Page 1 of 9

Strictly Confidential
Report No. : CI-5180-20221229232146
Attention
Account
: selfcheckapp (SELFCHECK_APP)
: CDS (CTOS DATA SYSTEMS SDN BHD SELFCHECK CDS)
MyCTOS SCORE REPORT
Date : 2022-12-29 23:21:46
@ the request of ELEZER GITUAN JOHN (931128136106)

At the request of ELEZER GITUAN JOHN

(931128136106)
Tuan / Puan,

Mengikut Akta Agensi Pelaporan Kredit 2010 (APK), CTOS hendaklah memaklumkan anda apabila maklumat anda telah dikumpul, diterima dan diproses.
Laporan MyCTOS menunjukkan maklumat yang akan diberikan kepada pelanggan kami apabila diminta, yang mungkin termasuk; institusi-institusi
kewangan, syarikat multinasional, agensi kerajaan, perniagaan, firma undang-undang dan penjamin kredit. Pelanggan kami mungkin memerlukan laporan
anda apabila anda / perniagaan / syarikat membuat transaksi dengan mereka secara langsung. Ia adalah penting bahawa anda memastikan laporan anda
adalah tepat, terkini, lengkap dan tidak mengelirukan. Sila ambil perhatian bahawa kegagalan untuk menyediakan dokumentasi yang diperlukan untuk
mengemaskini rekod anda, CTOS berhak untuk tidak mengeluarkan laporan anda kepada pembekal-pembekal kredit yang disenaraikan dalam Jadual
Kedua Akta APK, walaupun persetujuan telah diperolehi.

Maklumat Kredit yang dikumpulkan oleh CTOS adalah dari sumber-sumber seperti yang tertera dibawah:
a) Surahanjaya Syarikat Malaysia (SSM).
b) Sistem Maklumat Rujukan Kredit Pusat (CCRIS) dari Bank Negara Malaysia.
c) Surat khabar.
d) Penerbitan Warta.
e) Jabatan Insolvensi Malaysia (JIM).

(Sekiranya anda menemui apa-apa maklumat dalam laporan yang tidak tepat , tidak lengkap , dan mengelirukan anda boleh megemaskini maklumat
tersebut dengan memberikan kami dokumen yang menyokong pembetulan tersebut.)

Untuk maklumat lanjut mengenai Hak anda sebagai entiti komersial, sila layari laman web kami di www.ctoscredit.com.my untuk memuat turun salinan
Ringkasan Hak Akta CRA 2010.

Dear Sir / Madam,

In accordance to the Credit Reporting Agencies Act 2010 (CRA), CTOS is required to notify you when your information has been collected, received and
processed. MyCTOS Report shows information which may be provided to our subscribers upon request, which may include; financial institutions,
multinational corporations, government agencies, businesses, legal firms and credit grantors. Our subscribers may need your report when you / business /
company deal or transact with them directly. It is important that you ensure your report is accurate, up-to-date, complete and not misleading. Please note that
failure to provide the needed documentation to update your records, CTOS reserves the right to not release your report to a credit providers listed in the
Second Schedule of the CRA Act, even though consent has been obtained.

The data sources from which CTOS collects credit information includes the below:
a) Companies Commission of Malaysia (CCM).
b) Central Credit Reference Information System (CCRIS) from Bank Negara Malaysia.
c) Newspapers.
d) Gazette Publications.
e) Malaysia Department of Insolvency (MDI).

(In the event you find any information in the report to be inaccurate, incomplete, and not up-to-date or misleading you may amend the said accordingly by
providing us with the necessary documentation. Contact details below.)

For more information on your Rights as a commercial entity, kindly proceed to our website at www.ctoscredit.com.my to download a copy of the CRA Act
2010 Summary of Rights.

