Professional Documents
Culture Documents
Page: 4/9
-------------------------------------------------------------------
APPLICANT:SONE, MARLA Y
SSN :455-04-7547
ADDRESS :535 BUCKINGHAM ROAD#3207, RICHARDSON, TX 75081
-------------------------------------------------------------------
A B THD/CBNA 10/10 $2501 PAID
603532****** REV 04/08 $0 30 0 0 0
05/08 $0 XP
10/10: -CCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: ACCOUNT CLOSED AT CONSUMER'S REQUEST; AUTHORIZED USER;
-------------------------------------------------------------------
O T H E R C R E D I T H I S T O R Y
-------------------------------------------------------------------
*** NO RECORD FOUND ***
-------------------------------------------------------------------
A L I A S V A R I A T I O N S
-------------------------------------------------------------------
MARLA Y SONE 455047547 DOB: 11/15/55
MARLA YETIVE EATON 455047547 DOB: N/A
MARLA Y SONE
EATON,MARLA,Y
DOB: 11/15/55
-------------------------------------------------------------------
I N Q U I R I E S ( L A S T 1 2 0 D A Y S )
-------------------------------------------------------------------
XP 04/13/19 CREDCO FINANCE
TU 04/13/19 USAA TR5 FINANCE
-------------------------------------------------------------------
A D D R E S S V A R I A T I O N S
-------------------------------------------------------------------
240 BOLTON DR, AUSTIN, TX 78737-4528 03/08
240 BOLTON DR, AUSTIN, TX 78737-4528 04/08 - 04/16
809 LA PRADA DR APT 245, GARLAND, TX 75043-5378 09/16
- 02/17
809 LA PRADA DR #245, GARLAND, TX 75043-5378 09/16
535 BUCKINGHAM RD APT 3207, RICHARDSON, TX 75081-5180
05/17 - 07/18
535 BUCKINGHAM RD #3207, RICHARDSON, TX 75081-5180
Page: 5/9
-------------------------------------------------------------------
APPLICANT:SONE, MARLA Y
SSN :455-04-7547
ADDRESS :535 BUCKINGHAM ROAD#3207, RICHARDSON, TX 75081
-------------------------------------------------------------------
07/17
-------------------------------------------------------------------
E M P L O Y M E N T V A R I A T I O N S
-------------------------------------------------------------------
OBERON INTERNATIONAL//IRVING TX
-------------------------------------------------------------------
R E M A R K S
-------------------------------------------------------------------
EQUIFAX REMARK: CONSUMER REQUESTED SECURITY FREEZE ON HIS/HER
CREDIT FILE - REPORT UNAVAILABLE
-------------------------------------------------------------------
A L E R T
-------------------------------------------------------------------
MARLA Y SONE YOB: 1955
EXPERIAN OFAC NAME MATCHING SERVICE: NO MATCH FOUND UNLESS
OTHERWISE INDICATED
-------------------------------------------------------------------
T U I D V I S I O N A L E R T
-------------------------------------------------------------------
SONE, MARLA Y 455-04-7547
REMARK: AVAILABLE AND CLEAR
-------------------------------------------------------------------
C R E D I T O R S
-------------------------------------------------------------------
- AMEX [XP/TU] 800-528-4800
TAPE - P O BOX 7871,FORT LAUDERDALE, FL 33329
- CAP1/NEIMN [XP/TU] 800-685-6695
26525 N RIVERWOODS BLVD,METTAWA, IL 60045
- CAP1/SAKS [XP/TU] 800-221-8340
3455 HIGHWAY 80 W,JACKSON, MS 39209
- CCB/SMILEG [TU] 877-287-8879
PO BOX 182120,COLUMBUS, OH 43218
- CITI [XP/TU] 855-378-6467
PO BOX 6190,SIOUX FALLS, SD 57117
- CITIMORTGAGE INC [XP/TU] 800-283-7918
15851 CLAYTON RD,BALDWIN, MO 63011
- CREDCO [XP/TU] 800-637-2422
12395 FIRST AMERICAN WAY,POWAY, CA 92064
