18511

PERSON NAME: READNOUR, MICHAEL LEE
PERSON SSN : 534-02-4793

FIRST NAME : READNOUR
LAST NAME : MICHAEL LEE
PERSON DOB : 05/29/74
PERSON ADRESS: 7581 OLD REDMOND ROAD APT#8, REDMOND, WA 98052
PERSON SCORE: 801
-------------------------------------------------------------------
APPLICANT:READNOUR, MICHAEL LEE CO-APP:
SSN :534-02-4793 CO-SSN:
ADDRESS :7581 OLD REDMOND ROAD APT#8, REDMOND, WA 98052
-------------------------------------------------------------------
S O U R C E O F I N F O R M A T I O N
-------------------------------------------------------------------
1 - EXPERIAN
MIKE READNOUR 534024793 DOB: 05/29/74
MICHAEL L READNOUR 534024793 DOB: N/A
534-02-4793
7581 OLD REDMOND RD APT 8, REDMOND, WA 98052-6866
03/06 - 12/17
PO BOX 2754, REDMOND, WA 98073-2754 05/10
7851 OLD REDMOND ROAD UNIT 8, REDMOND, WA 98052 08/05
- 02/07
GOVERNMENT BUSINESS COU//REDMOND WA 98052 08/10
WASHINGTON NATIONAL GUA//6736 ELLIS AVE SO., SEATTLE WA
02/09
2 - TRANSUNION
MICHAEL L READNOUR
READNOUR,MIKE,L
DOB: 05/29/74
534-02-4793
7581 OLD REDMOND RD #8, REDMOND, WA 98052-6866 03/96
20450 SE 159TH ST, RENTON, WA 98059-9012 04/96
7851 OLD REDMOND RD #8, REDMOND, WA 98052 08/05
GENERAL DYNAMICS//
NATIONAL GUARD/NETWORK OP SI/
3 - EQUIFAX
MICHAEL LEE READNOUR DOB: 05/29/74
534-02-4793
7581 OLD REDMOND RD APT 8, REDMOND, WA 98052 03/06 -
05/19
PO BOX 2754, REDMOND, WA 98073 05/10 - 11/10
25307 62ND AV S APT Q, KENT, WA 98032 08/01 - 11/10
STRATA COMMUNICATION/FIELD TECH/
SOUND MAZDA//
-------------------------------------------------------------------
S C O R E M O D E L S
-------------------------------------------------------------------
MICHAEL LEE READNOUR - 534024793
EQUIFAX/FICO CLASSIC V5 FACTA 798
00033 - PROPORTION OF LOAN BALANCES TO LOAN AMOUNTS IS TOO
HIGH
00011 - AMOUNT OWED ON REVOLVING ACCOUNTS IS TOO HIGH
MICHAEL L READNOUR - 534024793

TRANSUNION/FICO CLASSIC (04) 801
003 - PROPORTION OF LOAN BALANCES TO LOAN AMOUNTS IS TOO HIGH
Page: 1/7
-------------------------------------------------------------------
APPLICANT:READNOUR, MICHAEL LEE
SSN :534-02-4793
-------------------------------------------------------------------
014 - LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED
011 - AMOUNT OWED ON REVOLVING ACCOUNTS IS TOO HIGH
MICHAEL L READNOUR - 534024793

EXPERIAN/FAIR, ISAAC (VER. 2) 815
12 - LENGTH OF TIME REVOLVING ACCOUNTS HAVE BEEN ESTABLISHED
01 - AMOUNT OWED ON ACCOUNTS IS TOO HIGH
-------------------------------------------------------------------
A L E R T
-------------------------------------------------------------------
MIKE READNOUR YOB: 1974
EXPERIAN OFAC NAME MATCHING SERVICE: NO MATCH FOUND UNLESS
OTHERWISE INDICATED
-------------------------------------------------------------------
T U I D V I S I O N A L E R T
-------------------------------------------------------------------
READNOUR, MICHAEL LEE 534-02-4793
REMARK: AVAILABLE AND CLEAR
-------------------------------------------------------------------
O P E N A C C O U N T S
-------------------------------------------------------------------
E W CREDITOR TERM REPORT HIGH STATUS
ACCOUNT NUMBER TYPE OPEN BALANCE MR 30 60 90
ACTV PAYMENT SOURCE
-------------------------------------------------------------------
B B WELLS FARGO HM MORTGAG360 05/19 $68000 AS AGREED
9360425112935 MTG 05/15 $60811 45 0 0 0
04/19 $518 XP/TU/EF
05/19: CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: CONVENTIONAL REAL ESTATE LOAN, INCLUDING PURCHASE MONEY
FIRST; FREDDIE MAC ACCOUNT;
J B BOEING EMPLOYEES C U 060 04/19 $32099 AS AGREED

