Programmable O/, 59 | Real Estate/ Investment Quick Reference Guide TExAS INSTRUMENTS ° INCORPORATED DALLAS, TEXAS Printed in U.S.A. 1015755-13CONTENTS Calculating Notes Conversions Statistics Special Control Operations Alphanumeric Print Codes Programming Notes Memory Partitioning Program Key Codes Magnetic Cards (TI-59 Only) Library User Instructions +e ae Copyright © 1977, Texas Instruments Incorporated SevmHHawN= ‘CALCULATING NOTES Low Battery Indication If the display flashes erratically, fades out, gives incorrect results or is inconsistent in any way, techarge the battery. Calculator operation can be resumed after several minutes of recharging. Algebraic Hierarchy Operations and functions are performed au- tomatically in following order. 1. Math Functions (x?, cos, etc. ) 2. Exponentiation (y*) and Roots (Wy) a : 4. Addition, Subtraction 5. Equals Order applies to each set of parentheses. You can use up to 8 pending operations and 9 open parentheses, except where noted. Flashing Display A display flashing off and on indicates that an invalid key sequence has taken place or that ‘the limits of the display have been exceeded. See Appendix B in Personal Programming for possible causes.CONVERSIONS Angle Formats (2nd) EIH— DEGREES, MINUTES, SECONDS TO DECIMAL DEGREES — Converts an angle measured in degrees, minutes and seconds to its decimal degrees equivalent. [INV] [2nd) [L9 re- verses this conversion. Also used for time con- versions. Operates on display value only. Submit 2 digits each for minutes and seconds. Entry and display format is DD.MMSSsss where DD is degrees, MM is minutes, SS is whole seconds and sss is fractional seconds. Polar to Rectangular Rea) © nd) EEO — y; [zt] > x Rectangular to Polar x [eit] y (INV) (2nd) EEO — ©; [xt] R Only 4 pending operations are available for other uses when using D.MS or Polar/Rectan- gular conversions. Angular Conversions Radians | Grads Degrees = 70.9 a 180 Radians x 200 7 — Grads. STATISTICS Initialize Gai (GR) Data Entry: x; (:t) y; (2nd) EB Data Entry Removal: x; [zt] y; [INV] Trendline Data Entry: x; [2:t), y4 [2nd] EM, yo (2n¢) ERY, etc. Trendline Point Removal: [=:t] (=] 1(=] f=] y; (inv) [2n6) ED Calculations Key Sequence Mean of y-array (2rd) El then x-array =) Standard Deviation (N—1 Weighting) of y-array | wv) [Zna} EM then x-array | [ea (N Weighting) of y-array ev) [Zna) ME 14 [=] then x-array [ex [=] Variance (N Weighting) of y-array then x-array (N — 1 Weighting) of y-array Yeintercept Esl (2nd) then xearray | [xt] [a] (aa) (fe) Slope after y-intercept Correlation Coefficient y' for new x x’ for new ySPECIAL CONTROL OPERATIONS Each special contro! operation is called by pressing [2nd] nn where nn is the 2-digit code assigned to each operation (short form addressing can be used here). These opera- tions use up to 4 pending operations and 1 sub- routine level Function 00° Initialize print register O17 Alphanumentcs far far lett quarter af print column, 02° Alphanumerics for snsige left quarter of print column 03* Alphanumerics for inside right quarter of print columa 04 Alphanumerics for far right quarter of print ‘column 5* Print the contents of the print register. 06° Prant fast 4 characters of OP 04 with current display 07 Plot = in column 0-19 as specitied by the display 8* List the labels currently used inpprogram memory 09 Bring specified library program into program memory 10 Apply signum function to display register value 1 12 Calculate slope and intercept 13 Calculate carrelation coetticient 14 Calculate new y prime (y') for an x in the display 15 Calculate new x prime (x') for ay in the display 16 Display current partition of memory storage area 17 Repartition memory storage area 18 Ino error conditian existsin a program. set tlag 7 19. anerror-condition exists in a program. set hag 7 20-28 Increment a data register 0-8 by 1 40-39 Decrement data register 0-9 by 1 "Designed specifically for use with optional PC-100A Print Cradle 4 ALPHANUMERIC PRINT CODES The first seven contro! operations allow you to create and print out alphanumeric messages. Twenty characters can be printed on each line. They are assembled and stored in groups of 5 characters at a time as shown below. Progressions! Papas ©1296 F867 Oo Prorrizisie gastei7 OND : + 1 ' 1 i 1 1 || peseone 1 1 1 ' 4 oraiore) | ons Each printed character is represented by a two-digit, row-column address code according to the following table: pz | oa a 6 ? For instance, Ais code 13 and + is code 47PROGRAMMING NOTES Labels Any key on the keyboard can be used as a label except [2nd], ([RN], MIN. MEM. (sst), (est), HEN and the numbers 0-9. DSZ This instruction can be used with registers 0-9. Entry sequence is [2nd) [I X, N or nnn where X is the data register used followed by the trans- fer address (label N or absolute address nnn). Flags Ten flags are available (0-9). Entry sequence for setting, resetting or testing flags is the flag in- struction, flag number, then transfer address (testing only) MEMORY PARTITIONING Memory area is partitioned in sets of 10 regis- ters where each register can hold a data value or 8 program instructions. To check placement of current partition, press [2nd] [EM 16. To repar- tition, enter number of sets (N) of 10 data regis- ters needed and press (2nd) MIM 17. Program/Data TI-58 TI-59 N<0=N 0 479/00 959/00 1 399/09 879/09 2 319/19 799/19 3 239/29" 719/29 4 159/39 639/39 5 079/49 559/49 6 000/59 479/59* 7 Flashing 399/69 8 Flashing 319/79 9 Flashing 239/89 10 Flashing 159/99 N>10 Flashing 159/99 Partition when calculator is turned on.PROGRAM KEY CODES Key Key Code Key Code Key soo 72° (30) 40 73° C 42 [s10) 74° sum 10 Mm 43) Rey) ~ © 110 Cx) 4d su 76 2 wm 4 7 fl 13 fe] 47 73 “4 D) «8 77 16 fe) 0 4 80 16 Om 50 81 (est) 17 Ee 52 83° [cro AN 18 Gg 53 ac Ei 19 «E54 85 fe] 20 (am) 55 86 A Pa | a7 230 [nz] 458 8 a a | 69 oa 25 car) so i 90 27 [awv} 61 [er0} 91 Rs} 2 Ge 6 fe { 2 fs mm ce 30 6 Ei 3 oi) 6685 CO) 33 Get) 34 ic) 67 Em 35 (vm) 0 68 3s om 466 7 @ 7 38 71 Sa) “Merged codes 8 RECORDING MAGNETIC CARDS (TI-59 Only) Display When (0 Pressed, Card Entered 1,2,3,4 Calculator Response Writes a card side with this number from the bank of this number (program and/or data) and recoras current partition on card -1,-2, -3, -4]/Writes and protects card side with this number from the bank with this number. Also records current partition on card. Any other number Card is passed but not recorded. Rightmost two integer digits of display are flashed. lf the display is flashing any value when trying to read or record a card, the card is passed but not read or recorded and the rightmost two in- tegers in the display are flashed. The calculator should be in standard display format when reading or recording cards. Only the integer portion of the display is recog- nized, i.e., 1.234 = 1.READING MAGNETIC CARDS (TI-59 Only) Display When Card Entered Calculator Response Reads information into bank number listed on card if current partition matches that on card. If partition incorrect, card is passed, but not read — display flashes card side passed. 1,2,3,4 Expects card with this side number to be read — displays that side number. Hf another side is entered or if partition is incorrect, card is passed but not read — display flashes card side passed Forces side to be read into this bank number regardless of the partition or the number on the card. A protected program cannot be forced into any bank or alternate partition. Any other number Card is passed but not read — rightmost two integers in display flash. 10 LIBRARY USER INSTRUCTIONS. The remainder of this booklet contains the User Instructions for each program of the library. REMOVING AND INSTALLING MODULES. The library module can easily be removed or replaced with another. It is a good idea to leave the module in place in the calculator except when replacing it with another module. Be sure to follow these instructions when you need to remove or replace a module ‘CAUTION Be sure to touch some metal object before handling a module to prevent possible damage by static electricity. 1. Turn the calculator OFF. Loading or unload- ing the module with the calculator ON may cause the keyboard or display to lock out. Also, shorting the contacts can damage the module or calculator. 2. Slide out the small panel covering the module compartment at the bottom of the back of the calculator. 3. Remove the module. You may turn the cal- culator over and let the module fall out into your hand. 4. Insert the module, notched end first with the labeled side up into the compartment. The module should slip into place effortlessly. 5. Replace the cover panel, securing the module against the contacts. anNOTES: R.E./INVESTMENT DIAGNOSTIC RE-01 Diagnostic/Madule Check ‘Select Program: [2nd] [Pam] 01 Run Diagnostic (ser) (=1 or Library Module Check {seal (2nd) (R/S) Initialize Linear Regression Select Program [2nd] [Pani 07 Initialize Linear Regression {ser} [CLAl This output is obtained if the calculator is operating properly. 2 The number 3. indicates the R.E./Investment Library.ANNUITIES RE-02 NOTES: t Program [2nd] [Pgm] 02 pitialize (This sets the value [2nd) [E") 0 for the balloon payment to zero, Do nat enter zero for the balloon payment, unless it is the unknown.) Determine the type of problem a. Sinking fund {end of period [2nd] fa" | 0. payment) b. Annuity due/FV (beginning [2nd] [81 0 of peried payment) ©, Ordinary annuity (end of fang) Lc 0. period payment) , Annuity due /PV (beginning 2nd} [ D' } 0. af period payment) Enter the known variables in any order Number of payments N (al nt Interest rate % (Bl sat Payment per period PMT te] put Present value or future value pvorry | (D} PY on Ft Balloon payment (If balloon Belloon lel Balloon PMITt t payment does not apply, do ot enter 2er0, Go to the next step.) Ta solve for the unknown, enter zero, then press the appropriate key, Nt sit putt PV or FVT Balloon PMT Balloon PMT! To work 2 new problem UID of the seme type: go to Step 4 (2) of 8 different type: 90 Step 2 (3) Hf the balloon payment was nat zevo in the pre problem, and is zero in the new problem: go to Step 2 These values are printed if the PC-100A is connected Relatively long calculating time for this stepREMAINING BALANCE/ACCUMULATED INTEREST RE-03 [2nd] [Pom] 03 [2nd] Le’) Select Program Initialize Enter known variables in any order: a. Number of payments 1 Nt b. Interest rate 1 sat ¢. Payment per period 1 py? d, Present value 1 pvt Solve for unknown: Enter zero, then press Nt mOOG> Coa l appropriate key tel It fe) put (ol pvt Enter number of payment tel Ht immediately preceding balance Batancet Gt f2nd) a'D [2nd] 1B] Caleulate remaining balance Enter first payment number in period for which you wish to calculate interest Caleulate interest [2nd] [¢} Interest? ‘Steps 5 and 7 can be entered in any order NOTES: 1, For interest calculations, the number for the final payment must be greater than the number for the initial payment of the period. 2. For balance and interest calculations, the number entered must not exceed the term of the mortgage. + ‘These values are printed if the PC-100A is connected,NOTE: COMPOUND INTEREST RE-04 Select program {2nd} (Pym) 04 Initialize [2nd] 1 e"Y Enter three of the four variables im any order Number of periods interest rate Present value Future value Solve far the remaining variable. Remember to enter zero! Number of periods Interest rate Present valve Fute.e value t These values are printed if the PC-100A is connected,STRAIGHT LINE DEPRECIATION [2nd] Pom} 05 tatgaung a any oreter 4. starting book valu 1h salvage value useful ite Enter year (11 unetaat schedule is traction, Step 1 Calculate deprecration tor Cateulate Calculate set ess [2ri! |B" 11 For a mew eas necessary changes in Steps 24, 2b, and 26 Iron go 10 Stops 3 1 anetiat year 11 the sett Aractianal, enter number of months MONTHS: { 192t-1 101 Fraction! Calculate depreciation to date (2od1 1c’ I Ist ye [sto] 20 DEP + acot Succeeding yes ACDT Values of snterest, eeteat Stops 5:7 land) TE’ (2ea) | c'} ISTO] 211 = (RCL 201 +1 eciation dusing ding yer Reneat Stens 5.7, sf desived We folowing year [2nd] Ce") (2nd) 1c} Isto} 20 { — [RCL 210 =1 Steps 57, iH desired For succeeding years, repeat Stews 13.16, alternating storage registers for ACD NOTES: 1 All dollar amounts will be displayed to 2 decimal places 2. Errar indications (Hashing display a, Starting book value, life, or year entered as less 1b, Salvage value entered as less than zero. 2. The valve for life will f13ih in the display after the langth af the life has been exceeded when using the “year + 1" operation. 4. The value for 1 These values a or equal to, zero. Geran printed i the PC:100A is connect red belare the value for year or monthsDECLINING BALANCE DEPRECIATION RE-06 Select program [2nd] [Pom] 06 Enws the tol a starting book value b. depreciation factor eu ring in any order Enter year (If snitial you seledute 15 fractional Stejy 10) Calc in the depreciation for the tel [2nd) (aT emaining depreciable (2nd) [8° 2nd) ( ¢'| lana} €'D Calculate remaining book value Calculate depreciation to date To culewlate values for next year (tH noxt year is last year of Usetul Ifo, ant ts Fractional press [2nd] | O°.) for a new case, make the necessary changes in Stops 2a, 2b, and Be, then go ta Stew 3 HF pnitial year sn the sehedtule 16 factional, enter number of months lana} [ 0’ | MONTHS te1izt=) fod Fraction? eprectation to date : Ise ye DeP + acot Succeeding ye ACOT Valuns of interest, ropeat Steps 57 Far deweciation during (2od) LET suceneding yoar [2nd] [ G" (sto) 211-1 (RCLI 201-1 Repeat Steps 57, if desired For the following year 2nd] Te") (2na) ['} {Sto} 201-1 IRcLI 211-1 Repeat Stens $7, if desired For suce reding years, repeat Steps 13.16, alternating storage registers (or ACD NOTES: 1. All dotlar amounts will be displayed to 2 decimal places 2. Error indications (flashing display) 2. Starting book value, life, or year entered as less than, or equal to, zero i. FACT <1or FACT >2 3, The value for life will flash in the dis using the “'year + 1” operation, 4, The value for life must be entered before the value for year or months. 1 These values are printed if the PG: 100A is cannected, lay after the length of the life has been exceeded whenSUM-OF-THE-YEARS'-DIGITS DEPRECIATION RE-07 [2nd) (Pam 07 Select program Enter the following in any order starting book walue bb salvage value ©. useful hi Enter year (IF snitsat yeas schedule is fractional, Stev 10) Calculate deprecianinn for the the tel Calculate rema {2nd} | a") depreciable walue 9 fang} (8) f2nd) 1c" fand] ("1 Cateulate remaining book value Calculate depre {ation to date To caleulute values for next year (it next year os las? year of useful life, and sf 4s fractranal, press [2nd] [0° |.) [2nd} (071 For a new ease, make necessary changes in Steps 2a, 2h, and 2c, then ga to Step 3. If initial year in the schedule is fractional, enter number of manths| MONTHS (1iz(=1to8 Fraction? Calculate depreciation to date fand} (c"} Ast yr Isto} 20 DEP + acot Succeeding ves ACOT Values af intorast, reneat Steps 5:7 For depreciation during [2nd} | e° tucceeding year [2nd 11 Isto] 211-1] [RCL] 20 Repeat Stens 8-7, st a For the following year fad) Le} [2nd] 1" Isto! 201-1 [RCL] 21 Repeat Step: 5:7, i desired Far succeeding years, repeat Steps 13-16, alternating storage NOTES: 1. All dollar amounts will be displayed to 2 decimal places. 2, Error indications (flashing display) ‘a. Starting book value, life, or year ent bb, Salvage value entered as less than zero. 3. The value for lite will flash in the display after using the “year * 1" operation, 4, The value far life must be entered before the value for year oF months. 1 These values are printed if the PC 100A is connected. 1d as less than, or equal to, rero length of the life has been exceeded when2 13 Select program Initialize Enter values in following order a. Number of eampanents No. of comp For each companent b. Starting book value sev © Salvage value ar declining SAL oc F balance factor 4. Life e. Method Straight line Declining balance Sum-of-the-years digits Enter year (IF the initial year in the schedule is fractional, sae Step 13) Calculate the depreciation for ‘the year for individual compo Calculate the accumulated depreciation for individual component Calculate the remaining depreciable value for individual component Repeat Steps 9-7, as desired for each component Calculate the component (or composite) depreciation for the year Calculate the accumulated component ar compositel depreciation Compute the total remaining depreciable value Go to next year For fractional initial year, at! components must begin at the 10 same time, observe the following (6) procedure. Increase the number of available registers to 100 (60) Enter fractional part of first Fraction year Calewlate ACD for first compo- ent, then store [and] [egm) 08 (2od} LET (R/S) [nyS) [Rvs] IR/s) IR/S] IR/s) IRs} (el (er lel (2nd) 1A’ {2na) [8'] [2nd] 1c’) [2na} | D' ) {2nd} [Fix] 9 (2nd) [Op] 17 (B) (p] {sTO} 34152) No. of companentst (See Note 2) savt SAL or Ft Lifet + t yeart PART DEPT PART Aco! PART ROVt YR TOTAL DEPT TOTAL DEP? TOTAL RDVt YEAR «1! 159,99 (0.59) Fraction! AD, Istt20 21 22 23 24 6 NOTES. Calculate ACD for the second Io} comp then store Isto! 35153) Repeat for all components, incrementing storage register tay ane each time When you have completed the (2nd) [0°] first year, go to the second ‘year Caleviate ADC for te first tol component To determine depreciation {=} [2na} for the year 1EXC] 84(52) 1-1 For seeand component to! {= ] [anal {Exc} 85153) [=] Repeat process for all compa nents and all years Upon completion, return to (2nd) (Fix) 9 original partition before pro: 6 (2nd) [Op] 17 eding te next program 8) Steps 13 and 23 can be used fo inerease the capaeity of the program from 912) components to 1919) components tal 1. Values in parentheses are for the T1 Programmable $8 ACD, 2nd! 1+ Fraction? acot DEP. acbr DEP 479.59 (239,29) 2, Pertorm Step 13 it number of components is mui than 2 for the T! Programmable $8 oF more than 9 for the TI Programmable 59. See Step 24 a and 59 respectively 1 These values are printed if the PC-100A is connected. there is no fractional year input, 10 and 20 components can be handled on the T| ProgeammabieEXCESS DEPRECIATION RECAPTURE RE-09 [2nd] [Pgm} 09 [2nd] [ 6") Select program Initialize Enter inputs in the following carder 4. depreciable basis [R/S] Depreciable Basist b, useful life [R/S] = Yearst ¢. entire halding period [R/S] = Years! d. holding period prior to 1964 In/s) = Yearst e. holding period prior to 1970 In/s} Yearst 1. holding period prior to 1976 In/s} 9. Type {1 — Residential) {0 — Commercial) h. depreciable factor (0 for sum [Rvs] In/s] of the digits) i, Selling Costs [R/S] Selling costst i. Selling Price IR/S] Selling pricet Calculate total depreciation % tal Total depre tian %F Amount total depreciationt Adjusted basist Calculate total depreciation amount Calculate adjusted basis Calculate realized gain [nisl [R/S] {R/S} Realized gain? 8 | Calculate % ACD prior to 1964 [B) % ACD prior to accelerated method 1864 accelerated? 9 | Calculate % ACD prior to 1964 Ins) % ACO prior to straight line 1964 straight linet 10 | Calculate % ACD, 1964-69, [el % ACD, 1964.69, accelerated method accelerated? 11 | Cateulate % ACD, 1964.69, Invs] % ACD, 1964-69 straight line straight linet 12 | Calculate % ACD, 1970-75, Io} % ACD, 1970-75 accelerated method accelerated? 13° | Calculate % ACD, 1970-75, Ins] % ACD, 1970-75, straight line straight linet 14 | Cateutate excess depreciation le] Excess doprecia prior to 1970 tion prior to 1970t 15 | Calculate excess depreciation [2nd] [a] Excess deprecis 1970-75 tion 1970-751 16 | Calculate excess depreciation [2nd] [8 after 1975 tion after 19757 17 | Calculate ordinary income [2nd] fc" Ordinary income recapture prior to 1970 prior to 19701Calculate ordinary income Inv] teceptured 1970-75 Calculate ordinary income recaptured after 1975 Ordinary ineame 1970-751 Ordinary ineome after 19751 Total ordinary income! In/s] In/s] Calculate total ordinary income recaptured Calculate capital gain realized [2nd] [ D'1 Capitat realized NOTES: 1. This program is applicable only to real property. Personat property, which is covered by Section 1245 of the Internal Revenue Code, is treated differently in this context 2, Law-ingome housing receives special treatment under these provisions, and consequently, this program is not strietly applicable, 3. Depreciation deducted in excess of the straight line method for property held less than ane year is subject to full recapture as ordinary income. t These values are printed if the PC-100A is connected.CURVE FITS RE-10 Er PROCEDURE enter | press | oisriay Select program [2nd] [Pgm] 10 [2na} ( €') Initial e Choose the type of curve 2. Linear tal at (RIS) number of pairs b, Exponential (Bl nt (R/sl number of pairs, & Logarithmic [cl at [Ris] number of pairs d. Power IR/S] a [R/S] number of pairs (Repest Step 3 for all cases) Delete data a, Enter x (o} b. Enter y {Rvs} Calculate coetticient of (and) Lc") determination [2nd] 1A! ] (2nd) 181 a (intercept bb (slope)! Calculate coefficients before computing estimated paints Compute estimated paint for x! given y [2nd] [0°] ¥' given x tel NOTES: 1. For the exponential, power, and lagarithmic curves, the following conditions must be met for the independent (x) and dependent fy} variables or the display will flash exponential y>O > power y>0,x>0 logarithmic x50) 1 These values are printed if the PC: 100A is connected,FORECASTING — AUTOMATIC CURVE CHOICE RE-11 Select program {2nd} [Pgm] 19 Initialize (and) fe" 1 0 Enter x ta} xt Enter y IB] No. of pairs Repeat Step for all data pairs Delete data 7: x [2nd] [D' ¥ {R/S} Determine best fit (e] 2 = Exponential? 