Question 3: What are the types of accounts in a bank?

Question 4: What are the necessary documents a person requires to open an account in a bank?

Question 5: What are the types of Commercial Banks?

Question 6: What is the annual percentage rate (APR)?

Question 7: What is Amortization and negative amortization?

Question 8: What is the debt to income ratio?

Question 9: What is loan grading?

Question 10: What do you mean by Co-Maker?

Question 11: What is the line of credit?

Question 12: How banks earn a profit?

Answer: The bank earns profit in various ways:

Question 13: What is the payroll card?

Question 14: What is the card-based payment?

Question 15: What is a Payday loan?
Question 16: What is a charge off?
Question 17: What are the different types of loans offered by commercial banks?
Question 18: What are the different types of fixed deposit?
Question 19: What is a home equity loan?
Question 20: What is the interbank deposit?
Question 21: What are the non-performing assets of the company?

What is KYC? Why is it important?

What are the functions of RBI?

What is investment banking?

Are you well-versed with the old tax regime and the new tax regime?

Can you differentiate between FDI and FII?

Why do you want to make a career in the banking sector?

Can you elaborate on the types of bank accounts?

Are you well-versed with the old tax regime and the new tax regime?

What do you understand by APR?

Can you differentiate between FDI and FII?

Can you elaborate on amortization?

How will you calculate the debt to income ratio?

What is a Charge-off?

With the banking scenario changing constantly, what do you think are the needs of the banking
sector?

What are the common ways to operate your bank accounts?

What do you understand by loan grading?

What is the line of credit?

What do you understand by overdraft protection?

What are the software banking applications available in the industry?

What is a financial management system?

Why do we need a credit management system?

What is the source of income for banks?

What do you understand by the term balloon payment?

What are the different types of loans that banks provide?

How is a cheque different from DD (Demand Draft)?

What are CRR and SLR?

How would you define ACH?

Can you explain repo rate and reverse repo rate?

What are the main functions of the RBI (Reserve Bank of India)?

Can you elaborate on currency convertibility?

What is a foreign draft?

1. Why do you want to join banking sector?

2. What is the difference between Cheque and Demand Draft?

3. What is a Non-Banking Financial Company (NBFC)?

4. NBFCs are doing functions similar to banks. What is the difference between banks & NBFCs?

5 . What is Private Banking?

6. What is BSBDA?

7. What is BPS (Basis Points)?

8. What is KYC?

9. What is Sub-prime crisis?

10. What is Base Rate?

11. What is SWIFT?

12. What is Swabhimaan Yojana?

13. What is NOSTRO and VOSTRO account?

14. What is a DeMat Account?

15. What is RuPay Card?

16. What is foreign exchange reserves?

17. What is Banc assurance?

18. What is Money Laundering?

19. What is the difference between Nationalized bank and Private Bank ?

20. What are non-performing assets?

21. What is the Functions of RBI?

22. What is SEZ?

23. What is SIDBI?

24. What is TREASURY BILLS (TB)?

25. What is COMMERCIAL PAPER (CP)?

26. What is CRM?

27. What is Right to Information Act?

28. What is Recession?

29. What is dematerialisation?

30. What is Derivative?

31. What is LAF?

2. What is a Repo Rate?

33. What is Reverse Repo Rate?

34. What is CRR Rate?

35. What is Bank Rate?

36. What is PLR?

37. what is Bitcoin?

38. What is SLR Rate?

39. What is Deposit Rate?

40. What is Fiscal Policy?

41. What is the Banking Ombudsman Scheme?

42. Which are the banks covered under the Banking Ombudsman Scheme, 2006?

43. What is Inflation?

44. What is Deflation?

45. What is FII?

46. What is FDI?

47. What is IPO?

48. What is GDP?

49. What is GNP?

50. What is Revenue deficit?

51. What is Disinvestment?

52. What is Fiscal Deficit?

53. What is National Income?

54. What is bank and its features and types?

55. What are Mutual funds?

56. What is Cheque?

57. What is demand Draft?

58. What is NABARD?

59. What is SENSEX and NIFTY?

60. What is SEBI?