DISCLAIMER: This MyCTOS Report may not be reproduced in whole, in part or in any other manner. This report is provided in strict confidence for your personal user only. This report contains information
compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. In the event of ambiguities, conflicts or possible variations in interpretation
between the English and Malay version of this credit report, the English version shall always prevail.
 Page 2 of 9
Strictly Confidential
Report No. : CI-5180-20221229232146
Attention
Account
: selfcheckapp (SELFCHECK_APP)
: CDS (CTOS DATA SYSTEMS SDN BHD SELFCHECK CDS)
MyCTOS SCORE REPORT
Date : 2022-12-29 23:21:46
@ the request of ELEZER GITUAN JOHN (931128136106)

To: The Manager, CTOS Kepada: Pengurus, CTOS

I, the subject of this self-check report hereby confirm and acknowledge the following; -
Saya, subjek kepada laporan semakan kendiri ini dengan ini mengesahkan dan mengakui perkara berikut; -
a) I have received my MyCTOS Report.
Saya telah menerima Laporan MyCTOS saya.
b) I was informed about how I may update my records with a settlement remark.
Saya telah dimaklumkan tentang cara mengemaskini rekod dengan catatan penyelesaian.
c) I have been informed of the Statutory Notification (below).
Saya telah dimaklumkan tentang Notis Berkanun (di bawah).
d) The procedure of how I may provide my comments and how it will be displayed to a recipient of my credit report was explained to me.
Saya telah dijelaskan tentang prosedur untuk memberi komen saya dan bagaimana ia akan dizahirkan kepada penerima laporan kredit saya.

Signature (Name) Tandatangan (Nama) : Date Tarikh :

CTOS Data Systems Sdn Bhd

Unit 01-12, Level 9 Tower A, Vertical Business Suite, Avenue 3, Bangsar South, No. 8, Jalan Kerinchi, 59200, Kuala Lumpur.
Tel: 03-2722 8833 Fax: 03-2722 8822 Email: sarus@ctos.com.my

DISCLAIMER: This MyCTOS Report may not be reproduced in whole, in part or in any other manner. This report is provided in strict confidence for your personal user only. This report contains information
compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. In the event of ambiguities, conflicts or possible variations in interpretation
between the English and Malay version of this credit report, the English version shall always prevail.
 Page 3 of 9
Strictly Confidential
Report No. : CI-5180-20221229232146
Attention
Account
: selfcheckapp (SELFCHECK_APP)
: CDS (CTOS DATA SYSTEMS SDN BHD SELFCHECK CDS)
MyCTOS SCORE REPORT
Date : 2022-12-29 23:21:46
@ the request of ELEZER GITUAN JOHN (931128136106)

A: SNAPSHOT GAMBARAN RINGKAS

ID Verification Pengesahan ID

Name (Your input)

ELEZER GITUAN JOHN
Nama (Input anda)

New ID / Old ID (Your input)

931128136106 / -
ID Baru / ID Lama (Input anda)

Name Nama ELEZER GITUAN JOHN

New ID ID Baru 931128136106
Old ID ID Lama -
Date of Birth Tarikh Lahir 28-11-1993
Nationality Kewarganegaraan MALAYSIA Source: CCRIS 565
Address 1 Alamat 1 What is affecting my Score?
Source: CCRIS
Apakah yang menjejaskan Skor anda ?
1. There is serious delinquency (over 90 days
past due) or adverse record filed.
Address 2 Alamat 2
Source: CCRIS Terdapat delinkuensi serius (yang tertunggak
melebihi 90 hari) atau rekod buruk telah
difailkan.
2. There is not enough recent account
Credit Info at a Glance Ringkasan Maklumat Kredit information on your credit report.
Credit Info Maklumat Kredit Source Sumber Value Nilai Maklumat akaun terkini tidak mencukupi dalam
laporan kredit anda.
Bankruptcy Proceedings Record
Newspaper/Gazette NO 3. There is serious delinquency on the
Rekod Prosiding Kebankrapan
accounts on the credit report.
Legal records in past 24 months (personal Terdapat delinkuensi serius bagi akaun dalam
capacity) 0
laporan kredit.
Rekod undang-undang dalam tempoh 24 bulan yang
CTOS
lalu (Kapasiti peribadi) 4. You have recently applied for too many
- Number Bilangan 0 accounts on the credit report.
- Value Nilai
Anda memohon terlalu banyak akaun baru-baru
Legal records in past 24 months (non-personal ini dalam laporan kredit.
capacity) 0
Rekod undang-undang dalam tempoh 24 bulan yang
CTOS
lalu (Kapasiti bukan peribadi)
- Number Bilangan 0
- Value Nilai