- Credit Plus [TU] 800-258-3488
31550 Winter Place Parkway,SALISBURY, MD 21801
- DSNB MACYS [TU] 800-956-6229
PO BOX 8218,MASON, OH 45040
- kohls/capone [XP] 800-564-5740
,
- KOHLS/CAPONE [MANUAL] 800-564-5740
,
- MBGA/JC PENNEY [XP] 800-542-0800
PO BOX 981131,EL PASO TX 79998
Page: 6/9
-------------------------------------------------------------------
APPLICANT:SONE, MARLA Y
SSN :455-04-7547
ADDRESS :535 BUCKINGHAM ROAD#3207, RICHARDSON, TX 75081
-------------------------------------------------------------------
- MCYDSNB [XP] 800-956-6229
,
- NEBRASKA FURNITURE MAR [XP] 402-397-6100
700 S 72ND ST,OMAHA, NE 68114
- NEBRSKA FURN [TU] 402-397-6100
PO BOX 3456,OMAHA, NE 68103
- PENTAGON FCU [TU] 800-247-5626
1001 N. FAIRFAX,ALEXANDRIA VA 22314
- PENTAGON FEDERAL CR UN [XP] 800-247-5626
1001 N FAIRFAX ST,ALEXANDRIA, VA 22314
- PENTAGON FEDERAL CR UNseenote [XP] 800-247-5626
PO BOX 1432,ALEXANDRIA, VA 22313
- SYNCB/BELK [XP] 800-669-6550
PO BOX 965028,ORLANDO, FL 32896
- SYNCB/JC PENNEY DC [XP/TU] 866-227-5213
PO BOX 965007,ORLANDO, FL 32896
- SYNCB/TJX COS DC [XP] 800-982-6879
PO BOX 965005,ORLANDO, FL 32896
- SYNCB/TJXDC [TU] 800-926-6299
PO BOX 965015,ORLANDO, FL 32896
- THD/CBSD [XP] 866-875-5488
PO BOX 9714 (home depot),GRAY TN 37615
- USAA SAVINGS BANK [XP] 800-922-9092
PO BOX 47504,SAN ANTONIO, TX 78265
- USAA SVG BK [TU]
10750 MC DERMOTT FWY,SAN ANTONIO, TX 78288
- WFDILLARDS [XP/TU] 800-642-4720
PO BOX 14517,DES MOINES, IA 50306
- WFNNB/VICTORIAS SECRET [XP/TU] 800-695-9478
PO BOX 182128,COLUMBUS OH 43218
-------------------------------------------------------------------
T R A D E S U M M A R Y
-------------------------------------------------------------------
# BALANCE HIGH CREDIT PAYMENT PAST DUE
MORTGAGE 3 0 0 0 0
AUTO 0 0 0 0 0
EDUCATION 0 0 0 0 0
OTHER INSTALLM 0 0 0 0 0
OPEN 0 0 0 0 0
REVOLVING 21 278 61800 50 0
OTHER 0 0 0 0 0
TOTAL 24 278 61800 50 0
-------------------------------------------------------------------
D E R O G A T O R Y S U M M A R Y
-------------------------------------------------------------------
Page: 7/9
-------------------------------------------------------------------
APPLICANT:SONE, MARLA Y
SSN :455-04-7547
ADDRESS :535 BUCKINGHAM ROAD#3207, RICHARDSON, TX 75081
-------------------------------------------------------------------
CHARGE OFFS 0 30 DAYS 0 INQUIRIES 2
COLLECTIONS 0 60 DAYS 0 DISPUTES 0
BANKRUPTCY 0 90 DAYS 0
PUBLIC RECORDS 0 OTHER 0
-------------------------------------------------------------------
S O U R C E O F I N F O R M A T I O N
-------------------------------------------------------------------
1 - EXPERIAN
MARLA Y SONE 455047547 DOB: 11/15/55
MARLA YETIVE EATON 455047547 DOB: N/A
455-04-7547
535 BUCKINGHAM RD APT 3207, RICHARDSON, TX 75081-5180
05/17 - 07/18
809 LA PRADA DR APT 245, GARLAND, TX 75043-5378 09/16
- 02/17
240 BOLTON DR, AUSTIN, TX 78737-4528 04/08 - 04/16
OBERON INTERNATIONAL//IRVING TX
2 - TRANSUNION
MARLA Y SONE
EATON,MARLA,Y
DOB: 11/15/55
455-04-7547
535 BUCKINGHAM RD #3207, RICHARDSON, TX 75081-5180
07/17
809 LA PRADA DR #245, GARLAND, TX 75043-5378 09/16
240 BOLTON DR, AUSTIN, TX 78737-4528 03/08
3 - EQUIFAX
*** NONE ***
-------------------------------------------------------------------
M I S C E L L A N E O U S I N F O R M A T I O N
-------------------------------------------------------------------
Instant View Password: AV-1993922A
To verify the authenticity of this credit report, please visit
https://credit.creditplus.com and click on the Instant View link.