2011579850 AUTO 11/17 $23908 18 0 0 0
04/19 $573 XP/TU/EF
04/19: CCCCCCCCCCCCCCCCCC
B B BOEING EMPLOYEES C U MIN 05/19 $28500 AS AGREED

442868******2403 REV 04/96 $2090 99 0 0 0
04/19 $52 XP/TU/EF
05/19:
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
Page: 2/7
-------------------------------------------------------------------
SSN :534-02-4793
-------------------------------------------------------------------
B B AMEX/DSNB 05/19 $5400 AS AGREED
377481******713 REV 08/13 $0 70 0 0 0
03/19 $0 XP/TU/EF
05/19:
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC--C-CCCCCCCCCCCCCCCCCC
B B US BANK 04/19 $3000 AS AGREED

435577****** REV 08/10 $0 99 0 0 0
02/11 $0 XP/TU/EF
04/19:
REMARK: CHECK CREDIT OR LINE OF CREDIT;
B B US BANK HOGAN LOC 04/19 $10000 AS AGREED

-00015******9458 REV 09/98 $0 99 0 0 0
07/18 $0 XP/TU/EF
04/19:
REMARK: CHECK CREDIT OR LINE OF CREDIT;
-------------------------------------------------------------------
C L O S E D A C C O U N T S
-------------------------------------------------------------------
E W CREDITOR TERM REPORT HIGH STATUS
ACCOUNT NUMBER TYPE OPEN BALANCE MR 30 60 90
ACTV PAYMENT SOURCE
-------------------------------------------------------------------
B B AMEX DSNB 05/19 $500 PAID
377481******614 REV 12/09 $0 82 0 0 0
05/11 $0 XP/TU/EF
05/19:
-CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC----CCCC------------CCC
REMARK: ACCOUNT CLOSED BY CREDIT GRANTOR;
B B BECU 60 02/15 $8794 PAID

2005784382 AUTO 10/10 $0 52 0 0 0
01/15 $0 XP/TU/EF
01/15: -CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: FIXED RATE;
A B CHASE CARD 05/09 $15500 PAID

541822****** REV 02/06 $0 40 0 0 0
11/08 $0 XP
05/09: -CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: ACCOUNT CLOSED AT CONSUMER'S REQUEST; AUTHORIZED USER;
Page: 3/7
-------------------------------------------------------------------
SSN :534-02-4793
-------------------------------------------------------------------
B B MACYSDSNB 05/19 $100 PAID
487188****** REV 12/09 $0 99 0 0 0
05/12 $0 XP/TU/EF
05/19:
--CCCCCCCCCCCCCCCCCCCCCCCC--------------------------------------
REMARK: ACCOUNT CLOSED BY CREDIT GRANTOR;
B B SEARS/CBNA 03/19 $6000 PAID

504994****** REV 11/13 $0 64 0 0 0
12/13 $0 XP/TU/EF
03/19: -CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: ACCOUNT CLOSED BY CONSUMER;
J B WELLS FARGO HM MORTGAG360 06/10 $174625 PAID

9360254879265 MTG 05/05 $0 41 0 0 0
04/10 $0 XP/TU/EF
06/10: -CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: VA REAL ESTATE LOAN;
B B WFHM 360 06/15 $161000 PAID

