Name : M Wisnu Dwimahatma

NPM : 22012010471
Class : English G637

FINANCIAL ADVISOR
Financial advisors are people with financial and management insight whose role is to provide
financial investment advice and planning to people who need their services. The cost of services
providing advice and planning can be held at a fixed amount depending on the recommendations they
provide. In addition, service fees are also in the form of profit sharing from investments invested by
clients on the advice and advice of advisors.
The ability to provide advice (advice) is supported by knowledge and legal entity certification
to demonstrate the credibility of the adviser in financial planning. Clients of a financial adviser can be
individuals or specific individuals and companies or organizations.
Why Consult a Financial Advisor?
Social conditions in society often influence an individual's financial decisions. Generally, these
difficulties are experienced by people who live in big cities in Indonesia. Problems resulting from the
inability to manage finances are no joke, a gloomy old age and bankruptcy begin to lurk. Nobody
wants to experience that, right? If an individual begins to feel too extravagant and difficult to control
finances, then that's the right time to use the services of a financial advisor. With more mature
financial planning, an individual will achieve financial goals, have a guaranteed life, and more
appropriate financial allocations. It is hoped that financial planning will also help prepare for old age
or early retirement.
The method or method used by advisors to clients is quite diverse and different. Generally
before giving financial planning advice and planning, advisors will dig up some specific information
that will be analyzed to understand needs and goals.
Assignment Financial Advisor
The main task of a financial adviser is to provide advice and make plans regarding the finances
and investments that clients will make. This planning and advice will of course be very different from
one client to another, because their financial condition and consumption behavior will be very
different. These are the mandatory duties of a financial advisor:

1. Finding out various client financial information, in this case including risks in income,
tolerance, financial goals, taxes that must be hidden every month or year, and others
2. explanation of objectives, details of plans, financial strategies according to the client's
questions and wishes.
3. Advise and plan financial management strategies, insurance, investment plans, and other
aspects to help clients achieve financial goals.
4. Analyzing financial information from clients and determining the type and method of
requesting objective strategies.
5. Implement financial planning recommendations or advice that is most suitable for the
objectives, risk tolerance, and the best return.