Enter Identifier # 48078752 and password AV-1993922A to view the
report. For any inquiries regarding this report or services
provided by CREDIT PLUS 2 please contact us at (800) 258-3488.
-------------------------------------------------------------------
D I S C L A I M E R
-------------------------------------------------------------------
-------------------------------------------------------------------
T R E N D S U M M A R Y
-------------------------------------------------------------------
MARLA Y SONE
535 BUCKINGHAM ROAD#3207
RICHARDSON, TX 75081
=================================================================
YOUR CREDIT SCORE - 839
Source: EXPERIAN Date: 04/29/19
Model: EXPERIAN/FAIR, ISAAC (VER. 2)
=================================================================
UNDERSTANDING YOUR CREDIT SCORE
-----------------------------------------------------------------
What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.
-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.
-----------------------------------------------------------------
The range of scores:
-----------------------------------------------------------------
Scores range from a low of 300 to a high of 850.
Generally, the higher your score, the more likely you are to be
offered better credit terms.
-----------------------------------------------------------------
How your score compares to the scores of other consumers:
-----------------------------------------------------------------
Your credit score ranks higher than 99 percent of U.S. consumers.
-----------------------------------------------------------------
Key factors that adversely affected your credit score:
-----------------------------------------------------------------
* AMOUNT OWED ON ACCOUNTS IS TOO HIGH
=================================================================
CHECKING YOUR CREDIT REPORT
-----------------------------------------------------------------
Page: 1/9
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.
-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.
-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 2/9
NOTICE TO THE HOME LOAN APPLICANT
------------------------------------------------------------------
-----------------
Signature
Date
Page: 3/9
YOUR CREDIT SCORE AND THE PRICE YOU PAY FOR CREDIT
MARLA Y SONE
535 BUCKINGHAM ROAD#3207
RICHARDSON, TX 75081
=================================================================
YOUR CREDIT SCORE - 809
Source: TRANS UNION Date: 04/29/19
Model: TRANSUNION/FICO CLASSIC (04)
=================================================================
UNDERSTANDING YOUR CREDIT SCORE
-----------------------------------------------------------------
What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.
-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.
-----------------------------------------------------------------
The range of scores:
-----------------------------------------------------------------
Scores range from a low of 309 to a high of 839.
Generally, the higher your score, the more likely you are to be
offered better credit terms.
-----------------------------------------------------------------
How your score compares to the scores of other consumers:
-----------------------------------------------------------------
Your credit score ranks higher than 92 percent of U.S. consumers.
-----------------------------------------------------------------
Key factors that adversely affected your credit score:
-----------------------------------------------------------------
* LACK OF RECENT INSTALLMENT LOAN INFORMATION
* LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED
=================================================================
CHECKING YOUR CREDIT REPORT
Page: 4/9
-----------------------------------------------------------------
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.
-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.
