Kleo 1

4/13/24, 5:31 PM Your Credit Health | Credit Karma
View report from
Apr 12, 2024
EMILY D TAYLOR
618
Calculated using VantageScore 3.0
Provided by TransUnion
Personal Information
NAMES REPORTED
EMILY D TAYLOR
ONEAL,EMILY,D
O,EMILY,D
EMPLOYMENT INFO
SUNFLOWER GROUP
MID AMERICA NAZARENE UNI
ADDRESSES REPORTED
412 ARTHUR AV
BONNER SPRINGS, KS
66012
15644 S RENNER RD
OLATHE, KS
66062
15644 S MURLEN RD
OLATHE, KS
66062
Today Credit Cards Loans Money
https://www.creditkarma.com/credit-health/transunion/credit-report/print 1/18
Accounts
Here's every account on your TransUnion report. Click on the account name for more details.
See an error?
You can submit a dispute without leaving Credit Karma. Look for Direct Dispute™ in the details of the
account.
AUTO LOANS
MAINSTREET CREDIT UNION $0.00 -

Reported: Jun. 30, 2017 Closed
Overview
You have 0% left to pay on this loan.
Balance Highest Balance

$0 $11199
Monthly payment $0
Opened Mar. 07, 2012 (12 yrs, 1 mo)
Term 60 months
Payment History
You’ve made 100% of payments for this account on time.
J F M A M J J A S O N D
2017
2016
Current Late Unknown
Last payment Jul. 06, 2017
Current Payment Status Current
Worst Payment Status Current
Account Details
Account status Closed
Type Auto Loan
Responsibility Joint
Remarks Closed
Times 30/60/90 days late 0/0/0
Closed Jun. 30, 2017
See an error?
DIRECT DISPUTE™
If there's an error on your report, you can submit a dispute without leaving Credit
Karma.
DISPUTE AN ERROR
Creditor Information
MAINSTREET CREDIT UNION
13001 W 95 ST SUITE 200
LENEXA, KS 66215
(913) 599-1010
CREDIT CARDS
ALLY CREDIT CARD $4,123.00 -

Reported: Apr. 05, 2024 In good standing
Overview
You're currently using 101% of your account's limit.
Balance Credit limit

$4123 $4100
Monthly payment $151
Opened Apr. 12, 2022 (2 yrs)
Payment History
2024
2023
2022
Last payment Mar. 31, 2024
Amount past due $0
Account Details
Account status Open
Type Credit Card
Responsibility Individual
Remarks No Info
Closed No Info
See an error?
SEE AN ERROR?
If there's an error on your report, you can submit a dispute.
DISPUTE AT TRANSUNION
ALLY CREDIT CARD
PO BOX 9222
OLD BETHPAGE, NY 11804
CAPITAL ONE $607.00 -

Reported: Mar. 20, 2024 In good standing
Overview
You're currently using 101% of your account's limit.
Balance
Today Credit Cards Loans Credit limit
Money
$607 $600
Monthly payment $25
Opened Sep. 04, 2021 (2 yrs, 7 mos)
Payment History
2024
2023
2022
2021
Amount past due $0
Account Details
Account status Open
Type Credit Card
Responsibility Authorized User
Remarks No Info
Closed No Info
See an error?
SEE AN ERROR?
CAPITAL ONE
PO BOX 31293
SALT LAKE CITY, UT 84131
(800) 955-7070
STUDENT LOANS
MOHELA/DEPT OF ED $51,680.00 -
Overview
You have 100% left to pay on this student loan.

$51680 $43540
Monthly payment $0
Opened Jun. 10, 2016 (7 yrs, 10 mos)
Term 240 months

Payment History
Payment History
2024
2023
2022
2021
Account Details
Account status Open
Type Educational
Remarks No Info
Closed No Info
See an error?
SEE AN ERROR?
MOHELA/DEPT OF ED
633 SPIRIT DRIVE
CHESTERFIELD, MO 63005
(800) 866-4352
US BANK STUDENT LOAN $0.00 -

Reported: Feb. 28, 2019 In good standing
Overview

$0 $12000
Monthly payment $0
Opened Aug. 30, 2007 (16 yrs, 7 mos)
Term 180 months
Payment History
2019
2018
Last payment Feb. 20, 2019

Account Details
Account status Open
Type Educational
Responsibility Maker
Remarks No Info
Closed No Info
See an error?
SEE AN ERROR?
US BANK STUDENT LOAN
PO BOX 82522
LINCOLN, NE 68501
(888) 538-7378
US BANK STUDENT LOAN $0.00 -