Availability of Legal Records

BNM NO
Rekod Undang-undang

Special Attention Accounts

BNM NO
Akaun di bawah Pemerhatian Khas

Outstanding credit facilities

Kemudahan Kredit Belum Jelas
0
- Number Bilangan
BNM 0.00
- Value Nilai
NO
- Installments in arrears in past 12 months
Ansuran tertunggak dalam tempoh 12 bulan yang lalu

Credit applications in past 12 months

Permohonan Kredit dalam tempoh 12 bulan yang lalu 0
- Total Jumlah BNM 0
- Approved Diluluskan 0
- Pending Dalam pertimbangan

Availability of Trade Referee Listing

CTOS YES
Rekod Rujukan Perdagangan

DISCLAIMER: This MyCTOS Report may not be reproduced in whole, in part or in any other manner. This report is provided in strict confidence for your personal user only. This report contains information
compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. In the event of ambiguities, conflicts or possible variations in interpretation
between the English and Malay version of this credit report, the English version shall always prevail.
 Page 4 of 9
Strictly Confidential
Report No. : CI-5180-20221229232146
Attention
Account
: selfcheckapp (SELFCHECK_APP)
: CDS (CTOS DATA SYSTEMS SDN BHD SELFCHECK CDS)
MyCTOS SCORE REPORT
Date : 2022-12-29 23:21:46
@ the request of ELEZER GITUAN JOHN (931128136106)

Top 5 Directorships & Business Interests 5 Pengarah & Kepentingan Teratas

Appoint Date Profit After Tax

Resign Date Shareholding
Position Tarikh Keuntungan Selepas Year Status
Company Syarikat Tarikh Letak Pegangan Saham
Jawatan Pelantikan Cukai (RM) Tahun Status
Jawatan (%)

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

DISCLAIMER: This MyCTOS Report may not be reproduced in whole, in part or in any other manner. This report is provided in strict confidence for your personal user only. This report contains information
compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. In the event of ambiguities, conflicts or possible variations in interpretation
between the English and Malay version of this credit report, the English version shall always prevail.
 Page 5 of 9
Strictly Confidential
Report No. : CI-5180-20221229232146
Attention
Account
: selfcheckapp (SELFCHECK_APP)
: CDS (CTOS DATA SYSTEMS SDN BHD SELFCHECK CDS)
MyCTOS SCORE REPORT
Date : 2022-12-29 23:21:46
@ the request of ELEZER GITUAN JOHN (931128136106)

B1: DIRECTORSHIPS AND BUSINESS INTERESTS PENGARAH DAN KEPENTINGAN PERNIAGAAN

No Information Available Tiada Maklumat

B2: ADDRESS RECORDS REKOD ALAMAT

LAST UPDATED SOURCE

ADDRESS ALAMAT
KEMASKINI TERAKHIR SUMBER

No Information Available Tiada Maklumat

C1: BANKING PAYMENT RECORDS REKOD PEMBAYARAN PERBANKAN (SOURCE SUMBER: CCRIS, BANK NEGARA MALAYSIA)
CCRIS Entity Key Kunci Entiti CCRIS 30934789
Subject Status Status Subjek Pending Verification
CCRIS SUMMARY RINGKASAN CCRIS

No of Applications Amount Applied

Credit Applications Permohonan Kredit
Bilangan Permohonan Jumlah Yang Dimohon

Approved in past 12 months

0 -
Diluluskan Dalam Tempoh 12 Bulan Yang Lalu

Pending Dalam Pertimbangan 0 -

Summary of Potential & Current Liabilities Outstanding Total Limit FEC Limit
Ringkasan Potensi & Liabiliti Semasa Belum Jelas Had Jumlah Had FEC

As Borrower Sebagai Peminjam - - -

As Guarantor Sebagai Penjamin - - -
Total Jumlah - - -
Legal Action Taken
N
Tindakan Undang-undang yang diambil
Special Attention Account
N
Akaun di Bawah Pemerhatian Khas