7080120192471 MTG 05/10 $0 57 0 0 0
05/15 $0 XP/TU/EF
06/15:
-C-----------------------CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: REAL ESTATE MORTGAGE; FIXED RATE;
-------------------------------------------------------------------
D E R O G A T O R Y A C C O U N T S
-------------------------------------------------------------------
*** NO RECORD FOUND ***
-------------------------------------------------------------------
C O L L E C T I O N A C C O U N T S
-------------------------------------------------------------------
-------------------------------------------------------------------
O T H E R C R E D I T H I S T O R Y
-------------------------------------------------------------------
-------------------------------------------------------------------
P U B L I C R E C O R D S
-------------------------------------------------------------------
-------------------------------------------------------------------
I N Q U I R I E S ( L A S T 1 2 0 D A Y S )
-------------------------------------------------------------------
Page: 4/7
-------------------------------------------------------------------
SSN :534-02-4793
-------------------------------------------------------------------
-------------------------------------------------------------------
C R E D I T O R S
-------------------------------------------------------------------
- AMEX DSNB [TU] 800-243-6552
PO BOX 8218,MASON, OH 45040
- amex/dsnb [EF] 800-956-6229
,
- AMEXDSNB [XP] 800-659-6229
,
- BOEING ECU [TU] 800-233-2328
12770 GATEWAY DR POB 97050,SEATTLE, WA 98124
- BOEING EMPLOYEES C U [XP] 206-439-5700
PO BOX 97050,SEATTLE, WA 98124
- BOEING EMPLOYEES CRE [EF] 206-439-5700
PO BOX 97050 CONSUMER LOAN,SEATTLE, WA 98124
- BOEING EMPLY CU - VI [EF] 206-439-5700
PO BOX 97050 VISA DEPARTMENT,SEATTLE, WA 98124
- CBUSASEARS [XP/TU/EF] 800-669-8488
13200 SMITH RD,CLEVELAND, OH 44130
- CHASE [XP] 800-955-9900
201 N WALNUT ST,WILMINGTON, DE 19801
- Credit Plus [TU] 800-258-3488
31550 Winter Place Parkway,SALISBURY, MD 21801
- MACY'S/DSNB [EF] 866-593-2543
911 DUKE BLVD,MASON, OH 45040
- MCYDSNB [XP] 800-956-6229
,
- U.S. BANK [TU] 888-852-5786
601 2ND AVE SOUTH,MINNEAPOLIS, MN 55402
- US BANK [TU/EF] 844-624-8230
CRA MANAGEMENT PO BOX 3447,OSHKOSH, WI 54903
- US BANK HOGAN LOC [XP] 800-872-2657
1200 ENERGY PARK DR,ST PAUL, MN 55108
- US BANK/NA ND [XP] 800-285-8585
4325 17TH AVE SW,FARGO, ND 58125
- WELLS FARGO HM MORTGAG [XP] 800-262-5294
7495 NEW HORIZON WAY,FREDERICK, MD 21703
- WELLS FARGO HOME MOR [EF] p#800-262-52
4680 HALLMARK PARKWAY X0701-01K,SAN BERNARDINO, CA 92407
- WELLSFARGO [EF] 800-262-5294
3476 STATEVIEW BLVD,FORT MILL SC 29715
- WFHM [MANUAL] 800-262-5294
,
-------------------------------------------------------------------
T R A D E S U M M A R Y
-------------------------------------------------------------------
Page: 5/7
-------------------------------------------------------------------
SSN :534-02-4793
-------------------------------------------------------------------
# BALANCE HIGH CREDIT PAYMENT PAST DUE
MORTGAGE 3 60811 68000 518 0
AUTO 2 23908 32099 573 0
EDUCATION 0 0 0 0 0
OTHER INSTALLM 0 0 0 0 0
OPEN 0 0 0 0 0
REVOLVING 8 2090 46900 52 0
OTHER 0 0 0 0 0
TOTAL 13 86809 146999 1143 0
SECURED DEBT 84719 HIGH CREDIT 146999

UNSECURED DEBT 2090 REV CREDIT UTILIZATION 4%
OLDEST TRADE 04/96 TOTAL DEBT/HIGH CREDIT 59%
-------------------------------------------------------------------
D E R O G A T O R Y S U M M A R Y
-------------------------------------------------------------------
CHARGE OFFS 0 30 DAYS 0 INQUIRIES 0
COLLECTIONS 0 60 DAYS 0 DISPUTES 0
BANKRUPTCY 0 90 DAYS 0
PUBLIC RECORDS 0 OTHER 0
-------------------------------------------------------------------
M I S C E L L A N E O U S I N F O R M A T I O N
-------------------------------------------------------------------
Instant View Password: AV-50F8B0
To verify the authenticity of this credit report, please visit
https://credit.creditplus.com and click on the Instant View link.
Enter Identifier # 48564322 and password AV-50F8B0 to view the
report. For any inquiries regarding this report or services
provided by CREDIT PLUS 2 please contact us at (800) 258-3488.
-------------------------------------------------------------------
D I S C L A I M E R
-------------------------------------------------------------------
An asterisk (*) following the payment amount indicates the

repositories have no payment data and that the amount was
automatically calculated as a percentage of the account balance.
This is a report containing information supplied by the

repositories listed above. The merge process is automated and the
report may include some duplications and/or omissions. Inquiries
regarding any disputed items should be directed to the creditor
reporting the item, or to the appropriate repository service
center(s) listed below.
TRANS UNION EQUIFAX EXPERIAN

