable Maharashtra state to be an Eco-friendly state.

8. India’s best I.T. park at Hinjewadi, Pune is contributed by MIDC units.

9. MIDC units constructed State of the art fire stations in state of Maharashtra.

10. MIDC units is India’s largest Gems and jewellery export zone at SEEPZ,
Mumbai. Location: