Working Capital

Loan
 WORKING CAPITAL LOAN
Type of loan that used to finance the operations of a
business such as inventory & debt payments.

Current Account Loan / PRK

Fixed Loan
Current Account Loan / PRK
Loans in the form of a Current Account that can be
withdrawn at any time and recurred without prior
notification to the Bank, as long as the facility is available
for withdrawl using Check or Written Transfer Instruction
(Bilyet Giro) or other Debit orders

Plafon : started from Rp. 1 Billion – 15 Billion

Tenor : 12 Month (with rollover option)
Interest Rate : 10%/year (standard Interest)
Provision Fee : 0.5% of the disbursed loan limit value
Administration Fee : Rp. 3.5 Million/year
Accelerated
Settlement Fee : 5% of the credit amount
Fixed Loan
Long-term credits facilities with disbursements carried out
at once.
Settlement is done in installments (principal and interest).
Term of credit facility is max. 60 months (5 years) from the
signing of the Loan Agreement

Plafon : started from Rp. 1 Billion – 15 Billion

Tenor : 60 Month (installments every month)
Interest Rate : 10%/year (standard Interest)
Provision Fee : 1% of the disbursed loan limit value
Administration Fee : Rp. 3.5 Million
Accelerated
Settlement Fee : 5% of the credit amount
Mandatory Criteria

Distance of
collateral & business no more
Company/PT PMA 30 kilometers from
the nearest PermataBank

Minimum business has been SLIK Checking is Clear

running for 3 years (credit information system)

Collateral must be
Free Hold
**Land & building with IMB
Any futher question please contact our team

Thank You