Ex1: Mr.

Hoang Minh has a demand deposit with transactions as following at Vietinbank

 Opening balance on July 1st: 250.000.000 VND.
 Demand deposit rate: 0.2%/month
Credit (VND) Debit (VND)
06/07/2023 25.300.000
15/07/2023 155.000.000
25/07/2023 10.500.000
05/08/2023 165.800.000 45.500.000
18/08/2023 450.000.000
28/08/2023 70.000.000
08/09/2023 150.000.000
15/09/2023 75.000.000
30/09/2023 180.050.000
Request:
Calculate the balance of demand deposit in the end of September.
Note: The bank calculates the interest of demand deposit at the end each month.

Ex2: Hoang Nam company has a demand deposit with transactions as following at ACB
 Opening balance at the first quarter: 150.000.000 VND.
 Demand deposit rate: 1.5%/year
Date Credit (VND) Debit (VND)
05/01/2022 120.500.000
10/01/2022 1.500.000 82.000.000
20/01/2022 50.000.000
05/02/2022 35.000.000
10/02/2022 295.000.000
25/02/2022 55.500.000 120.000.000
01/03/2022 100.000.000
18/03/2022 80.000.000 20.000.000
26/03/2022 85.000.000
Request:
Calculate the balance of demand deposit on March 30th of this company.
Note: The bank calculates the interest of demand deposit at the 30th of each month.