CCRIS DETAILS MAKLUMAT CCRIS

Loan Information Maklumat Pinjaman
Prin.
Total Repmt.
Lender Date Balance Col
Outstanding Term Conduct Of Account For Last 12 Date Status
Type Updated Type
No Date Capacity Facility Balance Limit Terma Months LGL Updated
Sts Jenis Jumlah Baki Jenis
No Tarikh Kapasiti Kemudahan Jumlah Baki Had (RM) Pembaya- Rekod Bayaran Sepanjang 12 Bulan STS Tarikh Status
Pemberi Dikemaskini Caga-
Belum Jelas ran Balik Yang Lalu Dikemaskini
Pinjaman ran
(RM) Prinsipal

2022 2022

Outstanding Credit Kredit Belum Jelas D N O S A J J M A M F J

Special Attention Account Akaun di Bawah Pemerhatian Khas

Credit Application Permohonan Kredit

REMARK LEGEND

FACILITY KEMUDAHAN:

LOAN INFOMATION STATUS STATUS MAKLUMAT PINJAMAN:

CREDIT APPLICATION STATUS STATUS PERMOHONAN KREDIT:

LEGAL STATUS STATUS UNDANG-UNDANG:

CCRIS DERIVATIVES DERIVATIF CCRIS

DISCLAIMER: This MyCTOS Report may not be reproduced in whole, in part or in any other manner. This report is provided in strict confidence for your personal user only. This report contains information
compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. In the event of ambiguities, conflicts or possible variations in interpretation
between the English and Malay version of this credit report, the English version shall always prevail.
 Page 6 of 9
Strictly Confidential
Report No. : CI-5180-20221229232146
Attention
Account
: selfcheckapp (SELFCHECK_APP)
: CDS (CTOS DATA SYSTEMS SDN BHD SELFCHECK CDS)
MyCTOS SCORE REPORT
Date : 2022-12-29 23:21:46
@ the request of ELEZER GITUAN JOHN (931128136106)

Earliest known Date of application

24-09-2018
facility Tarikh Permohonan
Kemudahan
terawal yang Facility type
OTLNFNCE - Other Term Loans/Financing
diketahui Jenis Kemudahan

# of facilities
0
Bilangan # kemudahan

Total outstanding balance (RM)

Secured -
Jumlah baki tertunggak (RM)
facilities
Kemudahan
Total outstanding as % of total limit
bercagar 0%
Jumlah baki belum jelas sebagai % daripada jumlah had

Average number of installments in arrears

0.0
Purata bilangan ansuran tertunggak

# of facilities
0
# kemudahan

Total outstanding balance (RM)

Unsecured -
Jumlah baki tertunggak (RM)
facilities
Kemudahan
Total outstanding as % of total limit
tidak bercagar 0%
Jumlah baki belum jelas sebagai % daripada jumlah had

Average number of installments in arrears

0.0
Purata bilangan ansuran tertunggak

Credit Card Average Utilisation Last 6 Months

0.00%
Kad Kredit Purata Penggunaan Sepanjang 6 bulan yang lalu

Other
Revolving Average Utilisation Last 6 Months
Credits Purata Penggunaan Sepanjang 6 bulan yang 0.00%
Kredit Pusingan lalu
Lain

Min Utilisation Last 12 Months (RM)

Penggunaan Minima Sepanjang 12 Bulan yang RM -
Lalu (RM)
Charge Card
Kad Caj
Max Utilisation Last 12 Months (RM)
RM -
Pengunaan Maksima 12 Bulan Terakhir (RM)

PTPTN Number of Accounts

0
PTPTN Bilangan Akaun

Local Lenders
Number of Accounts
Pemberi Pinjaman 0
Bilangan Akaun
Tempatan

Foreign Lenders
Number of Accounts
Pemberi Pinjaman 0
Bilangan Akaun
Asing

D1: LEGAL CASES (SUBJECT AS DEFENDENT) KES UNDANG-UNDANG (SUBJEK SEBAGAI DEFENDAN)
No Information Available Tiada Maklumat

D2: LEGAL CASES (SUBJECT AS PLAINTIFF) KES UNDANG-UNDANG (SUBJEK SEBAGAI PLAINTIF)
No Information Available Tiada Maklumat

D4: LEGAL CASES (NON PERSONAL CAPACITY) KES UNDANG-UNDANG (BUKAN KAPASITI PERIBADI)

DISCLAIMER: This MyCTOS Report may not be reproduced in whole, in part or in any other manner. This report is provided in strict confidence for your personal user only. This report contains information
compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. In the event of ambiguities, conflicts or possible variations in interpretation
between the English and Malay version of this credit report, the English version shall always prevail.
 Page 7 of 9
Strictly Confidential
Report No. : CI-5180-20221229232146
Attention
Account
: selfcheckapp (SELFCHECK_APP)
: CDS (CTOS DATA SYSTEMS SDN BHD SELFCHECK CDS)
MyCTOS SCORE REPORT
Date : 2022-12-29 23:21:46
@ the request of ELEZER GITUAN JOHN (931128136106)

No Information Available Tiada Maklumat

E: TRADE REFERENCE RUJUKAN PERDAGANGAN

The following information are in relation to Account No: LWS085AML0176

Maklumat berikut adalah berkaitan dengan No Akaun: LWS085AML0176

1. Relationship Relationship Start Date

CUSTOMER 1 December 2019
Hubungan Tarikh Mula Perhubungan

2. Aging Information
As At Statement Date: 2019-12-31
Maklumat Hutang

Name of Debtor Nama Penghutang ELEZER GITUAN JOHN

Credit Terms Terma Kredit 30 Days Credit Limit (RM) Had Kredit (RM) 0.00
Account Status Status Akaun
Address Alamat KAMPUNG BELANGAI,JALAN SUNDAR,98850 LAWAS,SARAWAK.,
Nature of Debt Jenis Hutang Loan Extended

Last Paid Amount (RM)

8,950.00
Jumlah Bayaran Terakhir (RM)

Remark Catatan -

Outstanding Belum Jelas Default Tertunggak

0-30 Days Hari 31-60 Days Hari 61-90 Days Hari 91-120 Days Hari 121-150 Days Hari 151-180 Days Hari >180 Days Hari
0.00 0.00 0.00 0.00 0.00 0.00 13,172.00
The above was accurate as at the statement date indicate above. Perkara diatas adalah tepat seperti pada tarikh penyata seperti di atas

Account Conduct Kelakuan Akaun

Not Provided Excellent Good Satisfactory Unsatisfactory

Tidak Dinyatakan Sangat Baik Baik Memuaskan Tidak Memuaskan

3. Returned Cheque History Sejarah Cek Dipulangkan

Date Returned
Cheque No Account No Bank Amount (RM) Reason Cheque Issuer
Tarikh
No Cek No Akaun Bank Jumlah (RM) Sebab Pengeluar Cek
Dipulangkan

No Information Available Tiada Maklumat

4. Reminders / Letter of Demand for Payment / General Remarks Surat Peringatan / Surat Tuntutan / Catatan Am
Sent reminder to the
subject for settlement
Surat peringatan dihantar 2019-12-31
kepada subjek untuk
penyelesaian

5. CRA Comment Komen APK No Information Available Tiada Maklumat

6. Subject's Comment Komen Subjek No Information Available Tiada Maklumat

7. Referee's Information Maklumat Pemberi Rujukan Perdagangan

Referee
ANGAN MAJU SDN BHD
Pemberi Rujukan Perdagangan

Contact Name Nama MS NATALIE

Address Alamat LOT 3401,115,GRD FLR,PHASE 2,BINTULU,SARAWAK

DISCLAIMER: This MyCTOS Report may not be reproduced in whole, in part or in any other manner. This report is provided in strict confidence for your personal user only. This report contains information
compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. In the event of ambiguities, conflicts or possible variations in interpretation
between the English and Malay version of this credit report, the English version shall always prevail.
 Page 8 of 9
Strictly Confidential
Report No. : CI-5180-20221229232146
Attention
Account
: selfcheckapp (SELFCHECK_APP)
: CDS (CTOS DATA SYSTEMS SDN BHD SELFCHECK CDS)
MyCTOS SCORE REPORT
Date : 2022-12-29 23:21:46
@ the request of ELEZER GITUAN JOHN (931128136106)

