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Mortgage account statement

Property address
4845 Eagle Trace Dr
Fort Worth, TX 76244

BRYCE BOLACK Visit us online at Truist.com/myhomeloan

+ 0670016 000015605 0EP201 00936504
ZOE R BOLACK
BRYCE BOLACK Client Services: 800.634.7928
4845
ZOE EAGLE TRACE DR
R BOLACK
Hearing Impaired TDD: 888.833.4228
FORT
4845 WORTH, TX 76244-7924
EAGLE TRACE DR
FORT WORTH TX 76244-7924 Monday to Friday: 8 am to 8 pm ET
/DDFATFTFTFFAFADAATTDTDFTFATDAFFFADATTFATDFDFDTTAAAFFTFAAAFAATAAAA/ Saturday: 9 am to 3 pm ET

Loan Number: 6892533073

Payment Due Date: 09/01/2022
Amount Due: $1,853.75

If payment is received after 09/17/2022, a $52.90 late fee will

^Y|1041A|Statemets|||E|zoebolack@gmail.com |https://www.truist.com|1382175|P^ be charged.

Statement Date: 08/01/2022

*I005K0*

Loan information Explanation of amount due

Loan number 6892533073 Principal $442.81
1
Principal balance $236,268.22 Interest $615.28
Escrow balance $6,054.51 Escrow (taxes & insurance) $795.66
Maturity date OCTOBER 2050 Optional products $0.00
Interest rate 3.125% Other $0.00
Partial payments balance (unapplied) $0.00 Total regular monthly payment $1,853.75
1
Your unpaid principal balance is not your payoff amount. Total fees and charges $0.00
Please contact us at 800.634.7928 to request a payoff amount.
Past due payment(s) $0.00
Past payment breakdown Total amount due $1,853.75

Paid last month Paid Year to Date

Principal $488.54 $3,345.11
Interest $616.55 $4,342.27 Important Message
Escrow (taxes & insurance) $795.66 $5,569.62 You can access a list of the approved HUD homeownership counselors and
Fees and charges $0.00 $0.00 counseling organizations at hud.gov/offices/hsg/sfh/hcc/hcs.cfm or by calling
800-569-4287.
Optional products $0.00 $0.00
Need payment assistance? Please check out the back of this statement to learn how
Other $0.00 $0.00
you can get payment relief.
Total paid $1,900.75 $13,257.00
Partial payments
$0.00 $0.00
(unapplied)*
*Partial Payments: Any partial payments that you make are not applied
to your mortgage, but instead are held in a suspense account. Once the
sum of your partial payments equals one full payment we will apply that
amount to your mortgage.

Here are your transactions since your last statement (includes fees/charges).
Date Description Principal Interest Escrow *Fees/Other Total
07/13 FHA/PMI PREMIUM $53.52-
RADIAN GUARANTY INC
07/07 PRINCIPAL PAYMENT $47.00 $47.00

07/07 PAYMENT $441.54 $616.55 $795.66 $1,853.75

*Fees/Other-Optional products, unapplied funds, servicing fees, and other charges.

Please include coupon with your check. Please do NOT send cash. Is your contact information current? Visit Truist.com to make updates. Thank you.
BRYCE BOLACK, ZOE R BOLACK Loan Number Statement date Payment due date Amount due
4845 EAGLE TRACE DR 6892533073 08/01/2022 09/01/2022 $1,853.75

FORT WORTH, TX 76244 7924

Amount due:
*Due by 09/01/2022 $1,853.75
$52.90 late fee will be charged after 09/17/22
Fees & Charges Due $
Mail payments to: Additional Principal $
Additional Escrow $
Truist Bank
P.O. Box 79041 Total Amount Enclosed $
Baltimore, MD 21279-0041
* Required to keep loan in good standing. Do NOT send
/TDTTFTFTTDDFDDFTFFFDFATFTFAFTDAFTDAFAAAAAFDATTTFADDDDDAFDFAAFDDDT/ cash. MAKE CHECKS PAYABLE TO TRUIST BANK.
Funds not specified may be applied first to outstanding
fees and then to principal.