-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 5/9
NOTICE TO THE HOME LOAN APPLICANT
------------------------------------------------------------------
-----------------
Signature
Date
Page: 6/9
CREDIT SCORES AND THE PRICE YOU PAY FOR CREDIT
MARLA Y SONE
535 BUCKINGHAM ROAD#3207
RICHARDSON, TX 75081
=================================================================
YOUR CREDIT SCORE
-----------------------------------------------------------------
Your credit score is not available from EQUIFAX, which is a
consumer reporting agency, because they may not have enough
information about your credit history to calculate a score.
(Date: N/A)
-----------------------------------------------------------------
What you should know about credit scores
-----------------------------------------------------------------
A credit score is a number that reflects the information in a
credit report.
-----------------------------------------------------------------
Why credit scores are important
-----------------------------------------------------------------
Credit scores are important because consumers who have higher
credit scores generally will get more favorable credit terms.
Not having a credit score can affect whether you can get a loan
and how much you will have to pay for that loan.
=================================================================
CHECKING YOUR CREDIT REPORT
-----------------------------------------------------------------
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.
-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
Page: 7/9
agencies once a year.
-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 8/9
NOTICE TO THE HOME LOAN APPLICANT
------------------------------------------------------------------
-----------------
Signature
Date
Page: 9/9
CORNERSTONE HOME LENDING INC - 140
8401 NORTH EXPY STE 250
DALLAS, TX 75225
2143505055
SONE, MARLA Y
535 BUCKINGHAM ROAD#3207
RICHARDSON, TX 75081
If you have questions regarding the terms of the loan, contact the
lender.
-------------------------------------------------------------------
P U B L I C R E C O R D S
-------------------------------------------------------------------
*** NO RECORD FOUND ***
-------------------------------------------------------------------
D E R O G A T O R Y A C C O U N T S
-------------------------------------------------------------------
*** NO RECORD FOUND ***
-------------------------------------------------------------------
O P E N A C C O U N T S
-------------------------------------------------------------------
E W CREDITOR TERM REPORT HIGH STATUS
ACCOUNT NUMBER TYPE OPEN BALANCE MR 30 60 90
ACTV PAYMENT SOURCE
-------------------------------------------------------------------
B B AMEX MIN 04/19 $9700 AS AGREED
349992******1683 REV 02/16 $148 38 0 0 0
--/-- $35 XP/TU
04/19: CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
Page: 1/9
-------------------------------------------------------------------
APPLICANT:SONE, MARLA Y
SSN :455-04-7547
ADDRESS :535 BUCKINGHAM ROAD#3207, RICHARDSON, TX 75081
-------------------------------------------------------------------
B B CITI 04/19 $19300 AS AGREED
410039****** REV 05/00 $0 32 0 0 0
03/19 $0 XP/TU
04/19: CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: FLEXIBLE SPENDING CREDIT CARD;
-------------------------------------------------------------------
C L O S E D A C C O U N T S
-------------------------------------------------------------------
E W CREDITOR TERM REPORT HIGH STATUS
