TIER 1CAPITAL+TIER 2 CAPITAL

CAR= ×100
RISK WEIGHTED ASSETS

CURRENT ACCOUNT + SAVING ACCOUNT DEPOSITS

CASA = × 100
TOTAL DEPOSITS

CASH∧CASH EQUIVALENTS
CASH TO DEPOSIT RATIO = ×100
TOTAL DEPOSITS

T otal Loans∧ Advances

LOAN TO DEPOSIT RATIO = × 100
TOTAL DEPOSITS

Current Assets
CURRENT LIQUIDITY RATIO=
Current Liabilities

Current Assets−Inventory
QUICK LIQUIDITY RATIO=
Current Liabilities

Interest Income−Interest Expenses

NIM = × 100
Interest −Earning Assets

Net Non−Performing Assets

NET NPA = × 100
Net Advances

Gross Non−Performing Assets

GROSS NPA = ×100
Gross Advances
 Total Business
Per Employee Business=
Total no . of Employees

Total Profit
Per Employee Profit =
Total no . of Employees

NET INTEREST INCOME = Interest Income – Interest Expenses