Reported: Feb. 28, 2019 In good standing
Overview

$0 $12000
Monthly payment $0
Opened Aug. 19, 2008 (15 yrs, 7 mos)
Term 180 months
Payment History
2019
2018
Last payment Feb. 20, 2019
Account Details
Account status Open
Type Educational
Responsibility Maker
Remarks No Info
Closed No Info
See an error?
SEE AN ERROR?
US BANK STUDENT LOAN
PO BOX 82522
LINCOLN, NE 68501
(888) 538-7378
FEDLOAN SERVICING $0.00 -

Reported: Dec. 10, 2021 Closed
Overview

$0 $43540
Monthly payment $0
Opened Jun. 10, 2016 (7 yrs, 10 mos)
Term 300 months
Payment History

2021
2020
2019
2018
Last payment Dec. 01, 2021
Account Details
Account status Transferred
Type Educational
Remarks Account closed due to transfer
Closed Dec. 10, 2021
See an error?
DIRECT DISPUTE™
If there's an error on your report, you can submit a dispute without leaving Credit
Karma.
DISPUTE AN ERROR
FEDLOAN SERVICING
POB 60610
HARRISBURG, PA 17106
(800) 699-2908
Hide closed (1)
OTHER ACCOUNTS
TAB/SUNBIT $47.00
Overview
You have 0% left to pay on this loan.
Balance
$47
Monthly payment $49
Opened Apr. 11, 2023 (1 yr)
Payment History
2024
2023

Account Details
Account status Open
Type Installment sales contract
Remarks No Info
Closed No Info
See an error?
SEE AN ERROR?
TAB/SUNBIT
10940 WILSHIRE BLVD SUITE 1850
LOS ANGELES, CA 90024
(855) 466-6476
Hard Inquiries
When you apply for a new credit account, a hard inquiry will usually get added to your report, which
can make a small dent in your
Today
score. Here are the
Credit
inquiries on your TransUnion
Cards Loans
report. Money
ALLY CREDIT CARD Finance/Personal -

Inquiry: Apr. 12, 2024 (888) 366-2559
See an error?
Find out how to dispute a hard inquiry
Institution Information
ALLY CREDIT CARD
PO BOX 9222
OLD BETHPAGE, NY
11804
(888) 366-2559
Collections
If you've fallen behind on payments, your account could be sent to a collections agency. This can
have a big impact on your credit score.
Clean slate! As of Apr. 12, 2024, you have no collection accounts on your credit report.
Public Records
Things like bankruptcies and legal judgments against you can show up on your credit report and do
some damage to your score.
Chapter 7 Bankruptcy: Bankruptcy $0.00 -

Oct. 05, 2017 Discharged
Overview
Reference Number 1721942
Date Filed Oct. 05, 2017
Classification Bankruptcy
Type Chapter 7 Bankruptcy
Responsibility Joint
Asset Amount 0.00
See an error?
SEE AN ERROR?
Institution Information
USBK COURT KANSAS
500 STATE AVE
KANSAS CITY, KS
66101
(913) 735-2110
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4/13/24, 5:31 PM Your Credit Health | Credit Karma

View report from

Apr 12, 2024

MID AMERICA NAZARENE UNI

Today Credit Cards Loans Money

MAINSTREET CREDIT UNION $0.00 -

Balance Highest Balance

Opened Mar. 07, 2012 (12 yrs, 1 mo)

You’ve made 100% of payments for this account on time.

Current Late Unknown

Last payment Jul. 06, 2017

Today Credit Cards Loans Money

Current Payment Status Current

Worst Payment Status Current

Account status Closed

Type Auto Loan

Times 30/60/90 days late 0/0/0

Closed Jun. 30, 2017

Today Credit Cards Loans Money

ALLY CREDIT CARD $4,123.00 -

Balance Credit limit

Monthly payment $151

Opened Apr. 12, 2022 (2 yrs)

You’ve made 100% of payments for this account on time.

Current Late Unknown

Last payment Mar. 31, 2024

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

Today Credit Cards Loans Money

Account status Open

Type Credit Card

Times 30/60/90 days late 0/0/0

CAPITAL ONE $607.00 -

Monthly payment $25

Opened Sep. 04, 2021 (2 yrs, 7 mos)

You’ve made 100% of payments for this account on time.

Current Late Unknown

Last payment Mar. 14, 2024

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

Account status Open

Type Credit Card

Responsibility Authorized User

Times 30/60/90 days late 0/0/0

Today Credit Cards Loans Money

Balance Highest Balance

Opened Jun. 10, 2016 (7 yrs, 10 mos)

Term 240 months

Today Credit Cards Loans Money

Current Late Unknown

Last payment Mar. 05, 2024

Current Payment Status Current

Worst Payment Status Current

Account status Open

Times 30/60/90 days late 0/0/0

Today Credit Cards Loans Money

US BANK STUDENT LOAN $0.00 -

Balance Highest Balance

Opened Aug. 30, 2007 (16 yrs, 7 mos)

Term 180 months

You’ve made 100% of payments for this account on time.