A6892533073D7A0190665C0185375B1C
A6892533073D7A0190665C0185375B1C
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Here is how to manage your account and reach us when you need us:
Online and
on the go
Download the app at
Truist.com/mobile or
visit Truist.com/signon to:
• Pay your mortgage
• Set up recurring payments
• Set up account alerts
• Access your statements
• Check balances
• Update your contact
information
• Sign up for paperless
statements
• Manage your escrows
• Send a secure message
Websites to
By mail By phone
bookmark
Servicing your existing Truist mortgage: • Send a check Call us at 800-634-7928 to:
truist.com/myhomeloan P.O. Box 79041 • Pay your mortgage
Baltimore, MD 21279-0041
• Getting started
(Remember to include the • Get help in setting up
• Payments recurring payments
statement coupon with check).
• Taxes, Insurance and Escrows
• Credit Bureau disputes • Access your statements
• Mortgage Insurance P.O. Box 849 • Check balances
• Mortgage assistance Wilson, NC 27894
• Update your contact
• Natural Disaster • General correspondence
information
• Forms P.O. Box 26149
Richmond, VA 23260 • Sign up for paperless
• Fees
• Qualified Written Request statements
• Calculators
(QWR), Notice of Error (NOE), • Manage your escrows
• Credit Disputes
and Request for Information
Obtaining new mortgage: • Ask questions about your
(RFI)*
truist.com/mortgage mortgage
P.O. Box 3307
• New Purchase Greenville, SC 29602
• Refinance Need payment assistance?
• Refer to the assistance section
Banking: truist.com
on this page, and call us at
• Products and services
800-443-1032
• Branch near you
• ATM near you

*Federal Law permits you to contact us in writing regarding your account in order to request certain types of actions and/or information (with exceptions). These
requests include (1) a Qualified Written Request (QWR); (2) a Notice of Error (NOE); and (3) a Request for Information (RFI). If you submit a QWR, please include your
name, loan/account number, and the reason you believe the account is in error (and/or provide sufficient detail regarding information relating to the servicing of the
mortgage loan sought). If you submit an NOE, please include (i) an assertion that you believe an error occurred; (ii) your name; (iii) the loan/account number; and (iv) a
description of the error you believe occurred. If you submit an RFI, please include your name, loan/account number, and the specific information requested. Please
note you must use the address above to submit a QWR/RFI/NOE.

Need payment assistance?

Reach out to us if you are unable to pay your bill. The longer you wait, or the further you fall behind on your payments, the harder it will be to get back on track.
Please contact our Mortgage Payment Solutions Department at 800-443-1032. Our business hours are 8 am to 10 pm ET Monday through Thursday, 8 am to 8 pm
ET Friday, and 9 am to 1 pm ET on Saturday. Our mortgage payment solutions team will be happy to guide you through your options. You can also visit us at
Truist.com/myhomeloan to learn more about mortgage assistance.
Contact us to review your relief options.
To be evaluated for all loss mitigation options you can submit a complete loss mitigation application. You can download it to start the application process at
Truist.com/myhomeloan. You can also call us at the number above to request the application. If you need help, the following options may be possible (most are
subject to lender approval):
• Refinance your loan with us or another lender;
• Modify your loan terms with us;
• Temporarily suspend your monthly payments with a payment forbearance; or
• Find more affordable housing if you are no longer able to continue paying your mortgage. As an alternative to foreclosure, you may be able to sell your home
and use the proceeds to pay off your current loan.
Other resources to check out:
For a list of HUD-approved housing counseling agencies that can provide helpful information, contact one of the following federal government agencies:
1) The U.S. Department of Housing and Urban Development (HUD) at 800-569-4287 or the Telecommunications Device for the Deaf (TDD) number 800-877-8339
or hud.gov/counseling
2) The Consumer Financial Protection Bureau (CFPB) at 855-411-2372 or consumerfinance.gov/mortgagehelp
Please note: We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be
reflected in your credit report.

If you need assistance with translation or other language assistance, HUD-approved housing counseling agencies may be able to assist you. These services are
provided without charge. For additional resources, please visit the Fannie Mae website at knowyouroptions.com.

Protection for our service members

You may be entitled to certain legal rights and protections if you or any owner or occupant of your home are or recently were on active duty or active service as a
federal or state military service member, or if you’re a dependent of such a service member. For more information, please call us at 800-634-7928.

Important bankruptcy information:

This statement is an attempt to collect a debt. Any information obtained, whether written or verbal, will be used for this purpose. If your debt is discharged in
bankruptcy or you are protected by the automatic stay in a bankruptcy proceeding, Truist Bank recognizes that you may not be liable for this debt in this situation. This
statement is being sent to you for informational purposes only.
 670016 000015605 0EP201 00936504

Mortgage

Welcome to Truist Mortgage

Click, tap, you’re in. Pay the easy way. Have more questions?
Everything you need to keep tabs on your Forget the checks. Pay conveniently with We have answers. Learn more
mortgage can be found in online banking recurring auto draft, simple transfers from at truist.com/myhomeloan or
and in mobile banking on the Truist app. your online banking account, or through call 800-634-7928.
Manage your account, set up alerts, go online or mobile Bill Pay. Learn more at
paperless. Visit truist.com/mobile for truist.com/signon
mobile; truist.com/signon for online

To help you easily manage and understand your mortgage account statement from top to bottom, we put together this
simple breakdown.