PO BOX 1000 PO BOX 740256 PO BOX 2002
CHESTER,PA 19016 ATLANTA,GA 30374 ALLEN,TX 75013
800-916-8800 800-685-1111 888-397-3742
transunion.com/myoptions www.experian.com/reportaccess
www.equifax.com/fcra
Page: 6/7
-------------------------------------------------------------------
SSN :534-02-4793
-------------------------------------------------------------------
-------------------------------------------------------------------
T R E N D S U M M A R Y
-------------------------------------------------------------------
*** END OF REPORT 5/31/2019 3:15:05 PM ***

Page: 7/7
YOUR CREDIT SCORE AND THE PRICE YOU PAY FOR CREDIT
CORNERSTONE HOME LENDING INC - 595 REPORT #: 48564322

600 UNIVERSITY ST STE 2828 REFERENCE #: 5930000243
SEATTLE, WA 98101
4259491076 EXT 40225
RETURN SERVICE REQUESTED
MICHAEL LEE READNOUR

7581 OLD REDMOND ROAD APT#8
REDMOND, WA 98052
=================================================================
YOUR CREDIT SCORE - 815
Source: EXPERIAN Date: 05/30/19
Model: EXPERIAN/FAIR, ISAAC (VER. 2)
=================================================================
UNDERSTANDING YOUR CREDIT SCORE
-----------------------------------------------------------------
What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.
Your credit report is a record of your credit history. It

includes information about whether you pay your bills on time and
how much you owe to creditors.
Your credit score can change, depending on how your credit

history changes.
-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.
-----------------------------------------------------------------
The range of scores:
-----------------------------------------------------------------
Scores range from a low of 300 to a high of 850.
Generally, the higher your score, the more likely you are to be
offered better credit terms.
-----------------------------------------------------------------
How your score compares to the scores of other consumers:
-----------------------------------------------------------------
Your credit score ranks higher than 88 percent of U.S. consumers.
-----------------------------------------------------------------
Key factors that adversely affected your credit score:
-----------------------------------------------------------------
* LENGTH OF TIME REVOLVING ACCOUNTS HAVE BEEN ESTABLISHED
* AMOUNT OWED ON ACCOUNTS IS TOO HIGH
=================================================================
CHECKING YOUR CREDIT REPORT
Page: 1/9
-----------------------------------------------------------------
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.
It is a good idea to check your credit report to make sure the

information it contains is accurate.
-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.
To order your free annual credit report:
* BY TELEPHONE: Call toll-free: 1-877-322-8228
* ON THE WEB: Visit www.annualcreditreport.com
* BY MAIL: Mail your completed Annual Credit Report Request Form

(which you can obtain from the Federal Trade Commission's web
site at
http://www.ftc.gov/bcp/conline/include/requestformfinal.pdf) to:
Annual Credit Report Request Service

P.O. Box 105281
Atlanta, GA 30348-5281
-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 2/9
NOTICE TO THE HOME LOAN APPLICANT
In connection with your application for a home loan, the lender

must disclose to you the score that a consumer reporting agency
distributed to users and the lender used in connection with your
home loan, and the key factors affecting your credit scores.
The credit score is a computer generated summary calculated at

the time of the request and based on information that a consumer
reporting agency or lender has on file. The scores are based on
data about your credit history and payment patterns. Credit
scores are important because they are used to assist the lender
in determining whether you will obtain a loan. They may also be
used to determine what interest rate you may be offered on the
mortgage. Credit scores can change over time, depending on your
conduct, how your credit history and payment patterns change, and
how credit scoring technologies change.
Because the score is based on information in your credit history,

it is very important that you review the credit-related
information that is being furnished to make sure it is accurate.
Credit records may vary from one company to another.
If you have questions about your credit score or the credit

information that is furnished to you, contact the consumer
reporting agency at the address and telephone number provided
with this notice, or contact the lender, if the lender developed
or generated the credit score. The consumer reporting agency
plays no part in the decision to take any action on the loan
application and is unable to provide you with specific reasons
for the decision on a loan application.
If you have questions concerning the terms of the loan, contact

the lender.
------------------------------------------------------------------
-----------------
Signature
Date
Page: 3/9

