Nama : Amri Firman Tomi

Nim : 2032022018

Prodi : Hukum Tata Negara

Tinjauan Hukum Perjanjian Baku Pada PT AXA Mandiri Financial Services

Abstract
The implementation of the standard agreement in the Insurance Agreement according to
Law No. 40 of 2014 confirms that insurance is an agreement made between the insurer
and the insured, which is regulated in Article 246 of the KUHD. As an agreement that
affirms the fulfillment of binding rights and obligations between the insured party and the
insurer, both parties must comply with all points of agreement that are part of the
agreement in the agreement. This article is classified as a literature research with a
qualitative approach. The methodology used is the study of descriptive analysis. The
results of the study concluded that, according to the applicable legality, if an uncertain
event occurs, AXA Mandiri makes a change to the policyholder for losses suffered based
on the results of fund management.
Implementasi Sistem Pengelolaan Dana Sosial Dalam Meningkatkan
Kesejahteraan Di Baitul Maal As’Adiyah Wonomulyo

Abstract
Baitul Maal wa Tanwil serves as one of the fund-raisers from the community to be
managed as a benefit of its members, among others, by providing credit facilities based
on Islamic economic principles. At the practical level, there are several concrete cases
related to alleged corruption of social fund assistance caused by acts of abuse of
authority, one of which is the corruption case of social fund assistance in West Java
involving the regional apparatus. This study aims to find out how the implementation of
the social fund management system in the welfare of the community in Baitul Mal
As'adiyah Wonomulyo. This article is included in field research with a qualitative
approach. The results of the research on the existence of Baitul Maal As'adiyah have a
role and benefits in helping to improve the surrounding micro, small and medium
enterprises, namely by collecting Zakat, Infaq, and Shodaqoh funds from the community
and then distributed to 8 asnaf and those who are entitled to receive them in the context
of poverty alleviation efforts. In addition, the existence of Baitul Maal As'adiyah is able
to minimize the space for loan sharks whose existence is very detrimental to small
businesses.
Tinjauan Ekonomi Syariah Terhadap Penggunaan E-Wakaf Serta Perannya
Dalam Mendorong Generasi Muda Berwakaf.

Abstract
The potential of waqf as one of the asset instruments of Muslims in Indonesia has a great
opportunity in sustainable economic development in the era of rapid technological
development. These potentials and opportunities prompted this research to be carried out
with the aim of knowing the perspective of Sharia economic law on collecting cash waqf
funds through the use of Fintech or what is familiarly called E-Waqf. Furthermore, how
this application encourages the interest of the younger generation in waqf and the factors
that influence it. This article is classified as a literature research with a qualitative
approach as the basis. The methodology used is a juridical-normative study for the review
of E-Waqf law, and a qualitative method in mapping the interest of millennials in waqf.
The results of this study show that the use of E-Waqf in waqf is allowed with several
conditions that must be met. Meanwhile, the interest of the younger generation in waqf
through E-Waqf is still relatively low. This is due to the lack of trust of the younger
generation in waqf institutions that manage waqf assets.

Persamaan:

1. Ketiga abstrak membahas topik yang berbeda terkait dengan prinsip-prinsip ekonomi
Islam dan manajemen keuangan, seperti asuransi, dana sosial Baitul Maal wa Tanwil, dan
potensi waqf sebagai instrumen ekonomi.

2. Semua abstrak menggunakan pendekatan penelitian kualitatif, baik melalui analisis

deskriptif maupun studi lapangan.

Perbedaan:

1. Topik: Abstrak pertama membahas tentang perjanjian standar dalam Perjanjian

Asuransi dan bagaimana perusahaan asuransi menangani klaim saat terjadi peristiwa yang
tidak pasti. Abstrak kedua lebih fokus pada sistem manajemen dana sosial Baitul Maal
wa Tanwil, yang berperan dalam membantu usaha mikro, kecil, dan menengah serta
mengurangi praktik rentenir. Sementara itu, abstrak ketiga berbicara tentang potensi waqf
sebagai instrumen keuangan dan pendanaan di era teknologi digital, khususnya dalam
pengumpulan dana waqf melalui E-Waqf dan minat generasi muda dalam waqf.
2. Obyek Penelitian: Abstrak pertama berfokus pada perusahaan asuransi AXA Mandiri
dan penanganan klaim, sedangkan abstrak kedua berhubungan dengan Baitul Mal
As'adiyah Wonomulyo yang menjadi pengelola dana sosial. Abstrak ketiga lebih
berfokus pada perspektif hukum ekonomi Syariah terkait dengan E-Waqf dan minat
generasi muda dalam waqf.

3. Pendekatan Penelitian: Meskipun semua abstrak menggunakan pendekatan kualitatif,

abstrak pertama menggunakan analisis deskriptif dari sumber literatur. Abstrak kedua
termasuk dalam penelitian lapangan dengan pendekatan kualitatif. Sementara itu, abstrak
ketiga mencakup studi hukum normatif-juridis untuk meninjau hukum E-Waqf dan juga
metode kualitatif untuk memahami minat generasi muda dalam waqf.

4. Hasil Penelitian: Abstrak pertama menyimpulkan bahwa AXA Mandiri mengubah

kebijakan bagi pemegang polis asuransi saat menghadapi kerugian. Abstrak kedua
menunjukkan bahwa Baitul Maal As'adiyah berperan dalam membantu usaha mikro,
kecil, dan menengah serta mengurangi praktik rentenir. Sementara itu, abstrak ketiga
menyimpulkan bahwa penggunaan E-Waqf dalam waqf diperbolehkan dengan beberapa
syarat, tetapi minat generasi muda dalam waqf melalui E-Waqf masih relatif rendah
karena kurangnya kepercayaan terhadap lembaga waqf yang mengelola aset waqf.