Report Order Number : 6168016106

Report Date : 17-03-2024

Hey Ramesh,
here is your Credit Report for Mar '24

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Report Summary

1 Active Loans 0
Total loan ₹1,50,000 Current Outstanding

0 Active Credit Cards 0

Total limit 0 Current Outstanding

Overdue Payments 0
Outstanding amount past due date

Credit Card Utilization Not Available

Age of Accounts 16 years 7 months

Recent Enquiries 0
last 3 months

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 Report Order Number : 6168016106
Report Date : 17-03-2024

Ramesh's Credit Report Powered by

Table Of Contents

Sr. No. Section

1 Credit Score & Report Summary

2 Credit Enquiries

3 Summary: Credit Accounts

4 Account Details

5 Support & Legend

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 Report Order Number : 6168016106
Report Date : 17-03-2024

Summary: Loan Accounts

This section displays summary of all your reported loan accounts found in the Credit Bureau database.

Financial Account Latest Bank Outstanding

Account type Account No Ownership Opened Date Loan Amount
Institution Status Update Balance

ICICI BANK
Housing Loan XXXX0657 Joint Account 17-08-2007 Settled 31-08-2013 2,75,000 0
LIMITED

IDFC First Bank MicroFinance

XXXX8043 Individual 14-09-2018 Sub-standard 31-05-2023 1,50,000 0
Ltd Business Loan

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 Report Order Number : 6168016106
Report Date : 17-03-2024

Account Details
This section has information provided to our Bureau Partner by banks , credit/financial institutions and other credit grantors with whom you have a
credit/loan account

ICICI BANK LIMITED Settled

Account Number: XXXX0657 Account type: Housing Loan Account Status: Settled Ownership: Joint Account

Account Details

Opened Date 17-08-2007 Highest Credit 2,75,000 Settlement Amt. -

Closed Date 16-08-2013 Overdue Amt. - EMI Amt. -

Latest Bank Update 31-08-2013 Principal W/O Amt. - Current Balance 0

Last Payment Date - Total W/O Amt. - Last Payment -

Repayment Tenure - Interest Rate - Value of Collateral -

Type of Collateral - Suit Filed Status -

Payment History

Paid on time 1-29 days late 30-59 days late 60-89 days late 90-179 days late 179+ days late

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

2013 SET

2012

2011

2010 *

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 Report Order Number : 6168016106
Report Date : 17-03-2024

IDFC First Bank Ltd Sub-standard

MicroFinance
Account Number: XXXX8043 Account type: Account Status: Sub-standard Ownership: Individual
Business Loan

Account Details

Opened Date 14-09-2018 Highest Credit 1,50,000 Settlement Amt. -

Closed Date - Overdue Amt. 0 EMI Amt. 0

Latest Bank Update 31-05-2023 Principal W/O Amt. - Current Balance 0

Last Payment Date - Total W/O Amt. - Last Payment -

Repayment Tenure - Interest Rate - Value of Collateral -

Type of Collateral - Suit Filed Status -

Payment History

Paid on time 1-29 days late 30-59 days late 60-89 days late 90-179 days late 179+ days late

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

2023 SUB SUB SUB * SUB

2022 SUB SUB SUB SUB SUB SUB SUB SUB * SUB SUB SUB

2021 SUB *

2020 * *

2019

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 Report Order Number : 6168016106
Report Date : 17-03-2024

Support
If you find any discrepancy in your report , please raise a dispute with our partners at ecissupport@equifax.com For any other queries , feel free to
contact us at creditreport@paisabazaar.com .

Legend
1. SF/WD/WO/SETTLED : Credit Accounts that are Suit Filed/ Wilful Default/ Written Off/ Settled

2. ACTIVE* : Credit accounts which are less than 90 days past due.

3. ACTIVE** : Credit accounts which are over 90 days past due.

4. Closed : Credit accounts that have 'Date Closed' populated.

5. DPD : Days Past Due. Number of days that have passed from the agreed payment due date of EMI.

6. DPD '0' : The number '0' in the circle indicates that the Payment is made as agreed and the credit account is up to date.

7. DPD >0 : The number in the circle indicates the "Days Past Due" reported by the respective lender.

8. When the below alphabets are shown in the DPD table, it means the lender is reporting Asset Classification and indicates the following:

S : Standard: An account which is overdue for less than 90 days is considered as a Standard asset as per RBI guidelines.

M : Special Mention: These accounts are "Standard" assets but for some discrepancy the lending organization would like to monitor this account closely.

B : Substandard: An account which is overdue by 90 days for a period of less than or equal to 12 months is classified as Substandard asset as per RBI guidelines

D : Doubtful: An account which is overdue by 90 days for more than 12 months is classified as doubtful asset as per RBI guidelines.

L : Loss: An account where loss has been identified but the amount has not been written off, wholly or partially is classified as Loss asset as per RBI guidelines.

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 Report Order Number : 6168016106
Report Date : 17-03-2024

Glossary, Terms & Explanations

* Data Not Reported LST Lost or Stolen Card

'0' current account NEW New Account

01+ 1-30 days past due NPD NonPay Disconnect

121+ 121 - 179 days past due REP Repossession

181+ 180 or more days past due SDF Suppress/Delete Fraudulent

31+ 31-60 days past due SF Suit

61+ 61-90 days past due SFR Suit Filed -Restructured

91+ 91-120 days past due SFWD Suit Field and Wiilful Default

ADJ Adjustment Pending SPM Special Mention Account

BK Included in Bankruptcy STD Standard

CLBK Closed Account/ Bankrupt SUB Sub-standard

CLF Closed Account/ Fraud SWDW Suit Field,Wiilful and Written Off

CND Closed Account/Never Pay Disconnect WDF Willful Default

COL Collection Account WDWO WillFul Default and WrittenOff

CON Contact Member for Status WOF Charge Off/Written Off

CUF Closed Account/Unpaid Final Bill

DBT Doubtful

DIS Dispute Resolution Pending

INAC Account is Inactive

LOSS Loss

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