1 This is the mailing address

Mortgage account statement we have on record for you.
Property address
123 Truist Way Visit us online to make any
Anytown, ST 12345
updates to your info.
*2005C0*

John Homeowner 2 Reach us online, in our app,

1 Mary Homeowner 2
Visit us online at Truist.com/myhomeloan

123 Truist Way Client Services: 800.634.7928 or by phone.

Anytown, ST 12345 Hearing Impaired TDD: 888.833.4228
Monday to Friday: 8 am to 8 pm ET
Saturday: 9 am to 3 pm ET 3 This is the day we printed and
4 Loan Number:
Payment Due Date:
XXXXXXXXXX
01/01/2022
mailed your statement.
Amount Due: $ 1, 2 6 8 . 2 7

If payment is received after 01/16/2022, a $48.77 late fee will be

4 Here’s a quick glance of how
3 6
charged.
much is due and your due
Statement Date: 12/08/2021
date. Don’t forget—you can pay
5 Loan information Explanation of amount due
online or in our app anywhere,
Loan number XXXXXXXXXX Principal $689.77
Principal balance1 $130,574.05 Interest $285.63 anytime. Note: Payments made
Escrow balance
Maturity date
$656.72
AUGUST 2035
Escrow (taxes & insurance)
Optional products
$292.87
$0.00
after the specified due date will
Interest rate 2.625% Other $0.00 be assessed a late fee.
Partial payments balance (unapplied) $0.00 Total regular monthly payment $1,268.27
Your unpaid principal balance is not your payoff amount. Total fees and charges $0.00
5 Basic loan details, including
1

Please contact us at 800.634.7928 to request a payoff amount.

Past due payment(s) $0.00

7 Past payment breakdown Total amount due $1,268.27 your current balance as of
Paid last month Paid Year to Date
this statement.
Principal $919.49 $9,976.87
Interest $287.64 $3,273.49 Important Message
Escrow (taxes & insurance) $292.87 $3,249.64 You can access a list of the approved HUD homeownership counselors and
6 Here’s what goes into your
Fees and charges $0.00 $0.00 counseling organizations at hud.gov/offices/hsg/sfh/hcc/hcs.cfm or by calling
800.569.4297. monthly payment due. If you
Optional products $0.00 $0.00
Other $0.00 $0.00 Need payment assistance? Please check out the back of this statement to learn how
you can get payment relief.
have any extra fees due, they
Total paid $1,500.00 $16,500.00
will be listed here, too.
Partial payments
$0.00 $0.00
(unapplied)*
*Partial Payments: Any partial payments that you make are not applied 7 This is a summary of how your
funds were applied since your
to your mortgage, but instead are held in a suspense account. Once the
sum of your partial payments equals one full payment we will apply that
amount to your mortgage.
last payment and within the
current year.
8 Here are your transactions since your last statement (includes fees/charges).
Date Description Principal Interest Escrow *Fees/Other Total
12/01 PAYMENT $687.76 $287.64 $292.87 $1,268.27
8 A glance at account activity and
12/01 PRINCIPAL PAYMENT $231.73 $231.73

*Fees/Other-Optional products, unapplied funds, servicing fees, and other charges.

fees since your last statement.
You can view your account
activity when you visit us online
Please include coupon with your check. Please do NOT send cash. Is your contact information current? Visit Truist.com to make updates. Thank you.
at truist.com/signon.
John Homeowner Loan Number Statement date Payment due date Amount due
Mary Homeowner XXXXXXXXXX 12/08/2021 01/01/2022 $1,268.27
123 Truist Way
9 This is us. If you’re not paying
Anytown, ST 12345
10 Amount due:
online or in our app, this is
*Due by 01/01/2022 $1,268.27
$48.77 late fee will be charged after 01/16/22 where you would send for
Fees & Charges Due $
Additional Principal $
processing. Remember, please
Mail payments to:
9 Additional Escrow $ do not send cash.
Truist Bank
P.O. Box 79041 Total Amount Enclosed $
Baltimore, MD 21279-0041
* Required to keep loan in good standing. Do NOT send
cash. MAKE CHECKS PAYABLE TO TRUIST BANK. 10 This is what’s currently due. You
Funds not specified may be applied first to outstanding
fees and then to principal. can always include additional
funds to pay down principal or
build up escrow reserves. Just
be sure to total up everything
being sent.

Looking for more? You’re in the right place.

While we hope this guide helps you better understand your mortgage, we know you may have
lingering questions. Turn your statement over for a convenient road map to finding the right resources
for answers over the life of your loan.
And check out the insert included with your mortgage account statement each month to learn more
ways we can help as your financial needs evolve.
truist.com/myhomeloan | 800-634-7928
1058M_IHA_1-15-22