Telephone Telefon 086-341489

Nature of Business
MONEY LENDER
Jenis Perniagaan

Remarks Catatan -

The following information are in relation to Account No: 1100060974153

Maklumat berikut adalah berkaitan dengan No Akaun: 1100060974153

1. Relationship Relationship Start Date

CUSTOMER 3 October 2019
Hubungan Tarikh Mula Perhubungan

2. Aging Information
As At Statement Date: 2021-01-05
Maklumat Hutang

Name of Debtor Nama Penghutang ELEZER GITUAN JOHN

Credit Terms Terma Kredit cash Credit Limit (RM) Had Kredit (RM) 0.00
Account Status Status Akaun Under Recovery Action
Address Alamat Not Provided
Nature of Debt Jenis Hutang Telecommunication Services Rendered

Last Paid Amount (RM)

0.00
Jumlah Bayaran Terakhir (RM)

Remark Catatan -

Outstanding Belum Jelas Default Tertunggak

0-30 Days Hari 31-60 Days Hari 61-90 Days Hari 91-120 Days Hari 121-150 Days Hari 151-180 Days Hari >180 Days Hari
0.00 0.00 0.00 0.00 0.00 0.00 403.38
The above was accurate as at the statement date indicate above. Perkara diatas adalah tepat seperti pada tarikh penyata seperti di atas

Account Conduct Kelakuan Akaun

Not Provided Excellent Good Satisfactory Unsatisfactory

Tidak Dinyatakan Sangat Baik Baik Memuaskan Tidak Memuaskan

3. Returned Cheque History Sejarah Cek Dipulangkan

Date Returned
Cheque No Account No Bank Amount (RM) Reason Cheque Issuer
Tarikh
No Cek No Akaun Bank Jumlah (RM) Sebab Pengeluar Cek
Dipulangkan

No Information Available Tiada Maklumat

4. Reminders / Letter of Demand for Payment / General Remarks Surat Peringatan / Surat Tuntutan / Catatan Am
No Information Available

5. CRA Comment Komen APK No Information Available Tiada Maklumat

6. Subject's Comment Komen Subjek No Information Available Tiada Maklumat

7. Referee's Information Maklumat Pemberi Rujukan Perdagangan

Referee
DIGI TELECOMMUNICATIONS SDN BHD
Pemberi Rujukan Perdagangan

Contact Name Nama -

Address Alamat LOT 10,JLN DELIMA 1/1,SUBANG HI-TECH IND PARK,SHAH ALAM
Telephone Telefon 03-57211800
DISCLAIMER: This MyCTOS Report may not be reproduced in whole, in part or in any other manner. This report is provided in strict confidence for your personal user only. This report contains information
compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. In the event of ambiguities, conflicts or possible variations in interpretation
between the English and Malay version of this credit report, the English version shall always prevail.
 Page 9 of 9
Strictly Confidential
Report No. : CI-5180-20221229232146
Attention
Account
: selfcheckapp (SELFCHECK_APP)
: CDS (CTOS DATA SYSTEMS SDN BHD SELFCHECK CDS)
MyCTOS SCORE REPORT
Date : 2022-12-29 23:21:46
@ the request of ELEZER GITUAN JOHN (931128136106)

Nature of Business ESTABLISHMENT, MAINTENANCE AND PROVISION OF TELECOMMUNICATIONS, AND RELATED

Jenis Perniagaan SERVICES

Remarks Catatan -

- End of Report/Penghujung Laporan -

DISCLAIMER: This MyCTOS Report may not be reproduced in whole, in part or in any other manner. This report is provided in strict confidence for your personal user only. This report contains information
compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. In the event of ambiguities, conflicts or possible variations in interpretation
between the English and Malay version of this credit report, the English version shall always prevail.