SMAART DIAMONDS - DIAMOND JEWELLERY MONTHY SAVINGS SCHEME

Scheme Benefits: Additional single instalment will be added to your total payment at the
end of the scheme for which any diamond jewellery can be purchased.

Scheme Options: Minimum payment of INR 10,000/- and multiples of 1000 thereafter.

Scheme Period: 11 Months + 1 Month Bonus

Terms and Conditions

1. Payments will be accepted only in the form of Cheque or Online Transfers. Cash
payment will not be accepted.
2. Instalment amount needs to be paid on or before 10th of every month. Bonus will not
be applicable if there is a default on payment dates.
3. Withdrawal from scheme anytime is allowed, but with NO benefits. No refund by
form of cash. It is a diamond jewellery purchase scheme.
4. Members of the scheme will be eligible for all benefits only on completion of the
scheme.
5. Diamond and Gold rate will be applicable as per the market rates on the day of
purchase.
6. No interest will be paid for the amount deposited. No extension of the scheme will
be permitted.
7. Person enrolling in the scheme need to provide a signed photocopy of anyone of the
following valid identity proof – PAN or Adhaar Card.
8. On completion of 12th month of the scheme, you can buy a readymade piece or
place an order.
9. Scheme pass book needs to be kept safely by you and any discrepancy in pass book
entry should be brought to our notice immediately.
10. Any conditions which are explicitly not covered above would be at the discretion of
the company at the point of transaction.
11. The decision of the company in this regard would be deemed as irrevocable and
final.
12. All the disputes are subjected to Chennai jurisdiction only.

I have read the above benefits, terms and conditions and willing to enrol in the scheme.

Date: Customer Signature