ACCOUNT NUMBER TYPE OPEN BALANCE MR 30 60 90
ACTV PAYMENT SOURCE
-------------------------------------------------------------------
B B AMEX 06/16 $19300 PAID
349990******0543 REV 05/00 $0 61 0 0 0
--/-- $0 XP/TU
06/16:
-------------------------CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: PURCHASED BY ANOTHER LENDER; ACCOUNT CLOSED;
-------------------------------------------------------------------
O T H E R C R E D I T H I S T O R Y
-------------------------------------------------------------------
*** NO RECORD FOUND ***
-------------------------------------------------------------------
A L I A S V A R I A T I O N S
-------------------------------------------------------------------
MARLA Y SONE 455047547 DOB: 11/15/55
MARLA YETIVE EATON 455047547 DOB: N/A
MARLA Y SONE
EATON,MARLA,Y
DOB: 11/15/55
-------------------------------------------------------------------
I N Q U I R I E S ( L A S T 1 2 0 D A Y S )
-------------------------------------------------------------------
XP 04/13/19 CREDCO FINANCE
TU 04/13/19 USAA TR5 FINANCE
-------------------------------------------------------------------
A D D R E S S V A R I A T I O N S
-------------------------------------------------------------------
240 BOLTON DR, AUSTIN, TX 78737-4528 03/08
240 BOLTON DR, AUSTIN, TX 78737-4528 04/08 - 04/16
809 LA PRADA DR APT 245, GARLAND, TX 75043-5378 09/16
- 02/17
809 LA PRADA DR #245, GARLAND, TX 75043-5378 09/16
535 BUCKINGHAM RD APT 3207, RICHARDSON, TX 75081-5180
05/17 - 07/18
535 BUCKINGHAM RD #3207, RICHARDSON, TX 75081-5180
Page: 5/9
-------------------------------------------------------------------
APPLICANT:SONE, MARLA Y
SSN :455-04-7547
ADDRESS :535 BUCKINGHAM ROAD#3207, RICHARDSON, TX 75081
-------------------------------------------------------------------
07/17
-------------------------------------------------------------------
E M P L O Y M E N T V A R I A T I O N S
-------------------------------------------------------------------
OBERON INTERNATIONAL//IRVING TX
-------------------------------------------------------------------
R E M A R K S
-------------------------------------------------------------------
EQUIFAX REMARK: CONSUMER REQUESTED SECURITY FREEZE ON HIS/HER
CREDIT FILE - REPORT UNAVAILABLE
-------------------------------------------------------------------
A L E R T
-------------------------------------------------------------------
MARLA Y SONE YOB: 1955
EXPERIAN OFAC NAME MATCHING SERVICE: NO MATCH FOUND UNLESS
OTHERWISE INDICATED
-------------------------------------------------------------------
T U I D V I S I O N A L E R T
-------------------------------------------------------------------
SONE, MARLA Y 455-04-7547
REMARK: AVAILABLE AND CLEAR
-------------------------------------------------------------------
C R E D I T O R S
-------------------------------------------------------------------
- AMEX [XP/TU] 800-528-4800
TAPE - P O BOX 7871,FORT LAUDERDALE, FL 33329
- CAP1/NEIMN [XP/TU] 800-685-6695
26525 N RIVERWOODS BLVD,METTAWA, IL 60045
- CAP1/SAKS [XP/TU] 800-221-8340
3455 HIGHWAY 80 W,JACKSON, MS 39209
- CCB/SMILEG [TU] 877-287-8879
PO BOX 182120,COLUMBUS, OH 43218
- CITI [XP/TU] 855-378-6467
PO BOX 6190,SIOUX FALLS, SD 57117
- CITIMORTGAGE INC [XP/TU] 800-283-7918
15851 CLAYTON RD,BALDWIN, MO 63011
- CREDCO [XP/TU] 800-637-2422
12395 FIRST AMERICAN WAY,POWAY, CA 92064
- Credit Plus [TU] 800-258-3488
31550 Winter Place Parkway,SALISBURY, MD 21801
- DSNB MACYS [TU] 800-956-6229
PO BOX 8218,MASON, OH 45040
- kohls/capone [XP] 800-564-5740