3 = Logarithmic! 4 = Power! Calculate the coefficient {2nd} La") At of determination Caleulate coefficients a fimtercept)t bb (slope)! Compute estimated value for x’ given y. v' given x NOTE: —t These values are printed if the PC- 100A is connected.INTERNAL RATE OF RETURN RE-12 1 Select program [2nd] [Pym] 12 Initialize {2nd1 (€'1 Enter the following in order 1 Cash flows 2 Investment Cash flow (enter each cash tal flow) Investment (8! To change a cash flaw before {2nd} (A) the calculation has been made. [2nd] [ 8°) This step can be repeated as many times as necessary Solve for internal rate of return [c] (2nd) La!) (2nd) C1 To change a cash flow after the calculation has been made. This step may be repeated a5 many times as necessary. After change, calculate IRR te] To increase the capability of (2nd) [Op] 17 the pragram from 40 to BO (10 to 40) cash flows" Upon completion of calculations, [2nd] [op] 17 479.59 return to ariginal mode, before (239,29) proceeding to next program” NOTES; These values are printed if the PC: 100A is connected, Numbers in parenthesis are for TI Programmable 58, Be sure to press (2nd) [Fix] 9 before repartitioning Relatively long calculating time for the stepCASH FLOW ANALYSIS RE-13 Select program 2] ou tialize 3 | Inputs must be in orders" a v d. o> Mortgage Remaining term Poriods-yr Interest rate Payment period (On mort age5 with balloon payment enter btloon payment here fon standing mor igages enter 0 here; for constant payment to principal loans, enter iprineipal payment] Building value Depreciation factor or salvage Life Type af depreciation (Building) 1 ~ Staight Line 2 — Declining Balance 3 - Summ of Years’ Digits Personal proneity Depreciation factor or salvage value Life of personal property Type of depreciation (Personal Property) 1 = Straight Line 2 = Declining Balance 3.- Sum-of- Years"-Digits Enter 1 or fraction Type of mortgage 1 = Amortized 2 — Amortized with balloon payment 2 Constant payment to principal loan or standing mortgage 4] Compute prinicpal reduction when principal is paid (see Note 2), for standing mortgage, enter principal and add to figure in display to obtain total principal reduction 5 | Enter gross income 6 | Enter vacancy and credit losses b, Enter 0 if amount is known; then enter amount Enter 1 if you want value computed; then enter percentage pvt Yermt Periods! Rate? PMT? savt FACT, SALT Lifet Type! Amount? FACT. SALT Litet Type? Lor Frac.t Type? aross incame ° VEC Losses 1 [ana [2nd] fal [avs {nis} [R/S] In/s} {Rvs} IRIs) Invs] IB] In/s] (R/SI (R/s} IB) (R/s} [D1 IR/S] Invs} IR/S] IR/S] Invs] [Pom] 13 ted 0 Pv Term Periods Rate PMT sav FACT, SAL Lite Type Amount FACT, SAL Life Type 1 or Frac, Type Principal Reductiont* Gross Income? 1.00 V&C Losses! 1.00 VEC Losses?10 " 2 13, 4 15 16 W7 18 19 20 a 22 NOTES: Enter operating expenses Op. Exp. tel Op. Expt Enter growth rate °% % [R/S] at ‘Compute net operating income (2nd) [ a" | noit Enter non-operating expenses Non-op.exp. | [R/S] Non-op. exp. Compute interest IRIS} loterestt Compute depreciation IRs} Depreciation? Compute taxable incame IRIS} Taxable Inc. Enter funded reserves Funded res, | [R/S] Funded res. Enter capital additions Cap, ada, [RIS] op. add. Cash Flow betare taxes 2. Compute {Rvs} CF before taxes? b, Enter cr [2nd] [.C'1 CF before taxest Enter tax bracket (°a) % [Rvs] Income taxt Compute cash flow after taxes (Rvs) CF after taxest Repeat Steps 4-18 for each year of the total term, then go to Step 19 Enter original investment al [2nd] [8°] on Enter capital improvements a Invs} ct Enter