SEATTLE, WA 98101
4259491076 EXT 40225

REDMOND, WA 98052
=================================================================
Source: TRANS UNION Date: 05/30/19
Model: TRANSUNION/FICO CLASSIC (04)
=================================================================
-----------------------------------------------------------------
-----------------------------------------------------------------
your credit report.


history changes.
-----------------------------------------------------------------
-----------------------------------------------------------------
-----------------------------------------------------------------
-----------------------------------------------------------------
-----------------------------------------------------------------
-----------------------------------------------------------------
-----------------------------------------------------------------
-----------------------------------------------------------------
* PROPORTION OF LOAN BALANCES TO LOAN AMOUNTS IS TOO HIGH
* LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED
* AMOUNT OWED ON REVOLVING ACCOUNTS IS TOO HIGH
=================================================================
Page: 4/9
-----------------------------------------------------------------
-----------------------------------------------------------------

-----------------------------------------------------------------
-----------------------------------------------------------------

site at

P.O. Box 105281
-----------------------------------------------------------------
-----------------------------------------------------------------
Page: 5/9





the lender.
------------------------------------------------------------------
-----------------
Signature
Date
Page: 6/9

SEATTLE, WA 98101
4259491076 EXT 40225

REDMOND, WA 98052
=================================================================
Source: EQUIFAX Date: 05/30/19
Model: EQUIFAX/FICO CLASSIC V5 FACTA
=================================================================
-----------------------------------------------------------------
-----------------------------------------------------------------
your credit report.


history changes.
-----------------------------------------------------------------
-----------------------------------------------------------------
-----------------------------------------------------------------
-----------------------------------------------------------------
-----------------------------------------------------------------
-----------------------------------------------------------------
-----------------------------------------------------------------
-----------------------------------------------------------------
* PROPORTION OF LOAN BALANCES TO LOAN AMOUNTS IS TOO HIGH
* AMOUNT OWED ON REVOLVING ACCOUNTS IS TOO HIGH
=================================================================
Page: 7/9
-----------------------------------------------------------------
-----------------------------------------------------------------

-----------------------------------------------------------------
-----------------------------------------------------------------

site at

P.O. Box 105281
-----------------------------------------------------------------
-----------------------------------------------------------------
Page: 8/9





the lender.
------------------------------------------------------------------
-----------------
Signature
Date
Page: 9/9
CORNERSTONE HOME LENDING INC - 595
600 UNIVERSITY ST STE 2828
SEATTLE, WA 98101
4259491076 EXT 40225

CREDIT SCORE INFORMATION DISCLOSURE
READNOUR, MICHAEL LEE

REDMOND, WA 98052

The credit score is a computer generated summary calculated at the

time of the request and based on information that a consumer
data about your credit history and payment patterns. Credit scores
are important because they are used to assist the lender in
determining whether you will obtain a loan. They may also be used
to determine what interest rate you may be offered on the mortgage.
Credit scores can change over time, depending on your conduct, how
your credit history and payment patterns change, and how credit
scoring technologies change.

it is very important that you review the credit-related information
that is being furnished to make sure it is accurate. Credit records
may vary from one company to another.

reporting agency at the address and telephone number provided with
this notice, or contact the lender, if the lender developed or
generated the credit score. The consumer reporting agency plays no
part in the decision to take any action on the loan application and
is unable to provide you with specific reasons for the decision on
a loan application.
If you have questions regarding the terms of the loan, contact the
lender.
Your credit scores were provided by the following credit reporting

agencies:
TRANSUNION EQUIFAX EXPERIAN

PO BOX 2000 PO BOX 740241 PO BOX 2002
CHESTER, PA 19016 ATLANTA, GA 30374 ALLEN, TX 75013
800-916-8800 800-685-1111 888-397-3742
transunion.com/myoptions www.experian.com/reportaccess
www.equifax.com/fcra
The following information about your credit scores was created on
Page: 1/2
5/30/2019.
Applicant : READNOUR, MICHAEL LEE