,
- KOHLS/CAPONE [MANUAL] 800-564-5740
,
- MBGA/JC PENNEY [XP] 800-542-0800
PO BOX 981131,EL PASO TX 79998
Page: 6/9
-------------------------------------------------------------------
APPLICANT:SONE, MARLA Y
SSN :455-04-7547
ADDRESS :535 BUCKINGHAM ROAD#3207, RICHARDSON, TX 75081
-------------------------------------------------------------------
- MCYDSNB [XP] 800-956-6229
,
- NEBRASKA FURNITURE MAR [XP] 402-397-6100
700 S 72ND ST,OMAHA, NE 68114
- NEBRSKA FURN [TU] 402-397-6100
PO BOX 3456,OMAHA, NE 68103
- PENTAGON FCU [TU] 800-247-5626
1001 N. FAIRFAX,ALEXANDRIA VA 22314
- PENTAGON FEDERAL CR UN [XP] 800-247-5626
1001 N FAIRFAX ST,ALEXANDRIA, VA 22314
- PENTAGON FEDERAL CR UNseenote [XP] 800-247-5626
PO BOX 1432,ALEXANDRIA, VA 22313
- SYNCB/BELK [XP] 800-669-6550
PO BOX 965028,ORLANDO, FL 32896
- SYNCB/JC PENNEY DC [XP/TU] 866-227-5213
PO BOX 965007,ORLANDO, FL 32896
- SYNCB/TJX COS DC [XP] 800-982-6879
PO BOX 965005,ORLANDO, FL 32896
- SYNCB/TJXDC [TU] 800-926-6299
PO BOX 965015,ORLANDO, FL 32896
- THD/CBSD [XP] 866-875-5488
PO BOX 9714 (home depot),GRAY TN 37615
- USAA SAVINGS BANK [XP] 800-922-9092
PO BOX 47504,SAN ANTONIO, TX 78265
- USAA SVG BK [TU]
10750 MC DERMOTT FWY,SAN ANTONIO, TX 78288
- WFDILLARDS [XP/TU] 800-642-4720
PO BOX 14517,DES MOINES, IA 50306
- WFNNB/VICTORIAS SECRET [XP/TU] 800-695-9478
PO BOX 182128,COLUMBUS OH 43218
-------------------------------------------------------------------
T R A D E S U M M A R Y
-------------------------------------------------------------------
# BALANCE HIGH CREDIT PAYMENT PAST DUE
MORTGAGE 3 0 0 0 0
AUTO 0 0 0 0 0
EDUCATION 0 0 0 0 0
OTHER INSTALLM 0 0 0 0 0
OPEN 0 0 0 0 0
REVOLVING 21 278 61800 50 0
OTHER 0 0 0 0 0
TOTAL 24 278 61800 50 0
-------------------------------------------------------------------
D E R O G A T O R Y S U M M A R Y
-------------------------------------------------------------------
Page: 7/9
-------------------------------------------------------------------
APPLICANT:SONE, MARLA Y
SSN :455-04-7547
ADDRESS :535 BUCKINGHAM ROAD#3207, RICHARDSON, TX 75081
-------------------------------------------------------------------
CHARGE OFFS 0 30 DAYS 0 INQUIRIES 2
COLLECTIONS 0 60 DAYS 0 DISPUTES 0
BANKRUPTCY 0 90 DAYS 0
PUBLIC RECORDS 0 OTHER 0
-------------------------------------------------------------------
S O U R C E O F I N F O R M A T I O N
-------------------------------------------------------------------
1 - EXPERIAN
MARLA Y SONE 455047547 DOB: 11/15/55
MARLA YETIVE EATON 455047547 DOB: N/A
455-04-7547
535 BUCKINGHAM RD APT 3207, RICHARDSON, TX 75081-5180
05/17 - 07/18
809 LA PRADA DR APT 245, GARLAND, TX 75043-5378 09/16
- 02/17
240 BOLTON DR, AUSTIN, TX 78737-4528 04/08 - 04/16
OBERON INTERNATIONAL//IRVING TX
2 - TRANSUNION
MARLA Y SONE
EATON,MARLA,Y
DOB: 11/15/55
455-04-7547
535 BUCKINGHAM RD #3207, RICHARDSON, TX 75081-5180
07/17
809 LA PRADA DR #245, GARLAND, TX 75043-5378 09/16
240 BOLTON DR, AUSTIN, TX 78737-4528 03/08
3 - EQUIFAX
*** NONE ***
-------------------------------------------------------------------
M I S C E L L A N E O U S I N F O R M A T I O N
-------------------------------------------------------------------
Instant View Password: AV-1993922A
To verify the authenticity of this credit report, please visit
https://credit.creditplus.com and click on the Instant View link.
Enter Identifier # 48078752 and password AV-1993922A to view the
report. For any inquiries regarding this report or services
provided by CREDIT PLUS 2 please contact us at (800) 258-3488.