costs of sale cos Inv} cost Total depreciation 4. Compute IR/s] Total dep.t b. Enter in case of fractional years | Amount [2nd] [ B| Total dept Enter partial sales Partial sale Part. sates? Adiu, basist Compute adjusted basis Enter total 5.L. depreciation SL Dep, SL Dep.t Exes. Dep.t =f Compute excess depreciation Enter % of excess counted on % total tax liability Pricet Cap. gaint Total tax! Enter sales price Compute capital gain Compute total tax liability Compute proceeds after taxes Proc. after tax? 1. For more than one morigage. enter data for all mortgones by repeating Step 3 at required. 2. For initial year new mortgages take effect, store the newr number of mortgages in Register 1 before pressing [ D | 3. If am input value is not applicable, enter a 0. 4. If net operating incame is changing by & growth rate or 1s not changing, Steps 5, 6, 7, and may be skipped 5. Toenter a new value for net operating income, enter the amount and press {STO} 53. 6, To-enter a new value for growth rate, enter rate and press { +] 100 [=] [STO] 07. 7. The power-up partition must be changed on the TI Programmable 58 before running this program, The key sequence required if 6 [2nd] [Op] 17 1 These values are printed if the PC:100A is connected, Relatively tong calculating time for this step.YEARLY AMORTIZATION SCHEDULE RE-14 Select program 02 Initialize [2nd] [Pgm} 02 {2nd} [ €* ) [2nd] [¢° Enter known variables in any order: N {in months} in percent/month) Monthly payment Present value To solve for the unknown, enter zero, then press the appropriate key N {al % {8} PMT tel Py {ol Select program 14 [2nd] (Pam) 14 Compute annual debt service tel Compute mortgage constant % ir/s] Mort. C %t Compute first year [R/s} To see payment to principal {RCLI 10 To soe payment ta interest IRCLI 11 nt, PMT. To see total pmt to principal {RCL} 19 Tot. prin, To see total pmt fo interest {RCL} 18 Tot int To see remaining balance (RCL) 04 Rem. bal, Compute next year {Rvs} Year no,t Go to Step 9 NOTE: These values are printed when the PC-100A is connected.INVESTMENT FEASIBILITY ANALYSIS RE-15 1 Select program (2nd) [Pgm) 15 tal Enter net income, if known Net income Net incomet Enter debt coverage ratio, Debt (8) Debt Coverage? it known Coverage Enter mortgage constant %, Mort tc) Mort. Constant? known Constant Enter return on equity %, if known Return on {ol Return on Equity? Equity Enter price, if known Price lel Pricat To solve for net income [2ne} Net incomet To solve for debt coverage ratia [2nd] Debt Cov, Ratio To solve for mortgage constant [2nd Mort. Constant? To solve for return on equity (2nd Return on Equity To solve fo [2nd Price’ price Execute Steps 2:6 a3 necessary to change known factors Execute Steps 7, 8, 9, 10, of 11 to solve for new unknown factor 14 | For anew problem, go to Step 2 t These values are printed if the PC-100A is connected,RESIDENTIAL PURCHASE ANALYSIS RE-16 Select program (2nd) [Pgm) 16 Initialize [sBR] (CLA) 0.00 Enter term of loan [2nd} La’) Term (mos.}t Enter annual interest rate [2nd] 18°] % (%/mo.}t Enter mortgage amount (2nd) 10°) pvt Compute monthly mortgage (2nd) [0'1 putt payment Enter down payment [2nd) 1 ED Down payment? Enter sale price tal Price? Enter market appreciation rate Annuals | [el Mit. app. rate! Enter anaual taxes s Ic} Taxest Enter annual tax increase rate % Ib} Tax Inc. ratet Enter months left in first year le] Monthly PMT mortg t taxes! Compute equity buildup [nis] Total equity buildupt Income tax, deductions? Compute income tax deductions Invs] 15 | For subsequent years, go to Step 13 NOTE: — t These values are printed if the PC-100A i connected,