‭ ongratulations, you’ve graduated university and got your first job as a Marketing Assistant!

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‭Your annual salary is HKD 300,000. After tax, your annual take home pay is HKD 245,000.‬

‭Each month your fixed outgoings are:‬

‭●‬ ‭HKD 600 student loan repayment‬

‭●‬ ‭HKD 8,500 rent‬

‭●‬ ‭HKD 1,850 council tax, split between you and 1 flatmate‬

‭●‬ ‭HKD 600 household bills, split between you and 1 flatmate‬

‭●‬ ‭HKD 180 wifi, split between you and 1 flatmate‬

‭●‬ ‭HKD 370 gym membership‬

‭●‬ ‭HKD 1,200 MTR‬

‭What is your monthly take home pay?‬ ‭20416‬

‭Once you’ve paid your fixed outgoings, how much do you have left each month?‬ ‭11800‬
‭, so 8616‬
‭Do you want to put aside money for savings each month? If so, how much? Yes , 4000‬

‭ ircle or highlight what you would choose to spend your remaining budget on:‬
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‭Groceries (basic): HKD 1,200 , Eating Out (once a month): HKD 200 , Phone (basic): HKD‬
‭120, Clothes (when needed): HKD 600 , Beauty (occasionally): HKD 200 , going out : 200‬
‭total 2520 ,‬
‭Will end up with around 2900-3000 left to spend even with 4k saved‬

‭For an example click here‬