Name of Score: EQUIFAX/FICO CLASSIC V5 FACTA
Credit Score : 798 Range: 334-818
Key Factors affecting the score:
- PROPORTION OF LOAN BALANCES TO LOAN AMOUNTS IS TOO HIGH
- AMOUNT OWED ON REVOLVING ACCOUNTS IS TOO HIGH

Name of Score: TRANSUNION/FICO CLASSIC (04)
- PROPORTION OF LOAN BALANCES TO LOAN AMOUNTS IS TOO HIGH
- LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED
- AMOUNT OWED ON REVOLVING ACCOUNTS IS TOO HIGH

Name of Score: EXPERIAN/FAIR, ISAAC (VER. 2)
- LENGTH OF TIME REVOLVING ACCOUNTS HAVE BEEN ESTABLISHED
- AMOUNT OWED ON ACCOUNTS IS TOO HIGH
Borrower Signature _________________________________________ Date

__________
Page: 2/2

18511

Uploaded by

Document Information

Copyright

Available Formats

Share this document

Share or Embed Document

Sharing Options

Did you find this document useful?

Is this content inappropriate?

Copyright:

Available Formats

18511

Uploaded by

Copyright:

Available Formats

PERSON NAME: READNOUR, MICHAEL LEE

PERSON SSN : 534-02-4793

MICHAEL L READNOUR - 534024793

MICHAEL L READNOUR - 534024793

J B BOEING EMPLOYEES C U 060 04/19 $32099 AS AGREED

B B BOEING EMPLOYEES C U MIN 05/19 $28500 AS AGREED

B B US BANK 04/19 $3000 AS AGREED

B B US BANK HOGAN LOC 04/19 $10000 AS AGREED

B B BECU 60 02/15 $8794 PAID

A B CHASE CARD 05/09 $15500 PAID

B B SEARS/CBNA 03/19 $6000 PAID

J B WELLS FARGO HM MORTGAG360 06/10 $174625 PAID

B B WFHM 360 06/15 $161000 PAID

SECURED DEBT 84719 HIGH CREDIT 146999

An asterisk (*) following the payment amount indicates the

This is a report containing information supplied by the

TRANS UNION EQUIFAX EXPERIAN

*** END OF REPORT 5/31/2019 3:15:05 PM ***

CORNERSTONE HOME LENDING INC - 595 REPORT #: 48564322

RETURN SERVICE REQUESTED

MICHAEL LEE READNOUR

Your credit report is a record of your credit history. It

Your credit score can change, depending on how your credit

It is a good idea to check your credit report to make sure the

To order your free annual credit report:

* BY TELEPHONE: Call toll-free: 1-877-322-8228

* ON THE WEB: Visit www.annualcreditreport.com

* BY MAIL: Mail your completed Annual Credit Report Request Form

Annual Credit Report Request Service

In connection with your application for a home loan, the lender

The credit score is a computer generated summary calculated at

Because the score is based on information in your credit history,

If you have questions about your credit score or the credit

If you have questions concerning the terms of the loan, contact

CORNERSTONE HOME LENDING INC - 595 REPORT #: 48564322

RETURN SERVICE REQUESTED

MICHAEL LEE READNOUR

Your credit report is a record of your credit history. It

Your credit score can change, depending on how your credit

It is a good idea to check your credit report to make sure the

To order your free annual credit report:

* BY TELEPHONE: Call toll-free: 1-877-322-8228

* ON THE WEB: Visit www.annualcreditreport.com

* BY MAIL: Mail your completed Annual Credit Report Request Form

Annual Credit Report Request Service

In connection with your application for a home loan, the lender

The credit score is a computer generated summary calculated at

Because the score is based on information in your credit history,

If you have questions about your credit score or the credit

If you have questions concerning the terms of the loan, contact

CORNERSTONE HOME LENDING INC - 595 REPORT #: 48564322

RETURN SERVICE REQUESTED

MICHAEL LEE READNOUR

Your credit report is a record of your credit history. It

Your credit score can change, depending on how your credit

It is a good idea to check your credit report to make sure the

To order your free annual credit report:

* BY TELEPHONE: Call toll-free: 1-877-322-8228

* ON THE WEB: Visit www.annualcreditreport.com

* BY MAIL: Mail your completed Annual Credit Report Request Form

Annual Credit Report Request Service

In connection with your application for a home loan, the lender

The credit score is a computer generated summary calculated at

Because the score is based on information in your credit history,

* END OF REPORT 5/31/2019 3:15:05 PM *