Professional Documents
Culture Documents
Ex 1, page 10
Ex 2, page 14
1. Get all debts on one loan with less interest:
Pros:
Streamlined payments.
Potentially lower interest rates.
Cons:
Eligibility may be an issue.
Potential for high fees.
2. Agree on affordable payments:
Pros:
Immediate action to manage debt.
Maintains existing credit relationships.
Cons:
May not address interest rate issues.
Requires cooperation from creditors.
3. See a debt counsellor:
Pros:
Professional guidance.
Potential for negotiated settlements.
Cons:
Service fees may apply.
May not guarantee debt reduction.
4. Get a part-time job:
Pros:
Additional income for debt repayment.
Improved financial stability.
Cons:
Time constraints.
Potential impact on work-life balance.
5. Sell car:
Pros:
Immediate cash infusion.
Eliminates associated expenses.
Cons:
Loss of transportation.
May not cover entire debt.
6. Work some overtime:
Pros:
Increased income.
Temporary solution for quick debt reduction.
Cons:
Potential for burnout.
Limited availability.
Considerations:
Worst-Case Scenario:
Consider the worst thing that could happen with each solution. For example, rejection,
inability to sustain part-time job, or limited success with debt counseling.
Consultation:
Discuss the options with a financial advisor or trusted friends or family for additional
insights and support.
Ex. 3, page 19
1) What are the thoughts that most often go throughyour mind when you feel anxious?
"I can't handle this."
"Something terrible is going to happen."
"I'm not safe."
"I'm going to embarrass myself."
"I can't breathe; I must be having a panic attack."
TASK 1: Write about: what you understand by anxiety, sources of anxiety, managing and tackling anxiety.
Anxiety, a common human experience, unfolds as a tapestry woven with threads of apprehension
and unease. While a natural response to stress, persistent anxiety can disrupt mental and physical
well-being.
Sources of anxiety are diverse from stressful life events and biological factors to trauma and
personality traits. Managing anxiety requires a nuanced approach. Understanding triggers,
employing cognitive-behavioral techniques, and embracing lifestyle modifications are crucial
steps. Seeking support, setting realistic goals, and fostering the mind-body connection contribute
to effective anxiety management.
In this intricate dance of emotions, the pursuit of equilibrium involves acknowledging
vulnerabilities and embracing strategies that lead toward resilience and a brighter future.