-------------------------------------------------------------------
D I S C L A I M E R
-------------------------------------------------------------------
-------------------------------------------------------------------
T R E N D S U M M A R Y
-------------------------------------------------------------------
MARLA Y SONE
535 BUCKINGHAM ROAD#3207
RICHARDSON, TX 75081
=================================================================
YOUR CREDIT SCORE - 839
Source: EXPERIAN Date: 04/29/19
Model: EXPERIAN/FAIR, ISAAC (VER. 2)
=================================================================
UNDERSTANDING YOUR CREDIT SCORE
-----------------------------------------------------------------
What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.
-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.
-----------------------------------------------------------------
The range of scores:
-----------------------------------------------------------------
Scores range from a low of 300 to a high of 850.
Generally, the higher your score, the more likely you are to be
offered better credit terms.
-----------------------------------------------------------------
How your score compares to the scores of other consumers:
-----------------------------------------------------------------
Your credit score ranks higher than 99 percent of U.S. consumers.
-----------------------------------------------------------------
Key factors that adversely affected your credit score:
-----------------------------------------------------------------
* AMOUNT OWED ON ACCOUNTS IS TOO HIGH
=================================================================
CHECKING YOUR CREDIT REPORT
-----------------------------------------------------------------
Page: 1/9
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.
-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.
-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 2/9
NOTICE TO THE HOME LOAN APPLICANT
------------------------------------------------------------------
-----------------
Signature
Date
Page: 3/9
YOUR CREDIT SCORE AND THE PRICE YOU PAY FOR CREDIT
MARLA Y SONE
535 BUCKINGHAM ROAD#3207
RICHARDSON, TX 75081
=================================================================
YOUR CREDIT SCORE - 809
Source: TRANS UNION Date: 04/29/19
Model: TRANSUNION/FICO CLASSIC (04)
=================================================================
UNDERSTANDING YOUR CREDIT SCORE
-----------------------------------------------------------------
What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.
-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.
-----------------------------------------------------------------
The range of scores:
-----------------------------------------------------------------
Scores range from a low of 309 to a high of 839.
Generally, the higher your score, the more likely you are to be
offered better credit terms.
-----------------------------------------------------------------
How your score compares to the scores of other consumers:
-----------------------------------------------------------------
Your credit score ranks higher than 92 percent of U.S. consumers.
-----------------------------------------------------------------
Key factors that adversely affected your credit score:
-----------------------------------------------------------------
* LACK OF RECENT INSTALLMENT LOAN INFORMATION
* LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED
=================================================================
CHECKING YOUR CREDIT REPORT
Page: 4/9
-----------------------------------------------------------------
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.
-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.
-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 5/9
NOTICE TO THE HOME LOAN APPLICANT
------------------------------------------------------------------
-----------------
Signature
Date
Page: 6/9
CREDIT SCORES AND THE PRICE YOU PAY FOR CREDIT
MARLA Y SONE
535 BUCKINGHAM ROAD#3207
RICHARDSON, TX 75081
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YOUR CREDIT SCORE
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Your credit score is not available from EQUIFAX, which is a
consumer reporting agency, because they may not have enough
information about your credit history to calculate a score.
(Date: N/A)
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What you should know about credit scores
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A credit score is a number that reflects the information in a
credit report.
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Why credit scores are important
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Credit scores are important because consumers who have higher
credit scores generally will get more favorable credit terms.
Not having a credit score can affect whether you can get a loan
and how much you will have to pay for that loan.
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CHECKING YOUR CREDIT REPORT
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What if there are mistakes in your credit report?
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You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.
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How can you obtain a copy of your credit report?
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Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
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agencies once a year.
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How can you get more information?
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For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
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NOTICE TO THE HOME LOAN APPLICANT
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Signature
Date
Page: 9/9
CORNERSTONE HOME LENDING INC - 140
8401 NORTH EXPY STE 250
DALLAS, TX 75225
2143505055
SONE, MARLA Y
535 BUCKINGHAM ROAD#3207
RICHARDSON, TX 75081
If you have questions regarding the terms of the loan, contact the
lender.